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The Bay National Bank of

Bay City, Michigan

Charter
#2853
Bank ID
2853
Years
1883–1930
Observations
48

Assets

Year assets loans odraft bonds_circ bonds_hand bond_premiums securities_and_mortgages securities securities_usgov securities_other due_from_ra due_from_other_nb due_from_other_nb_and_sb due_from_sb real_estate oreo_and_mortgages current_expenses internal_stamps exchanges bills_nb checks_and_other currency legal_tender specie cash_and_exchange lawful_money cash_exchange_and_reserve redemption_fund due_from_treasurer frb_reserve other_assets
1883 938,676.38 747,364.99 1,012.65 50,000 0 9,687.50 0 0 19,697.76 11,656.88 30,655.55 5,762.60 0 12,711 1,592.33 200.12 19,064 26,521 2,750 0
1884 742,777.19 519,464.67 156.77 50,000 0 9,687.50 0 0 38,327.54 12,406.06 31,662.15 4,586.75 0 17,362 3,520.05 750.70 16,691 31,317 6,845 0
1885 780,967.39 482,471.76 757.78 50,000 0 9,000 0 0 98,662.03 36,097.24 34,590.30 4,238.52 0 14,103 3,861.65 820.11 7,273 35,342 3,750 0
1886 812,520.27 608,067.31 337.91 50,000 0 9,000 800 0 44,725.51 6,122.14 34,000 4,456.89 0 7,388 3,926.04 200.47 12,954 28,192 2,250 100 0
1887 862,768.22 659,731.90 316.88 50,000 0 8,000 400 0 29,029.11 17,396.75 35,490 4,043.31 0 2,783 7,742.31 199.96 8,585 35,700 2,250 1,100 0
1888 820,146.46 604,009.36 825.91 50,000 0 8,000 400 0 39,974.82 13,375.26 35,000 6,388.98 7,312.02 6,758 1,188.43 123.68 17,650 25,800 2,250 1,090 0
1889 864,450.30 629,730.28 101.53 50,000 0 7,500 0 67,469.58 16,790.42 7,954.18 35,000 0 3,145.81 2,659.76 6,353 4,105.94 222.80 8,367 22,300 2,250 500 0
1890 922,459.53 700,137.12 1,687.55 50,000 0 7,000 0 44,806.25 11,648.37 5,822.78 35,000 0 3,188.93 10,179.08 16,902 602.06 370.39 12,465 20,400 2,250 0 0
1891 830,270.93 607,728.76 35.96 50,000 0 6,000 800 44,053.78 5,082.06 6,757.49 35,000 2,637.50 2,573.66 13,735.11 8,705 3,371.49 261.12 9,779 31,500 2,250 0 0
1892 981,660.21 569,219.80 723.95 50,000 0 6,000 0 206,695.90 19,862.49 25,931.69 35,000 4,137.50 4,946.35 7,223.02 12,232 851.41 48.10 7,938 28,600 2,250 0 0
1893 844,734.57 641,177.41 1,545.46 50,000 0 6,000 0 28,262.32 3,956.03 4,571.70 35,000 5,637.50 3,589.31 2,298.40 10,675 1,833.29 113.15 13,125 34,700 2,250 0 0
1894 816,921.93 614,990 481.99 50,000 0 0 0 57,930.27 4,154.11 4,591.30 20,000 5,137.50 5,494.95 9,168 4,375.42 120.39 9,928 28,300 2,250 0 0
1895 905,267.63 729,351.81 5,304.07 50,000 0 0 4,000 38,739.86 3,401.98 6,207.69 20,000 5,137.50 1,163.98 4,789 842.09 139.65 4,040 29,900 2,250 0 0
1896 806,269.81 623,584.64 1,340.72 50,000 0 0 3,325 21,083.76 9,004.05 8,711.93 20,000 5,477.50 3,614.98 10,618 1,757.79 311.44 9,290 35,900 2,250 0 0
1897 821,431.69 581,322.87 876.49 50,000 0 0 18,024.28 55,745.68 8,167.45 17,398.79 20,000 8,605 2,764.41 9,749 1,425.59 232.13 7,870 35,000 2,250 2,000 0
1898 845,666.83 533,984.47 606.70 50,000 0 0 5,037.50 119,065.96 6,473.76 14,442.31 20,000 14,639.18 4,578.47 16,571 5,547.87 346.61 21,223 30,900 2,250 0 0
1899 922,456.90 499,439.50 289.99 50,000 10,000 1,000 45,400 197,144.81 5,075.76 11,130.63 20,000 17,473.73 1,957.45 13,467 363.72 239.31 16,725 30,500 2,250 0 0
1900 819,752.66 469,148.25 496.47 75,000 0 0 48,662.50 124,891.94 2,574.13 3,893.06 20,000 6,800 120 2,819.30 14,757 70 246.01 12,449 33,200 1,125 3,500 0
1901 945,924.03 591,571.66 161.23 75,000 0 0 53,809.50 89,533.19 571.89 38,264.96 20,000 5,250 0 2,666.78 13,398 7,089.39 661.43 12,946 27,600 3,750 3,650 0
1902 1,026,765.38 579,971.97 727.20 75,000 0 0 129,000 88,252.31 20,808.69 17,133.81 20,000 6,200 0 3,359.06 17,656 3,067.88 356.46 28,382 32,100 3,750 1,000 0
1903 1,172,626.12 735,457.52 6.94 75,000 0 0 123,500 109,781.37 0 15,492.01 20,000 4,250 0 9,783.81 20,210 918.32 606.15 25,970 27,900 3,750 0 0
1904 1,270,093.24 737,559.79 764.30 75,000 0 0 141,000 204,437.07 1,303.22 9,520.43 20,000 4,000 0 0 5,520.36 11,515 1,664.41 533.66 17,025 35,500 3,750 1,000 0
1905 1,227,113 646,139 75,000 224,000 75,286
1906 1,251,659 682,268 75,000 242,300 197,320 54,771
1907 1,458,772 769,546 75,000 327,678 227,714 58,834
1908 1,755,639 942,653 100,000 369,170 273,181 70,635
1909 1,622,561 782,532 100,000 417,450 249,395 73,184
1910 1,470,588 771,737 100,000 409,600 106,660 82,591
1911 1,515,220 848,273 100,000 423,863 66,939 76,145
1912 1,600,548 830,741 100,000 379,600 222,035 68,172
1913 1,472,065 754,528 100,000 427,100 133,649 56,788
1914 1,721,118 827,311 165,000 389,200 236,657 102,950
1915 1,928,933 872,811 265,000 513,640 222,727 54,755
1916 2,561,919 1,186,984 200,000 701,571 335,724 137,640
1917 3,431,488 1,761,503 380,000 762,894 205,817 321,274
1918 4,391,956 2,198,080 881,500 774,382 383,245 137,587 17,162
1919 6,096,742 2,634,285 1,477,150 956,140 428,419 228,425 372,323
1920 6,034,172 3,102,406 792,840 1,081,802 851,248 190,932 14,911
1921 4,940,755 3,149,604 417,500 718,376 402,538 234,005 18,732
1922 4,902,352 3,060,606 241,000 1,018,590 312,480 220,493 49,183
1923 5,931,201 3,190,484 275,000 1,602,399 601,340 217,616 44,361
1924 6,526,210 2,655,404 235,000 2,425,408 958,400 231,936 20,060
1925 7,044,652 3,436,892 240,000 2,513,281 518,558 280,533 55,387
1926 6,945,446 3,854,690 250,000 2,044,431 772,761 23,564
1927 7,588,058 4,082,350 255,000 2,163,077 1,073,208 14,423
1928 7,524,173 3,523,800 255,000 2,732,344 992,898 20,131
1929 7,183,928 3,247,898 200,000 2,706,337 804,747 224,946
1930 6,833,651 2,883,367 406,250 2,663,476 585,284 295,274

Liabilities & Capital

Year capital surplus undivided_profits surplus_and_undivided_profits notes_nb deposits us_deposits individual_deposits demand_deposits time_deposits due_to_nb due_to_other_nb due_to_sb due_to_tc_and_sb due_to_banks due_to_banks_and_other_liabs bills_payable rediscounts certified_checks unpaid_dividends other_liabs
1883 200,000 20,000 15,256.03 45,000 551,881.26 0 30,460.59 822.70 0 75,255.80 0 0 0
1884 200,000 40,000 13,067.67 45,000 417,765.19 0 21,452.71 0 0 5,166.62 0 325 0
1885 200,000 40,000 14,452.44 45,000 463,377.64 0 10,199.83 7,887.48 0 0 0 50 0
1886 200,000 40,000 21,609.07 45,000 477,119.41 0 5,740.79 1,622.34 0 21,428.66 0 0 0
1887 200,000 40,000 28,306.44 45,000 476,642.74 0 23,571.36 49,247.68 0 0 0 0 0
1888 200,000 40,000 31,861.81 45,000 437,529.49 0 8,082.47 27,355.28 0 29,867.41 0 450 0
1889 200,000 40,000 35,552.26 45,000 511,223.60 0 7,517.46 24,906.98 0 0 0 250 0
1890 200,000 40,000 42,232.01 45,000 495,783.51 0 7,968.97 29,894.14 0 61,329.50 101.40 150 0
1891 200,000 50,000 26,958.44 45,000 434,685.40 0 10,570.16 25,420.40 0 37,635.13 1.40 0 0
1892 200,000 50,000 28,253.09 45,000 618,107.68 0 9,238.51 31,021.53 0 0 39.40 0 0
1893 200,000 50,000 36,647.21 45,000 415,632.43 0 27,843.27 27,642.66 0 41,969 0 0 0
1894 200,000 50,000 15,244.29 45,000 426,450.96 0 13,342.41 28,261.92 0 38,622.35 0 0 0
1895 200,000 50,000 25,781.74 45,000 465,077.85 0 3,493.13 49,399.31 0 66,515.60 0 0 0
1896 200,000 50,000 27,866.48 43,300 446,282.53 0 494.25 38,266.55 0 0 0 60 0
1897 200,000 40,000 6,688.25 43,480 469,718.90 0 17,856.47 43,688.07 0 0 0 0 0
1898 200,000 40,000 16,052.10 41,740 495,350.52 0 10,150.43 42,373.78 0 0 0 0 0
1899 200,000 0 17,648.79 44,040 559,822.15 0 18,128.43 82,817.53 0 0 0 0 0
1900 100,000 0 46,775.63 22,500 597,203.87 0 15,526.58 5,641.20 32,105.38 0 0 0 0 0
1901 100,000 25,000 35,267.83 75,000 673,491.02 0 2,042.98 11,124.63 23,997.57 0 0 0 0 0
1902 100,000 40,000 28,430.29 75,000 764,495.06 0 6,082.50 4,500.99 8,256.54 0 0 0 0 0
1903 100,000 50,000 32,613.71 73,600 899,852.69 0 3,982.12 1,495.31 11,082.29 0 0 0 0 0
1904 100,000 50,000 40,598.39 75,000 983,991.37 0 7,590 1,024.39 11,889.09 0 0 0 0 0
1905 100,000 99,554 75,000 952,560
1906 100,000 115,639 74,500 0 946,318 15,202
1907 100,000 132,188 75,000 50,000 1,069,198 32,386
1908 100,000 100,000 48,417 100,000 51,196 1,323,854 32,172
1909 100,000 150,000 15,113 100,000 52,727 1,174,487 30,234
1910 100,000 150,000 33,896 97,000 51,392 1,003,126 35,174
1911 100,000 150,000 50,691 97,800 49,581 1,025,918 41,230
1912 100,000 200,000 16,079 100,000 60,230 1,094,047 30,192
1913 100,000 200,000 28,025 98,900 58,624 930,823 55,693
1914 100,000 200,000 45,450 98,500 63,311 1,140,305 73,550
1915 200,000 200,000 34,011 200,000 603,996 581,717 109,209
1916 200,000 200,000 27,475 192,600 1,067,412 702,296 172,088
1917 200,000 200,000 51,399 194,500 1,483,564 1,031,219 275,929
1918 200,000 280,746 195,800 1,539,430 1,019,938 1,156,041
1919 200,000 323,539 169,900 2,508,564 1,288,757 1,605,982
1920 200,000 350,853 193,900 2,004,766 1,577,633 1,707,262
1921 200,000 406,968 192,200 1,966,187 1,636,029 1,539,377 0
1922 200,000 451,479 200,000 1,622,949 1,775,982 606,442
1923 300,000 359,394 191,200 1,883,911 2,515,190 666,505
1924 300,000 361,190 186,100 2,095,900 2,736,837 846,181
1925 400,000 359,611 190,100 2,274,134 3,037,644 740,387
1926 400,000 451,015 190,400 2,060,120 3,114,839 694,780 33,292
1927 400,000 472,797 185,000 2,066,781 3,790,924 669,198 3,358
1928 400,000 492,541 180,700 1,833,196 3,868,361 691,891 57,484
1929 400,000 400,000 129,527 189,200 5,927,198 100,000 38,003
1930 400,000 400,000 50,796 400,000 5,547,886 0 34,969