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The First National Bank of

Waterloo, New York

Charter
#368
Bank ID
368
Years
1864–1941
Observations
78

Assets

Year assets loans odraft bonds_circ bonds_hand bond_premiums securities_and_mortgages securities securities_usgov securities_other due_from_nb due_from_ra due_from_other_nb due_from_other_nb_and_sb due_from_sb real_estate oreo_and_mortgages current_expenses internal_stamps bills_nb bills_sb checks_and_other currency legal_tender specie cash_and_exchange lawful_money cash_exchange_and_reserve us_debt redemption_fund due_from_treasurer trade_dollars frb_reserve other_assets
1864 248,458 127,164.58 46,600 1,701.83 5,551.64 5,561.31 61,867.03 11.61
1865 302,214.97 104,307.60 5,384.46 50,000 4,550 12.16 72,535.53 3,946.61 5,725 2,555.95 53,197.27 0.39
1866 251,388.74 81,836.29 497.95 53,000 9,800 18 22,097.34 6,500 1,463.11
1867 217,380.18 65,952.15 0 50,000 48,500 3,368.83 0 7,956.12 969.12 7,500 3,335.72 1,244 595 652.10 70 6,465 292.14 20,480 0
1868 198,245.81 73,490.87 428.62 50,000 39,350 40.75 0 9,370.30 0 1,271.82 7,500 0 30 319 498.83 425.62 14,777 143 600 0
1869 189,077.90 88,428.07 0 50,000 8,100 0 0 14,124.98 7,989.86 4,093.29 7,500 2,973.78 0 0 264.42 979.50 4,481 143 0 0
1870 234,399.34 150,008.31 102.58 50,000 950 332.80 0 0 2,845.42 2,113.43 7,500 2,494.47 0 302 475.33 17,220 55 0 0
1871 230,261.32 120,625.92 764.02 50,000 5,350 847.84 0 7,935.75 5,483.94 1,742.57 7,000 4,111.61 549 804 1,203.67 23,843 0 0 0
1872 207,897.65 102,636.65 729.91 50,000 5,550 0 0 12,332.26 3,655.56 1,262.03 7,000 2,161.30 1,496 280 315.94 20,478 0 0 0
1873 228,502.27 114,807.30 86.50 50,000 1,200 195.50 0 13,684.08 6,091.66 1,840.79 7,000 2,593.20 2,358 695.06 452.38 26,797 700.80 0 0
1874 203,252.36 98,440.45 492.71 50,000 2,550 0 0 13,031.94 4,516.06 7,000 2,033.31 3,401 1,251.23 285.66 18,000 0 0 2,250 0
1875 311,436.41 134,905.91 266.83 100,000 13,700 7,969.42 0 0 1,140.82 6,998.78 18,000 2,945.68 689 858.98 460.99 19,000 0 0 4,500 0
1876 300,649.62 132,203.21 258.60 100,000 2,250 7,459.75 0 0 5,996.41 5,959.13 18,300 4,113.49 1,211 2,453.55 364.48 15,000 580 0 4,500 0
1877 296,270.74 123,403.74 191.82 100,000 150 6,602.19 0 0 10,099.37 5,791.14 18,300 3,488.22 5,561 892.12 1,186.14 14,600 1,505 0 4,500 0
1878 328,735.83 130,442.04 92.23 100,000 800 4,999.08 0 0 23,783 24,532.23 18,300 2,289.71 2,928 400 419.54 14,000 1,250 0 4,500 0
1879 325,597.79 135,976.69 631.47 100,000 3,500 2,959.24 0 0 11,332.41 23,762.60 18,700 4,042.66 1,548 377.70 437.02 14,000 3,830 0 4,500 0
1880 298,522.32 119,703.02 150.38 100,000 100 1,942.75 0 0 1,050.51 24,617.20 18,700 2,396.45 1,936 1,794.32 206.69 16,000 3,425 0 6,500 0
1881 326,866.52 140,108.33 838.25 100,000 50 0 0 0 19,510.05 23,046.35 18,700 2,918.16 2,958 1,889.68 532.70 5,000 6,815 0 4,500 0
1882 348,324.14 162,786.77 672.89 100,000 0 0 0 0 23,208.77 14,467.10 20,000 3,481.36 2,875 2,514.47 112.78 7,000 6,705 0 4,500 0
1883 347,130.23 165,364.98 6.08 100,000 0 3,000 0 0 14,785.93 13,360.58 20,000 3,246.83 1,341 4,193.43 296.40 8,000 9,035 0 4,500 0
1884 323,712.07 164,575.43 270.22 100,000 0 0 0 0 13,169.37 3,251.76 20,000 3,279.64 822 0 493.65 6,000 7,350 0 4,500 0
1885 337,224.78 122,126.61 833.33 100,000 0 0 0 0 54,686.31 9,740.91 20,000 3,159.62 1,477 896.69 219.31 6,000 13,585 0 4,500 0 0
1886 353,003.90 161,735.86 410.74 100,000 0 0 0 0 23,078.07 9,588.53 20,000 3,372.07 1,479 2,652.94 484.69 14,750 10,865 0 4,500 0 87 0
1887 263,542.47 147,537.41 838.88 25,000 0 7,156.25 30,000 0 11,741.76 2,597.82 18,000 3,435.83 345 229.94 149.58 7,250 8,135 0 1,125 0 0 0
1888 348,737.16 221,903.88 2,871.27 25,000 0 6,250 5,000 0 38,821.13 3,097.54 18,000 3,966.02 1,130 3,007.57 464.75 9,000 9,100 0 1,125 0 0 0
1889 331,123.23 211,856.46 3,960.68 25,000 0 6,000 10,000 26,913.36 2,067.10 902.47 18,000 0 3,674.31 1,601 3,354.11 318.74 7,500 8,850 0 1,125 0 0
1890 281,569.45 172,854.83 5,778.36 25,000 0 5,500 10,000 10,541.24 2,011.32 1,327.64 18,000 0 2,947.85 1,433 3,748 197.21 9,650 11,455 0 1,125 0 0
1891 301,314.47 192,861.35 3,451.87 25,000 0 5,500 10,000 13,493.28 891.48 14,202.20 18,000 0 1,866.26 860 1,668.89 144.14 6,000 6,250 0 1,125 0 0
1892 295,728.50 199,253.07 2,930.87 25,000 0 5,000 10,000 7,762.84 1,027.37 1,452.38 18,000 0 3,182.44 2,228 3,385.77 365.76 6,750 8,765 0 625 0 0
1893 283,214.26 175,917.92 4,537.83 25,000 0 5,000 10,000 8,115.16 417.66 10,381.54 18,000 0 5,125.99 610 5,191.94 171.22 7,400 6,720 0 625 0 0
1894 286,269.51 186,405.83 2,706.70 25,000 0 3,500 10,000 14,445.75 362.34 3,236.24 18,000 1,500 912 3,731.02 204.63 8,900 6,740 0 625 0 0
1895 321,701.93 193,264.82 4,287.62 25,000 0 3,500 33,000 9,626.78 2,107.48 5,688.11 18,000 0 847 3,751.62 332.50 14,550 6,121 0 1,125 500 0
1896 298,828.68 189,037.88 1,591.93 25,000 0 3,000 33,000 6,219.03 1,408.01 4,716.92 18,000 0 945 413.71 91.20 7,800 5,930 0 1,125 550 0
1897 293,318.10 167,972.61 4,214.97 25,000 0 2,400 48,000 11,220.59 1,148.14 1,310.99 18,000 1,300 621 1,259.28 180.52 5,150 4,415 0 1,125 0 0
1898 253,366.89 148,281.69 1,623.10 25,000 8,000 3,200 25,000 264.72 7,900.68 2,341.54 18,000 1,300 603 1,277.85 609.31 5,100 3,740 0 1,125 0 0
1899 251,184.22 155,402.49 468.53 25,000 0 2,400 27,000 10,786.35 507.84 6,780.36 12,000 1,300 892 929.12 517.53 2,300 3,775 0 1,125 0 0
1900 280,109.73 169,527.37 367.50 30,000 0 160 36,500 14,013.54 1,928.88 4,454.70 12,000 1,300 530 351 2,126.11 640.63 2,000 2,010 0 2,200 0 0
1901 316,851.54 189,346.53 4,345.76 50,000 0 2,600 27,000 8,117.52 6,511.23 1,744.82 12,000 1,300 120 731 1,890.22 499.46 5,000 3,145 0 2,500 0 0
1902 322,055.56 207,382.98 1,807.04 50,000 0 2,600 33,162.40 4,302.63 35 1,863.60 12,000 1,841.86 85 820 1,181.35 698.70 1,300 475 2,500 0 0
1903 295,561.26 188,780.27 2,921.79 50,000 0 4,500 17,500 6,024.48 2,432.30 166.25 12,000 2,701.07 0 750 480.50 619.60 2,650 1,535 2,500 0 0
1904 398,843.83 180,977.27 2,957.19 100,000 0 7,000 29,319.24 37,099.64 1,396.78 1,330.71 12,000 9,452.80 0 0 587 490.68 857.52 6,550 3,825 5,000 0 0
1905 419,426 194,117 100,000 36,735 13,375
1906 348,656 177,015 51,500 28,877 82,189 9,075
1907 293,795 164,897 51,500 25,462 35,311 16,625
1908 324,022 192,280 51,500 21,407 50,440 8,395
1909 338,504 222,032 51,500 20,206 31,781 12,985
1910 401,912 256,329 81,800 19,907 30,056 13,820
1911 422,481 266,333 81,800 16,407 43,226 14,715
1912 442,390 264,303 87,000 16,407 38,615 16,065
1913 438,678 293,793 6,700 16,207 20,033 21,945
1914 516,083 369,756 86,500 8,500 33,862 17,465
1915 579,522 410,513 85,000 11,983 46,351 25,675
1916 633,240 419,597 85,000 51,974 52,604 24,065
1917 650,812 392,735 80,750 124,879 27,142 25,306
1918 821,064 442,033 124,000 183,354 39,651 26,318 5,708
1919 872,896 381,529 94,232 304,908 52,151 38,840 6,236
1920 1,112,693 443,878 105,821 480,570 36,785 39,585 6,054
1921 1,200,735 453,632 54,268 589,922 47,283 47,314 8,316
1922 1,234,313 483,894 61,000 574,216 61,152 45,434 8,617
1923 1,462,651 600,370 61,000 664,765 74,876 51,804 9,836
1924 1,600,685 656,832 56,710 755,517 70,737 57,605 3,284
1925 1,782,194 743,170 58,733 855,566 59,792 60,876 4,057
1926 1,938,109 769,629 58,733 924,420 180,243 5,084
1927 2,010,502 817,790 57,382 956,280 174,622 4,428
1928 2,280,269 851,155 54,624 1,105,892 257,477 11,121
1929 2,080,510 896,014 59,124 863,028 204,273 58,071
1930 2,107,415 862,620 55,120 951,376 164,601 73,698
1931 1,985,395 772,486 60,020 938,844 139,549 74,496
1932 1,777,157 674,876 60,020 864,693 103,691 73,877
1933 1,638,877 598,007 69,901 788,682 111,488 70,799
1934 1,821,354 486,748 147,695 904,134 208,419 74,358
1935 1,741,883 489,615 164,055 723,577 295,642 68,994
1936 1,828,653 419,619 337,629 655,416 354,223 61,766
1937 1,999,630 439,405 432,747 686,747 380,967 59,764
1938 1,877,371 414,020 464,851 613,543 329,580 55,377
1939 1,946,795 409,101 518,572 456,618 513,561 48,943
1940 1,912,292 448,796 583,968 377,714 459,977 41,837
1941 2,310,517 459,605 865,435 325,790 618,909 40,778

Liabilities & Capital

Year capital surplus undivided_profits surplus_and_undivided_profits notes_nb deposits us_deposits individual_deposits demand_deposits time_deposits due_to_nb due_to_other_nb due_to_sb due_to_banks due_to_banks_and_other_liabs bills_payable rediscounts other_liabs
1864 50,000 836.87 39,000 151,481.37 1,489.76 5,650
1865 50,000 650 3,861.75 40,500 200,664.30 3,174.03 3,364.89
1866 50,000 1,250 2,914.52 43,350 147,990.30 4,332.71 1,551.21
1867 50,000 2,900 4,515.65 44,700 113,898.60 0 894.75 471.18 0 0
1868 50,000 3,500 4,711.88 44,418 93,466.48 0 1,742.80 406.65 0
1869 50,000 10,000 5,915.09 44,750 73,789.80 0 4,623.01 0 0 0 0
1870 50,000 10,000 10,717.19 44,000 115,466.90 0 4,215.25 0 0 0 0
1871 50,000 12,000 6,555.13 45,000 103,666.29 0 3,039.90 0 0 10,000 0
1872 50,000 12,000 8,801.87 42,850 93,561.14 0 617.45 67.19 0 0 0
1873 50,000 12,000 14,000.82 45,000 96,996.58 0 447.02 57.85 0 10,000 0
1874 50,000 12,000 15,378.47 45,000 77,751.64 0 3,122.25 0 0 0 0
1875 100,000 1,000 14,643.64 90,000 102,639.99 0 3,083.29 69.49 0 0 0
1876 100,000 12,500 6,117.19 90,000 70,792.74 0 1,044.69 195 20,000 0 0
1877 100,000 13,500 7,292.24 90,000 84,004.68 0 1,471.43 2.39 0 0 0
1878 100,000 15,000 6,748.02 88,500 117,072.82 0 233.87 1,181.12 0 0 0
1879 100,000 16,000 6,457.71 90,000 108,831.76 0 2,629.64 1,678.68 0 0 0
1880 100,000 17,000 6,425.19 90,000 80,374.32 0 4,722.81 0 0 0 0
1881 100,000 20,000 6,887.94 90,000 106,042.12 0 3,874.15 62.31 0 0 0
1882 100,000 20,000 8,793.17 90,000 123,901.62 0 5,629.35 0 0 0 0
1883 100,000 20,000 9,595.10 90,000 114,595.68 0 4,840.37 99.08 0 8,000 0
1884 100,000 20,000 9,072.46 88,200 82,779.16 0 3,660.45 0 0 20,000 0
1885 100,000 20,000 8,211.80 80,500 125,230.39 0 3,282.59 0 0 0 0
1886 100,000 20,000 8,649.94 90,000 118,304.47 0 5,899.49 10,150 0 0 0
1887 100,000 20,000 7,423.55 22,500 89,979.40 0 3,108.19 2,531.33 18,000 0 0
1888 100,000 20,000 8,442.83 22,500 183,811.79 0 2,551.81 1,430.73 0 10,000 0
1889 100,000 20,000 8,571.83 22,500 153,890.31 0 6,918.62 4,242.47 0 15,000 0
1890 100,000 20,000 6,988.99 22,500 119,444 0 2,082.08 554.38 0 10,000 0
1891 100,000 20,000 5,365.43 22,500 118,224.19 0 2,698.17 3,642.08 0 28,884.60 0
1892 100,000 20,000 5,331.96 22,500 134,097.21 0 3,135.83 3,163.50 0 7,500 0
1893 100,000 20,000 5,757.28 22,500 128,570.93 0 920 266.05 0 5,200 0
1894 100,000 20,000 2,078.04 22,500 122,286.04 0 454.71 600.72 0 18,350 0
1895 100,000 20,000 1,838.71 22,500 156,105.53 0 1,295.83 4,111.86 0 15,850 0
1896 100,000 20,000 1,227.71 22,500 147,617.74 0 1,748.36 2,520.57 0 3,214.30 0
1897 100,000 17,500 0 22,500 136,795.76 0 562.92 1,386.89 0 14,572.53 0
1898 100,000 18,832.25 0 22,500 99,347.39 0 3,557.25 0 0 9,130 0
1899 100,000 0 6,311.22 22,500 115,052.05 0 6,252.13 1,068.82 0 0 0
1900 100,000 0 7,507.26 30,000 139,965.78 0 1,255.79 1,380.90 0 0 0
1901 100,000 0 3,022.38 50,000 143,471.65 0 5,230.68 12.11 0 15,114.72 0
1902 100,000 0 4,587.87 50,000 154,026.07 0 1,818 31.57 0 11,592.05 0
1903 100,000 0 3,433.08 50,000 129,308.37 0 122.69 435.12 0 12,262 0
1904 100,000 0 4,208.05 100,000 194,331.15 0 304.63 0 0 0 0
1905 100,000 8,900 100,000 210,527
1906 50,000 2,586 50,000 0 245,301 769
1907 50,000 7,684 50,000 0 185,685 426
1908 50,000 5,000 4,810 50,000 0 214,006 206
1909 50,000 6,000 10,352 50,000 0 221,940 212
1910 50,000 10,000 7,572 50,000 30,000 253,873 467
1911 50,000 10,000 7,116 50,000 30,000 272,413 2,952
1912 50,000 10,000 9,351 50,000 31,325 291,159 555
1913 50,000 10,000 8,876 49,550 31,941 287,981 330
1914 50,000 10,000 10,262 50,000 33,312 355,551 6,958
1915 50,000 10,000 13,461 49,995 427,601 27,957 508
1916 50,000 10,000 11,939 49,995 250,457 238,940 21,909
1917 50,000 10,000 7,266 49,995 208,927 298,768 25,856
1918 50,000 18,886 48,695 274,209 380,134 49,140
1919 50,000 24,660 49,995 199,916 504,036 44,239
1920 50,000 36,383 48,995 249,113 704,833 23,369
1921 50,000 40,660 49,395 260,391 799,349 447 493
1922 50,000 52,677 50,000 225,640 841,065 3,164
1923 50,000 78,180 50,000 276,761 985,096 5,114
1924 50,000 75,857 50,000 339,496 1,083,390 1,942
1925 50,000 90,620 50,000 306,943 1,255,316 3,845
1926 50,000 85,922 49,300 326,097 1,424,832 1,958 0
1927 50,000 115,563 47,700 330,402 1,466,499 338 0
1928 50,000 85,625 48,400 496,120 1,569,299 125 30,700
1929 50,000 50,000 86,929 50,000 1,798,581 45,000 0
1930 100,000 100,000 57,309 50,000 1,786,470 0 13,636
1931 100,000 100,000 42,916 50,000 1,583,857 50,617 58,005
1932 100,000 100,000 8,780 50,000 1,408,514 103,219 6,644
1933 100,000 50,000 15,956 50,000 1,366,594 50,000 6,327
1934 200,000 50,000 13,013 50,000 1,502,043 0 6,298
1935 150,000 25,000 47,375 1,511,499 0 8,009
1936 147,000 50,000 88,443 1,537,748 0 5,462
1937 150,000 51,000 86,890 1,705,282 0 6,458
1938 146,900 53,500 88,776 1,581,489 0 6,706
1939 144,200 56,000 89,349 1,650,518 0 6,728
1940 141,500 58,500 75,913 1,629,192 0 7,187
1941 150,000 67,500 44,579 2,041,357 0 7,081