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The First National Bank of

Ludington, Michigan

Charter
#2773
Bank ID
2773
Years
1882–1933
Observations
52

Assets

Year assets loans odraft bonds_circ bonds_hand bond_premiums securities_and_mortgages securities securities_usgov securities_other due_from_ra due_from_other_nb due_from_other_nb_and_sb due_from_sb real_estate oreo_and_mortgages current_expenses internal_stamps bills_nb checks_and_other currency legal_tender specie cash_and_exchange lawful_money cash_exchange_and_reserve redemption_fund due_from_treasurer trade_dollars frb_reserve other_assets
1882 298,835.71 96,214.09 254.30 50,000 250 3,437.50 0 0 88,608.88 35,169.04 3,800 770.19 4,856 731 55.21 8,336 4,103.50 2,250 0
1883 319,238.88 157,810.90 173.17 50,000 100 7,375 0 0 74,643.84 220.48 3,800 1,064.55 1,505 277.66 174.53 6,410 13,433.75 2,250 0
1884 322,262.23 95,770.80 71.94 50,000 100 6,700 0 0 140,219.39 209.63 3,700 974.40 3,798 0 177.07 9,428 6,863 4,250 0
1885 420,330.37 101,304.34 1,837.54 50,000 100 6,125 0 0 227,032.26 108.16 3,000 1,013.56 2,325 0 88.01 8,290 16,786.50 2,250 70 0
1886 427,024.23 138,093.08 1,001.73 50,000 100 5,450 4,440 0 183,298.02 500 6,834.88 1,088.79 2,901 274.90 58.83 11,512 18,221 2,250 1,000 0 0
1887 392,772.69 235,316.49 1,563.84 50,000 100 4,675 6,700 0 55,967.82 161.95 10,861.89 1,646.46 1,234 128.51 28.73 4,200 14,738 2,250 3,200 0 0
1888 408,909.61 217,081.10 177.13 50,000 100 4,000 8,360 0 87,275.26 165.11 15,000 1,726.77 655 879.11 168.63 741 19,394.50 2,250 936 0 0
1889 394,719.19 239,723.22 484.20 15,000 100 1,000 833.34 97,315.78 177.07 178.27 10,000 5,000 1,223.56 4,805.60 0 62.65 2,000 15,940.50 675 200 0
1890 420,168.85 276,303.96 479.05 15,000 100 1,000 2,166.67 83,677.11 1.50 5,076.88 10,000 5,000 1,665.73 460 579.72 209.73 4,135 13,638.50 675 0 0
1891 501,700.26 330,059.40 448 15,000 100 1,000 2,000 95,318.51 6,598.75 5,022.25 10,000 2,000 1,270.18 968 1,409.17 221 5,050 24,560 675 0 0
1892 528,237.19 355,415.80 2,484.09 15,000 100 1,000 14,330 69,052.70 9,443.42 5,833.69 10,000 1,300 1,300.52 205 519.90 126.07 13,518 27,933 675 0 0
1893 429,708.46 298,784.25 1,018.01 25,000 100 2,350 25,920 31,447.83 3,016.64 3,001 10,000 1,500 2,080.01 189 25.39 323.33 1,525 22,303 1,125 0 0
1894 424,585.63 272,794.82 464.48 25,000 100 2,350 23,760 53,454.05 1,107.51 10,000 10,000 250 312 1,103.94 265.83 1,745 20,753 1,125 0 0
1895 480,107.98 284,397.24 536.82 25,000 100 2,350 35,310 69,418.46 0 22,148.93 10,000 0 498 773.80 195.73 1,345 26,909 1,125 0 0
1896 521,068.31 293,041.24 89.93 25,000 100 2,000 30,360 91,832.86 203.30 28,330.49 10,000 5,531.96 1,189 409.86 387.67 3,675 27,792 1,125 0 0
1897 525,835.15 263,278.11 113.02 25,000 0 2,100 33,900 144,139.36 243.84 9,623.68 10,000 5,359.46 399 895.98 217.70 4,775 24,665 1,125 0 0
1898 618,989.35 286,656.16 211.68 25,000 0 2,383 51,000 190,461.86 25 17,559.16 10,000 5,000 367 1,140.64 137.85 5,730 21,927 1,125 265 0
1899 707,411.91 452,367.10 26.01 25,000 0 2,000 50,000 118,582.88 0 10 9,000 5,000 462 1,145.07 293.85 10,460 31,940 1,125 0 0
1900 538,642.16 326,749.95 284.62 25,000 0 0 59,760 63,119.99 74.13 0 9,000 11,765.18 200 3,801 519.16 80.13 5,870 31,168 1,250 0 0
1901 560,530.75 317,660.01 0 25,000 0 0 73,819.25 98,520.28 250 0 7,000 7,500 0 602 1,724.08 252.13 5,170 21,715 1,250 68 0
1902 621,716.51 336,540.62 58.72 25,000 0 0 78,655 119,927.98 0 7,307.85 10,000 6,000 0 1,800 1,557.84 237.70 5,000 28,380.80 1,250 0 0
1903 703,686.85 389,870.78 213.22 25,000 0 0 127,189.51 99,185.25 0 7,052.32 10,000 6,000 0 1,871 216.06 150.71 8,000 27,688 1,250 0 0
1904 695,879.51 384,632.94 457.56 25,000 0 0 118,260.18 118,673.08 0 0 10,000 6,000 0 0 1,140 42.48 287.27 7,000 23,136 1,250 0 0
1905 719,697 436,828 25,000 103,338 40,337
1906 905,947 546,160 25,000 122,944 166,084 45,759
1907 896,638 517,061 25,000 142,498 128,720 53,359
1908 971,729 512,040 25,000 197,600 182,488 54,601
1909 927,781 569,091 25,000 170,400 104,072 59,218
1910 1,007,269 617,232 25,000 202,200 104,224 58,613
1911 946,140 606,924 25,000 156,178 103,850 47,188
1912 995,769 593,579 25,000 179,479 135,737 61,974
1913 932,303 582,237 25,000 181,129 82,098 61,839
1914 897,282 576,053 25,000 188,929 57,322 49,978
1915 807,531 500,675 25,000 200,035 49,498 32,323
1916 832,294 508,309 25,000 187,110 80,225 31,650
1917 954,737 571,981 40,000 247,427 55,456 39,873
1918 1,134,132 598,766 195,445 235,685 65,562 36,903 1,771
1919 1,022,225 397,518 194,000 237,797 152,536 37,084 3,290
1920 1,332,770 725,509 49,500 429,168 59,040 63,303 6,250
1921 1,429,493 785,251 30,500 424,717 130,633 56,388 2,004
1922 1,431,839 818,916 27,199 405,511 123,651 53,361 2,334
1923 1,645,464 957,887 52,934 434,071 128,897 64,754 6,923
1924 1,792,173 995,552 104,934 431,752 134,807 64,023 61,104
1925 1,870,102 995,066 104,934 507,682 185,498 70,767 6,154
1926 1,911,801 958,836 104,934 596,255 244,742 7,034
1927 2,000,888 955,704 104,434 665,423 269,701 5,626
1928 1,897,071 781,640 103,250 784,047 216,731 11,403
1929 1,883,572 710,698 100,799 608,160 274,859 189,056
1930 1,761,843 661,532 100,799 619,488 190,819 189,205
1931 1,510,489 499,318 100,800 567,185 155,182 188,004
1932 1,276,893 369,404 100,799 526,632 92,352 187,706
1933‡

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.

Liabilities & Capital

Year capital surplus undivided_profits surplus_and_undivided_profits notes_nb deposits us_deposits individual_deposits demand_deposits time_deposits due_to_nb due_to_other_nb due_to_sb due_to_banks due_to_banks_and_other_liabs bills_payable rediscounts unpaid_dividends
1882 50,000 0 2,465.53 0 246,370.18 0 0 0 0 0 0
1883 50,000 5,000 4,591.83 45,000 214,647.05 0 0 0 0 0 0
1884 50,000 14,000 4,602.81 45,000 208,659.42 0 0 0 0 0 0
1885 50,000 17,000 4,506.83 45,000 303,823.54 0 0 0 0 0 0
1886 50,000 20,000 4,939.81 45,000 307,084.42 0 0 0 0 0 0
1887 50,000 20,000 11,837.11 44,350 241,466.64 0 0 0 0 25,118.94 0
1888 50,000 30,000 9,072.79 44,150 275,686.82 0 0 0 0 0 0
1889 50,000 35,000 6,506.25 13,500 289,712.94 0 0 0 0 0 0
1890 50,000 30,000 10,536.80 13,500 316,052.06 0 0 79.99 0 0 0
1891 50,000 35,000 11,966.64 13,500 390,277 0 0 956.62 0 0 0
1892 50,000 40,000 10,038.38 13,500 412,025.09 0 0 2,673.72 0 0 0
1893 100,000 10,000 13,334.21 22,500 283,874.25 0 0 0 0 0 0
1894 100,000 11,000 5,039.81 22,500 286,045.82 0 0 0 0 0 0
1895 100,000 13,000 6,123.25 22,500 334,573.51 0 3,911.22 0 0 0 0
1896 100,000 15,000 9,582.66 22,500 373,985.65 0 0 0 0 0 0
1897 100,000 17,000 11,469.52 22,500 374,865.63 0 0 0 0 0 0
1898 100,000 20,000 11,477.50 22,500 464,796.85 0 0 0 0 0 215
1899 100,000 20,000 13,429.21 22,500 551,482.70 0 0 0 0 0 0
1900 100,000 20,000 18,119.85 25,000 375,475.61 0 46.70 0 0 0 0
1901 100,000 20,000 16,922.89 25,000 398,607.86 0 0 0 0 0 0
1902 100,000 20,000 14,301.58 25,000 462,414.93 0 0 0 0 0 0
1903 100,000 20,000 14,802.71 25,000 543,884.14 0 0 0 0 0 0
1904 100,000 20,000 16,472.11 25,000 534,407.40 0 0 0 0 0 0
1905 100,000 28,476 25,000 566,221
1906 100,000 31,761 25,000 0 749,186 0
1907 100,000 35,053 25,000 0 736,585 0
1908 100,000 20,000 17,565 25,000 0 807,556 1,608
1909 100,000 20,000 18,041 25,000 0 763,097 1,643
1910 100,000 25,000 20,683 25,000 0 834,819 1,767
1911 100,000 30,000 21,898 24,550 0 768,248 1,444
1912 100,000 30,000 19,406 25,000 6,324 814,581 458
1913 100,000 30,000 19,178 25,000 9,891 744,317 3,917
1914 100,000 30,000 16,483 25,000 10,795 712,327 2,677
1915 100,000 30,000 14,859 25,000 183,711 451,160 2,801
1916 100,000 30,000 9,897 25,000 192,984 472,198 2,215
1917 100,000 30,000 7,619 24,600 218,275 544,908 29,335
1918 100,000 35,281 25,000 282,402 529,966 161,483
1919 100,000 31,571 25,000 322,224 542,800 630
1920 100,000 34,727 25,000 595,811 525,334 51,898
1921 100,000 43,224 25,000 380,572 879,287 1,410
1922 100,000 50,475 25,000 378,734 817,280 17,350
1923 100,000 58,427 49,500 377,043 1,025,229 267
1924 100,000 40,327 100,000 379,650 1,165,105 1,091
1925 100,000 41,031 98,300 364,802 1,253,721 6,248
1926 100,000 34,334 98,700 311,389 1,365,453 1,925
1927 100,000 42,969 98,400 323,253 1,436,266 0
1928 100,000 43,770 100,000 346,265 1,305,789 1,247
1929 100,000 50,000 18,506 100,000 1,590,066 25,000
1930 100,000 50,000 10,165 100,000 1,501,678 0
1931 100,000 50,000 13,153 100,000 1,122,336 125,000
1932 100,000 25,000 3,112 100,000 943,825 104,956
1933‡

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.