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The First National Bank of

Frostburg, Maryland

Charter
#4149
Bank ID
4149
Years
1890–1933
Observations
44

Assets

Year assets loans odraft bonds_circ bonds_dep bonds_hand bond_premiums securities securities_usgov securities_other due_from_ra due_from_other_nb due_from_sb real_estate oreo_and_mortgages current_expenses internal_stamps bills_nb checks_and_other currency legal_tender specie cash_and_exchange lawful_money cash_exchange_and_reserve redemption_fund frb_reserve other_assets
1890 200,459.48 143,970.62 371.87 15,000 0 0 3,372.22 0 10,880.11 13,681.03 0 993.10 0 639.23 20 190.41 75.64 765 9,825.25 675 0
1891 263,398.13 156,527.69 182 50,000 0 0 9,555.71 9,000 9,584.15 12,246.77 283.59 1,035.70 3,356.69 1,277.27 590 462.73 24.73 2,025 7,071.10 175 0
1892 276,306.32 131,516.57 460.33 50,000 0 0 0 46,537.50 16,398.48 4,894.40 1,035.70 3,356.69 1,991.06 8,631.32 970 523.69 80.03 1,585 6,075.55 2,250 0
1893 243,391.41 125,661.94 987.35 50,000 0 0 6,781.32 31,637.50 3,322.86 33.15 0 1,122.05 3,356.69 2,520.33 70 389.16 116.01 7,285 7,858.05 2,250 0
1894 255,152.87 134,234.12 1,012.22 50,000 0 0 5,606.32 32,322.50 10,048.02 1,341.63 137.93 1,243.30 2,356.69 0 424.56 80.63 8,360 5,734.95 2,250 0
1895 282,760.04 136,607.20 1,284.82 50,000 0 0 5,106.32 39,272.50 20,408.54 0 944.67 1,291.80 2,356.69 0 290.69 132.81 12,970 9,844 2,250 0
1896 304,333.01 152,651.09 743.02 50,000 0 0 4,606.32 59,170.50 6,461.44 1,509.11 0 1,332.30 2,356.69 1,000 191.37 58.42 11,230 10,772.75 2,250 0
1897 363,174.91 198,033.17 723.14 50,000 0 0 4,056.32 56,750.50 15,620.50 6,015.52 217.75 5,993.06 2,356.69 900 1,112.54 106.82 9,885 9,153.90 2,250 0
1898 403,108.14 230,911.36 788.54 50,000 0 5,000 8,756.32 47,224.25 24,549.79 615.14 688.59 5,500 2,356.69 500 467.56 138.25 12,085 11,276.65 2,250 0
1899 473,034.18 312,010.92 874.87 50,000 0 1,500 7,930.07 24,668 21,287.68 11,203.83 281 5,000 2,356.69 400 1,091.63 195.99 16,870 15,113.50 2,250 0
1900 605,464.14 332,671.59 927.84 50,000 50,000 100 10,000 39,016 46,830.27 16,614.62 40.34 5,125 1,156.69 150 2,000 924.22 169.72 23,890 23,347.85 2,500 0
1901 800,752.76 386,160.75 840.27 50,000 78,500 100 12,619.51 152,660.77 74,141.48 4,628.35 2,633.23 5,263.30 1,156.69 0 500 2,117.81 176.10 11,885 14,869.50 2,500 0
1902 920,651.89 404,765.89 1,295.63 50,000 103,500 100 15,500 203,991.09 56,896.40 10,224.76 1,519.89 7,380.31 1,156.69 0 500 5,037.26 335.02 30,085 25,863.95 2,500 0
1903 1,097,569.69 449,133.56 2,164.72 50,000 153,500 100 21,000 267,287.97 41,635.96 5,810.26 1,896.95 22,600 7,781.71 0 1,000 3,273.59 259.52 34,220 33,405.45 2,500 0
1904 1,115,018.30 395,087.32 1,540.28 50,000 93,000 0 18,025 334,802.78 96,149.64 9,185.36 1,735.21 23,300 7,854.36 0 0 2,000 2,354.22 158.13 35,550 41,676 2,500 100
1905 1,084,822 382,508 85,100 394,583 79,568
1906 1,199,497 460,002 113,373 420,577 112,781 92,764
1907 1,366,249 552,402 112,273 460,406 110,264 130,904
1908 1,278,013 512,066 110,000 443,983 109,295 102,669
1909 1,180,821 483,930 54,270 418,313 93,786 130,522
1910 1,224,255 493,280 51,400 416,303 114,962 148,310
1911 1,270,164 585,669 66,912 419,770 73,162 124,651
1912 1,343,686 612,592 56,703 446,550 141,626 86,215
1913 1,413,528 662,792 53,703 485,032 154,233 57,768
1914 1,392,675 678,189 53,704 456,065 78,106 126,611
1915 1,377,729 630,507 51,704 478,771 102,514 114,233
1916 1,439,057 717,713 51,704 484,379 143,624 41,637
1917 1,594,504 810,780 77,924 529,049 97,734 79,016
1918 1,724,643 776,279 183,924 584,116 109,137 59,606 11,581
1919 1,837,199 771,361 298,506 649,319 63,527 51,986 2,500
1920 2,042,079 862,872 297,029 636,247 166,873 73,058 6,000
1921 2,133,565 901,006 313,163 690,568 150,337 72,272 6,219
1922 2,067,746 768,324 340,466 769,479 119,516 61,994 3,967
1923 2,152,749 853,943 405,531 734,756 82,279 71,600 4,640
1924 2,129,487 995,597 405,333 603,030 71,352 51,157 3,018
1925 2,187,556 1,052,502 414,359 532,386 120,472 64,629 3,208
1926 2,189,020 1,058,405 416,356 555,058 154,386 4,815
1927 2,255,348 1,114,625 412,511 595,719 22,919 9,574
1928 1,849,845 1,142,454 65,451 488,245 142,509 11,186
1929 1,890,305 1,261,444 54,096 328,156 139,369 107,240
1930 1,860,674 1,259,104 59,096 294,210 137,761 110,497
1931 1,814,521 1,138,994 59,096 327,082 174,389 114,960
1932 1,715,840 1,079,485 85,161 335,071 85,650 130,473
1933‡

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.

Liabilities & Capital

Year capital surplus undivided_profits surplus_and_undivided_profits notes_nb deposits us_deposits individual_deposits demand_deposits time_deposits due_to_nb due_to_other_nb due_to_ra due_to_sb due_to_banks due_to_banks_and_other_liabs bills_payable other_liabs
1890 50,000 1,500 3,801.80 13,500 119,868.09 0 11,789.59 0 0 0
1891 50,000 7,500 2,098.63 13,500 180,333.02 0 9,966.48 0 0 0
1892 50,000 5,500 3,367.37 45,000 158,592.74 0 13,846.21 0 0 0
1893 50,000 6,400 5,043.30 45,000 126,014.82 0 10,880 53.29 0 0
1894 50,000 6,650 1,830.72 45,000 148,322.33 0 3,349.82 0 0 0
1895 50,000 5,000 2,383.09 45,000 171,624.07 0 8,752.88 0 0 0
1896 50,000 6,000 3,635.15 45,000 186,848.20 0 12,690.55 159.11 0 0
1897 50,000 10,000 2,786.76 45,000 243,235.63 0 6,975.48 5,177.04 0 0
1898 50,000 10,000 1,939.47 45,000 284,185.11 0 11,938.48 45.08 0 0
1899 50,000 16,000 3,211.62 45,000 343,665.21 0 13,991.62 1,165.73 0 0
1900 50,000 30,000 685.58 50,000 417,188.67 50,000 3,482.89 2,309.73 1,797.27 0 0
1901 50,000 40,000 1,346.28 50,000 568,523.73 78,615 12,122.68 0 145.07 0 0
1902 50,000 50,000 1,350.52 50,000 656,944.77 103,615 8,295.72 0 445.88 0 0
1903 50,000 50,000 7,380.69 50,000 774,497.92 153,615 12,076.08 0 0 0 0
1904 50,000 50,000 10,183.39 50,000 851,364.31 93,000 10,470.60 0 0 0 0
1905 50,000 65,177 50,000 919,645
1906 50,000 66,156 50,000 0 1,026,633 6,708
1907 50,000 72,437 50,000 50,000 1,120,116 23,696
1908 50,000 70,000 2,905 50,000 50,000 1,034,224 20,884
1909 50,000 70,000 2,574 50,000 1,000 993,130 14,120
1910 50,000 70,000 1,734 50,000 1,000 1,020,635 30,889
1911 50,000 75,000 1,800 50,000 1,081 1,058,412 33,872
1912 50,000 75,000 1,282 50,000 1,541 1,135,493 30,373
1913 50,000 75,000 3,458 50,000 2,008 1,199,381 33,684
1914 50,000 69,000 2,405 49,700 1,900 1,193,994 25,676
1915 50,000 69,000 5,377 48,900 324,092 848,000 32,360
1916 50,000 69,000 9,632 49,100 212,087 1,043,117 6,121
1917 50,000 60,000 5,224 50,000 249,153 1,167,547 12,580
1918 50,000 61,685 50,000 310,724 1,200,265 51,909
1919 50,000 51,634 50,000 238,910 1,182,037 264,618
1920 50,000 57,293 48,700 548,212 1,223,608 114,266
1921 50,000 53,563 48,500 443,223 1,332,349 45,930 160,000
1922 50,000 55,000 50,000 255,414 1,411,017 27,315
1923 50,000 61,902 50,000 334,850 1,322,833 35,164
1924 50,000 65,418 49,400 245,813 1,322,194 48,662
1925 50,000 102,990 49,200 272,926 1,351,790 27,650
1926 50,000 111,272 49,400 189,291 1,401,120 39,937 348,000
1927 50,000 103,730 49,200 221,335 1,472,684 35,399 323,000
1928 50,000 110,518 50,000 177,108 1,413,190 34,029 15,000
1929 50,000 100,000 10,684 50,000 1,622,621 57,000 0
1930 50,000 100,000 10,750 50,000 1,566,733 83,191 0
1931 50,000 80,000 12,272 50,000 1,431,109 191,140 0
1932 50,000 50,000 14,058 50,000 1,268,053 283,729 0
1933‡

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.