The Citizens National Bank of
South Bend, Indiana
Assets
| Year | assets | loans | odraft | bonds_circ | bonds_dep | bonds_hand | bond_premiums | securities | securities_usgov | securities_other | due_from_ra | due_from_other_nb | due_from_sb | real_estate | current_expenses | internal_stamps | bills_nb | checks_and_other | currency | legal_tender | specie | cash_and_exchange | lawful_money | cash_exchange_and_reserve | redemption_fund | due_from_treasurer | frb_reserve | other_assets |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1892‡ | ||||||||||||||||||||||||||||
| 1893 | 181,713.71 | 109,998.14 | 25.46 | 25,000 | 0 | 0 | 2,862.50 | 0 | 16,322.93 | 0 | 0 | 9,066.35 | 1,407.07 | 8,958 | 345.57 | 15.44 | 2,500 | 4,087.25 | 1,125 | 0 | 0 | |||||||
| 1894 | 210,779.86 | 118,406.43 | 932.05 | 25,000 | 0 | 0 | 2,862.50 | 23,400 | 8,126.73 | 0 | 0 | 9,131.35 | 9,478 | 4,645.73 | 61.47 | 2,500 | 5,110.60 | 1,125 | 0 | 0 | ||||||||
| 1895 | 266,992.46 | 148,221.39 | 1,249.91 | 50,000 | 0 | 0 | 6,050 | 22,560 | 7,984.47 | 2,244.55 | 0 | 9,131.35 | 3,083 | 433.29 | 75.85 | 0 | 13,708.65 | 2,250 | 0 | 0 | ||||||||
| 1896 | 309,015.61 | 148,933.14 | 499.57 | 50,000 | 0 | 0 | 4,500 | 29,620 | 19,473.65 | 2,026.93 | 7,886.48 | 8,000 | 8,619 | 3,635.60 | 96.24 | 10,000 | 13,025 | 2,250 | 450 | 0 | ||||||||
| 1897 | 338,233.30 | 186,397.56 | 297.57 | 50,000 | 0 | 0 | 4,000 | 15,680 | 25,246.74 | 2,935.68 | 14,842.40 | 7,500 | 7,595 | 3,415.08 | 174.57 | 0 | 17,948.70 | 2,200 | 0 | 0 | ||||||||
| 1898 | 434,701.25 | 235,103.98 | 2,327.40 | 50,000 | 0 | 48,000 | 4,000 | 6,260 | 28,207.42 | 2,348.19 | 11,079.35 | 8,805.64 | 2,698 | 1,976.23 | 455.99 | 5,000 | 25,189.05 | 2,250 | 1,000 | 0 | ||||||||
| 1899 | 531,406.80 | 298,990.89 | 6,328.87 | 100,000 | 0 | 0 | 4,000 | 5,280 | 43,111.16 | 0 | 5,303.50 | 9,750 | 14,257 | 2,107.36 | 361 | 0 | 37,417.02 | 4,500 | 0 | 0 | ||||||||
| 1900 | 636,279.83 | 313,400.25 | 7,251.63 | 100,000 | 50,000 | 0 | 7,000 | 24,596.67 | 42,366.47 | 0 | 9,217.32 | 9,250 | 530.16 | 15,775 | 5,153.45 | 941.53 | 0 | 44,827.35 | 5,000 | 970 | 0 | |||||||
| 1901 | 751,487.90 | 437,186.36 | 6,603.23 | 100,000 | 50,000 | 0 | 6,500 | 21,181.80 | 39,198.36 | 0 | 5,459.60 | 8,000 | 0 | 16,915 | 9,606.15 | 1,195.35 | 0 | 44,462.05 | 5,000 | 180 | 0 | |||||||
| 1902 | 789,514.51 | 399,788.38 | 3,733.91 | 100,000 | 50,000 | 0 | 6,500 | 19,708.90 | 121,208.31 | 0 | 0 | 6,500 | 0 | 11,392 | 16,914.59 | 747.77 | 0 | 45,650.65 | 5,000 | 2,370 | 0 | |||||||
| 1903 | 844,043.73 | 418,462.74 | 6,933.80 | 100,000 | 100,000 | 0 | 2,000 | 25,533.87 | 105,948.31 | 0 | 0 | 0 | 0 | 23,216 | 8,416.42 | 789.99 | 0 | 46,542.60 | 5,000 | 1,200 | 0 | |||||||
| 1904 | 725,232.98 | 361,427.14 | 1,758.29 | 100,000 | 70,000 | 30,000 | 0 | 21,004.04 | 66,130.62 | 0 | 0 | 0 | 0 | 0 | 10,599 | 13,291.61 | 181.93 | 10,000 | 36,040.35 | 4,800 | 0 | 0 | ||||||
| 1905 | 707,663 | 355,539 | 152,000 | 7,910 | 27,749 | |||||||||||||||||||||||
| 1906 | 816,911 | 529,119 | 152,000 | 19,896 | 94,557 | 21,339 | ||||||||||||||||||||||
| 1907 | 878,636 | 525,856 | 152,000 | 22,717 | 148,650 | 29,413 | ||||||||||||||||||||||
| 1908 | 781,572 | 422,509 | 160,375 | 22,127 | 151,744 | 24,817 | ||||||||||||||||||||||
| 1909 | 795,194 | 440,760 | 100,000 | 64,170 | 163,000 | 27,264 | ||||||||||||||||||||||
| 1910 | 851,929 | 518,527 | 100,000 | 54,583 | 156,233 | 22,586 | ||||||||||||||||||||||
| 1911 | 805,503 | 465,582 | 100,000 | 63,361 | 143,529 | 33,031 | ||||||||||||||||||||||
| 1912 | 892,524 | 593,555 | 100,000 | 76,772 | 91,159 | 31,038 | ||||||||||||||||||||||
| 1913 | 933,412 | 627,948 | 125,000 | 54,750 | 93,955 | 31,759 | ||||||||||||||||||||||
| 1914 | 1,072,877 | 624,466 | 100,000 | 145,588 | 146,988 | 55,835 | ||||||||||||||||||||||
| 1915 | 1,009,544 | 562,541 | 100,000 | 155,930 | 156,648 | 34,425 | ||||||||||||||||||||||
| 1916 | 1,152,733 | 621,201 | 100,000 | 152,576 | 222,764 | 56,192 | ||||||||||||||||||||||
| 1917 | 1,258,707 | 704,683 | 120,000 | 176,355 | 80,356 | 177,313 | ||||||||||||||||||||||
| 1918 | 1,464,451 | 807,899 | 226,950 | 169,501 | 190,139 | 55,825 | 14,137 | |||||||||||||||||||||
| 1919 | 3,004,135 | 1,809,468 | 353,200 | 229,491 | 481,793 | 117,856 | 11,588 | |||||||||||||||||||||
| 1920 | 3,803,274 | 2,555,028 | 474,700 | 230,047 | 355,697 | 157,980 | 29,822 | |||||||||||||||||||||
| 1921 | 4,134,652 | 2,765,151 | 523,400 | 191,783 | 421,962 | 195,732 | 36,624 | |||||||||||||||||||||
| 1922 | 4,427,593 | 3,000,306 | 423,933 | 308,657 | 451,875 | 208,139 | 34,683 | |||||||||||||||||||||
| 1923 | 5,400,467 | 3,571,221 | 471,900 | 313,812 | 797,049 | 210,868 | 35,617 | |||||||||||||||||||||
| 1924 | 4,572,954 | 3,084,563 | 450,432 | 320,201 | 477,965 | 202,165 | 37,628 | |||||||||||||||||||||
| 1925 | 5,309,639 | 3,565,869 | 447,732 | 305,289 | 72,100,673 | 228,060 | 41,682 | |||||||||||||||||||||
| 1926 | 5,590,303 | 3,735,050 | 444,912 | 300,716 | 1,062,296 | 47,329 | ||||||||||||||||||||||
| 1927 | 5,437,630 | 3,247,727 | 437,335 | 556,746 | 1,154,564 | 41,258 | ||||||||||||||||||||||
| 1928 | 5,634,560 | 2,904,252 | 435,304 | 960,971 | 1,286,234 | 47,799 | ||||||||||||||||||||||
| 1929 | 7,129,526 | 4,042,129 | 613,471 | 638,867 | 1,566,541 | 268,518 | ||||||||||||||||||||||
| 1930 | 6,428,372 | 3,388,878 | 740,944 | 525,881 | 1,409,354 | 363,315 | ||||||||||||||||||||||
| 1931 | 6,544,094 | 2,663,543 | 854,307 | 436,460 | 2,208,285 | 381,499 | ||||||||||||||||||||||
| 1932 | 6,246,597 | 2,215,710 | 992,356 | 720,126 | 1,929,103 | 389,302 | ||||||||||||||||||||||
| 1933‡ |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.
Liabilities & Capital
| Year | capital | surplus | undivided_profits | surplus_and_undivided_profits | notes_nb | deposits | us_deposits | individual_deposits | demand_deposits | time_deposits | due_to_nb | due_to_sb | due_to_banks | due_to_banks_and_other_liabs | bills_payable | rediscounts | unpaid_dividends | other_liabs |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1892‡ | ||||||||||||||||||
| 1893 | 100,000 | 1,050.38 | 2,868.09 | 22,500 | 55,295.24 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| 1894 | 100,000 | 1,470.69 | 6,328.94 | 21,600 | 81,380.23 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| 1895 | 100,000 | 10,000 | 3,437.11 | 43,700 | 107,378 | 0 | 0 | 0 | 2,477.35 | 0 | 0 | 0 | ||||||
| 1896 | 100,000 | 11,000 | 7,697.32 | 45,000 | 144,285.84 | 0 | 1,032.45 | 0 | 0 | 0 | 0 | 0 | ||||||
| 1897 | 100,000 | 13,000 | 6,545.72 | 44,800 | 173,887.58 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| 1898 | 100,000 | 14,600 | 854.99 | 37,750 | 281,085.40 | 0 | 0 | 165.86 | 0 | 0 | 245 | 0 | ||||||
| 1899 | 100,000 | 15,600 | 3,953.75 | 84,500 | 326,758.05 | 0 | 0 | 0 | 0 | 0 | 595 | 0 | ||||||
| 1900 | 100,000 | 30,000 | 7,791.92 | 89,350 | 360,683.91 | 47,500 | 0 | 0 | 0 | 954 | 0 | |||||||
| 1901 | 100,000 | 40,000 | 10,952.39 | 98,600 | 420,652.74 | 50,000 | 0 | 0 | 29,740.77 | 1,542 | 0 | |||||||
| 1902 | 100,000 | 50,000 | 14,668.71 | 98,500 | 474,750.60 | 50,005.20 | 0 | 0 | 0 | 1,590 | 0 | |||||||
| 1903 | 100,000 | 50,000 | 12,511.99 | 97,800 | 481,847.74 | 100,000 | 0 | 0 | 0 | 1,884 | 0 | |||||||
| 1904 | 100,000 | 50,000 | 20,643.34 | 95,700 | 387,053.64 | 70,000 | 0 | 0 | 0 | 1,836 | 0 | |||||||
| 1905 | 100,000 | 83,133 | 95,500 | 429,029 | ||||||||||||||
| 1906 | 100,000 | 98,580 | 80,000 | 52,000 | 484,797 | 1,534 | ||||||||||||
| 1907 | 100,000 | 102,936 | 100,000 | 52,000 | 523,700 | 0 | ||||||||||||
| 1908 | 100,000 | 100,000 | 3,234 | 80,000 | 50,000 | 448,338 | 0 | |||||||||||
| 1909 | 100,000 | 100,000 | 5,725 | 97,500 | 25,000 | 461,371 | 5,598 | |||||||||||
| 1910 | 100,000 | 100,000 | 9,737 | 100,000 | 25,000 | 517,192 | 0 | |||||||||||
| 1911 | 100,000 | 100,000 | 12,537 | 80,000 | 25,000 | 448,284 | 39,682 | |||||||||||
| 1912 | 100,000 | 100,000 | 28,656 | 100,000 | 30,050 | 462,126 | 71,692 | |||||||||||
| 1913 | 100,000 | 100,000 | 28,567 | 98,100 | 20,916 | 425,730 | 160,100 | |||||||||||
| 1914 | 100,000 | 100,000 | 47,993 | 99,500 | 27,971 | 544,213 | 153,200 | |||||||||||
| 1915 | 100,000 | 100,000 | 40,661 | 98,500 | 514,211 | 0 | 156,172 | |||||||||||
| 1916 | 100,000 | 100,000 | 24,877 | 98,500 | 679,301 | 0 | 150,055 | |||||||||||
| 1917 | 100,000 | 100,000 | 33,412 | 96,250 | 706,062 | 20,800 | 202,183 | |||||||||||
| 1918 | 100,000 | 141,065 | 100,000 | 814,993 | 0 | 308,393 | ||||||||||||
| 1919 | 400,000 | 203,063 | 198,750 | 1,913,462 | 55,555 | 233,301 | ||||||||||||
| 1920 | 400,000 | 247,863 | 394,650 | 2,200,575 | 51,986 | 508,200 | ||||||||||||
| 1921 | 400,000 | 302,766 | 395,500 | 2,809,571 | 1,192 | 217,348 | 8,275 | |||||||||||
| 1922 | 700,000 | 257,860 | 400,000 | 2,488,258 | 6,201 | 419,949 | ||||||||||||
| 1923 | 700,000 | 287,849 | 396,250 | 3,039,955 | 108,251 | 373,737 | ||||||||||||
| 1924 | 700,000 | 281,779 | 395,000 | 2,760,837 | 13,548 | 421,790 | ||||||||||||
| 1925 | 700,000 | 302,219 | 400,000 | 2,955,840 | 411,414 | 271,166 | ||||||||||||
| 1926 | 700,000 | 325,355 | 396,250 | 3,033,836 | 5,286 | 758,576 | 371,000 | |||||||||||
| 1927 | 700,000 | 379,169 | 400,000 | 3,639,469 | 4,382 | 218,610 | 96,000 | |||||||||||
| 1928 | 700,000 | 366,174 | 400,000 | 3,691,133 | 24,548 | 202,705 | 250,000 | |||||||||||
| 1929 | 700,000 | 300,000 | 131,731 | 568,700 | 4,264,998 | 1,164,097 | 0 | |||||||||||
| 1930 | 700,000 | 300,000 | 134,473 | 700,000 | 3,830,521 | 761,017 | 2,361 | |||||||||||
| 1931 | 700,000 | 300,000 | 18,962 | 700,000 | 4,823,036 | 0 | 2,096 | |||||||||||
| 1932 | 700,000 | 200,000 | 24,569 | 700,000 | 4,622,028 | 0 | 0 | |||||||||||
| 1933‡ |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.