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The First National Bank of

St. Johnsville, New York

Charter
#375
Bank ID
375
Years
1864–1941
Observations
78

Assets

Year assets loans odraft bonds_circ bonds_hand securities_and_mortgages securities securities_usgov securities_other due_from_nb due_from_ra due_from_other_nb due_from_other_nb_and_sb due_from_sb real_estate oreo_and_mortgages current_expenses bills_nb bills_sb checks_and_other currency legal_tender specie cash_and_exchange lawful_money cash_exchange_and_reserve us_debt redemption_fund due_from_treasurer trade_dollars frb_reserve other_assets
1864 238,935.80 101,244.41 75,000 46,256.93 797.96 1,318.25 1,070.90 13,247.35
1865 250,612.89 132,218.86 510.62 75,000 8,340.81 5,098.81 1,318.25 1,376.84 26,748.70
1866 218,296.85 104,228.14 453.79 75,000 6,976.32 854.51 6,394.75 854.34
1867 226,894.89 104,117.61 744.21 75,000 0 0 12,286.29 1,434.53 6,583.84 627.41 95 8 1,069.70 50.30 16,898 0 7,980 0
1868 217,568.58 97,813.82 1,169.08 75,000 0 0 7,307.64 0 640.89 6,599.49 740.38 2,395 0 177 86.28 0 10,639 15,000 0
1869 227,181.39 97,387.84 438.46 75,000 0 11,600 15,992.26 3,185.75 640.89 6,300 1,512.20 2,370 0 875.49 428.50 6,450 0 5,000 0
1870 206,353.79 80,760.66 529.33 75,000 0 14,200 7,618.35 4,886.40 175 6,300 1,391.72 4,150 324.63 15.70 11,002 0 0 0
1871 213,100.08 79,199.40 290.19 75,000 0 13,600 26,405.76 2,013.29 0 6,300 1,149.96 955 661.08 185.80 7,293 46.60 0 0
1872 228,224.93 108,595.77 680.64 75,000 0 13,600 9,985.68 1,704.71 231 6,300 1,059.65 350 519.13 609.35 9,589 0 0 0
1873 214,578.83 103,545.40 732.15 75,000 0 9,038 7,644.96 1,590 594.90 6,300 1,005.77 0 1,524.80 402.85 7,200 0 0 0
1874 237,813.64 121,521.08 3,743.17 75,000 0 9,038 9,254.98 52.50 6,300 993.44 540 378.78 364.69 6,252 0 0 4,375 0
1875 244,454.39 135,310.86 1,314.08 75,000 0 7,800 0 10,978.94 279.93 6,300 1,030.64 0 421.48 229.46 2,414 0 0 3,375 0
1876 198,703.30 78,679.10 0 75,000 0 10,300 0 4,387.36 91 19,330.61 992.86 3,380 51.02 99.35 3,017 0 0 3,375 0
1877 223,845.87 86,344.22 690.36 75,000 0 3,000 0 15,287.98 61.10 25,612.61 1,322.07 2,055 654.35 34.22 10,825 69.10 0 2,889.86 0
1878 223,401.89 98,558.86 49.77 75,000 0 3,000 0 10,519.03 128.40 22,035.63 1,173.36 290 77.88 11.31 8,988 994.65 0 2,575 0
1879 159,779.12 41,348.26 88.53 50,000 100 3,150 0 22,784.38 344.13 22,035.63 870.64 1,780 249.56 28.84 13,492 1,257.15 0 2,250 0
1880 194,545.37 47,372.01 319.79 50,000 1,800 9,150 0 53,183.74 3,156.42 12,535.63 740.31 420 150.09 12.73 9,496 3,958.65 0 2,250 0
1881 230,941.84 66,506.13 85.92 50,000 800 14,300 0 68,021.21 2,151.94 5,300 836.38 2,150 238.16 17.10 13,628 5,257 0 1,650 0
1882 216,912.37 74,761.80 341.64 50,000 800 12,400 0 54,600.86 1,226.05 5,000 933.74 435 425.97 2.81 5,940 7,794.50 0 2,250 0
1883 212,754.85 115,362.30 112.69 50,000 800 7,900 0 10,229.34 1,951.04 5,000 630.01 1,110 1,012.10 19.62 9,982 6,395.75 0 2,250 0
1884 186,840.67 101,833.55 182.80 50,000 0 7,350 0 7,634.38 178.81 5,000 787.40 890 0 3.73 5,146 5,584 0 2,250 0
1885 174,692.58 81,001.63 213.58 50,000 0 6,700 0 15,377.75 650.39 5,000 748.56 115 830.84 11.08 5,835 5,199.75 0 2,750 259 0
1886 187,120.95 94,066.34 238.76 50,000 0 6,500 0 9,253.19 44.05 5,000 1,370.57 2,230 206.82 15.97 10,022 5,664.25 0 2,250 0 259 0
1887 199,181.39 107,006.59 777.74 50,000 0 6,400 0 13,210.72 244.34 5,000 721.93 530 555.89 5.43 6,179 6,299.75 0 2,250 0 0 0
1888 194,578.71 91,376.75 163.99 50,000 0 10,600 0 22,004.19 0 5,686 1,453.81 2,160 46.42 16.55 4,221 4,600 0 2,250 0 0 0
1889 179,980.55 97,425.21 207.06 50,000 0 0 7,546.20 70.73 5,000 5,686 1,000 1,461.53 1,110 527.39 10.93 2,189 5,496.50 0 2,250 0 0
1890 182,136.16 105,175.42 2,689.43 50,000 0 0 6,604.19 0 0 5,686 0 815.11 945 561.86 23.25 3,446 4,539.90 0 1,650 0 0
1891 204,856.19 126,521.79 370.76 50,000 0 0 8,732.64 513.89 0 5,686 1,346.67 0 1,725 198.35 23.09 2,957 4,531 0 2,250 0 0
1892 221,704.40 139,802.52 51.31 50,000 0 0 6,729.43 305.37 237.04 8,186 0 1,405.56 1,470 542.10 87.07 5,605 5,033 0 2,250 0 0
1893 203,673.89 121,360.70 229.99 50,000 0 0 5,449.72 1,395.37 0 8,272 0 1,311.25 108 323.91 156.70 6,973 5,843.25 0 2,250 0 0
1894 182,414.23 106,394.63 89.80 50,000 0 0 1,702.17 1,387.50 50 8,272 0 855 103.95 103.18 4,059 8,127 0 1,270 0 0
1895 248,660.76 138,267.68 176.50 50,000 0 0 30,230.69 3,775.38 0 8,000 0 760 440.06 83.45 7,084 7,983 0 1,860 0 0
1896 227,302.14 138,245.24 160.34 50,000 0 3,000 2,041.15 1,212.62 35.36 8,000 0 565 349.08 97.35 12,212 9,434 0 1,950 0 0
1897 265,439.08 135,741.63 41.29 50,000 0 3,000 31,938.77 25.41 0 8,000 12,225 155 419.21 172.77 14,431 7,039 0 2,250 0 0
1898 298,028.51 157,507.03 264.20 50,000 0 3,000 45,896.73 1,037.69 0 8,000 12,225 1,840 50.17 40.69 8,860 7,407 0 1,900 0 0
1899 281,297.16 146,288.27 145.48 50,000 0 3,000 39,363.55 179.37 0 8,000 19,492.50 15 82.65 37.09 4,091 8,352.25 0 2,250 0 0
1900 298,810.40 144,733.50 347.50 50,000 0 3,000 45,520.47 2,492.37 38.20 8,000 15,309.19 3,670 499.54 147.18 10,253 12,299.45 0 2,500 0 0
1901 351,179.08 191,095.80 35.64 50,000 0 0 71,495.44 0 0 8,000 13,354.30 550 188 154.95 3,069 11,195.95 0 2,040 0 0
1902 382,043.07 226,821.46 249.26 50,000 0 0 60,103.73 130.57 0 7,000 19,964.16 0 155.60 110.99 6,246 8,761.30 2,500 0 0
1903 399,941.72 217,117.72 769.20 50,000 0 0 85,689.15 466.84 0 7,000 16,281.15 935 124.28 35.28 9,847 9,176.10 2,500 0 0
1904 452,896.71 196,993.91 264.33 50,000 0 8,799.56 161,212.39 69.77 0 7,100 10,077.56 0 0 2,851.98 121.66 11,235 1,670.55 2,500 0 0
1905 436,307 237,358 50,000 29,076 18,408
1906 440,851 262,129 50,000 46,743 54,926 27,053
1907 542,643 345,166 50,000 38,023 92,669 16,785
1908 612,438 300,304 50,000 114,415 128,008 19,711
1909 659,204 333,229 50,000 146,407 97,645 31,863
1910 795,975 336,900 50,000 205,384 166,927 36,764
1911 869,085 374,038 50,000 239,133 171,624 34,290
1912 906,289 418,833 50,000 253,193 142,633 41,630
1913 905,640 367,203 50,000 278,171 164,723 45,453
1914 929,374 386,479 50,000 307,625 127,840 57,430
1915 980,124 397,521 50,000 310,563 177,673 44,364
1916 1,045,387 407,366 50,000 349,424 198,500 40,097
1917 1,135,952 445,128 55,994 372,375 54,340 208,115
1918 1,123,993 495,311 86,700 339,402 155,383 44,697 2,500
1919 1,387,130 654,646 97,105 399,832 176,521 55,026 4,000
1920 1,616,883 877,157 61,282 452,772 161,086 61,086 3,500
1921 1,590,446 519,747 248,068 633,056 134,045 53,005 2,525
1922 1,784,632 373,082 243,722 795,712 245,800 123,750 2,366
1923 1,765,687 390,775 264,558 916,076 133,201 58,577 2,500
1924 1,996,047 438,491 50,000 1,111,269 321,685 68,503 6,099
1925 2,213,495 513,218 50,000 1,346,248 224,763 76,376 2,890
1926 2,160,679 595,235 50,000 1,370,564 142,298 2,582
1927 2,208,102 624,151 50,000 1,389,125 142,224 2,602
1928 2,284,285 729,126 50,000 1,374,162 128,497 2,500
1929 2,097,777 645,493 50,000 1,170,672 186,465 45,147
1930 2,118,360 575,926 50,000 1,197,521 255,806 39,107
1931 1,951,453 487,800 156,250 1,110,860 158,001 38,542
1932 1,812,031 369,431 156,250 1,086,400 147,715 52,235
1933 1,752,905 311,142 191,211 1,061,487 140,359 48,706
1934 1,772,276 245,415 528,661 815,174 145,890 37,136
1935 1,782,598 203,264 613,661 718,122 212,335 35,216
1936 1,838,280 203,697 865,406 527,151 209,333 32,693
1937 1,849,539 217,917 1,022,719 358,398 224,263 26,242
1938 1,830,945 209,561 932,469 316,174 346,701 26,040
1939 1,897,418 244,347 999,569 297,514 330,444 25,544
1940 1,974,148 295,175 985,369 201,963 467,500 24,141
1941

Liabilities & Capital

Year capital surplus undivided_profits surplus_and_undivided_profits notes_nb deposits us_deposits individual_deposits demand_deposits time_deposits due_to_nb due_to_other_nb due_to_sb due_to_banks due_to_banks_and_other_liabs bills_payable rediscounts unpaid_dividends other_liabs
1864 75,000 4,785.24 67,475 89,596.54 1,250 829.02
1865 75,000 18,562.40 67,500 87,824.35 1,726.14
1866 75,000 1,156.73 15,946.95 67,465 58,097.27 630.90
1867 75,000 2,228.93 19,387.16 67,030 61,544.59 0 1,704.21 0 0 0
1868 75,000 3,395.40 21,193.84 67,180 49,765.29 0 1,034.05 0 0
1869 75,000 4,341.93 22,317.22 67,235 55,875.50 0 2,281.74 130 0 0 0
1870 75,000 5,244.73 15,934.42 66,890 43,159.08 0 125.56 0 0 0 0 0
1871 75,000 6,244.73 14,010.40 67,050 48,831.16 0 1,649.27 314.52 0 0 0 0
1872 75,000 7,294.73 14,893.59 66,965 62,096.73 0 1,412.28 372.60 190 0 0 0
1873 75,000 8,394.73 14,360.34 66,615 45,202.61 0 3,918.74 0 1,087.41 0 0 0
1874 75,000 9,400 15,406.79 67,500 63,241.68 0 2,208.92 56.25 0 5,000 0 0
1875 75,000 10,500 16,105.10 67,500 53,527.47 0 6,092.51 0 0 15,729.31 0 0
1876 75,000 11,000 5,879.15 67,500 34,261.61 0 1,062.54 0 0 4,000 0 0
1877 75,000 11,000 2,563.46 67,500 67,613.77 0 168.64 0 0 0 0 0
1878 75,000 0 2,876.74 67,500 77,740.14 0 285.01 0 0 0 0 0
1879 50,000 0 5,773.66 44,997 58,929 0 79.46 0 0 0 0 0
1880 50,000 650 3,495.79 44,997 94,941.75 0 269.83 0 0 0 191 0
1881 50,000 1,000 6,304.49 44,994 125,293.57 0 3,288.78 0 0 0 61 0
1882 50,000 300 2,239.29 45,000 118,721.60 0 515.48 0 0 0 136 0
1883 50,000 1,000 2,913.67 45,000 113,073.20 0 614.98 0 0 0 153 0
1884 50,000 1,800 2,486.66 45,000 84,235.72 0 3,038.29 0 0 0 280 0
1885 50,000 2,400 3,152.24 45,000 73,282.04 0 766.30 0 0 0 92 0
1886 50,000 3,000 3,159.17 45,000 84,419.01 0 1,497.77 0 0 0 45 0
1887 50,000 3,600 2,914.70 45,000 95,330.83 0 2,242.86 0 0 0 93 0
1888 50,000 2,000 2,389.18 45,000 92,935.51 0 1,879.23 368.79 0 0 6 0
1889 50,000 2,000 1,296.09 45,000 79,437.42 0 2,149.59 97.45 0 0 0 0
1890 50,000 2,600 2,616.88 45,000 79,938.06 0 1,523.18 266.04 0 0 192 0
1891 50,000 3,400 3,838.21 45,000 96,585.73 0 5,339.80 226.45 0 0 466 0
1892 50,000 4,500 5,781.73 45,000 109,525.72 0 6,477.27 37.68 0 0 382 0
1893 50,000 5,500 7,736.71 45,000 87,447.62 0 1,428.36 54.20 0 6,093 414 0
1894 50,000 6,750 7,010.59 45,000 71,984.62 0 790.11 0 0 0 406 472.91
1895 50,000 8,000 7,437.48 45,000 122,721.54 0 13,284.33 240.50 0 0 576 1,400.91
1896 50,000 9,500 8,166.70 45,000 104,532.90 0 2,676.59 28.70 0 5,050 636 1,711.25
1897 50,000 24,500 8,239.75 45,000 132,021.15 0 2,506.62 216.65 0 0 892 2,062.91
1898 50,000 25,000 10,285.47 45,000 154,545.62 0 2,327.97 247.84 0 0 249 10,372.61
1899 50,000 25,000 12,166.28 45,000 138,977.79 0 6,012.88 0.84 0 0 595 3,544.37
1900 50,000 25,000 17,043.89 50,000 151,365.01 0 2,585.40 0 0 0 95 2,721.10
1901 50,000 25,000 21,939.36 50,000 196,676.02 0 5,279.01 0 0 1,764.69 520 0
1902 50,000 25,000 25,264.09 50,000 215,691.14 0 351.80 21.27 7,000 0 1,165 7,549.77
1903 50,000 25,000 30,061.05 49,997.50 232,803.25 0 900.40 0 0 0 1,160 10,019.52
1904 50,000 25,000 33,995.36 49,397.50 280,914.12 0 451.04 0 0 0 1,280 11,858.69
1905 50,000 60,493 49,398 269,915
1906 50,000 60,929 50,000 0 279,102 820
1907 50,000 61,757 50,000 0 379,725 1,161
1908 50,000 50,000 14,415 50,000 0 446,566 1,457
1909 50,000 50,000 13,847 50,000 0 494,607 750
1910 50,000 50,000 16,626 50,000 0 627,065 2,284
1911 50,000 50,000 17,906 50,000 0 697,838 3,341
1912 50,000 50,000 21,383 49,200 2,488 731,239 1,979
1913 50,000 50,000 24,055 48,800 1,431 718,830 12,524
1914 50,000 50,000 28,098 49,600 582 739,910 11,184
1915 50,000 50,000 33,651 49,500 411,573 385,102 298
1916 50,000 50,000 24,141 49,200 422,638 438,446 10,962
1917 50,000 50,000 26,451 50,000 269,900 657,037 32,564
1918 50,000 75,488 49,300 240,176 672,126 36,903
1919 50,000 76,897 46,900 365,657 801,846 45,830
1920 50,000 82,381 48,700 317,760 1,087,634 30,408
1921 50,000 97,280 49,400 253,654 1,133,491 6,621 0
1922 50,000 118,285 50,000 392,495 1,171,816 2,036
1923 50,000 128,528 50,000 284,569 1,250,983 1,508
1924 50,000 166,872 49,300 317,965 1,407,225 4,685
1925 50,000 192,986 49,200 400,262 1,513,433 7,591
1926 50,000 198,885 50,000 305,067 1,545,056 11,671 0
1927 100,000 220,242 50,000 242,223 1,574,936 3,101 17,600
1928 100,000 234,344 49,500 255,302 1,627,043 8,193 9,903
1929 100,000 200,000 55,914 50,000 1,691,493 0 370
1930 100,000 200,000 63,299 50,000 1,705,061 0 0
1931 100,000 200,000 58,517 50,000 1,542,936 0 0
1932 100,000 200,000 36,883 50,000 1,425,148 0 0
1933 100,000 200,000 46,612 50,000 1,356,293 0 0
1934 100,000 200,000 23,997 50,000 1,398,279 0 0
1935 100,000 200,000 19,199 1,463,399 0 0
1936 100,000 200,000 47,554 1,490,726
1937 100,000 200,000 63,361 1,486,178 0 0
1938 100,000 200,000 81,214 1,449,731 0 0
1939 100,000 200,000 81,754 1,515,664 0 0
1940 100,000 200,000 91,760 1,582,388 0 0
1941 0 0