The Winnisimmet National Bank of
Chelsea, Massachusetts
Assets
| Year | assets | loans | odraft | bonds_circ | bond_premiums | securities | securities_usgov | securities_other | due_from_ra | due_from_other_nb | real_estate | oreo_and_mortgages | current_expenses | internal_stamps | bills_nb | checks_and_other | currency | legal_tender | specie | cash_and_exchange | lawful_money | redemption_fund | due_from_treasurer |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1889‡ | |||||||||||||||||||||||
| 1890 | 440,355.72 | 334,137.04 | 0 | 25,000 | 6,000 | 0 | 38,252 | 0 | 7,000 | 0 | 1.50 | 1,125 | 212.02 | 53.16 | 11,200 | 16,250 | 1,125 | 0 | |||||
| 1891 | 500,977.69 | 419,068.13 | 15.10 | 25,000 | 6,000 | 0 | 15,335.77 | 0 | 7,000 | 0 | 39.87 | 750 | 0 | 143.82 | 10,000 | 16,500 | 1,125 | 0 | |||||
| 1892 | 451,035.50 | 357,183.64 | 103.62 | 25,000 | 3,500 | 0 | 32,100.73 | 1,213.87 | 5,500 | 0 | 0 | 750 | 476.05 | 82.59 | 8,000 | 16,000 | 1,125 | 0 | |||||
| 1893 | 413,128.17 | 294,195.50 | 105.83 | 40,000 | 4,625 | 0 | 31,985.20 | 910.40 | 5,500 | 0 | 0 | 2,750 | 304.08 | 179.16 | 13,000 | 18,000 | 1,573 | 0 | |||||
| 1894 | 486,963.75 | 344,685.79 | 137.64 | 40,000 | 4,500 | 8,000 | 43,901.45 | 0 | 5,000 | 2,800 | 3,900 | 162.40 | 76.47 | 11,000 | 21,000 | 1,800 | 0 | ||||||
| 1895 | 460,917.29 | 326,988.50 | 701.10 | 50,000 | 5,400 | 7,500 | 25,069.83 | 0 | 5,000 | 2,600 | 3,000 | 141.75 | 266.11 | 18,000 | 14,000 | 2,250 | 0 | ||||||
| 1896 | 558,306.78 | 311,026.79 | 32.56 | 100,000 | 16,000 | 7,500 | 73,885.21 | 0 | 4,000 | 2,500 | 3,800 | 977.14 | 225.08 | 16,000 | 17,000 | 4,500 | 860 | ||||||
| 1897 | 486,776.75 | 336,820.43 | 146.33 | 25,000 | 6,000 | 7,500 | 69,801.30 | 0 | 3,500 | 2,400 | 4,000 | 97.52 | 386.17 | 20,000 | 10,000 | 1,125 | 0 | ||||||
| 1898 | 503,523.01 | 283,993.55 | 86.84 | 50,000 | 0 | 7,500 | 119,194.67 | 0 | 3,500 | 2,350 | 4,000 | 745 | 902.95 | 12,000 | 17,000 | 2,250 | 0 | ||||||
| 1899 | 533,028.50 | 386,828.73 | 39.37 | 25,000 | 0 | 7,500 | 67,416.96 | 0 | 2,500 | 2,000 | 6,500 | 513.15 | 605.29 | 20,000 | 13,000 | 1,125 | 0 | ||||||
| 1900 | 604,051.77 | 377,068.70 | 0 | 160,000 | 3,000 | 12,450 | 6,083.10 | 0 | 1,500 | 0 | 600 | 3,000 | 283.84 | 66.13 | 14,000 | 21,000 | 5,000 | 0 | |||||
| 1901 | 616,807.15 | 383,230.80 | 8.74 | 100,000 | 3,000 | 54,745.06 | 41,504.28 | 0 | 500 | 0 | 0 | 2,000 | 738.25 | 80.02 | 10,000 | 16,000 | 5,000 | 0 | |||||
| 1902 | 632,404.53 | 429,459.02 | 228.77 | 50,000 | 2,500 | 52,050 | 59,167.15 | 0 | 0 | 0 | 0 | 4,000 | 118.70 | 380.89 | 16,000 | 16,000 | 2,500 | 0 | |||||
| 1903 | 720,960.62 | 483,318.29 | 8.39 | 100,000 | 5,700 | 35,000 | 58,607.66 | 0 | 0 | 0 | 0 | 4,000 | 276.26 | 50.02 | 13,000 | 16,000 | 5,000 | 0 | |||||
| 1904 | 835,497.33 | 452,926.39 | 215.94 | 100,000 | 5,700 | 77,000 | 140,377.61 | 9,000 | 0 | 0 | 0 | 0 | 4,000 | 44.87 | 232.52 | 25,000 | 16,000 | 5,000 | 0 | ||||
| 1905 | 859,347 | 461,081 | 100,000 | 112,200 | 48,000 | ||||||||||||||||||
| 1906 | 1,092,065 | 602,815 | 51,750 | 114,700 | 243,800 | 79,000 |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.
Liabilities & Capital
| Year | capital | surplus | undivided_profits | surplus_and_undivided_profits | notes_nb | deposits | individual_deposits | due_to_nb | due_to_other_nb | due_to_sb | due_to_tc_and_sb | due_to_banks_and_other_liabs | certified_checks | unpaid_dividends |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1889‡ | ||||||||||||||
| 1890 | 100,000 | 0 | 10,047.34 | 22,500 | 307,808.38 | 0 | 0 | 0 | 0 | |||||
| 1891 | 100,000 | 0 | 18,838.98 | 22,500 | 359,481.11 | 0 | 0 | 157.60 | 0 | |||||
| 1892 | 100,000 | 15,000 | 2,596.71 | 22,500 | 308,906.79 | 0 | 0 | 0 | 2,032 | |||||
| 1893 | 100,000 | 15,000 | 4,414.85 | 31,460 | 262,229.32 | 0 | 0 | 0 | 24 | |||||
| 1894 | 100,000 | 16,000 | 7,277.24 | 36,000 | 326,496.51 | 0 | 0 | 0 | 1,190 | |||||
| 1895 | 100,000 | 17,000 | 12,059.64 | 45,000 | 286,857.65 | 0 | 0 | 0 | 0 | |||||
| 1896 | 100,000 | 18,500 | 6,556.75 | 90,000 | 342,675.03 | 0 | 0 | 0 | 575 | |||||
| 1897 | 100,000 | 19,500 | 8,692.64 | 22,500 | 335,499.11 | 0 | 0 | 0 | 585 | |||||
| 1898 | 100,000 | 20,000 | 11,832.69 | 45,000 | 293,725.12 | 3,283.06 | 29,682.14 | 0 | 0 | |||||
| 1899 | 100,000 | 20,000 | 11,466.32 | 22,500 | 326,891.76 | 0 | 52,170.42 | 0 | 0 | |||||
| 1900 | 100,000 | 20,000 | 14,530.10 | 100,000 | 313,128.10 | 0 | 24,216.35 | 32,177.22 | 0 | 0 | ||||
| 1901 | 100,000 | 20,000 | 13,129.11 | 100,000 | 343,027.20 | 0 | 0 | 37,650.84 | 0 | 3,000 | ||||
| 1902 | 100,000 | 25,000 | 16,242.48 | 50,000 | 387,873.49 | 0 | 0 | 53,288.56 | 0 | 0 | ||||
| 1903 | 100,000 | 25,000 | 22,110.23 | 100,000 | 422,751.33 | 0 | 0 | 51,099.06 | 0 | 0 | ||||
| 1904 | 100,000 | 30,000 | 20,089.92 | 100,000 | 493,690.77 | 34,829.97 | 0 | 56,886.67 | 0 | 0 | ||||
| 1905 | 100,000 | 57,927 | 100,000 | 601,419 | ||||||||||
| 1906 | 100,000 | 66,730 | 50,000 | 809,996 | 65,339 |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.