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The Second National Bank of

Oswego, New York

Charter
#296
Bank ID
296
Years
1864–1928
Observations
65

Assets

Year assets loans odraft bonds_circ bonds_hand bond_premiums securities_and_mortgages securities securities_usgov securities_other due_from_nb due_from_ra due_from_other_nb due_from_other_nb_and_sb due_from_sb real_estate oreo_and_mortgages current_expenses internal_stamps bills_nb checks_and_other currency legal_tender specie cash_and_exchange lawful_money cash_exchange_and_reserve us_debt redemption_fund due_from_treasurer frb_reserve other_assets
1864 317,382.44 136,425.20 125,000 18,994.04 1,217.94 3,804.39 31,940.87
1865 384,983.25 180,261.25 6,914.19 120,000 1,000 40,588.42 1,330.16 3,547.09 31,342.14
1866 487,938.18 270,520.11 1,875.90 120,000 1,724.03 48,634.62 12,504.33 2,130.16 4,403.56
1867 455,746.48 244,565.22 2,304.74 120,000 200 0 0 26,933.73 15,393.04 2,120.16 6,971.19 314 5,174.71 253 23,920 3,916.69 3,680 0
1868 587,152.95 343,168.83 2,413.57 120,000 0 0 0 39,757.46 0 4,274.21 0 11,505.53 310 38,320.35 129 16,938 336 10,000 0
1869 541,245.90 327,706.43 3,966.22 120,000 0 0 0 16,293.81 7,583.82 7,291.11 0 7,874.42 397 12,737.38 702 31,680 13.71 5,000 0
1870 498,828.03 294,230.43 3,602.20 120,000 200 19 2,000 14,740.70 2,868.70 4,184.43 1,300 7,960 389 23,610.38 208 23,100 415.19 0 0
1871 524,158.06 309,943.25 2,565.94 120,000 0 237.91 2,000 43,298.48 2,693.71 3,593.45 1,142 7,989.74 1,169 4,890.09 222 24,000 412.49 0 0
1872 481,149.26 277,881.47 8,839.70 120,000 0 0 2,000 32,152.41 4,905.93 3,545.96 1,142 5,068.08 4,093 3,058.02 18.69 18,000 444 0 0
1873 519,947.63 332,733.81 2,623.25 120,000 0 730.95 2,000 17,983.50 5,642.03 3,217.21 1,142 2,939.84 2,626 9,491.22 24.77 17,500 1,293.05 0 0
1874 440,606.30 258,301.59 4,054.09 120,000 0 1,003.44 0 20,144.23 2,983.18 1,142 2,937.86 2,348 4,846.51 244.60 2,650 3,250.80 10,000 6,700 0
1875 473,719.56 298,441.27 6,167.03 120,000 0 2,436.08 1,512.03 0 20,224.70 3,505.51 1,400 7,732.70 483 3,144.98 226.31 3,000 45.95 0 5,400 0
1876 382,669.68 207,467.43 1,792.29 120,000 0 169.85 8,037.33 0 19,294.20 5,583.07 1,000 3,033.86 950 1,797.46 57.59 3,650 2,536.60 0 7,300 0
1877 391,147.09 191,921.75 2,036.34 120,000 25,000 2,656.25 1,350.20 0 3,761.23 3,538.73 17,511.22 941.07 5,035 2,825.30 26.06 2,700 1,443.94 5,000 5,400 0
1878 297,179.32 134,101.41 1,148.01 100,000 0 371.63 500 0 11,719.99 4,080.33 16,950 767.26 2,339 9,134.97 40.67 4,400 2,126.05 5,000 4,500 0
1879 429,473.29 94,952.14 601.16 100,000 5,350 0 10,540.59 0 128,089.42 44,936.93 17,686.76 3,622.52 6,489 5,491.05 50.67 6,000 1,163.05 0 4,500 0
1880 474,893.90 201,582.91 174.26 100,000 300 0 12,160.91 0 61,797.87 48,593.76 14,970.62 2,106.62 3,440 6,953.29 54.06 7,680 11,079.60 0 4,000 0
1881 535,366.59 285,182.11 1,983.98 100,000 300 0 534.31 0 81,858.41 5,485.75 25,726.80 3,331.68 472 11,054.99 25.16 700 14,211.40 0 4,500 0
1882 480,691.90 381,863.76 2,948.15 25,000 0 0 0 0 10,661.85 5,661.56 23,764.55 3,605.25 912 10,432.70 76.08 1,650 12,991 0 1,125 0
1883 340,857.69 208,514.87 8,188.29 25,000 0 1,000 0 0 43,745.34 6,007.15 23,066.31 3,454.67 5,776 2,567.33 74.73 2,600 9,738 0 1,125 0
1884 276,754.01 124,477.85 620.10 25,000 30,000 6,462.50 20,872.50 0 27,397.85 4,858.15 15,631.50 2,676.96 2,029 1,967.60 77 8,700 4,858 0 1,125 0
1885 356,415.04 164,429.32 3.19 25,000 0 5,456.25 18,086.25 0 99,662.62 3,836.34 5,481.50 2,019.03 4,164 4,113.49 177.05 9,500 13,361 0 1,125 0
1886 383,007.55 194,791.49 396.72 25,000 0 4,806.25 52,539.40 0 52,423.69 11,250 3,481.50 3,601.44 4,639 5,365.61 120.45 5,500 17,917 0 1,125 50 0
1887 348,495.48 158,025.69 1,045.69 25,000 0 4,806.25 61,415.40 0 36,650.73 6,331.53 8,602 2,581.09 3,112 5,899.97 202.13 14,000 19,698 0 1,125 0 0
1888 446,685.25 177,900.33 2,489.15 25,000 0 4,806.25 37,590.46 0 89,283.95 15,777.96 31,344.77 3,605.77 3,542 21,861.38 177.23 10,500 21,681 0 1,125 0 0
1889 434,985.53 186,855.15 112.74 25,000 0 4,806.25 21,921.71 101,991.42 4,431.76 1,405.68 35,008.71 1,180 2,832.93 1,716 7,849.62 301.56 15,500 22,947 0 1,125 0 0
1890 421,245.88 219,983.96 2,499.15 25,000 0 4,806.25 27,372.30 44,996.85 3,551.39 1,784.46 35,063.71 0 3,670.18 4,276 10,286.23 356.40 13,000 23,474 0 1,125 0 0
1891 427,181.34 146,869.61 233.45 25,000 0 4,000 26,772.30 122,345.43 5,274.37 752.89 34,000 0 2,276.23 6,158 3,371.86 302.20 17,500 31,200 0 1,125 0 0
1892 443,590.48 170,501.08 1,664.32 25,000 45,533.55 3,500 0 99,676.47 8,055.43 676.45 32,500 0 2,781.56 3,599 6,810.90 110.72 14,525 27,531 0 1,125 0 0
1893 385,730.57 132,420.52 826.64 25,000 0 3,000 53,796.05 48,343.29 5,198.59 2,477.53 32,500 0 2,604.17 10,622 4,136.74 306.04 39,600 23,774 0 1,125 0 0
1894 401,844.66 205,156.06 978.53 25,000 0 3,000 53,796.05 35,344.68 3,929.89 608.27 32,500 0 3,316 3,600.94 405.24 6,700 26,384 0 1,125 0 0
1895 402,261.01 188,531.43 1,370.84 25,000 0 3,000 40,640.80 75,077.48 6,598.79 693.39 32,500 0 1,744 2,730.79 304.49 5,000 17,944 0 1,125 0 0
1896 423,644.49 193,432.46 450.21 25,000 0 3,000 41,740.80 81,322.24 1,365.95 418.69 32,500 0 2,204 6,231.27 301.87 10,000 23,552 0 1,125 1,000 0
1897 437,568.01 177,093.79 570.16 25,000 0 3,000 46,974.55 99,810.98 4,998.68 1,899.80 32,500 0 2,150 3,563.19 105.86 7,000 25,776 0 1,125 6,000 0
1898 456,996.69 174,093.35 812.31 25,000 8,500 3,000 43,741.22 106,585.26 4,316.31 2,032.41 32,500 0 3,133 906.44 106.39 9,000 37,145 0 1,125 5,000 0
1899 408,569.43 159,746.89 1,569.87 25,000 8,500 3,000 52,603.72 60,644.72 15,688.55 3,159.23 32,500 0 2,225 3,810 108.45 9,000 29,888 0 1,125 0 0
1900 441,618.66 185,267.64 635.82 25,000 0 0 62,666.22 44,092.55 43,050.23 1,439.33 32,500 0 250 2,020 2,311.94 199.93 5,000 31,935 0 1,250 4,000 0
1901 599,510.70 214,839.98 451.30 25,000 0 0 67,878.72 123,772.93 82,549.57 1,766.76 32,500 0 50 2,050 2,534.09 100.35 10,000 29,767 0 1,250 5,000 0
1902 480,245.80 205,867.31 432.74 25,000 0 0 71,857.47 32,945.33 72,077.55 3,427.80 31,000 0 0 1,500 4,253.72 89.88 5,000 21,544 1,250 4,000 0
1903 528,823.07 211,535.32 370.46 25,000 0 0 75,494.97 59,360.16 81,892.79 414.06 31,000 0 0 1,355 4,084.44 98.87 6,000 25,967 1,250 5,000 0
1904 559,824.50 221,169.59 263.32 25,000 0 0 76,021.53 62,416.77 86,424.97 1,146.32 31,000 0 0 0 2,220 3,890.52 203.48 10,000 33,320 1,250 5,500 0
1905 599,571 326,230 25,000 49,389 39,724
1906 747,633 424,662 25,000 89,873 163,001 45,097
1907 917,415 613,879 25,000 104,511 117,173 56,852
1908 1,360,111 822,655 25,000 170,255 288,823 53,378
1909 1,379,599 828,356 100,000 219,476 144,980 86,787
1910 1,457,162 829,486 100,000 222,347 218,940 86,389
1911 1,599,487 958,985 100,000 232,343 201,911 106,248
1912 1,775,593 1,031,423 100,000 339,560 195,797 108,813
1913 1,830,080 1,039,000 100,000 325,698 201,732 163,584
1914 1,893,820 1,027,357 100,000 427,653 153,202 185,608
1915 1,907,218 903,840 100,000 468,478 319,839 115,061
1916 1,865,394 693,798 100,000 732,754 245,157 93,685
1917 2,118,684 948,691 120,000 801,927 108,656 139,410
1918 2,697,601 802,472 765,000 730,495 284,660 102,960 12,014
1919 3,159,054 949,223 1,028,314 733,101 296,824 124,425 27,167
1920 3,523,152 1,440,380 863,036 806,398 253,965 112,969 46,404
1921 3,378,865 1,462,153 641,146 897,584 229,389 117,243 31,350
1922 3,296,287 842,286 340,466 1,716,685 275,105 116,185 5,560
1923 3,578,600 1,239,504 181,389 1,819,696 179,530 143,596 14,885
1924 3,644,197 857,920 328,638 2,020,633 285,014 130,600 21,393
1925 3,605,230 1,134,954 150,083 1,899,403 227,267 172,754 20,769
1926 3,612,899 1,081,677 161,735 1,935,842 412,086 21,559
1927 3,753,874 1,190,286 164,255 2,056,279 337,326 5,728
1928 4,046,918 1,309,281 213,946 2,156,721 357,925 9,045

Liabilities & Capital

Year capital surplus undivided_profits surplus_and_undivided_profits notes_nb deposits us_deposits individual_deposits demand_deposits time_deposits due_to_nb due_to_other_nb due_to_ra due_to_sb due_to_tc_and_sb due_to_banks due_to_banks_and_other_liabs bills_payable rediscounts unpaid_dividends other_liabs
1864 120,000 13,812.41 90,000 92,500.89 1,069.14
1865 120,000 2,162.34 11,719.86 107,970 136,914.06 6,216.99
1866 120,000 5,042.76 22,410.12 107,900 197,040.84 35,539.46 5
1867 120,000 24,000 15,580.75 107,740 186,605.16 0 1,820.57 0 0 0
1868 120,000 24,000 25,263.23 107,603 276,207.42 0 33,905.93 173.37 0
1869 120,000 24,000 14,143.17 107,392 206,613.29 0 19,484.80 23,339.80 0 26,272.84 0
1870 120,000 24,000 7,479.62 107,343 120,136.94 0 7,252.69 32,970.40 0 79,645.38 0 0
1871 120,000 24,000 8,620.16 107,450 171,900.51 0 6,172.39 1,161.40 0 84,853.60 0 0
1872 120,000 24,000 14,539.11 107,770 147,539.83 0 4,985.75 720.53 0 61,594.04 0 0
1873 120,000 24,000 29,876.92 106,370 144,229.75 0 2.65 120 0 95,348.31 0 0
1874 120,000 5,402.74 0 107,552 162,125.56 0 0 0 0 45,526 0 0
1875 120,000 0 24,926.01 105,386 195,532.74 0 0 0 0 27,874.81 0 0
1876 120,000 0 14,879.08 106,773 139,735.70 0 501.32 780.58 0 0 0 0
1877 120,000 0 8,305.10 108,000 154,798.88 0 43.11 0 0 0 0 0
1878 100,000 0 6,666.68 90,000 92,512.64 0 0 0 8,000 0 0 0
1879 100,000 0 7,970.79 89,890 223,275.98 0 336.52 0 8,000 0 0 0
1880 100,000 2,000 32,092.43 89,670 238,731.77 0 2,300.86 2,098.84 8,000 0 0 0
1881 100,000 9,600 36,423.82 90,000 290,149.27 0 0 0 9,193.50 0 0 0
1882 100,000 10,700 49,179.38 22,490 251,881.60 0 33,166.83 3,280.59 9,993.50 0 0 0
1883 100,000 12,200 6,835.46 22,500 187,763.37 0 949 116.36 9,993.50 0 500 0
1884 100,000 10,705.06 5,043.97 22,500 137,092.08 0 1,412.90 0 0 0 0 0
1885 100,000 20,000 2,149.95 22,500 209,633.71 0 2,131.38 0 0 0 0 0
1886 100,000 20,000 10,282.45 22,500 230,225.10 0 0 0 0 0 0 0
1887 100,000 25,000 11,616.45 22,500 185,416.79 0 3,603.36 358.88 0 0 0 0
1888 100,000 30,000 11,050.45 22,500 277,435.39 0 4,172.55 1,526.86 0 0 0 0
1889 100,000 30,000 6,774.53 22,500 271,209.54 0 4,501.46 0 0 0 0 0
1890 100,000 30,000 7,958.68 22,500 245,953.92 0 2,327.98 12,505.30 0 0 0 0
1891 100,000 30,000 11,184.09 22,500 249,988.66 0 13,382.55 126.04 0 0 0 0
1892 100,000 30,000 14,548.35 22,500 265,117.94 0 10,156.77 1,267.42 0 0 0 0
1893 100,000 30,000 18,197.43 22,500 211,685.88 0 3,222 125.26 0 0 0 0
1894 100,000 30,000 18,563.79 22,500 225,888.18 0 2,321.21 2,571.48 0 0 0 0
1895 100,000 30,000 24,494.14 22,500 225,266.87 0 0 0 0 0 0 0
1896 100,000 30,000 24,999.91 22,500 239,191.64 0 6,729.52 223.42 0 0 0 0
1897 100,000 30,000 29,126.21 22,500 250,226.80 0 5,454.04 260.96 0 0 0 0
1898 100,000 30,000 31,839.02 22,500 269,395.70 0 1,816.45 1,445.52 0 0 0 0
1899 100,000 30,000 37,006.10 22,500 214,407.42 0 2,455.20 2,200.71 0 0 0 0
1900 100,000 30,000 42,224.34 25,000 243,575.67 0 497.72 0 320.93 0 0 0 0 0
1901 100,000 30,000 49,960.47 25,000 390,891.08 0 1,949.81 0 1,709.34 0 0 0 0 0
1902 100,000 30,000 51,913.02 25,000 267,907.94 0 636.78 0 951.36 3,836.70 0 0 0 0
1903 100,000 30,000 54,980.55 25,000 302,864.30 0 6,116.77 9,596.79 264.66 0 0 0 0 0
1904 100,000 30,000 60,424.12 25,000 332,008.29 0 843.79 0 1,372.54 10,175.76 0 0 0 0
1905 100,000 100,820 25,000 373,750
1906 100,000 108,512 25,000 0 494,050 20,071
1907 100,000 114,419 25,000 0 655,671 22,325
1908 100,000 100,000 28,162 25,000 0 1,065,911 41,038
1909 100,000 100,000 39,271 99,000 0 990,844 50,485
1910 100,000 100,000 52,478 100,000 0 1,030,989 73,695
1911 100,000 100,000 58,858 100,000 0 1,140,617 100,012
1912 100,000 100,000 66,086 100,000 710 1,347,984 60,813
1913 100,000 100,000 56,124 100,000 1,582 1,395,398 76,976
1914 100,000 100,000 51,382 100,000 1,200 1,492,572 48,660
1915 100,000 100,000 61,928 100,000 1,496,383 0 48,907
1916 100,000 100,000 58,806 100,000 607,385 856,023 43,180
1917 100,000 100,000 70,003 100,000 774,362 928,830
1918 100,000 170,381 88,000 1,091,915 954,011 293,294
1919 100,000 163,652 95,500 1,392,018 1,134,704 273,180
1920 100,000 177,540 88,250 1,155,048 1,383,322 618,992
1921 100,000 150,790 97,100 984,484 3,896,832 59,449 90,210
1922 100,000 156,368 100,000 1,008,124 1,877,768 54,027
1923 100,000 111,919 98,400 1,017,162 2,120,076 54,193
1924 100,000 146,018 99,000 920,401 2,303,983 73,795
1925 100,000 146,091 97,100 878,756 2,287,703 67,245
1926 100,000 177,823 98,400 857,860 2,275,970 75,597 27,249
1927 100,000 206,496 100,000 969,717 2,301,480 40,892 35,289
1928 100,000 202,897 98,250 947,970 2,509,275 63,362 125,164