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The First National Bank of

Lowell, Massachusetts

Charter
#331
Bank ID
331
Years
1864–1901
Observations
38

Assets

Year assets loans odraft bonds_circ bonds_dep bonds_hand securities_and_mortgages securities due_from_nb due_from_ra due_from_other_nb due_from_other_nb_and_sb due_from_sb real_estate current_expenses internal_stamps exchanges bills_nb checks_and_other currency legal_tender specie lawful_money us_debt redemption_fund due_from_treasurer other_assets
1864 530,609.43 92,011.64 286,950 99,138.73 20,000 1,891.71 1,962.14 28,643.96 11.25
1865 656,493.04 128,270.59 260,000 110,900 89,274.31 65,048.14 3,000
1866 801,746.68 189,803.42 260,000 223,550 37,664.75 3,000
1867 923,676.82 263,750.42 0 260,000 200,000 23,550 3,000 125,124.68 0 0 84.60 3,646 2,662.19 2,284.35 32,800 1,404.58 5,370 0
1868 905,978.48 275,410.12 0 260,000 200,000 53,550 3,000 54,990.78 0 0 0 45.27 2,913 2,131.73 8,912.58 38,775 3,850 2,400 0
1869 696,757.06 333,394.11 870.91 259,000 0 36,000 3,000 20,108.67 7,863.78 0 0 0 4,990.81 623.66 1,549.12 28,300 1,056 0 0
1870 775,847.17 402,528 102.19 259,000 0 1,000 11,000 62,515.63 1,342.49 0 0 555.25 0 2,765 3,966.49 1,447.12 27,000 2,625 0 0
1871 716,911.25 372,581.01 822.16 259,000 0 1,000 14,000 35,506.36 626.56 0 0 1.48 0 1,567 6,623.51 2,672.67 22,500 10.50 0 0
1872 726,576.78 377,968.70 0 259,000 0 1,000 14,000 48,286.72 233.10 0 0 1.38 0 2,638 540.36 191.20 22,200 517.32 0 0
1873 840,072.95 461,277.98 5,000 259,000 0 1,000 24,000 44,904.83 0 0 0 2,984.93 0 3,436 3,824.13 300.58 12,100 2,244.50 20,000 0
1874 838,817.27 442,993.65 5,168.99 259,000 0 1,000 24,000 70,595.39 0 0 1.44 0 3,676 3,345.75 786.05 17,000 0 0 11,250 0
1875 824,000.04 411,754.85 8,041.61 259,000 0 1,000 24,000 0 0 84,436.64 0 0 0 6,908 4,618.20 390.74 11,600 1,000 0 11,250 0
1876 732,636.66 319,120.34 29.97 259,000 0 1,000 24,000 0 79,404.86 0 0 0.50 0 4,864 16,803.14 934.85 15,400 829 0 11,250 0
1877 751,131.05 407,345.30 1,711.35 259,000 0 1,000 24,000 0 11,207.83 0 0 1.50 0 6,433 14,256.83 326.79 13,200 1,398.45 0 11,250 0
1878 727,433.79 373,657.58 550.13 259,000 0 1,000 24,000 0 16,018.50 12,536.56 0 2 0 10,663 3,088.52 371.55 10,000 5,295.95 0 11,250 0
1879 788,207.47 319,686.67 1,732.25 259,000 0 12,450 24,000 0 93,886.54 34,694.45 10,000 3.05 0 1,395 8,185.10 104.31 9,000 2,820.10 0 11,250 0
1880 734,224.92 406,618.89 0 250,000 0 0 19,000 0 9,145.33 18,736.42 0 0 0 3,026 4,744.52 205.46 5,000 6,498.30 0 11,250 0
1881 842,636.65 530,898.57 3,339.16 250,000 0 0 19,000 0 4,592.29 0 0 0 0 7,578 1,371.55 541.74 1,500 12,565.34 0 11,250 0
1882 857,218.98 529,557.08 1,035.34 250,000 0 0 19,000 0 17,129.25 0 0 5.53 0 4,771 5,898.10 74.56 2,500 15,998.12 0 11,250 0
1883 1,022,673.52 606,876.15 5,270.16 250,000 0 0 19,000 0 40,036.36 61,010 0 16.10 0 1,909 9,954.21 132.84 7,500 9,718.70 0 11,250 0
1884 1,069,264.04 615,529.08 1,909.30 250,000 0 0 19,000 0 48,822.81 80,230 0 0 0 3,651 5,462.68 218.87 13,450 19,740.30 0 11,250 0
1885 1,244,630.08 805,225.89 2,548.90 250,000 0 0 14,000 0 87,730.05 1,920 18,000 64 0 3,564 19,280.45 74.64 7,400 23,572.15 0 11,250 0
1886 926,841.81 656,840.68 1,670.62 121,000 0 0 14,000 0 56,880.44 0 36,234.83 58.03 0 4,653 2,226.62 65.29 1,500 26,267.30 0 5,445 0 0
1887 792,040.86 574,569.65 31,065.27 50,000 0 0 14,000 0 45,284.63 0 35,614.55 203.51 0 7,759 10,674.70 137.80 1,500 18,981.75 0 2,250 0 0
1888 1,057,694.19 851,480.20 3,978.72 50,000 0 0 14,000 0 56,538.92 0 30,000 8.90 0 3,330 12,234.42 614.23 4,000 29,258.80 0 2,250 0 0
1889 1,279,873.97 887,214.03 11,765.75 50,000 0 0 8,000 113,175.65 110,000 0 25,000 0 0 7,896 9,588.09 934.20 20,000 34,050.25 0 2,250 0 0
1890 1,299,013.42 954,060.57 3,789.04 50,000 0 0 8,000 124,264.89 80,000 0 20,000 1 0 741 3,521.03 1,552.54 14,000 36,833.35 0 2,250 0 0
1891 983,885.47 818,223.32 4,683.45 50,000 0 0 8,000 39,680.29 0 0 20,000 3,638.47 0 3,612 1,911.80 936.59 1,500 29,449.55 0 2,250 0 0
1892 1,024,912.75 816,790.99 1,218.67 50,000 0 0 8,196 69,496.79 0 0 20,000 0 0 9,958 1,936.57 505.98 1,500 43,059.75 0 2,250 0 0
1893 831,604.77 644,872.50 3,685.94 50,000 0 0 8,196 56,876.67 10,000 0 20,000 31.06 0 2,237 8,200.09 607.86 4,500 20,147.65 0 2,250 0 0
1894 935,378 693,186.42 920.74 50,000 0 0 17,830.06 94,314.64 0 0 20,000 0 2,805 4,161.58 748.72 5,500 43,660.84 0 2,250 0 0
1895 858,472.13 675,247.30 1,447.63 50,000 0 0 20,239.06 51,731.79 0 0 20,000 0 2,730 1,901.28 401.87 4,500 28,023.20 0 2,250 0 0
1896 812,156.71 643,972.38 937.21 50,000 0 0 17,842.50 8,323 0 0 20,000 0 2,299 9,045.22 890.70 4,000 52,596.70 0 2,250 0 0
1897 886,412.78 679,870.08 250.09 50,000 0 0 35,120.75 61,960.25 0 0 20,000 0 3,655 2,813.13 457.78 5,500 24,535.70 0 2,250 0 0
1898 905,596.12 696,252.42 72.36 50,000 0 0 42,233.50 57,720.99 0 0 20,000 0 3,686 7,117.94 488.96 5,500 20,273.95 0 2,250 0 0
1899 1,020,172.15 764,675.62 217.96 50,000 0 0 67,326.90 76,423.05 0 0 20,000 0 3,683 1,362.99 332.88 11,500 22,399.75 0 2,250 0 0
1900 1,074,257.82 795,878.42 8.77 50,000 0 0 64,700 90,144.11 0 0 20,000 354 0 4,519 8,425.40 409.77 16,500 20,818.35 0 2,500 0 0
1901 973,886.99 712,834.58 1,031.46 50,000 0 0 77,437.50 38,405.77 0 0 20,000 158 2,028.06 2,299 36,360.83 520.49 10,500 19,811.30 0 2,500 0 0

Liabilities & Capital

Year capital surplus undivided_profits notes_nb deposits us_deposits due_to_nb due_to_ra due_to_tc_and_sb bills_payable rediscounts unpaid_dividends
1864 200,000 7,467.94 122,780 200,361.49
1865 250,000 6,000 349.59 224,740 69,708.05 92,487.51 13,207.89
1866 250,000 15,000 2,192.97 224,610 212,527.81 97,415.90
1867 250,000 25,000 8,375.60 224,200 277,805.49 138,295.73 0 0
1868 250,000 40,000 6,948.35 223,933 320,776.58 64,046.53 274.02
1869 250,000 65,000 12,343.74 223,422 144,575.90 0 1,415.42 0 0
1870 250,000 75,000 12,657.24 224,000 209,925.91 0 1,084.02 0 0 3,180
1871 250,000 80,000 10,486.91 223,300 140,772.26 0 2,156.57 0 0 10,195.51
1872 250,000 90,000 10,351.25 222,169 141,366.53 0 0 0 0 12,690
1873 250,000 100,000 30,832.64 220,340 237,194.42 0 1,075.89 0 0 630
1874 250,000 100,000 17,724.87 215,981 246,956.40 0 140 0 0 8,015
1875 250,000 100,000 22,257.50 220,660 222,173.38 0 834.16 0 0 8,075
1876 250,000 100,000 24,584.77 217,947 132,178.89 0 121 0 0 7,805
1877 250,000 100,000 6,937.97 214,500 175,559.08 0 0 0 0 4,134
1878 250,000 100,000 12,526.09 220,500 139,200.70 0 100 0 0 5,107
1879 250,000 100,000 10,124.90 221,300 193,840.77 0 8,037.80 0 0 4,904
1880 250,000 100,000 28,004.11 220,900 128,652.58 0 1,910.73 0 0 4,757.50
1881 250,000 100,000 35,796.07 225,000 224,639.77 0 1,029.81 0 0 6,171
1882 250,000 100,000 39,024.94 225,000 237,298.67 0 879.37 0 0 5,016
1883 250,000 100,000 35,540.29 225,000 405,297.48 0 307.75 0 0 6,528
1884 250,000 100,000 43,057.91 225,000 440,100.62 0 265.51 0 0 10,840
1885 250,000 100,000 45,709.86 225,000 596,571.72 0 3,092.50 18,000 0 6,256
1886 250,000 100,000 56,262.46 108,900 398,020.22 0 620.13 10,000 0 3,039
1887 250,000 100,000 75,818.53 45,000 303,872.91 0 2,846.42 0 10,000 4,503
1888 250,000 150,000 29,246.21 45,000 568,990.29 0 793.19 10,000 0 3,664.50
1889 250,000 150,000 37,654.53 45,000 794,846.23 0 1,721.21 0 0 652
1890 250,000 150,000 32,008.91 45,000 812,257.06 0 1,822.45 0 0 7,925
1891 250,000 150,000 45,786.01 45,000 490,395.15 0 1,514.31 0 0 1,190
1892 250,000 150,000 31,207.86 43,810 535,061.68 0 3,933.21 0 0 10,900
1893 250,000 150,000 27,024.73 45,000 350,018.18 0 5,101.86 0 0 4,460
1894 250,000 150,000 26,633.34 44,000 461,656.66 0 0 0 0 3,088
1895 250,000 150,000 37,264.47 45,000 375,939.66 0 0 0 0 268
1896 250,000 150,000 31,439.72 45,000 333,988.99 0 0 0 0 1,728
1897 250,000 150,000 28,387.94 45,000 411,008.84 0 0 0 0 2,016
1898 250,000 150,000 29,733.40 45,000 380,126.72 0 0 50,000 0 736
1899 250,000 150,000 26,786.46 45,000 548,006.19 0 0 0 0 379.50
1900 250,000 150,000 31,870.94 49,300 571,707.86 0 20,884.02 0 0 0 495
1901 250,000 150,000 23,851 50,000 428,698.43 0 13,606.30 50,231.26 0 0 7,500