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The Merchants National Bank of

St. Cloud, Minnesota

Charter
#4797
Bank ID
4797
Years
1892–1925
Observations
34

Assets

Year assets loans odraft bonds_circ bonds_hand bond_premiums securities securities_usgov securities_other due_from_ra due_from_other_nb due_from_sb real_estate oreo_and_mortgages current_expenses internal_stamps exchanges bills_nb checks_and_other currency legal_tender specie cash_and_exchange lawful_money redemption_fund due_from_treasurer frb_reserve other_assets
1892 55,913.60 7,287.54 0 25,000 0 375 0 3,783.95 2,885.90 2,479.68 12,745.42 0 183.57 0 160 0 5.14 663 344.40 0 0 0
1893 185,791.19 98,601.05 139.58 25,000 0 0 3,000 7,263.20 0 3,503.25 35,418.33 260 1,516.02 0 75 407.10 55.66 4,856 4,571 1,125 0 0
1894 238,199.66 147,798.84 247.78 25,000 0 0 4,355.44 13,447.37 0 4,564.59 35,719.63 260 0 100 569.37 81.44 2,501 2,429.20 1,125 0 0
1895 288,499.23 177,806.58 744 25,000 0 0 5,901.90 30,158.42 0 2,173.94 35,872.65 260 1,050 730 300.01 61.78 3,000 4,314.95 1,125 0 0
1896 258,712.97 151,037.01 1,710.80 25,000 0 0 5,471.02 17,311.90 0 5,358.75 36,329.80 1,326.27 0 655 608.56 96.01 5,584 7,098.85 1,125 0 0
1897 592,957.14 335,990.95 3,298.74 37,500 12,500 2,400 23,064.60 72,389.01 0 2,990.02 39,325.85 27,371.67 0 3,500 2,124.94 118.11 16,175 12,520.75 1,687.50 0 0
1898 599,907.82 360,400.40 2,366.69 50,000 0 2,400 32,106.56 0 17,513.82 42,687.54 38,767.85 26,089.22 0 500 2,257.71 203.48 6,273 16,089.55 2,250 0 0
1899 585,286.37 347,022.38 6,441.35 50,000 0 2,400 30,523 20,054.44 0 12,320.50 38,611.84 35,576.35 798.70 5,260 3,536.71 430.10 5,000 25,061 2,250 0 0
1900 614,716.92 360,525.58 8,953.76 50,000 0 875 27,666.23 41,342.56 0 10,706.10 38,240.14 40,975.69 130.42 0 2,000 4,121.47 483.92 2,400 23,796.05 2,500 0 0
1901 640,462.93 333,528.88 6,124.30 50,000 0 875 17,601.35 113,442.60 0 9,256.66 38,571.54 39,686.38 55.84 432.25 3,545 505.48 367.65 10,000 13,970 2,500 0 0
1902 713,607.91 457,045.27 5,162.30 50,000 0 2,500 18,135.19 60,797.05 0 18,252.81 37,000 25,877.10 69.22 0 7,380 1,741.92 722.05 5,000 21,425 2,500 0 0
1903 613,223.21 398,820 2,193.18 50,000 0 2,500 16,772.39 28,251.11 0 14,435.25 37,000 20,284.58 0 0 1,800 4,939.76 245.54 4,590 28,891.40 2,500 0 0
1904 608,101.26 396,838.18 2,353.14 50,000 0 2,500 8,669.84 54,462.84 0 10,609.38 37,800 20,583.66 0 0 0 830 3,983.33 465.89 0 16,500 2,500 5 0
1905 629,636 405,356 50,000 6,841 32,735
1906 698,209 464,671 52,500 70,802 88,236 22,000
1907 760,605 518,577 52,500 78,180 85,678 25,670
1908 769,562 535,400 52,500 86,886 67,451 27,325
1909 826,244 567,933 52,000 85,236 91,255 29,820
1910 954,899 674,294 52,000 85,432 101,948 41,225
1911 864,191 610,365 51,000 102,587 60,384 39,855
1912 679,937 435,157 51,000 107,598 49,722 36,460
1913 707,410 457,631 51,000 117,400 46,165 35,214
1914 799,334 559,709 51,000 100,224 53,017 35,384
1915 857,031 619,382 51,000 126,869 35,061 24,721
1916 919,793 685,073 51,000 119,198 41,842 22,680
1917 1,001,618 743,490 63,100 130,891 47,505 16,631
1918 1,112,457 760,434 140,750 129,120 33,173 46,076 2,904
1919 1,247,198 796,710 244,458 118,482 41,229 43,819 2,500
1920 1,455,745 1,067,230 177,300 138,537 35,540 33,888 3,250
1921 1,115,438 775,243 180,250 122,660 31,435 2,882 2,533
1922 1,139,554 795,962 80,750 132,651 80,009 45,584 4,596
1923 1,295,508 793,779 149,250 256,400 44,426 46,216 5,436
1924 1,269,546 691,814 114,500 343,621 68,695 45,228 5,688
1925 1,125,395 625,781 151,290 260,521 36,301 44,605 6,896

Liabilities & Capital

Year capital capital_not_certif surplus undivided_profits surplus_and_undivided_profits notes_nb deposits us_deposits individual_deposits demand_deposits time_deposits due_to_sb due_to_banks due_to_banks_and_other_liabs bills_payable rediscounts unpaid_dividends other_liabs
1892 53,850 1,150 0 81.61 0 831.99 0 0 0 0 0 0
1893 100,000 0 350 2,665.04 22,500 48,837.71 0 2,438.44 9,000 0 0 0
1894 100,000 0 700 718.55 22,500 104,068.61 0 0 3,000 7,200 12.50 0
1895 100,000 0 1,000 2,389.09 22,500 118,127.14 0 0 42,000 2,470.50 12.50 0
1896 100,000 0 1,500 1,496.97 22,500 123,216 0 0 10,000 0 0 0
1897 150,000 0 2,000 2,559.05 33,750 404,648.09 0 0 0 0 0 0
1898 150,000 0 2,000 4,231.15 45,000 398,676.67 0 0 0 0 0 0
1899 150,000 0 2,500 2,957.08 45,000 384,829.29 0 0 0 0 0 0
1900 150,000 0 2,500 6,125.60 50,000 406,091.32 0 0 0 0 0 0
1901 135,000 0 2,500 6,965 50,000 445,997.93 0 0 0 0 0 0
1902 135,000 0 3,500 7,142.80 50,000 517,965.11 0 0 0 0 0 0
1903 135,000 0 5,000 6,448.08 50,000 396,775.13 0 0 20,000 0 0 0
1904 135,000 0 6,000 2,205.17 50,000 388,658.01 0 0 23,238.08 3,000 0 0
1905 135,000 10,694 50,000 433,942
1906 135,000 11,574 50,000 0 496,638 4,997
1907 135,000 14,564 50,000 0 536,021 25,020
1908 135,000 10,000 6,900 50,000 0 525,845 41,817
1909 135,000 11,000 5,700 50,000 0 189,148 49,368
1910 135,000 12,000 7,386 50,000 0 725,036 25,477
1911 135,000 13,000 464 50,000 0 629,106 36,621
1912 100,000 14,000 7,249 50,000 1,882 484,149 22,657
1913 100,000 15,000 2,966 50,000 2,188 503,805 33,451
1914 100,000 16,000 5,050 50,000 2,378 579,227 46,679
1915 100,000 17,500 9,573 50,000 242,012 338,357 99,591
1916 100,000 20,000 6,478 50,000 271,712 333,691 137,912
1917 100,000 21,000 7,195 50,000 274,868 349,490 199,064
1918 100,000 28,123 50,000 315,309 349,600 269,425
1919 100,000 27,113 50,000 439,013 460,989 170,083
1920 100,000 25,354 50,000 436,952 569,646 273,793
1921 100,000 26,401 50,000 320,332 480,586 42,518 95,600
1922 100,000 27,369 50,000 390,472 531,044 40,668
1923 100,000 23,384 99,500 351,318 671,010 48,195
1924 100,000 29,703 100,000 371,967 634,208 31,848
1925 100,000 25,132 100,000 332,266 535,746 31,850