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The Factory Point National Bank

Factory Point, Vermont

Charter
#3080
Bank ID
3080
Years
1884–1941
Observations
58

Assets

Year assets loans odraft bonds_circ bond_premiums securities_and_mortgages securities securities_usgov securities_other due_from_ra due_from_other_nb_and_sb due_from_sb real_estate current_expenses internal_stamps bills_nb checks_and_other currency legal_tender specie cash_and_exchange lawful_money cash_exchange_and_reserve redemption_fund due_from_treasurer trade_dollars frb_reserve other_assets
1884 104,473.87 76,307.67 0 12,500 2,793 0 0 2,224.76 0 1,200 192.34 3,614 271.75 37.85 3,800 970 562.50 0
1885 164,159.29 114,503.07 0 20,000 4,000 0 0 13,104.43 0 1,200 204.56 1,257 688.80 51.43 4,400 3,850 900 0 0
1886 161,799.02 121,312.83 0 20,000 3,400 0 0 4,998.20 421.53 1,200 249.94 2,084 0 52.52 2,600 4,551.20 900 0 28.80 0
1887 172,855.43 117,817.46 0 20,000 2,800 1,000 0 17,952.83 0 1,200 523.43 2,004 490.77 66.94 2,900 5,200 900 0 0 0
1888 159,676.58 112,766.98 0 20,000 2,000 0 0 14,244.36 0 1,200 598.77 1,463 331.71 71.76 3,500 2,600 900 0 0 0
1889 185,123.31 126,143.06 0 20,000 1,400 0 24,513.22 0 1,200 606.20 2,430 90.44 40.39 5,700 2,100 900 0 0
1890 201,164.16 145,209.29 0 20,000 300 0 20,530.77 0 1,200 577.42 1,629 223.91 43.77 5,300 5,250 900 0 0
1891 178,393.44 143,550.62 0 20,000 0 0 3,777.54 0 1,000 432.82 201 0 186.46 2,100 6,245 900 0 0
1892 194,661.05 139,055 0 20,000 0 0 24,125.40 0 1,000 1,335.70 2,143 0 151.95 1,300 4,650 900 0 0
1893 180,248.85 131,653.75 785.98 20,000 0 0 16,204.77 0 1,000 591.67 1,773 470.80 168.88 2,000 4,700 900 0 0
1894 190,885.75 143,735.18 627.43 20,000 0 0 16,524.84 0 1,060 1,199 0 139.30 1,100 4,600 900 1,000 0
1895 184,020.79 137,319.03 100.40 20,000 0 6,537.19 9,149.54 0 885 1,223 0 156.63 3,100 4,650 900 0 0
1896 182,886.67 125,378.68 914.42 20,000 0 6,406.45 16,763.93 0 4,085 2,082 0 156.19 300 5,900 900 0 0
1897 193,475.11 110,958.87 235.80 20,000 0 9,302.21 36,524.04 0 6,385 1,600 388.33 180.86 900 6,100 900 0 0
1898 198,901.56 117,969.46 1,238.04 20,000 0 8,580.59 35,190.20 0 6,385 1,450 180 108.27 4,200 2,700 900 0 0
1899 204,777.20 113,579.61 1,937.46 20,000 0 6,572.17 21,228.17 22,270.85 6,385 1,026 265 112.94 4,700 5,800 900 0 0
1900 219,514.06 126,643.39 997.96 20,000 0 12,058.77 50,005.13 0 1,385 310 842 0 171.81 3,100 3,000 1,000 0 0
1901 247,539.41 183,713.21 827.49 20,000 0 12,057.68 19,825.34 0 1,385 100 278 0 152.69 4,300 3,900 1,000 0 0
1902 315,002.60 200,188.50 413.20 20,000 0 21,391.08 60,773.34 0 0 100 325 75.85 135.63 2,000 8,600 1,000 0 0
1903 299,247.35 180,633.28 1,805.42 20,000 0 22,360.94 52,770.01 0 5,000 0 2,070 0 207.70 1,000 11,900 1,000 500 0
1904 275,951.69 155,793.98 2,021.96 20,000 0 43,292.65 36,040.73 0 5,000 0 0 1,122 0 180.37 1,600 9,900 1,000 0 0
1905 331,380 160,921 75,000 43,040 10,400
1906 374,074 170,395 75,000 46,983 69,596 12,100
1907 325,103 164,886 75,000 44,538 30,479 10,200
1908 346,359 165,209 75,000 43,479 52,344 10,327
1909 375,063 191,197 75,000 36,375 59,665 12,826
1910 356,411 204,032 75,000 31,375 36,306 9,698
1911 376,051 210,286 75,000 31,375 44,350 15,040
1912 365,277 207,845 75,000 31,373 38,004 12,453
1913 371,207 203,699 75,000 30,373 49,404 12,729
1914 403,938 233,836 75,000 30,375 54,757 9,970
1915 415,982 230,942 75,000 32,075 67,723 10,242
1916 425,491 231,179 75,000 40,338 67,044 11,930
1917 499,827 286,479 80,000 35,575 27,104 70,669
1918 469,563 247,895 130,700 33,575 35,453 18,190 3,750
1919 597,164 289,926 150,050 33,575 85,279 34,209 4,125
1920 634,559 352,081 112,800 29,575 101,478 34,420 4,205
1921 564,841 347,837 92,800 28,875 62,336 28,354 4,639
1922 577,387 308,987 92,800 33,166 108,187 29,744 4,503
1923 596,199 345,102 92,800 32,560 89,246 29,277 7,214
1924 637,832 329,373 92,800 20,179 155,583 36,147 3,750
1925 683,261 381,908 92,800 19,875 145,521 39,407 3,750
1926 607,191 414,150 92,800 12,500 83,991 3,750
1927 754,558 422,185 98,740 41,153 188,730 3,750
1928 648,001 467,793 80,600 14,960 80,898 3,750
1929 683,501 526,345 80,600 7,960 59,866 8,750
1930 682,127 512,416 80,600 7,960 72,401 8,750
1931 639,880 453,428 80,600 7,960 86,742 11,150
1932 541,229 380,942 80,600 7,960 54,934 16,793
1933 513,162 348,782 85,000 7,885 59,764 11,731
1934 528,209 364,623 85,000 12,885 58,708 6,993
1935 465,417 327,788 0 13,355 121,731 2,543
1936 538,683 352,371 0 13,005 171,157 2,150
1937 519,576 381,911 0 8,150 127,723 1,792
1938 554,002 388,107 0 8,150 156,245 1,500
1939‡
1940‡
1941 783,528 373,169 10,093 13,150 387,116 0

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.

Liabilities & Capital

Year capital surplus undivided_profits surplus_and_undivided_profits notes_nb deposits individual_deposits demand_deposits due_to_nb due_to_banks due_to_banks_and_other_liabs bills_payable certified_checks unpaid_dividends other_liabs
1884 50,000 116.85 1,188.75 11,250 40,231.48 1,686.79 0 0 0 0
1885 75,000 600 2,599.79 18,000 67,959.50 0 0 0 0 0
1886 75,000 1,300 2,851.04 18,000 64,647.98 0 0 0 0 0
1887 75,000 2,100 2,784.53 18,000 74,970.90 0 0 0 0 0
1888 75,000 2,900 2,615.54 18,000 61,161.04 0 0 0 0 0
1889 75,000 4,000 2,290.08 18,000 85,833.23 0 0 0 0 0
1890 75,000 5,500 3,742.58 18,000 98,921.58 0 0 0 0 0
1891 75,000 6,800 1,907.01 18,000 76,686.43 0 0 0 0 0
1892 75,000 7,400 2,693.66 18,000 90,967.39 0 0 600 0 0
1893 75,000 8,500 2,648.62 18,000 76,100.23 0 0 0 0 0
1894 75,000 9,300 2,773.70 16,660 87,152.05 0 0 0 0 0
1895 75,000 10,000 3,336.86 18,000 77,683.93 0 0 0 0 0
1896 75,000 10,600 4,248.47 18,000 75,038.20 0 0 0 0 0
1897 75,000 11,300 4,813.89 18,000 84,361.22 0 0 0 0 0
1898 75,000 12,000 5,322.32 18,000 88,579.24 0 0 0 0 0
1899 75,000 12,600 4,566.49 18,000 94,553.71 0 0 0 57 0
1900 75,000 13,300 5,619.72 20,000 105,582.34 0 0 12 0
1901 75,000 15,000 8,977.96 20,000 128,561.45 0 0 0 0
1902 75,000 15,000 11,272.25 20,000 193,619.35 0 0 111 0
1903 75,000 15,000 16,583.50 20,000 172,504.85 0 0 159 0
1904 75,000 15,000 5,489.77 20,000 160,401.92 0 0 60 0
1905 75,000 23,091 74,600 158,689
1906 75,000 27,951 75,000 196,123 0
1907 75,000 35,587 75,000 139,516 0
1908 75,000 15,000 25,264 73,685 157,410 0
1909 75,000 15,000 22,742 74,400 187,921 0
1910 75,000 15,000 20,785 75,000 170,626 0
1911 75,000 15,000 22,219 75,000 188,832 0
1912 75,000 15,000 27,900 74,500 172,877 0
1913 75,000 15,000 17,661 74,000 170,617 18,929
1914 75,000 15,000 20,980 74,700 202,992 15,266
1915 75,000 15,000 24,859 75,000 213,815 12,308
1916 75,000 15,000 22,320 74,000 223,472 15,699
1917 75,000 15,000 29,723 73,200 294,779 12,125
1918 75,000 48,457 74,000 265,997 6,109
1919 75,000 54,450 71,400 378,632 17,682
1920 75,000 45,438 73,000 433,407 7,714
1921 75,000 51,765 72,200 351,777 4,099 10,000
1922 75,000 55,060 75,000 364,590 7,737
1923 75,000 59,685 75,000 370,390 16,124
1924 75,000 60,749 75,000 412,874 14,209
1925 75,000 64,543 75,000 448,546 20,172
1926 75,000 66,966 74,000 317,452 27,223 46,550
1927 75,000 74,205 75,000 517,910 12,443 0
1928 75,000 70,776 74,000 365,655 27,570 35,000
1929 75,000 25,000 61,760 75,000 405,251 41,490 0
1930 75,000 25,000 57,632 75,000 371,682 77,813 0
1931 75,000 25,000 58,650 75,000 324,081 82,149 0
1932 75,000 25,000 52,161 75,000 276,168 37,730 170
1933 75,000 25,000 48,862 74,340 269,240 20,720 0
1934 75,000 25,000 43,422 73,900 273,387 37,500 0
1935 75,000 30,000 42,148 318,269 0 0
1936 52,500 52,500 44,011 389,672 0 0
1937 52,500 52,500 47,583 366,993 0 0
1938 52,500 52,500 51,173 397,829 0 0
1939‡
1940‡
1941 52,500 52,500 63,954 614,504 0 70

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.