← The Citizens National Bank of Maryland The Second National Bank of →

The First National Bank of

Cumberland, Maryland

Charter
#381
Bank ID
381
Years
1864–1941
Observations
78

Assets

Year assets loans odraft bonds_circ bonds_dep bonds_hand bond_premiums securities_and_mortgages securities securities_usgov securities_other due_from_nb due_from_ra due_from_other_nb due_from_other_nb_and_sb due_from_sb real_estate oreo_and_mortgages current_expenses internal_stamps bills_nb checks_and_other currency legal_tender specie cash_and_exchange lawful_money cash_exchange_and_reserve us_debt redemption_fund due_from_treasurer trade_dollars frb_reserve other_assets
1864 399,894.78 59,150.96 215,900 68,388.23 20,039.11 12,000 1,652.66 22,763.82
1865 516,369.46 87,454.11 3,932.87 100,000 177,500 47,808.66 2,782.29 12,000 3,640.51 81,251.02
1866 433,078.80 120,363.84 1,871.55 100,000 83,350 74,727.57 4,943.44 12,000 3,200.90
1867 442,572.84 104,086.97 1,282.34 100,000 0 97,650 0 0 79,922.18 1,529.69 12,000 3,702.53 10,845 1,098.89 518 8,874 973.24 20,090 0
1868 433,377.47 145,323.80 1,281.04 100,000 0 96,550 0 0 36,209.65 0 1,759.80 12,000 3,910.54 1,260 608.65 855.99 31,082 676 1,860 0
1869 467,836.93 157,171.40 1,934.44 100,000 0 85,150 0 900 38,483.16 11,379.40 2,716.85 12,000 2,884.27 1,040 359.96 1,978.45 51,163 676 0 0
1870 531,300.60 172,006.31 1,850.04 100,000 0 85,250 0 900 71,726.95 8,623.48 4,325.86 12,000 4,239.78 2,620 4,509.10 1,653.08 62,920 676 0 0
1871 500,749.80 161,693.74 5,460.10 100,000 0 85,250 0 27,900 52,956.81 7,801.91 1,055.70 12,000 3,155.45 1,610 1,883.26 967.83 38,339 676 0 0
1872 505,744.53 164,666.18 1,383.27 100,000 0 85,150 0 9,000 42,125.84 13,770.31 876.76 12,000 4,056.04 1,431 12,353.25 358.88 57,897 676 0 0
1873 502,200.86 195,175.04 2,315.04 100,000 0 75,000 0 4,500 39,171.27 10,505.30 919.39 12,000 3,148.13 1,730 1,329.14 1,683.55 54,048 676 0 0
1874 488,931.78 186,934.22 2,135.21 100,000 0 75,500 0 4,500 21,523.55 20,847.40 12,000 5,333.61 2,511 763.01 1,130.78 45,953 800 0 9,000 0
1875 491,918.04 191,986.59 1,765.08 100,000 0 65,500 0 4,500 0 35,736.55 14,688.59 12,500 5,427.18 2,094 2,166.93 438.12 45,815 800 0 8,500 0
1876 511,486.82 180,944.63 779.50 100,000 0 65,500 0 4,500 0 38,351.74 34,704.49 12,500 5,146.62 10,905 2,923.05 1,243.89 48,303 1,184.90 0 4,500 0
1877 495,255.90 171,340.74 444.40 100,000 0 70,700 0 4,500 0 13,413.50 51,344.92 12,500 3,069.43 3,810 1,000.94 157.17 57,371 1,103.80 0 4,500 0
1878 456,422.12 164,855.99 1,736.97 100,000 0 70,700 0 4,500 0 24,207.65 30,997.58 12,500 3,840.91 3,995 2,400.40 131.57 30,634 1,422.05 0 4,500 0
1879 499,118.56 160,255.64 1,325.86 100,000 0 62,500 0 8,000 0 74,380.45 24,057.75 12,500 3,708.09 5,474 1,545.93 91.14 34,100 6,679.70 0 4,500 0
1880 570,040.14 149,730.66 472.85 100,000 0 112,500 5,437.50 8,300 0 74,043.02 23,145.04 14,500 3,911.86 1,340 1,494.48 415.55 57,719 12,530.18 0 4,500 0
1881 656,796.92 128,967.18 973.71 100,000 0 162,500 6,375 8,000 0 117,721.86 43,487.53 14,500 4,091.41 7,375 1,402.71 235.36 35,413 21,254.16 0 4,500 0
1882 589,664.19 131,302.74 1,687.86 100,000 0 150,000 6,488.75 10,000 0 24,136.96 33,329.68 14,400 4,296.09 2,470 1,815.87 324.29 54,058 49,853.95 0 5,500 0
1883 596,868.86 136,473.36 2,610.62 100,000 0 0 6,488.75 10,000 0 65,396.12 180,069.12 14,400 3,470.92 13,620 2,069.77 731.50 49,000 8,038.70 0 4,500 0
1884 558,826.70 176,215.11 670.24 100,000 0 50,100 17,132.75 10,000 0 66,973.99 49,474.33 14,400 3,415.02 5,950 987.44 515.62 42,065 16,427.20 0 4,500 0
1885 573,630.95 154,039.85 1,535.36 100,000 0 50,100 17,132.75 10,000 0 84,879.31 56,346.48 12,500 3,376.02 4,635 2,524.66 522.27 38,856 32,683.25 0 4,500 0 0
1886 628,769.52 167,587.48 2,840.39 100,000 0 50,100 17,132.75 11,000 0 91,014.21 73,569.80 15,150.54 3,455.19 905 5,616.68 91.73 48,766 36,792.75 0 4,500 0 247 0
1887 708,750.35 190,366.29 106.71 100,000 0 50,000 20,361.04 60,000 0 42,717.96 92,935.54 25,640.64 5,028.52 2,270 2,025.69 211.93 70,000 40,383.55 0 4,500 2,202.48 0 0
1888 740,330.25 244,326.48 40.22 100,000 50,000 1,300 16,500 63,269.46 0 32,878.35 105,512.33 26,768.50 5,287.33 1,550 5,253.78 523.10 51,463 29,497.70 0 4,500 1,660 0 0
1889 751,001.06 258,925.36 1,500.96 25,000 50,000 1,300 11,343.75 89,859.46 72,891.55 106,181.67 7,428.25 35,288.52 0 5,273.24 1,500 3,764.32 329.13 41,450 37,839.85 0 1,125 0 0
1890 707,221.19 384,416.25 557.49 25,000 0 0 4,714 74,727.50 25,423.82 64,424.30 12,430.70 38,825.99 0 5,379.42 928 4,239.99 357.13 45,000 19,671.60 0 1,125 0 0
1891 713,871.98 406,379.88 887.01 25,000 0 0 3,714 76,267.50 26,736.27 61,957.74 7,304.90 38,911.99 0 4,890.75 1,131 3,632.54 832 32,000 23,101.40 0 1,125 0 0
1892 753,342.63 410,481.96 1,763.50 25,000 0 0 3,700 33,566.50 39,202.70 88,738.72 12,323.08 38,911.99 0 5,698.63 1,069 6,765.72 1,020.73 58,596 25,379.10 0 1,125 0 0
1893 683,238.32 404,069.40 3,216.07 25,000 0 0 3,000 34,466.50 30,516.91 46,486.93 7,086.52 29,540 0 5,959.58 127 8,478.95 521.36 45,660 37,984.10 0 1,125 0 0
1894 643,666.86 356,670.68 403.89 25,000 0 0 3,000 56,029 21,204.02 74,926.37 3,138.92 29,540 0 574 4,817.80 531.23 31,981 34,724.95 0 1,125 0 0
1895 670,521.81 397,351.89 229 25,000 0 100 3,011.50 52,669.50 17,735.66 60,350.58 4,908.54 30,000 0 1,000 9,256.32 520.67 30,565 36,698.15 0 1,125 0 0
1896 681,554.67 349,045.69 346.41 37,500 0 4,000 3,400 21,900 44,122.69 88,152.29 4,693.22 30,000 0 398 12,570.91 452.03 65,880 17,405.93 0 1,687.50 0 0
1897 678,285.01 385,248.86 248.94 37,500 0 4,500 3,296.75 6,700 43,132.59 71,377.25 8,840.77 30,000 0 660 6,468.41 872.04 56,795 20,956.90 0 1,687.50 0 0
1898 696,462.19 397,995.43 703.43 37,500 0 4,500 3,296.75 4,500 36,536.30 91,188.83 11,557.94 30,000 0 480 12,612.53 582.48 37,125 26,196 0 1,687.50 0 0
1899 773,662.56 438,847.40 511.72 37,500 0 4,600 3,296.75 2,640 142,926.77 31,457.26 11,101.51 20,000 11,000 968 13,599.63 828.42 9,880 42,817.60 0 1,687.50 0 0
1900 902,289.17 446,960.11 1,197 100,000 0 600 0 44,435.25 144,761.16 49,012.22 9,304.10 20,000 0 290.89 696 17,289.27 592.67 27,025 35,125.50 0 5,000 0 0
1901 902,318.80 488,768.40 1,868.58 100,000 0 600 0 70,097.75 71,423.40 34,075.13 10,384.90 20,000 0 251.09 440 20,271.85 683.25 33,185 45,269.45 0 5,000 0 0
1902 816,759.05 493,222.44 522.67 100,000 0 600 0 46,223.75 53,596.94 32,507.41 6,536.22 20,000 0 210 720 21,874.58 696.14 9,620 25,428.90 5,000 0 0
1903 872,404.93 478,427.80 286.41 100,000 0 600 0 33,851.25 85,566.17 33,925.79 11,572.17 25,000 0 248 600 13,026.80 849.49 51,180 32,271.05 5,000 0 0
1904 1,110,593.87 657,753.87 1,248.56 100,000 0 600 0 24,821.25 170,083.14 21,272.45 9,299.20 30,000 0 0 209 142 13,919.52 1,285.13 19,330 55,629.75 5,000 0 0
1905 1,153,526 666,593 100,600 95,308 93,652
1906 1,191,384 709,277 100,600 141,160 153,814 86,533
1907 1,429,262 816,838 204,000 135,932 178,021 94,471
1908 1,414,968 847,153 204,000 134,062 143,941 85,812
1909 1,375,520 821,571 152,400 143,562 171,291 86,696
1910 1,552,164 920,150 127,000 176,634 218,076 110,304
1911 1,599,409 960,078 126,000 168,787 239,508 105,036
1912 1,728,648 979,548 126,000 202,952 321,519 98,629
1913 1,846,450 1,005,935 141,000 320,666 275,198 103,651
1914 1,909,038 1,115,201 140,000 369,263 169,066 115,508
1915 1,921,632 1,067,185 140,000 360,485 248,639 105,323
1916 2,045,455 1,131,820 140,000 356,644 315,500 101,491
1917 2,939,246 1,711,404 265,000 460,768 121,423 377,651
1918 2,770,409 1,396,578 446,950 433,605 335,815 150,267 7,194
1919 3,222,608 1,657,509 457,401 420,614 551,725 126,525 8,834
1920 3,736,356 2,139,724 456,310 346,485 634,813 147,471 11,553
1921 3,641,190 2,422,098 379,775 447,014 272,810 113,819 5,674
1922 3,748,293 2,594,762 165,490 467,024 375,764 139,905 5,348
1923 4,237,106 3,014,524 164,760 523,135 379,020 150,566 5,101
1924 3,960,713 2,937,980 120,000 546,160 224,961 126,170 5,442
1925 4,291,217 3,194,672 120,000 533,200 294,826 143,441 5,078
1926 4,274,072 3,113,530 120,000 409,260 626,282 5,000
1927 4,468,404 3,243,707 120,000 513,297 586,395 5,005
1928 4,741,644 3,597,592 124,000 549,361 483,691 5,000
1929 4,698,688 3,525,914 120,000 212,104 574,965 265,705
1930 4,819,732 3,443,354 120,000 263,419 724,707 268,252
1931 4,703,654 3,184,130 128,000 284,554 841,544 265,426
1932 4,691,946 3,136,487 298,272 277,056 722,328 257,803
1933 5,043,763 3,038,765 445,297 320,385 970,709 268,607
1934 5,660,581 2,896,157 1,199,703 260,620 1,028,186 275,915
1935 5,982,426 2,317,111 1,195,568 266,224 1,935,254 268,269
1936 6,415,667 1,982,346 1,338,713 349,747 2,479,376 265,485
1937 6,257,150 1,710,125 2,495,145 392,573 1,379,488 279,819
1938‡
1939 6,785,004 1,224,632 2,183,284 293,492 2,795,096 288,500
1940‡
1941 7,045,220 1,075,894 2,670,912 157,144 2,985,430 155,840

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.

Liabilities & Capital

Year capital surplus undivided_profits surplus_and_undivided_profits notes_nb deposits us_deposits individual_deposits demand_deposits time_deposits due_to_nb due_to_other_nb due_to_sb due_to_banks due_to_banks_and_other_liabs unpaid_dividends other_liabs
1864 100,000 5,793.35 75,915 211,920.18 1,481.70 4,784.55
1865 100,000 9,000 7,620.26 90,000 303,198.33 4,620.18 1,834.69 96
1866 100,000 20,000 4,976.57 90,000 215,561.84 2,169.80 370.59
1867 100,000 25,000 4,713.08 90,000 220,082.94 0 2,369.48 407.34 0
1868 100,000 25,000 14,170.33 90,000 197,480.99 0 6,226.58 499.57 0
1869 100,000 25,000 20,018.01 89,730 227,807.87 0 2,147.27 3,133.78 0
1870 100,000 25,000 24,514.72 89,500 284,626.24 0 7,082.33 577.31 0 0
1871 100,000 25,000 29,868.08 90,000 249,289.70 0 6,014.26 457.76 120 0
1872 100,000 25,000 33,910.38 90,000 241,220.27 0 7,716.98 7,896.90 0 0
1873 100,000 25,000 39,772.72 90,000 236,358.31 0 8,702.77 2,229.06 138 0
1874 100,000 25,000 42,883.76 90,000 222,848.26 0 5,210.35 2,989.41 0 0
1875 100,000 25,000 46,559.77 89,500 219,676.82 0 4,730.78 6,432.67 18 0
1876 100,000 50,000 21,926.92 89,200 238,279.71 0 1,204.13 10,876.06 0 0
1877 100,000 50,000 21,554.42 90,000 226,969.48 0 4,653.57 2,078.43 0 0
1878 100,000 50,000 21,060.68 90,000 189,787.32 0 4,454.12 1,104.95 15.05 0
1879 100,000 50,000 20,577.04 89,400 230,047.06 0 3,383.18 5,699.33 11.95 0
1880 100,000 50,000 22,500.52 90,000 294,789.48 0 3,218.28 9,494.59 37.27 0
1881 100,000 50,000 24,871.54 90,000 384,435.70 0 399.04 6,987.90 102.74 0
1882 100,000 50,000 25,330.51 80,500 330,715.73 0 558.16 2,369.54 190.25 0
1883 100,000 50,000 24,930.24 90,000 325,709.99 0 2,419.84 3,698.27 110.52 0
1884 100,000 50,000 26,778.69 88,500 292,392 0 684.43 394.66 76.92 0
1885 100,000 50,000 27,837.48 80,000 310,902.68 0 2,121.02 2,692.59 77.18 0
1886 100,000 50,000 26,337.88 89,660 357,947.22 0 2,491.84 2,332.58 0 0
1887 100,000 50,000 27,843.12 90,000 433,036.95 0 4,052.34 3,817.94 0 0
1888 100,000 50,000 34,550.24 90,000 402,977.65 55,000 2,401.07 5,326.29 75 0
1889 100,000 70,000 17,825.83 22,500 471,250.47 55,000 7,914.66 6,269.91 240.19 0
1890 100,000 80,000 19,738.33 22,500 474,074.13 0 8,907.78 1,566.02 434.93 0
1891 100,000 80,000 23,787.56 22,500 468,266.15 0 10,933.99 8,384.28 0 0
1892 100,000 80,000 28,436.60 22,500 504,370.94 0 15,501.49 2,533.60 0 0
1893 100,000 80,000 32,084.93 22,010 436,646.94 0 7,251.17 5,245.28 0 0
1894 100,000 80,000 27,762.18 22,500 401,493.09 0 6,167.35 5,578.42 165.82 0
1895 100,000 100,000 12,792.71 22,500 421,401.38 0 9,255.58 4,572.14 0 0
1896 100,000 100,000 14,686.68 33,440 412,398.27 0 11,333.68 9,696.04 0 0
1897 100,000 100,000 17,399.82 33,750 415,112.12 0 6,656.12 5,351.95 15 0
1898 100,000 100,000 22,623.26 33,250 427,467.83 0 8,251.18 4,869.92 0 0
1899 100,000 100,000 21,342.18 33,750 495,677.82 0 16,191.44 6,701.12 0 0
1900 100,000 100,000 26,836.50 100,000 537,818.82 0 21,481.33 16,152.52 0 0
1901 100,000 100,000 31,161.06 100,000 558,983.49 0 7,787.49 4,386.76 0 0
1902 100,000 100,000 38,900.50 98,200 442,295.10 0 18,661.52 18,701.93 0 0
1903 100,000 100,000 42,762.51 97,400 503,943.26 0 8,141.75 20,157.41 0 0
1904 100,000 100,000 48,188.72 100,000 747,424.77 0 6,867.86 8,052.52 60 0
1905 100,000 148,721 100,000 804,804
1906 100,000 153,969 98,400 0 820,410 18,605
1907 100,000 160,487 100,000 100,000 946,337 22,438
1908 100,000 100,000 73,256 98,200 70,000 950,554 22,958
1909 100,000 100,000 75,772 100,000 25,000 953,919 20,829
1910 100,000 150,000 31,160 100,000 25,000 1,124,840 21,164
1911 100,000 150,000 36,655 100,000 25,000 1,164,261 23,493
1912 100,000 150,000 46,500 100,000 27,394 1,276,351 28,403
1913 100,000 150,000 52,586 98,800 41,577 1,383,266 20,221
1914 100,000 150,000 60,432 99,400 41,316 1,438,782 19,108
1915 100,000 150,000 67,297 100,000 423,297 1,064,342 16,695
1916 100,000 150,000 77,488 98,100 425,040 1,169,136 25,691
1917 100,000 150,000 94,093 98,400 738,000 1,376,714 382,039
1918 100,000 255,602 100,000 905,124 1,354,024 55,659
1919 100,000 257,993 100,000 1,034,146 1,701,175 29,294
1920 100,000 270,831 98,100 1,312,800 1,782,112 172,513
1921 200,000 402,220 99,000 820,518 1,937,380 52,072 130,000
1922 200,000 438,726 100,000 953,164 2,015,162 41,241
1923 200,000 436,028 100,000 1,058,752 2,391,581 30,743
1924 200,000 477,794 99,200 787,570 2,352,966 43,183
1925 200,000 457,732 98,800 1,001,069 2,496,279 37,337
1926 200,000 453,989 98,700 846,401 2,635,728 39,254 0
1927 200,000 484,165 100,000 883,282 2,762,236 38,721 0
1928 200,000 466,298 98,800 931,448 3,013,170 31,928 0
1929 200,000 300,000 177,208 100,000 3,921,480 0
1930 200,000 300,000 199,109 98,260 4,022,363 0
1931 200,000 300,000 151,632 100,000 3,952,022 0
1932 200,000 300,000 117,920 200,000 3,864,747 9,279
1933 200,000 300,000 65,387 198,450 4,275,528 4,398
1934 200,000 200,000 211,192 200,000 4,849,061 328
1935 400,000 100,000 47,515 5,434,909 2
1936 400,000 100,000 59,576 5,839,113 16,978
1937 399,000 100,000 78,398 5,660,724 19,028
1938‡
1939 394,000 100,000 111,438 6,164,570 14,996
1940‡
1941 384,000 100,000 176,114 6,371,464 13,642

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.