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The First National Bank of

Adams, Massachusetts

Charter
#462
Bank ID
462
Years
1864–1941
Observations
78

Assets

Year assets loans odraft acceptances_receivable bonds_circ bonds_dep bonds_hand bond_premiums securities securities_usgov securities_other due_from_nb due_from_ra due_from_other_nb due_from_other_nb_and_sb due_from_sb real_estate oreo_and_mortgages current_expenses internal_stamps bills_nb checks_and_other currency legal_tender specie cash_and_exchange lawful_money cash_exchange_and_reserve us_debt redemption_fund due_from_treasurer trade_dollars frb_reserve other_assets
1864 176,843.04 44,052.89 106,850 10,712.74 2,000 1,249.80 11,977.61
1865 179,032.15 10,000 50,000 69,300 38,037.75 4,002.22 7,692.18
1866 421,477.06 140,822.64 150,000 50,000 59,855.85 967.54
1867 398,406.67 142,123.52 0 150,000 50,000 0 676.47 32,489.34 0 1,000 2,383.48 692 2,566.51 910.35 10,365 0 5,200 0
1868 434,606.61 168,808.46 0 150,000 50,000 0 609.46 38,994.57 0 0 1,000 1,592.36 490 4,334.65 1,977.11 11,800 0 5,000 0
1869 435,380.44 213,806.42 585.47 150,000 0 0 0 39,187.51 800 0 1,907.12 2,107.98 653 6,423.61 909.33 19,000 0 0 0
1870 452,154.02 235,136.63 2,192.97 150,000 0 0 0 25,021.83 1,009 0 25,500 2,298.75 72 425.70 497.14 10,000 0 0 0
1871 486,872.69 282,362.63 1,500 142,000 0 0 0 10,089.04 3,327.21 0 25,500 2,094.70 673 1,159.41 166.70 18,000 0 0 0
1872 469,748.10 234,852.84 12,339.55 142,000 0 0 0 28,241.44 2,914.12 0 25,500 2,144.16 1,732 603.38 420.61 19,000 0 0 0
1873 471,563.52 244,712.33 10,300 142,000 0 0 0 19,183.56 1,373.33 0 23,500 2,108.04 521 3,303.53 561.73 24,000 0 0 0
1874 486,501.86 250,390.86 6,131.71 142,000 0 0 0 39,449.93 436.46 21,500 5,247.15 1,427 2,918.25 625.50 10,000 0 0 6,375 0
1875 475,277.35 254,906.83 7,450.13 142,000 0 0 0 0 20,978.18 3,598.86 19,500 2,159.40 576 5,709.98 472.97 8,000 3,550 0 6,375 0
1876 470,778.11 243,172.86 5,894.84 142,000 0 10,000 0 0 12,511.28 9,720.39 17,000 4,321.23 2,390 2,006.37 401.14 10,000 3,965 0 7,395 0
1877 461,804.42 251,911.94 3,938.46 150,000 0 0 0 0 9,990.53 9,612.60 17,000 2,463.19 1,161 1,959.43 702.27 6,000 320 0 6,745 0
1878 413,027.30 223,177.52 16.25 150,000 0 0 0 0 7,008.49 2,654.77 17,000 1,954.03 313 429.10 489.14 2,000 35 0 7,950 0
1879 464,727.45 244,909.02 14,659.44 150,000 0 0 0 0 15,269.63 4,827.78 17,000 1,942.58 1,263 1,567.13 455.57 4,000 2,082.80 0 6,750.50 0
1880 504,554.21 298,795.77 718.61 150,000 0 0 0 0 16,329.14 4,183.69 17,000 2,038.33 2,866 44.81 127.86 3,000 2,700 0 6,750 0
1881 539,992.83 300,381.79 3,291.66 150,000 0 0 0 0 42,123.74 4,068.01 17,000 4,284.02 1,417 924.80 366.81 4,000 4,085 0 8,050 0
1882 605,372.17 369,793.90 131.25 150,000 0 0 7,459 0 37,737.12 613.46 17,000 4,550.42 2,345 502.35 139.67 6,000 2,350 0 6,750 0
1883 590,967.40 361,071.83 2,368.85 150,000 0 0 0 0 33,145.92 3,684.19 17,000 4,871.99 1,279 1,916.65 121.97 5,000 3,757 0 6,750 0
1884 589,373.27 331,223.22 3,712.51 150,000 0 0 0 0 57,075.65 4,394.94 17,000 1,879.29 2,515 2,792.37 155.79 10,000 1,874.50 0 6,750 0
1885 545,735.95 320,404.20 128.03 150,000 0 0 0 0 26,699.02 2,754.80 17,000 4,370.80 1,728 3,490.69 157.91 8,000 4,452.50 0 6,150 400 0
1886 481,693.05 348,466.17 13,906.60 50,000 0 0 0 0 16,039.78 4,756.99 17,000 4,331.57 323 1,329.04 112.40 17,000 5,755.50 0 2,250 0 422 0
1887 491,319.46 340,803.07 5,113.20 50,000 0 0 0 0 36,314.80 600.75 17,000 5,120.81 5,045 682.62 164.21 20,000 8,225 0 2,250 0 0 0
1888 437,836.83 267,847.36 44.70 50,000 0 0 0 0 40,874.59 27,943.54 17,000 4,426.37 5,284 5,707.71 380.76 10,000 6,077.80 0 2,250 0 0 0
1889 517,359.93 316,485.07 14.17 50,000 0 0 0 0 84,484.27 4,121.21 0 17,000 0 1,476.99 1,390 27,263.16 115.06 7,000 5,760 0 2,250 0 0
1890 535,548.03 347,159.53 0 50,000 0 0 0 0 76,033.49 6,091.04 0 17,000 0 1,861.20 2,791 14,222.42 76.40 12,000 6,062.95 0 2,250 0 0
1891 390,270.37 208,633.03 0 37,500 0 0 0 81,000 27,954.09 4,126.75 2,276.86 17,000 0 1,266.82 198 1,709.30 156.52 4,000 2,761.50 0 1,687.50 0 0
1892 615,067.28 296,670.91 3.03 37,500 0 0 641.25 99,175 109,341.06 28,222.38 0 17,000 0 1,797.33 1,750 5,789.75 121.07 8,000 7,368 0 1,687.50 0 0
1893 560,111.88 237,988.36 0 100,000 0 0 9,803.14 90,598.68 53,717.99 450.85 0 17,874 16,600 4,706.07 1,995 4,466.03 121.75 10,000 6,830.01 0 4,500 460 0
1894 592,046.38 258,252.55 2,416.03 100,000 0 0 12,690 95,087.50 52,939.34 1,183.17 0 27,500 15,000 1,902 3,195.14 163.15 9,000 8,217.50 0 4,500 0 0
1895 521,828.99 199,430.37 101.63 100,000 0 0 11,690 89,150.78 58,504.61 1,121.58 0 27,500 15,000 483 1,564.34 200.03 5,000 7,582.65 0 4,500 0 0
1896 510,481.30 195,309.92 284.29 100,000 0 0 7,690 94,455 45,339.19 1,112.29 0 27,500 15,000 2,082 807.86 123.25 5,200 9,217.50 0 4,500 1,860 0
1897 526,935.48 209,390.02 280.23 100,000 0 0 17,385 85,400 50,131.57 990.51 0 27,500 15,000 882 500.59 101.06 4,000 9,524.50 0 4,500 1,350 0
1898 505,524.66 205,828.38 796.73 100,000 0 0 17,385 64,771.86 47,769.65 2,603.65 0 27,500 15,000 754 2,909.09 73.70 5,000 9,282.60 0 4,500 1,350 0
1899 535,771.84 225,921.57 3,783.56 100,000 0 0 17,385 81,713.11 62,230.16 2,804.44 0 27,500 0 634 693.64 66.36 1,000 7,540 0 4,500 0 0
1900 512,060.96 237,488.86 634.50 150,000 0 0 0 64,706.86 7,886.63 1,455.18 0 27,500 0 354 707 2,865.83 91.50 1,000 9,870.60 0 7,500 0 0
1901 518,600.51 236,055.50 197.30 150,000 0 0 7,500 45,827.45 21,526.63 1,920.56 0 27,500 7,500 242.25 1,183 170.53 64.79 2,500 8,912.50 0 7,500 0 0
1902 407,825.52 244,063.17 12.38 37,500 0 0 1,875 37,424.91 33,587.06 2,721.92 0 27,500 7,500 195 1,100 270.45 83.13 3,000 9,117.50 1,875 0 0
1903 487,809.73 206,028.75 40.59 150,000 0 0 8,625 37,424.91 18,112.04 4,325.27 0 27,500 7,500 195 1,790 914.36 52.31 3,600 12,051.50 7,500 2,150 0
1904 505,749.47 220,014.06 0 150,000 0 0 7,775 52,785 19,108.64 1,445.91 0 27,500 7,500 0 71.12 874 493.33 29.31 0 10,653.10 7,500 0 0
1905 440,159 208,152 100,000 46,950 11,366
1906 444,275 193,496 104,000 85,285 47,676 13,818
1907 479,751 246,402 104,000 76,785 29,655 22,909
1908 460,233 222,929 104,000 84,218 27,459 21,627
1909 488,855 224,396 104,000 89,205 49,993 21,261
1910 492,749 205,509 101,500 104,205 69,248 12,287
1911 499,243 195,769 100,000 126,255 58,259 18,960
1912 521,430 202,686 100,000 132,527 63,811 22,406
1913 533,725 224,007 100,000 132,077 59,711 17,330
1914 551,315 220,611 100,000 157,971 54,990 17,743
1915 548,184 211,349 100,000 185,494 36,397 14,944
1916 678,552 242,336 100,000 244,611 63,785 27,820
1917 838,553 319,864 153,250 245,984 60,874 58,581
1918 1,029,368 456,631 212,750 239,985 105,640 9,362 5,000
1919 966,689 406,766 209,320 237,760 80,579 25,157 7,107
1920 998,068 420,710 132,650 257,183 140,343 30,608 16,574
1921 913,204 366,699 6,085 124,850 266,432 105,718 32,120 11,300
1922 1,281,006 519,892 198,639 336,201 172,879 47,442 5,953
1923 1,181,398 572,322 166,565 326,522 64,693 46,146 5,150
1924 1,106,594 450,188 155,639 340,980 117,082 37,705 5,000
1925 1,134,465 508,750 168,391 307,990 104,258 40,056 5,070
1926 1,026,928 436,981 29,634 357,812 196,623 5,878
1927 1,224,436 581,935 0 490,154 152,118 229
1928 1,132,987 579,438 0 439,109 114,440 0
1929 1,080,478 615,320 0 326,848 101,710 36,600
1930 1,034,344 583,916 0 305,921 107,907 36,600
1931 937,176 509,355 0 282,496 108,717 36,608
1932 768,681 395,832 5,095 246,477 84,610 36,667
1933 754,356 372,989 10,238 236,163 77,887 57,079
1934 875,996 292,644 200,702 226,619 88,278 67,753
1935‡ 845,802
1936‡
1937‡
1938
1939 1,171,484 617,856 71,800 277,529 166,745 37,554
1940 1,254,160 723,648 64,300 243,601 187,825 34,786
1941 1,437,791 830,551 69,100 197,666 309,356 31,118

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.

Liabilities & Capital

Year capital surplus undivided_profits surplus_and_undivided_profits notes_nb notes_sb deposits us_deposits individual_deposits demand_deposits time_deposits due_to_nb due_to_other_nb due_to_ra due_to_sb due_to_tc_and_sb due_to_banks due_to_banks_and_other_liabs bills_payable rediscounts unpaid_dividends other_liabs
1864 75,000 2,869.49 67,100 31,873.55
1865 50,000 9,325.75 45,000 8,912.95 60,992.27 4,551.18 250
1866 150,000 2,255.61 5,994.83 127,500 4,530 74,167.59 34,475.93 7,553.10 15,000
1867 150,000 5,000 12,095.95 127,000 1,285 73,001.25 28,101.56 1,922.91 0 0 0
1868 150,000 15,000 10,813.33 127,500 943 112,829.58 16,246.40 1,274.30 0 0
1869 150,000 25,000 14,381.88 127,500 0 84,751.88 0 8,746.68 0 0 25,000 0
1870 150,000 30,000 11,310.79 127,500 0 70,977.24 0 18,803.12 15,107 0 28,335.87 120 0
1871 150,000 36,000 10,809.58 127,500 0 82,138.74 0 1,926.79 20,536.57 0 57,961.01 0 0
1872 150,000 40,000 12,519.74 127,500 0 95,454.95 0 6,370.55 8,177.86 0 29,725 0 0
1873 150,000 45,000 8,678.18 127,500 0 76,023.72 0 11,996.40 32,365.22 0 20,000 0 0
1874 150,000 50,000 11,076.96 126,500 0 114,589.12 0 723.73 9,612.05 0 24,000 0 0
1875 150,000 50,000 11,812.30 127,500 0 81,523.96 0 0 14,441.09 0 40,000 0 0
1876 150,000 50,000 10,149.42 127,800 0 94,051.93 0 1,560 7,716.76 0 29,500 0 0
1877 150,000 50,000 12,367.41 131,000 0 77,994.69 0 0 10,442.32 0 30,000 0 0
1878 150,000 50,000 14,924.84 131,000 0 53,036.06 0 0 5,038.40 0 9,000 28 0
1879 150,000 50,000 15,760.27 129,000 0 74,801.28 0 3,209.85 14,748.05 0 27,000 208 0
1880 150,000 50,000 17,364.47 128,000 0 85,393.74 0 0 0 0 73,700 96 0
1881 150,000 50,000 22,059.78 134,000 0 151,142.61 0 690.44 0 0 32,000 100 0
1882 150,000 50,000 26,438.49 130,000 0 161,254.38 0 10,575.30 0 0 77,000 104 0
1883 150,000 50,000 23,554.99 130,000 0 235,900.63 0 1,331.78 0 0 0 180 0
1884 150,000 50,000 25,347.16 132,000 0 200,742.55 0 31,231.56 0 0 0 52 0
1885 150,000 50,000 29,614.64 135,000 0 180,993.31 0 0 0 0 0 128 0
1886 150,000 50,000 33,345.05 45,000 0 180,443 0 7,773 0 0 15,000 132 0
1887 150,000 50,000 36,799.23 45,000 0 196,720.41 0 5,185.82 0 0 7,500 114 0
1888 150,000 50,000 36,965.75 45,000 0 141,948.67 0 13,834.41 0 0 0 88 0
1889 150,000 50,000 38,328.81 44,000 0 180,070.73 0 54,820.39 0 0 0 140 0
1890 150,000 50,000 44,672.39 44,000 0 233,033.03 0 3,059.75 0 0 10,642.86 140 0
1891 150,000 50,000 43,871.88 33,750 0 106,113.79 0 6,494.70 0 0 0 40 0
1892 150,000 50,000 48,502.46 33,750 0 290,873.53 0 41,721.79 0 0 0 219.50 0
1893 150,000 50,000 49,859.32 86,000 0 193,962.10 0 887.46 0 0 29,000 403 0
1894 150,000 50,000 45,824.88 86,000 0 247,191.28 0 12,828.22 0 0 0 202 0
1895 150,000 50,000 45,940.07 88,000 0 158,133.03 0 29,679.89 0 0 0 76 0
1896 150,000 50,000 43,828.50 90,000 0 164,797.98 0 4,787.82 0 0 7,000 67 0
1897 150,000 50,000 38,045.94 88,000 0 191,751.94 0 8,944.60 0 0 0 193 0
1898 150,000 50,000 37,694.62 88,000 0 163,446.77 0 16,253.27 0 0 0 130 0
1899 150,000 50,000 34,383.48 90,000 0 186,187.83 0 6,339.24 18,623.29 0 0 238 0
1900 150,000 50,000 23,182.39 149,000 0 118,041.44 0 1,209.87 0 0 20,524.26 0 0 103 0
1901 150,000 50,000 19,517.99 148,000 0 133,240.65 0 3,202.17 0 0 14,578.70 0 0 61 0
1902 150,000 30,000 8,117.94 36,500 0 133,552.08 0 8,942.57 0 0 40,531.93 0 0 181 0
1903 150,000 30,000 9,875.16 149,000 0 135,667.50 0 350.09 1,479.47 0 11,382.51 0 0 55 0
1904 150,000 30,000 11,825.20 150,000 0 126,634.82 0 563.85 637.15 0 34,425.95 0 0 162.50 1,500
1905 100,000 17,341 100,000 212,817
1906 100,000 18,926 98,750 0 178,241 48,358
1907 100,000 23,459 100,000 0 204,825 51,467
1908 100,000 10,000 15,879 98,000 0 201,661 34,693
1909 100,000 10,000 20,538 98,800 0 221,086 38,429
1910 100,000 10,000 24,555 100,000 0 218,563 39,631
1911 100,000 10,000 29,199 100,000 0 211,572 48,472
1912 100,000 20,000 24,376 100,000 0 238,508 38,546
1913 100,000 20,000 30,111 100,000 0 247,080 36,534
1914 100,000 20,000 33,032 100,000 0 264,721 33,562
1915 100,000 20,000 35,363 100,000 121,564 141,199 0
1916 100,000 20,000 34,064 98,800 192,304 173,379 60,005
1917 100,000 20,000 36,844 98,600 254,762 189,860 138,287
1918 100,000 63,775 99,300 260,571 189,511 316,211
1919 100,000 74,550 100,000 325,385 236,376 46,105
1920 100,000 78,147 97,800 302,696 298,302 121,123
1921 100,000 84,022 97,500 292,154 310,027 23,416 6,085
1922 100,000 100,315 98,400 558,764 328,830 45,754
1923 100,000 118,261 97,600 458,352 360,437 46,748
1924 100,000 128,149 98,200 381,648 361,124 37,473
1925 100,000 135,700 98,300 360,188 398,969 41,308
1926 100,000 145,899 0 345,754 398,239 37,036 0
1927 100,000 126,520 0 381,655 586,541 29,720 0
1928 100,000 136,192 0 353,953 471,305 68,537 3,000
1929 100,000 50,000 104,387 0 776,091 50,000 0
1930 100,000 50,000 107,319 0 702,025 75,000 0
1931 100,000 50,000 81,711 0 630,465 75,000 0
1932 100,000 50,000 48,656 0 545,025 25,000 0
1933 100,000 50,000 51,310 0 533,045 20,000 1
1934 100,000 50,000 35,007 100,000 590,940 0 49
1935‡
1936‡
1937‡
1938 0
1939 100,000 62,000 59,680 947,522 2,282
1940 100,000 64,000 56,959 1,026,745 0 6,456
1941 100,000 66,000 55,663 1,209,528 0 6,600

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.