The Clement National Bank of
Rutland, Vermont
Assets
| Year | assets | loans | odraft | bonds_circ | bond_premiums | securities_and_mortgages | securities | securities_usgov | securities_other | due_from_ra | due_from_other_nb | due_from_other_nb_and_sb | due_from_sb | real_estate | current_expenses | bills_nb | checks_and_other | currency | legal_tender | specie | cash_and_exchange | lawful_money | cash_exchange_and_reserve | redemption_fund | due_from_treasurer | frb_reserve | other_assets |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1883 | 236,699.41 | 114,374.14 | 0 | 85,000 | 12,659.38 | 0 | 0 | 7,410.99 | 0 | 197 | 2,104.65 | 572 | 5,528.61 | 25.19 | 1,672 | 3,330.45 | 3,825 | 0 | |||||||||
| 1884 | 376,523.39 | 217,409.07 | 0 | 100,000 | 14,000 | 500 | 0 | 8,460.87 | 20,926.29 | 0 | 0 | 595 | 522.32 | 76.07 | 7,058 | 2,475.77 | 4,500 | 0 | |||||||||
| 1885 | 381,944.64 | 234,074.35 | 364.93 | 100,000 | 12,000 | 0 | 0 | 11,780.80 | 0 | 0 | 114.66 | 3,260 | 4,607.16 | 31.09 | 2,685 | 8,526.65 | 4,500 | 0 | |||||||||
| 1886 | 408,402.45 | 242,322.03 | 1,053.81 | 100,000 | 9,000 | 0 | 0 | 23,035.54 | 1,347.01 | 0 | 6.10 | 6,270 | 480.34 | 81.32 | 4,635 | 15,671.30 | 4,500 | 0 | 0 | ||||||||
| 1887 | 374,174.15 | 266,331.75 | 2,853.45 | 25,000 | 0 | 17,860.83 | 0 | 15,113.83 | 10,170.75 | 0 | 43.86 | 5,485 | 1,942.23 | 108.35 | 12,692 | 15,447.10 | 1,125 | 0 | 0 | ||||||||
| 1888 | 445,069.18 | 269,293.36 | 542.94 | 25,000 | 0 | 70,010.83 | 0 | 34,162.76 | 14,694.87 | 0 | 3.30 | 3,060 | 1,710.89 | 253.18 | 6,319 | 18,893.05 | 1,125 | 0 | 0 | ||||||||
| 1889 | 453,997.56 | 279,708.08 | 2,392.24 | 25,000 | 0 | 52,000 | 39,109.30 | 6,815.89 | 10,563.62 | 0 | 0 | 3,745 | 3,334.70 | 265.13 | 10,538 | 19,400.60 | 1,125 | 0 | 0 | ||||||||
| 1890 | 475,807.28 | 355,364 | 601.96 | 25,000 | 0 | 27,000 | 14,695.44 | 5,657.64 | 19,244.63 | 0 | 2.40 | 0 | 501.41 | 221.50 | 5,863 | 20,530.30 | 1,125 | 0 | 0 | ||||||||
| 1891 | 551,460.74 | 335,915.72 | 6,760.87 | 50,000 | 0 | 67,700 | 50,269.89 | 7,001.51 | 0 | 0 | 106.22 | 45 | 3,809.05 | 261.08 | 3,657 | 23,684.40 | 2,250 | 0 | 0 | ||||||||
| 1892 | 564,667.51 | 365,665.93 | 1,329.90 | 50,000 | 0 | 63,300 | 39,130.39 | 13,228.04 | 0 | 0 | 0 | 0 | 1,916.95 | 151.05 | 7,858 | 19,837.25 | 2,250 | 0 | 0 | ||||||||
| 1893 | 557,942.61 | 324,831.82 | 34.12 | 50,000 | 0 | 88,500 | 38,125.78 | 4,424.04 | 0 | 0 | 18.50 | 0 | 3,744.61 | 143.64 | 17,927 | 27,943.10 | 2,250 | 0 | 0 | ||||||||
| 1894 | 662,481.38 | 373,572.62 | 102.96 | 50,000 | 0 | 87,500 | 72,673.19 | 13,822.06 | 0 | 0 | 0 | 2,109.22 | 72.23 | 37,367 | 23,012.10 | 2,250 | 0 | 0 | |||||||||
| 1895 | 631,828.39 | 358,408.83 | 1,554.79 | 50,000 | 0 | 63,400 | 65,422.55 | 33,213.44 | 0 | 0 | 0 | 6,798.20 | 360.38 | 20,190 | 30,230.20 | 2,250 | 0 | 0 | |||||||||
| 1896 | 661,299.27 | 315,022.16 | 653.48 | 50,000 | 0 | 83,400 | 104,932.37 | 40,236.48 | 0 | 0 | 0 | 7,654.10 | 680.98 | 25,422 | 31,047.70 | 2,250 | 0 | 0 | |||||||||
| 1897 | 631,295.28 | 255,052.21 | 6,993.50 | 50,000 | 0 | 118,612.50 | 103,510.88 | 58,336.38 | 0 | 0 | 0 | 4,324.37 | 855.59 | 9,708 | 21,651.85 | 2,250 | 0 | 0 | |||||||||
| 1898 | 570,399.09 | 242,334.39 | 6,000.67 | 50,000 | 0 | 89,700 | 95,976.78 | 48,082.48 | 0 | 0 | 0 | 4,857.53 | 505.09 | 7,759 | 22,933.15 | 2,250 | 0 | 0 | |||||||||
| 1899 | 676,375.62 | 407,628.13 | 757.53 | 50,000 | 0 | 66,753.78 | 70,580.38 | 46,067.61 | 0 | 0 | 0 | 3,180.83 | 624.76 | 5,044 | 23,488.60 | 2,250 | 0 | 0 | |||||||||
| 1900 | 682,712.70 | 352,369.43 | 9,208.80 | 50,000 | 0 | 39,753.78 | 189,957.15 | 4,210.99 | 0 | 0 | 0 | 0 | 183.85 | 12,675 | 21,353.70 | 2,500 | 500 | 0 | |||||||||
| 1901 | 1,164,217.69 | 274,546.38 | 258.08 | 50,000 | 0 | 608,492.78 | 110,895.37 | 12,158.23 | 0 | 60,000 | 0 | 4,103.08 | 353.27 | 15,600 | 24,310.50 | 2,500 | 1,000 | 0 | |||||||||
| 1902 | 983,903.05 | 311,083.79 | 12,056.32 | 50,000 | 0 | 330,018.45 | 99,635.08 | 3,747.61 | 0 | 60,000 | 0 | 82,434.30 | 355.40 | 8,112 | 22,460.10 | 2,500 | 1,500 | 0 | |||||||||
| 1903 | 712,546.83 | 261,337.32 | 3,250.93 | 50,000 | 0 | 253,668.62 | 43,217.03 | 45.33 | 0 | 60,000 | 0 | 2,365.04 | 283.56 | 9,597 | 25,182 | 2,500 | 1,100 | 0 | |||||||||
| 1904 | 761,235.46 | 154,300.76 | 3,361.70 | 50,000 | 0 | 392,041.43 | 61,963.34 | 252.30 | 0 | 60,000 | 0 | 0 | 1,634.18 | 312.55 | 13,474 | 21,395.20 | 2,500 | 0 | 0 | ||||||||
| 1905 | 917,357 | 171,197 | 50,000 | 437,727 | 56,707 | ||||||||||||||||||||||
| 1906 | 1,004,589 | 430,256 | 50,000 | 390,518 | 92,806 | 41,009 | |||||||||||||||||||||
| 1907 | 1,012,184 | 366,455 | 30,000 | 392,493 | 171,124 | 32,112 | |||||||||||||||||||||
| 1908 | 1,088,313 | 467,268 | 50,000 | 450,014 | 86,702 | 34,329 | |||||||||||||||||||||
| 1909 | 1,331,786 | 519,465 | 100,000 | 509,712 | 146,707 | 55,902 | |||||||||||||||||||||
| 1910 | 1,420,263 | 646,039 | 100,000 | 458,328 | 175,553 | 40,343 | |||||||||||||||||||||
| 1911 | 1,611,602 | 789,484 | 100,000 | 511,315 | 134,514 | 76,289 | |||||||||||||||||||||
| 1912 | 1,699,094 | 800,830 | 100,000 | 577,172 | 117,343 | 103,743 | |||||||||||||||||||||
| 1913 | 1,917,702 | 867,165 | 100,000 | 663,629 | 186,729 | 100,179 | |||||||||||||||||||||
| 1914 | 2,043,506 | 914,511 | 100,000 | 739,123 | 156,846 | 133,023 | |||||||||||||||||||||
| 1915 | 2,083,476 | 902,131 | 100,000 | 697,376 | 254,428 | 129,541 | |||||||||||||||||||||
| 1916 | 2,275,111 | 776,712 | 100,000 | 1,026,973 | 267,796 | 103,630 | |||||||||||||||||||||
| 1917 | 2,299,035 | 823,711 | 123,503 | 1,107,709 | 124,423 | 119,689 | |||||||||||||||||||||
| 1918 | 2,217,230 | 835,320 | 251,850 | 910,093 | 168,007 | 43,522 | 8,438 | ||||||||||||||||||||
| 1919 | 2,736,469 | 1,077,035 | 290,040 | 1,062,760 | 179,668 | 98,248 | 28,718 | ||||||||||||||||||||
| 1920 | 2,699,752 | 1,064,477 | 219,078 | 1,024,490 | 262,538 | 94,951 | 34,218 | ||||||||||||||||||||
| 1921 | 2,735,479 | 851,062 | 216,194 | 1,352,319 | 165,276 | 101,976 | 48,652 | ||||||||||||||||||||
| 1922 | 2,790,591 | 762,686 | 277,841 | 1,433,907 | 191,877 | 92,734 | 31,546 | ||||||||||||||||||||
| 1923 | 3,028,221 | 881,123 | 339,992 | 1,469,872 | 179,789 | 105,843 | 51,602 | ||||||||||||||||||||
| 1924 | 3,009,189 | 929,949 | 268,627 | 1,460,763 | 191,805 | 106,275 | 51,770 | ||||||||||||||||||||
| 1925 | 3,245,144 | 1,043,641 | 243,696 | 1,608,700 | 191,453 | 115,934 | 41,720 | ||||||||||||||||||||
| 1926 | 3,362,984 | 906,342 | 250,334 | 1,830,356 | 337,294 | 38,658 | |||||||||||||||||||||
| 1927 | 3,383,391 | 889,177 | 248,610 | 1,940,428 | 259,636 | 45,540 | |||||||||||||||||||||
| 1928 | 3,697,314 | 1,093,066 | 337,305 | 1,906,613 | 310,135 | 50,195 | |||||||||||||||||||||
| 1929 | 3,482,158 | 995,987 | 319,632 | 1,641,250 | 360,890 | 164,399 | |||||||||||||||||||||
| 1930 | 3,825,098 | 1,053,873 | 388,834 | 1,878,224 | 384,171 | 119,996 | |||||||||||||||||||||
| 1931 | 3,647,736 | 873,886 | 480,446 | 1,827,083 | 375,794 | 90,527 | |||||||||||||||||||||
| 1932 | 3,411,695 | 759,345 | 517,373 | 1,742,608 | 279,025 | 113,344 | |||||||||||||||||||||
| 1933 | 3,167,646 | 665,559 | 513,229 | 1,638,543 | 230,713 | 119,602 | |||||||||||||||||||||
| 1934 | 3,439,210 | 620,781 | 625,019 | 1,525,899 | 524,802 | 142,709 | |||||||||||||||||||||
| 1935 | 3,339,054 | 578,195 | 624,164 | 1,283,295 | 723,826 | 129,574 | |||||||||||||||||||||
| 1936 | 3,526,557 | 600,490 | 891,971 | 900,536 | 1,050,534 | 83,026 | |||||||||||||||||||||
| 1937 | 3,265,771 | 626,641 | 964,165 | 731,972 | 864,667 | 78,326 | |||||||||||||||||||||
| 1938 | 3,356,317 | 579,718 | 784,091 | 627,996 | 1,280,176 | 84,336 | |||||||||||||||||||||
| 1939‡ | |||||||||||||||||||||||||||
| 1940‡ |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.
Liabilities & Capital
| Year | capital | surplus | undivided_profits | surplus_and_undivided_profits | notes_nb | notes_sb | deposits | us_deposits | individual_deposits | demand_deposits | time_deposits | due_to_nb | due_to_other_nb | due_to_banks | due_to_banks_and_other_liabs | rediscounts | unpaid_dividends | other_liabs |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1883 | 100,000 | 0 | 4,947.47 | 76,500 | 0 | 55,251.94 | 0 | 0 | 0 | 0 | 0 | |||||||
| 1884 | 100,000 | 2,500 | 4,995.78 | 90,000 | 0 | 154,949.74 | 0 | 18,654.52 | 5,363.35 | 60 | 0 | |||||||
| 1885 | 100,000 | 5,000 | 6,033.99 | 90,000 | 0 | 180,841.65 | 0 | 0 | 0 | 69 | 0 | |||||||
| 1886 | 100,000 | 7,000 | 4,621.63 | 90,000 | 0 | 206,765.82 | 0 | 0 | 0 | 15 | 0 | |||||||
| 1887 | 100,000 | 20,000 | 2,699.18 | 22,500 | 0 | 221,470.85 | 0 | 7,399.12 | 0 | 105 | 0 | |||||||
| 1888 | 100,000 | 20,000 | 4,420.43 | 22,500 | 0 | 273,842.18 | 0 | 24,261.57 | 0 | 45 | 0 | |||||||
| 1889 | 100,000 | 30,000 | 2,592.98 | 22,500 | 0 | 265,333.31 | 0 | 33,463.27 | 0 | 108 | 0 | |||||||
| 1890 | 100,000 | 35,000 | 7,559.75 | 22,500 | 0 | 294,841.11 | 0 | 5,861.42 | 10,000 | 45 | 0 | |||||||
| 1891 | 100,000 | 35,000 | 6,661.18 | 45,000 | 0 | 356,063.89 | 0 | 8,735.67 | 0 | 0 | 0 | |||||||
| 1892 | 100,000 | 40,000 | 7,771.98 | 45,000 | 0 | 336,645.37 | 0 | 35,250.16 | 0 | 0 | 0 | |||||||
| 1893 | 100,000 | 45,000 | 4,924.20 | 44,400 | 0 | 344,980.81 | 0 | 4,895.42 | 13,622.18 | 120 | 0 | |||||||
| 1894 | 100,000 | 45,000 | 9,783.69 | 40,440 | 0 | 448,248.02 | 0 | 19,009.67 | 0 | 0 | 0 | |||||||
| 1895 | 100,000 | 50,000 | 5,212.91 | 40,260 | 0 | 366,675.96 | 0 | 69,290.22 | 0 | 0 | 389.30 | |||||||
| 1896 | 100,000 | 50,000 | 7,187.96 | 42,660 | 0 | 361,180.40 | 0 | 100,270.91 | 0 | 0 | 0 | |||||||
| 1897 | 100,000 | 50,000 | 3,691.09 | 42,240 | 0 | 304,429.50 | 0 | 130,794.44 | 0 | 0 | 140.25 | |||||||
| 1898 | 100,000 | 50,000 | 8,870.36 | 43,170 | 0 | 301,332.50 | 0 | 66,852.34 | 0 | 0 | 173.89 | |||||||
| 1899 | 100,000 | 50,000 | 19,402.22 | 43,900 | 0 | 379,752.50 | 0 | 83,075.49 | 0 | 18 | 227.41 | |||||||
| 1900 | 100,000 | 50,000 | 25,997.04 | 44,310 | 0 | 444,325.65 | 0 | 17,689.75 | 0 | 0 | 390.26 | |||||||
| 1901 | 100,000 | 50,000 | 34,551.69 | 45,720 | 0 | 924,976.04 | 0 | 8,969.96 | 0 | 0 | 0 | |||||||
| 1902 | 100,000 | 50,000 | 41,796.45 | 50,000 | 0 | 741,284.65 | 0 | 0 | 0 | 0 | 821.95 | |||||||
| 1903 | 100,000 | 50,000 | 41,747.01 | 49,500 | 0 | 470,371.71 | 0 | 0 | 0 | 0 | 928.11 | |||||||
| 1904 | 100,000 | 50,000 | 52,795.11 | 48,200 | 894.90 | 509,345.45 | 0 | 0 | 0 | 0 | 0 | |||||||
| 1905 | 100,000 | 113,512 | 45,900 | 656,870 | ||||||||||||||
| 1906 | 100,000 | 133,493 | 50,000 | 0 | 719,611 | 1,485 | ||||||||||||
| 1907 | 100,000 | 159,724 | 49,000 | 0 | 701,923 | 1,537 | ||||||||||||
| 1908 | 100,000 | 50,000 | 124,664 | 47,600 | 0 | 766,049 | 0 | |||||||||||
| 1909 | 100,000 | 100,000 | 97,198 | 99,100 | 0 | 933,713 | 1,775 | |||||||||||
| 1910 | 100,000 | 100,000 | 113,312 | 99,000 | 0 | 1,006,402 | 1,549 | |||||||||||
| 1911 | 100,000 | 100,000 | 133,708 | 97,500 | 0 | 1,178,973 | 1,421 | |||||||||||
| 1912 | 100,000 | 200,000 | 28,186 | 100,000 | 1,272 | 1,268,054 | 1,582 | |||||||||||
| 1913 | 100,000 | 200,000 | 35,017 | 100,000 | 0 | 1,409,673 | 73,012 | |||||||||||
| 1914 | 100,000 | 200,000 | 35,754 | 99,300 | 0 | 1,586,958 | 21,494 | |||||||||||
| 1915 | 100,000 | 150,000 | 36,780 | 98,400 | 443,963 | 1,243,315 | 11,018 | |||||||||||
| 1916 | 100,000 | 150,000 | 19,850 | 98,650 | 440,980 | 1,406,873 | 58,758 | |||||||||||
| 1917 | 100,000 | 150,000 | 32,372 | 100,000 | 546,202 | 1,365,255 | 5,206 | |||||||||||
| 1918 | 100,000 | 181,162 | 98,900 | 500,056 | 1,331,330 | 5,782 | ||||||||||||
| 1919 | 100,000 | 195,487 | 95,300 | 781,419 | 1,458,819 | 105,444 | ||||||||||||
| 1920 | 100,000 | 201,288 | 98,000 | 685,743 | 1,555,220 | 59,499 | ||||||||||||
| 1921 | 100,000 | 230,580 | 97,500 | 680,627 | 1,621,055 | 3,067 | 2,650 | |||||||||||
| 1922 | 100,000 | 232,924 | 98,000 | 687,137 | 1,643,195 | 25,029 | ||||||||||||
| 1923 | 100,000 | 248,004 | 100,000 | 808,741 | 1,716,096 | 26,613 | ||||||||||||
| 1924 | 100,000 | 250,524 | 97,700 | 765,181 | 1,760,101 | 33,603 | ||||||||||||
| 1925 | 100,000 | 251,829 | 100,000 | 859,416 | 1,858,061 | 22,556 | ||||||||||||
| 1926 | 100,000 | 220,863 | 100,000 | 969,585 | 1,926,531 | 24,110 | 21,895 | |||||||||||
| 1927 | 100,000 | 236,625 | 98,000 | 944,106 | 1,940,010 | 31,751 | 32,899 | |||||||||||
| 1928 | 100,000 | 232,822 | 97,750 | 966,432 | 2,217,143 | 39,026 | 44,141 | |||||||||||
| 1929 | 100,000 | 150,000 | 135,494 | 100,000 | 2,984,315 | 12,349 | ||||||||||||
| 1930 | 100,000 | 150,000 | 157,852 | 100,000 | 3,304,555 | 12,691 | ||||||||||||
| 1931 | 100,000 | 150,000 | 109,289 | 100,000 | 3,176,175 | 12,272 | ||||||||||||
| 1932 | 100,000 | 150,000 | 75,480 | 98,740 | 2,976,340 | 11,135 | ||||||||||||
| 1933 | 325,000 | 150,000 | 308,110 | 100,000 | 2,277,095 | 7,441 | ||||||||||||
| 1934 | 305,000 | 150,000 | 333,012 | 100,000 | 2,538,338 | 12,960 | ||||||||||||
| 1935 | 285,000 | 150,000 | 339,940 | 2,555,174 | 8,940 | |||||||||||||
| 1936 | 200,000 | 150,000 | 240,001 | 2,928,606 | 7,950 | |||||||||||||
| 1937 | 150,000 | 150,000 | 122,916 | 2,842,855 | 0 | |||||||||||||
| 1938 | 150,000 | 150,000 | 123,734 | 2,922,536 | 10,047 | |||||||||||||
| 1939‡ | ||||||||||||||||||
| 1940‡ |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.