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The Union National Bank of

Muskegon, Michigan

Charter
#4125
Bank ID
4125
Years
1889–1928
Observations
40

Assets

Year assets loans odraft bonds_circ bond_premiums securities securities_usgov securities_other due_from_ra due_from_other_nb due_from_sb real_estate oreo_and_mortgages current_expenses bills_nb checks_and_other currency legal_tender specie cash_and_exchange lawful_money cash_exchange_and_reserve redemption_fund frb_reserve other_assets
1889‡
1890 395,905.37 302,882.57 941.83 25,000 1,268.75 0 17,588.28 8,086.86 797.89 2,031.27 0 5,259.45 5,322 5,184.44 572.53 0 19,844.50 1,125 0
1891 441,724.85 344,955.62 2,913.05 25,000 0 0 25,553.66 2,211.45 290.94 3,431.27 0 3,824.80 7,228 3,477.74 552.33 0 21,160.99 1,125 0
1892 451,036.45 345,762.87 2,054.33 25,000 0 0 32,001.27 847.19 23.25 3,300 0 4,447.41 10,405 4,982.04 1,226 0 19,862.09 1,125 0
1893 315,843.50 252,569.15 2,315.54 25,000 0 0 5,903.76 1,565.47 1,100 3,300 0 4,728.40 3,694 1,344.45 1,588.54 0 11,609.19 1,125 0
1894 291,793.73 216,475.30 1,865.48 25,000 0 0 10,870.85 7,850.49 0 3,300 0 5,964 1,024.50 1,436.63 0 16,881.48 1,125 0
1895 263,171.62 175,564.74 2,552.55 25,000 0 17,378.93 8,214.68 2,016.38 0 3,300 0 9,964 2,024.42 1,036.77 0 14,994.15 1,125 0
1896 242,513.65 171,347.12 2,710.16 25,000 0 10,000 2,578.24 4,371.28 157.51 3,300 2,758.04 4,796 1,344.68 1,084.34 0 11,941.28 1,125 0
1897 215,775.76 145,611.80 3,359.89 25,000 0 7,500 486.58 6,062.40 3.38 3,300 2,400 7,757 1,782.44 263.02 0 11,124.25 1,125 0
1898 262,147.04 164,764.11 2,228.19 25,000 0 7,500 31,909.15 3,081.01 3.38 3,300 2,400 4,634 5,313.43 110.22 0 10,778.55 1,125 0
1899 292,868.34 188,677.20 4,077.73 25,000 0 5,000 38,080.16 1,286.27 0 3,300 5,140 7,923 1,624.88 87.10 0 11,547 1,125 0
1900 372,880.23 232,021.50 3,524.29 25,000 1,000 0 77,530.23 4,976.14 0 3,300 6,000 2,760 1,463.31 173.76 4,000 9,881 1,250 0
1901 431,450.33 297,744.74 7,960.72 25,000 1,000 5,000 54,474.62 1,130.64 0 3,300 6,000 3,480 4,745.40 50.21 6,000 14,314 1,250 0
1902 479,631.09 299,553.51 2,157.41 25,000 1,000 5,000 89,564.31 1,974.16 13,305.28 3,300 6,000 4,665 2,461.09 1,021.33 10,000 13,379 1,250 0
1903 503,203.52 373,044.51 5,054.02 25,000 875 6,000 41,919.23 1,039.48 3,254.28 3,000 5,500 4,646 6,591 447 8,500 17,083 1,250 0
1904 480,140.82 361,175.05 2,365.28 25,000 875 10,000 32,388.72 2,023.70 1,374.82 5,000 5,000 0 2,781 2,523.45 1,006.30 10,000 17,377.50 1,250 0
1905 522,755 391,822 25,000 10,000 35,356
1906 682,424 514,469 40,800 23,350 69,475 31,330
1907 704,578 506,411 51,000 20,300 85,277 41,590
1908 666,366 477,651 61,450 30,324 50,054 46,887
1909 680,883 469,482 61,350 53,687 45,124 51,240
1910 720,410 499,417 61,350 39,583 69,453 50,607
1911 806,737 583,480 60,800 19,950 76,409 66,098
1912 820,966 484,278 60,000 157,518 60,579 58,591
1913 850,035 488,862 60,000 160,903 75,506 64,764
1914 820,006 444,245 60,000 177,607 85,036 53,118
1915 989,378 490,353 70,000 259,987 124,453 44,594
1916 1,117,834 508,382 70,000 386,783 95,147 57,522
1917 1,268,535 568,887 118,560 341,026 79,736 160,326
1918 1,718,657 656,125 399,447 444,656 143,063 68,685 6,681
1919 2,552,820 1,112,051 445,068 672,343 222,656 85,153 15,549
1920 3,786,919 2,399,511 270,828 727,361 197,958 162,840 28,421
1921 2,952,626 1,749,112 179,368 714,164 144,149 144,076 21,757
1922 3,265,712 2,067,677 110,600 713,839 243,481 123,676 6,439
1923 3,887,838 1,954,653 816,957 844,928 126,024 129,103 16,173
1924 3,541,088 2,014,569 320,185 926,350 152,157 111,957 15,870
1925 3,556,158 1,745,780 319,560 1,142,678 206,795 125,173 16,172
1926 4,203,338 1,934,578 328,450 1,348,456 575,277 16,577
1927 4,364,668 1,839,441 442,848 1,679,564 381,905 20,910
1928 5,228,581 2,572,694 456,276 1,612,393 543,798 43,420

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.

Liabilities & Capital

Year capital surplus undivided_profits surplus_and_undivided_profits notes_nb deposits us_deposits individual_deposits demand_deposits time_deposits due_to_nb due_to_sb due_to_banks due_to_banks_and_other_liabs rediscounts unpaid_dividends other_liabs
1889‡
1890 100,000 7,500 5,849.74 22,500 251,126.59 0 413.12 21.50 8,494.42 0 0
1891 100,000 12,500 9,011.46 22,500 264,486.97 0 208.31 0 33,018.11 0 0
1892 100,000 16,000 7,278.80 21,600 249,354.29 0 1,814.38 167.35 54,821.63 0 0
1893 100,000 16,750 2,855.89 22,500 140,769.23 0 2,117.39 6 30,828.99 16 0
1894 100,000 13,000 1,663.11 22,500 103,230.72 0 0 0 51,399.90 0 0
1895 100,000 7,500 2,051.50 20,940 115,463.97 0 9,195.48 0 8,020.67 0 0
1896 100,000 6,000 1,035.14 22,500 77,501.14 0 28.14 0 35,449.23 0 0
1897 100,000 6,180.52 2,718 22,500 75,168.38 0 859.93 0 8,348.93 0 0
1898 100,000 6,180.52 4,824.85 22,497.50 128,644.17 0 0 0 0 0 0
1899 100,000 10,000 6,591.09 22,500 153,777.25 0 0 0 0 0 0
1900 100,000 15,000 6,777.31 25,000 224,602.92 0 0 0 0 1,500
1901 100,000 20,000 7,374.43 25,000 279,030.90 0 0 0 45 0
1902 100,000 20,000 6,900.83 25,000 324,685.26 0 0 0 45 3,000
1903 100,000 25,000 4,312.70 25,000 345,875.82 0 0 0 15 3,000
1904 100,000 25,000 5,411.37 24,997.50 321,171.95 0 0 0 60 3,500
1905 100,000 32,252 24,998 362,506
1906 100,000 36,231 39,998 0 502,195 4,000
1907 100,000 37,642 49,997 0 510,439 6,500
1908 100,000 25,000 15,216 59,997 0 460,153 6,000
1909 100,000 25,000 14,189 59,997 0 479,698 2,000
1910 100,000 25,000 12,482 59,997 0 522,931 0
1911 100,000 25,000 7,942 59,997 0 613,798 0
1912 100,000 25,000 7,747 59,998 5,119 621,102 2,000
1913 100,000 25,000 9,577 59,997 7,455 645,006 3,000
1914 100,000 25,000 17,699 59,999 10,391 606,917 0
1915 100,000 25,000 22,252 58,600 491,689 291,846 0
1916 100,000 25,000 28,829 70,000 530,210 361,795 2,000
1917 100,000 25,000 38,665 70,000 440,387 587,483 7,000
1918 100,000 66,994 100,000 493,073 851,090 107,500
1919 400,000 209,498 100,000 791,579 966,252 85,491
1920 400,000 240,253 98,600 1,568,551 1,470,776 8,739
1921 400,000 245,391 96,100 935,724 1,202,705 7,097 65,609
1922 400,000 274,152 100,000 1,157,273 1,333,751 536
1923 400,000 293,289 296,800 1,167,030 1,486,176 6,276
1924 400,000 316,800 300,000 943,516 1,559,568 11,980
1925 400,000 306,535 295,300 1,034,827 1,512,330 849
1926 400,000 299,850 300,000 1,598,017 1,556,274 44,997 4,200
1927 400,000 355,319 400,000 1,146,589 1,741,692 41,873 279,195
1928 400,000 334,523 400,000 1,810,591 1,908,066 125,101 250,300

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.