The First National Bank of
Clayton, New York
Assets
| Year | assets | loans | odraft | bonds_circ | bonds_hand | bond_premiums | securities | securities_usgov | securities_other | due_from_ra | due_from_other_nb | due_from_other_nb_and_sb | due_from_sb | real_estate | oreo_and_mortgages | current_expenses | bills_nb | checks_and_other | currency | legal_tender | specie | cash_and_exchange | lawful_money | cash_exchange_and_reserve | redemption_fund | due_from_treasurer | frb_reserve | other_assets |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1887‡ | ||||||||||||||||||||||||||||
| 1888 | 147,813.74 | 96,489.70 | 872 | 12,500 | 0 | 3,015.63 | 0 | 4,769.82 | 19,183.43 | 1,008.60 | 1,945.79 | 295 | 324.78 | 96.74 | 4,971 | 1,779.25 | 562 | 0 | 0 | |||||||||
| 1889 | 152,192.45 | 93,349.80 | 1,195.09 | 12,500 | 0 | 3,015.63 | 0 | 1,642.28 | 23,990.51 | 2,893.85 | 0 | 1,008.60 | 1,591.79 | 347 | 973.04 | 159.61 | 5,523 | 3,440.25 | 562 | 0 | 0 | |||||||
| 1890 | 158,209.55 | 104,656.56 | 1,585.52 | 12,500 | 0 | 3,015.63 | 0 | 5,317.88 | 12,745.93 | 3,859.22 | 1,008.60 | 5,059.11 | 1,838.39 | 146 | 223.20 | 153.81 | 3,588 | 2,449.70 | 62 | 0 | 0 | |||||||
| 1891 | 185,991.31 | 124,585.72 | 1,065.31 | 12,500 | 0 | 2,800 | 0 | 1,352.33 | 27,791.49 | 98.56 | 1,000 | 1,400 | 1,556.82 | 180 | 646.24 | 101.39 | 7,125 | 3,226.45 | 562 | 0 | 0 | |||||||
| 1892 | 222,681.34 | 135,124.54 | 1,050.01 | 12,500 | 0 | 2,550 | 0 | 12,476.63 | 40,761.05 | 704.51 | 1,000 | 1,972.52 | 1,630.68 | 10 | 580.36 | 121.59 | 9,008 | 2,629.45 | 562 | 0 | 0 | |||||||
| 1893 | 247,670.12 | 173,665.42 | 970.20 | 20,000 | 0 | 3,195 | 0 | 16,034.81 | 11,417.93 | 1,531.96 | 1,000 | 1,972.52 | 1,788.30 | 55 | 4,376.73 | 95.50 | 3,812 | 7,292.75 | 462 | 0 | 0 | |||||||
| 1894 | 270,229.82 | 172,983.11 | 1,082.34 | 20,000 | 0 | 3,195 | 0 | 8,809.67 | 48,312.57 | 1,300.97 | 1,000 | 1,350 | 610 | 674.61 | 171.10 | 3,627 | 6,813.45 | 300 | 0 | 0 | ||||||||
| 1895 | 279,605.10 | 192,242.78 | 1,122.15 | 20,000 | 0 | 3,195 | 300 | 14,941.30 | 32,949.71 | 217.14 | 1,000 | 950 | 59 | 312.90 | 245.87 | 6,572 | 4,597.25 | 900 | 0 | 0 | ||||||||
| 1896 | 257,105.66 | 176,818.07 | 1,316.61 | 25,000 | 0 | 2,995 | 300 | 13,883.84 | 18,410.02 | 2,075.95 | 1,000 | 800 | 5 | 806.16 | 309.26 | 5,989 | 6,271.75 | 1,125 | 0 | 0 | ||||||||
| 1897 | 256,436.16 | 177,474.60 | 992.42 | 25,000 | 0 | 2,945 | 300 | 17,996.77 | 16,256.13 | 1,907.65 | 1,000 | 1,250 | 20 | 397 | 308.64 | 2,841 | 6,221.95 | 1,125 | 400 | 0 | ||||||||
| 1898 | 296,302.97 | 191,310.27 | 1,256.04 | 25,000 | 4,000 | 2,945 | 300 | 11,498.99 | 45,102.85 | 10 | 1,000 | 450 | 50 | 651.12 | 121.90 | 4,044 | 7,437.80 | 1,125 | 0 | 0 | ||||||||
| 1899 | 371,984.14 | 233,286.18 | 976.14 | 30,500 | 1,100 | 3,154.88 | 300 | 29,191.55 | 51,839.52 | 325.94 | 1,000 | 4,003.79 | 395 | 761.45 | 106.44 | 4,086 | 10,387.25 | 570 | 0 | 0 | ||||||||
| 1900 | 432,281.31 | 230,058.64 | 978.95 | 36,600 | 0 | 1,931.55 | 300 | 60,643.35 | 75,268.54 | 370.76 | 1,000 | 3,241.79 | 510 | 1,422.87 | 107.81 | 5,329 | 13,148.05 | 1,370 | 0 | 0 | ||||||||
| 1901 | 488,427.57 | 279,974.84 | 499.27 | 36,600 | 1,000 | 2,019.05 | 300 | 56,952.32 | 86,823.58 | 0 | 1,000 | 1,619.43 | 400 | 855.90 | 144.38 | 5,185 | 13,223.80 | 1,830 | 0 | 0 | ||||||||
| 1902 | 533,792.53 | 321,992.55 | 710.97 | 36,600 | 0 | 1,931.55 | 300 | 37,559.94 | 110,774.47 | 530.25 | 1,000 | 1,016.79 | 0 | 224.91 | 171.55 | 4,848 | 15,901.55 | 230 | 0 | 0 | ||||||||
| 1903 | 581,307.86 | 398,132.23 | 530.83 | 36,600 | 0 | 0 | 300 | 42,140.52 | 69,265.78 | 1,500 | 1,000 | 1,916.79 | 492 | 800.06 | 72.55 | 11,646 | 14,899.55 | 80 | 0 | 1,931.55 | ||||||||
| 1904 | 606,556.65 | 370,600.09 | 634.97 | 36,600 | 0 | 1,931.55 | 300 | 37,978.82 | 124,325.94 | 0 | 1,000 | 1,801.79 | 0 | 334 | 724.38 | 211.11 | 14,057 | 14,227 | 1,830 | 0 | 0 | |||||||
| 1905 | 646,306 | 401,062 | 36,600 | 0 | 35,011 | |||||||||||||||||||||||
| 1906 | 717,214 | 459,012 | 38,532 | 10,232 | 170,127 | 39,311 | ||||||||||||||||||||||
| 1907 | 702,804 | 461,533 | 38,531 | 31,588 | 131,834 | 39,318 | ||||||||||||||||||||||
| 1908 | 628,982 | 393,028 | 38,532 | 36,866 | 129,002 | 31,554 | ||||||||||||||||||||||
| 1909 | 635,123 | 372,377 | 51,931 | 54,300 | 119,667 | 36,848 | ||||||||||||||||||||||
| 1910 | 645,682 | 404,457 | 51,931 | 52,300 | 101,886 | 35,108 | ||||||||||||||||||||||
| 1911 | 663,739 | 430,682 | 51,000 | 54,300 | 86,342 | 41,415 | ||||||||||||||||||||||
| 1912 | 670,015 | 457,730 | 51,000 | 64,550 | 63,292 | 33,443 | ||||||||||||||||||||||
| 1913 | 662,202 | 431,228 | 50,800 | 54,350 | 86,370 | 39,448 | ||||||||||||||||||||||
| 1914 | 694,910 | 473,712 | 50,400 | 45,350 | 82,703 | 12,745 | ||||||||||||||||||||||
| 1915 | 679,605 | 434,246 | 50,400 | 51,890 | 111,661 | 31,408 | ||||||||||||||||||||||
| 1916 | 685,662 | 367,330 | 50,000 | 109,966 | 124,760 | 33,606 | ||||||||||||||||||||||
| 1917 | 581,223 | 251,262 | 56,500 | 191,313 | 38,848 | 43,300 | ||||||||||||||||||||||
| 1918 | 617,747 | 219,251 | 60,848 | 212,435 | 92,952 | 29,517 | 2,744 | |||||||||||||||||||||
| 1919 | 828,765 | 160,946 | 215,200 | 318,988 | 89,931 | 34,716 | 8,985 | |||||||||||||||||||||
| 1920 | 776,624 | 169,823 | 129,546 | 304,128 | 130,632 | 31,233 | 11,262 | |||||||||||||||||||||
| 1921 | 732,206 | 196,130 | 147,547 | 320,851 | 34,847 | 24,281 | 13,651 | |||||||||||||||||||||
| 1922 | 660,304 | 222,077 | 50,000 | 322,469 | 32,865 | 29,831 | 3,061 | |||||||||||||||||||||
| 1923 | 725,428 | 325,188 | 50,000 | 260,865 | 40,738 | 45,453 | 3,184 | |||||||||||||||||||||
| 1924 | 788,099 | 349,596 | 50,000 | 320,657 | 28,800 | 36,375 | 2,671 | |||||||||||||||||||||
| 1925 | 826,463 | 413,591 | 50,000 | 297,062 | 29,227 | 33,243 | 3,338 | |||||||||||||||||||||
| 1926 | 815,750 | 432,133 | 50,000 | 257,776 | 67,891 | 7,950 | ||||||||||||||||||||||
| 1927 | 810,874 | 409,811 | 50,000 | 282,937 | 64,968 | 3,158 | ||||||||||||||||||||||
| 1928 | 831,521 | 399,654 | 50,000 | 295,106 | 79,869 | 6,892 | ||||||||||||||||||||||
| 1929 | 764,094 | 401,402 | 50,000 | 227,804 | 44,276 | 40,612 |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.
Liabilities & Capital
| Year | capital | surplus | undivided_profits | surplus_and_undivided_profits | notes_nb | deposits | individual_deposits | demand_deposits | time_deposits | due_to_nb | due_to_other_nb | due_to_sb | due_to_tc_and_sb | due_to_banks | due_to_banks_and_other_liabs | bills_payable | unpaid_dividends | other_liabs |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1887‡ | ||||||||||||||||||
| 1888 | 50,000 | 0 | 6,813.80 | 11,180 | 77,016.75 | 2,803.19 | 0 | 0 | 0 | 0 | ||||||||
| 1889 | 50,000 | 5,000 | 5,065.31 | 11,190 | 79,692.44 | 1,244.70 | 0 | 0 | 0 | 0 | ||||||||
| 1890 | 50,000 | 9,000 | 5,480.76 | 11,190 | 80,414.38 | 1,837.80 | 286.61 | 0 | 0 | 0 | ||||||||
| 1891 | 50,000 | 10,000 | 4,881.12 | 11,190 | 109,920.19 | 0 | 0 | 0 | 0 | 0 | ||||||||
| 1892 | 50,000 | 10,000 | 6,030.96 | 11,190 | 142,376.52 | 3,083.86 | 0 | 0 | 0 | 0 | ||||||||
| 1893 | 50,000 | 13,000 | 6,069.57 | 17,990 | 160,141.97 | 468.58 | 0 | 0 | 0 | 0 | ||||||||
| 1894 | 50,000 | 15,000 | 5,135.96 | 18,000 | 179,282.33 | 1,480.45 | 95.01 | 0 | 0 | 1,236.07 | ||||||||
| 1895 | 50,000 | 16,000 | 4,803.46 | 18,000 | 181,345.62 | 4,467.28 | 3,243.11 | 0 | 0 | 1,745.63 | ||||||||
| 1896 | 50,000 | 16,000 | 5,690.63 | 22,500 | 159,269.77 | 1,165.06 | 99.89 | 0 | 0 | 2,380.31 | ||||||||
| 1897 | 50,000 | 16,000 | 4,493.73 | 22,500 | 162,631.85 | 510.10 | 0 | 0 | 4 | 296.48 | ||||||||
| 1898 | 50,000 | 16,000 | 3,579.52 | 22,500 | 203,879.34 | 79.68 | 244.43 | 0 | 20 | 0 | ||||||||
| 1899 | 50,000 | 16,000 | 3,803.77 | 27,447.50 | 274,293.35 | 78.40 | 313.12 | 0 | 48 | 0 | ||||||||
| 1900 | 50,000 | 16,000 | 5,683.29 | 24,797.50 | 326,507.55 | 9,240.97 | 0 | 0 | 0 | 52 | 0 | |||||||
| 1901 | 50,000 | 16,000 | 7,153.95 | 36,597.50 | 369,131.32 | 9,434.03 | 110.77 | 0 | 0 | 0 | 0 | |||||||
| 1902 | 50,000 | 16,000 | 11,290.20 | 36,597.50 | 411,884.18 | 4,498.53 | 77.57 | 3,440.55 | 0 | 4 | 0 | |||||||
| 1903 | 50,000 | 16,000 | 13,884.79 | 36,597.50 | 459,841.77 | 1,841.22 | 339.73 | 2,766.85 | 0 | 36 | 0 | |||||||
| 1904 | 50,000 | 16,000 | 16,110.08 | 36,597.50 | 485,141.31 | 609.17 | 330.14 | 1,736.45 | 0 | 32 | 0 | |||||||
| 1905 | 50,000 | 32,284 | 36,598 | 527,425 | ||||||||||||||
| 1906 | 50,000 | 33,189 | 36,598 | 594,835 | 2,592 | |||||||||||||
| 1907 | 50,000 | 36,914 | 36,597 | 575,607 | 3,686 | |||||||||||||
| 1908 | 50,000 | 16,000 | 12,616 | 36,597 | 512,621 | 1,148 | ||||||||||||
| 1909 | 50,000 | 16,000 | 13,284 | 49,997 | 503,265 | 2,577 | ||||||||||||
| 1910 | 50,000 | 16,000 | 15,292 | 49,297 | 504,739 | 10,354 | ||||||||||||
| 1911 | 50,000 | 16,000 | 14,667 | 49,997 | 522,369 | 10,706 | ||||||||||||
| 1912 | 50,000 | 16,000 | 16,676 | 49,998 | 532,072 | 5,269 | ||||||||||||
| 1913 | 50,000 | 16,000 | 16,111 | 49,997 | 521,942 | 8,152 | ||||||||||||
| 1914 | 50,000 | 30,000 | 3,453 | 49,997 | 548,865 | 12,595 | ||||||||||||
| 1915 | 50,000 | 30,000 | 2,282 | 49,398 | 540,720 | 0 | 7,205 | |||||||||||
| 1916 | 50,000 | 25,000 | 2,384 | 49,000 | 542,289 | 0 | 16,989 | |||||||||||
| 1917 | 50,000 | 8,000 | 706 | 49,000 | 473,517 | 0 | 0 | |||||||||||
| 1918 | 50,000 | 2,598 | 49,400 | 383,982 | 131,767 | 0 | ||||||||||||
| 1919 | 50,000 | 9,272 | 50,000 | 394,968 | 186,229 | 138,296 | ||||||||||||
| 1920 | 50,000 | 13,589 | 48,500 | 385,209 | 218,018 | 61,188 | ||||||||||||
| 1921 | 50,000 | 19,709 | 48,200 | 333,623 | 221,364 | 116 | 64,295 | |||||||||||
| 1922 | 50,000 | 17,525 | 50,000 | 305,132 | 225,289 | 356 | ||||||||||||
| 1923 | 50,000 | 22,836 | 48,700 | 355,829 | 247,988 | 75 | ||||||||||||
| 1924 | 50,000 | 25,554 | 50,000 | 298,251 | 331,057 | 237 | ||||||||||||
| 1925 | 50,000 | 25,217 | 48,500 | 326,834 | 342,149 | 863 | ||||||||||||
| 1926 | 50,000 | 23,511 | 49,000 | 231,454 | 421,641 | 2,144 | 38,000 | |||||||||||
| 1927 | 50,000 | 28,209 | 50,000 | 249,814 | 432,507 | 344 | 0 | |||||||||||
| 1928 | 50,000 | 28,961 | 50,000 | 200,151 | 502,382 | 27 | 0 | |||||||||||
| 1929 | 50,000 | 15,000 | 10,802 | 50,000 | 583,196 | 50,544 | 4,552 |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.