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The First National Bank of

Oxford, New York

Charter
#273
Bank ID
273
Years
1864–1933
Observations
70

Assets

Year assets loans odraft bonds_circ bonds_hand bond_premiums securities_and_mortgages securities securities_usgov securities_other due_from_nb due_from_ra due_from_other_nb due_from_other_nb_and_sb due_from_sb real_estate oreo_and_mortgages current_expenses bills_nb bills_sb checks_and_other currency legal_tender specie cash_and_exchange lawful_money cash_exchange_and_reserve us_debt redemption_fund due_from_treasurer trade_dollars frb_reserve other_assets
1864 171,781.17 60,551.41 78,150 15,953.31 3,189.06 74.77 13,862.62
1865 351,616.97 75,721.44 333.19 150,000 54,850 5,621.15 22,020.85 3,748.68 39,321.66
1866 359,663.31 91,543.55 150,000 51,250 5,466.90 25,446.39 3,856.22
1867 377,923.44 108,607.79 49.93 150,000 56,800 2,000 200 10,091.39 5,822.83 3,856.22 0 2,327 33 1,611.58 1.70 16,602 0 19,920 0
1868 407,101.63 171,950.55 19.57 150,000 12,700 0 200 40,324.18 0 128 3,900 0 4,971 5 2,644.99 114.51 20,139 4.83 0 0
1869 395,573.61 160,029.86 13.58 150,000 7,050 85.43 25,673.07 17,155.34 213.74 2,623.58 3,900 0 366 0 2,768.96 104.55 15,578 11.50 10,000 0
1870 404,647.66 173,140.11 0 150,000 2,250 0 35,773.07 12,721.95 544.22 350 6,217.38 0 477 489.66 31.27 22,653 0 0 0
1871 389,538.41 160,858 0 150,000 100 0 33,700 19,062.97 108.42 138 6,200 1,436.32 133 1,389.56 96.14 16,316 0 0 0
1872 400,203.85 194,131.47 52.94 150,000 0 0 16,900 15,344.07 2,517.04 450 5,000 1,468.08 401 1,380.29 61.96 12,497 0 0 0
1873 422,510.31 204,156.32 3.81 150,000 0 0 21,700 12,972.58 1,166.12 102.83 13,000 1,049.90 2,272 2,150.22 163.53 8,763 10 5,000 0
1874 439,181.23 216,111.75 0 150,000 0 0 28,970 6,645.58 11,262.68 8,020.24 1,287.69 1,493 1,868.18 158.11 6,614 0 0 6,750 0
1875 420,627.35 228,017.48 288.51 150,000 0 0 14,890 0 1,269.04 1,066.25 8,545.24 1,390.02 157 2,751.85 73.96 5,428 0 0 6,750 0
1876 417,209.09 220,347.35 72.37 150,000 0 0 16,440 0 5,886.60 34.34 8,545.24 1,171.26 261 2,657.23 15.95 4,534 493.75 0 6,750 0
1877 445,322.47 237,193.51 0 150,000 100 0 15,790 0 9,308.18 478.77 8,545.24 1,244.35 1,710 5,736.68 11.34 8,124 330.40 0 6,750 0
1878 455,220.28 264,543.06 0.99 150,000 4,000 0 12,140 0 0 165.43 6,939 636.43 962 1,034.38 6.39 7,688 354.60 0 6,750 0
1879 356,396.49 210,582.19 23.18 100,000 900 0 15,550 0 5,548.14 469.51 5,975 1,095.31 551 552.03 7.28 9,981 661.85 0 4,500 0
1880 389,893.67 221,697 5.95 100,000 1,050 0 30,050 0 13,883.20 1,341.82 5,000 1,167.77 317 1,125.53 7.85 7,946 1,801.55 0 4,500 0
1881 429,622.42 217,171.13 79.11 100,000 10,850 0 43,855 0 26,958.23 4,245.50 5,500 1,033.41 21 2,988.29 21.70 9,744 2,655.05 0 4,500 0
1882 419,062.15 210,498.04 0 100,000 7,350 0 37,254 0 27,007.49 10,502.88 5,500 958.94 1,352 1,136.21 26.39 9,097 3,879.20 0 4,500 0
1883 436,186.44 228,892.20 0 100,000 7,150 0 37,467.24 0 28,994.92 9,035.55 5,500 965.38 798 1,388.51 43.64 7,692 3,759 0 4,500 0
1884 444,327.41 240,930.40 30.24 100,000 7,150 0 34,209.12 0 36,191.14 1,545.21 5,500 950.83 504 1,706.75 31.42 5,119 5,959.30 0 4,500 0
1885 422,253.69 208,653.64 30.26 100,000 7,150 0 46,344.39 0 26,467.25 12.80 9,469.01 1,085.69 2,627 6,746.51 8.29 3,584 5,574.05 0 4,500 0.80 0
1886 434,413.48 188,865.56 0.70 100,000 7,150 0 64,132.39 0 35,043.10 10,209.99 9,099.01 951.61 789 3,845.25 17.17 5,463 4,343.90 0 4,500 0 2.80 0
1887 435,750.90 187,411.03 0 100,000 0 0 90,314.39 0 22,768.83 7,140.20 8,132.82 1,122.39 440 4,375.89 51.20 4,510 4,984.15 0 4,500 0 0 0
1888 420,525.31 192,825.60 42.24 75,000 0 0 95,810 0 26,411.83 4,580.74 5,002.01 1,717.04 404 4,258.73 30.12 5,456 5,612 0 3,375 0 0 0
1889 394,970.92 204,300.43 51.50 50,000 0 0 91,080 23,247.19 348.72 3,562.78 2,500 3,532.31 1,363.98 762 2,533.08 49.33 4,271 5,118.60 0 2,250 0 0
1890 404,224.03 203,985.30 83.92 50,000 0 0 90,385 23,746.74 1,351.18 3,812.31 2,500 2,500.79 1,237.04 640 10,869.32 86.38 5,905 4,871.05 0 2,250 0 0
1891 428,925.48 206,004.46 1.11 50,000 0 0 105,315 37,627.17 354.68 2,283.18 2,500 4,438.27 933.84 326 4,832.04 36.68 5,225 6,798.05 0 2,250 0 0
1892 449,289.31 243,102.10 0.31 50,000 0 0 98,400 24,464.95 350.47 5,489.68 2,500 4,075.45 1,539.84 525 1,427.04 58.02 7,515 7,591.45 0 2,250 0 0
1893 487,706.13 200,557.85 15.52 100,000 0 5,700 91,910 54,050.62 575 1,410.33 2,500 6,118.40 1,236.60 291 5,222.74 59.72 4,200 9,358.35 0 4,500 0 0
1894 521,226.66 216,593.48 365.15 100,000 0 4,300 115,935 38,357.05 554.90 3,530.65 2,500 17,449.52 456 1,732.43 54.63 4,185 10,712.85 0 4,500 0 0
1895 503,724.96 186,216.85 21.13 100,000 10,000 8,200 109,655 28,297.89 567 3,167.50 28,119.57 8,015.35 458 1,460.50 99.22 6,040 8,906.95 0 4,500 0 0
1896 505,631.29 175,976.87 78.14 100,000 0 13,600 101,430 44,974.04 203 8,342.39 27,773.65 13,198.08 458 2,017.90 71.37 5,005 8,002.85 0 4,500 0 0
1897 536,273.48 211,860.48 0 100,000 0 13,000 111,255 33,736.31 3,672.42 846.16 26,800.78 13,649.53 36 1,607.36 85.44 8,310 6,914 0 4,500 0 0
1898 558,032.21 209,840.14 0.64 100,000 0 12,500 128,855 35,814.43 119.13 89.32 25,285.34 11,822.66 384 2,418.60 110.75 6,030 11,222.20 0 4,500 9,040 0
1899 588,156.79 205,534.40 22.03 100,000 20,240 10,600 153,530 31,106.19 215.37 258.91 23,932.85 11,092.66 312 3,848.39 80.99 6,820 16,063 0 4,500 0 0
1900 597,931.93 223,841.81 0 100,000 20,000 0 166,330 33,357.56 894.44 214.75 22,687.89 3,170.14 562 3,220.87 170.12 7,160 11,322.35 0 5,000 0 0
1901 638,175.15 222,631.35 4.87 100,000 12,000 0 199,903.75 60,090.85 56.31 13.50 18,255.08 0 275 1,658.56 83.68 6,215 11,987.20 0 5,000 0 0
1902 644,452.35 212,196.02 21.21 100,000 0 0 239,312.49 46,458.89 466.36 2,752.25 17,161.73 0 309 3,376.22 161.83 6,500 10,736.35 5,000 0 0
1903 608,815.54 203,924.26 4.10 100,000 0 0 215,855.36 40,040.27 263.88 0 16,529.43 0 3,583 7,634.08 151.16 4,240 11,590 5,000 0 0
1904 652,836 210,382.90 57.20 100,000 0 0 249,358.40 50,764.17 648.81 0 16,018.16 0 0 582 3,688.67 143.69 7,000 9,192 5,000 0 0
1905 629,599 180,847 100,000 263,620 15,380
1906 640,798 238,009 100,000 237,132 52,457 13,200
1907 653,141 233,684 100,000 256,161 48,471 14,825
1908 770,341 283,802 100,000 310,021 55,670 20,848
1909 885,125 264,541 100,000 417,287 75,070 28,227
1910 912,828 266,844 100,000 443,501 70,205 32,278
1911 966,768 260,707 100,000 496,222 76,551 33,288
1912 998,705 283,637 108,000 487,160 85,522 34,386
1913 1,084,880 324,692 100,000 533,198 90,372 36,618
1914 1,134,781 323,167 100,000 583,546 85,193 42,875
1915 1,125,867 337,585 100,000 604,944 61,561 21,777
1916 1,117,348 383,379 100,000 550,757 59,448 23,764
1917 1,215,099 388,267 113,285 594,467 49,229 69,851
1918 1,227,762 384,741 189,750 569,052 44,892 34,328 5,000
1919 1,369,259 435,838 240,150 551,675 51,549 85,047 5,000
1920 1,273,187 453,551 166,250 557,241 47,753 43,392 5,000
1921 1,305,644 487,945 151,390 572,285 21,664 52,714 19,646
1922 1,320,938 506,332 101,040 602,013 49,318 47,999 14,236
1923 1,358,515 558,857 100,890 612,496 34,889 45,413 5,970
1924 1,330,333 557,323 100,000 596,581 24,894 43,264 8,271
1925 1,402,989 484,592 100,000 702,332 46,401 62,277 7,387
1926 1,453,939 510,382 100,000 758,386 77,424 7,747
1927 1,551,884 530,270 100,000 820,083 92,841 8,690
1928 1,596,490 610,599 100,000 792,234 84,154 9,503
1929 1,622,393 687,469 100,000 708,369 79,195 47,360
1930 1,511,190 627,924 100,000 632,685 99,360 51,221
1931 1,278,645 557,309 100,000 452,927 106,667 61,742
1932 1,147,986 495,731 100,000 438,587 60,934 52,734
1933‡

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.

Liabilities & Capital

Year capital surplus undivided_profits surplus_and_undivided_profits notes_nb deposits us_deposits individual_deposits demand_deposits time_deposits due_to_nb due_to_other_nb due_to_sb due_to_banks_and_other_liabs bills_payable unpaid_dividends other_liabs
1864 84,650.33 4,781.63 58,500 23,849.21
1865 150,000 3,750.15 2,045.72 132,268 63,529.10 24
1866 150,000 6,230.34 12,645.01 134,478 54,441.75 1,868.21
1867 150,000 8,035.69 16,072.79 134,508 64,568.81 0 4,614 124.15 0 0
1868 150,000 30,000 9,027.99 134,779 79,879.87 0 3,414.77 0 0
1869 150,000 30,000 21,951.33 133,440 56,053.36 0 4,128.92 0 0 0
1870 150,000 30,000 22,084.78 133,596 64,475.87 0 4,221.01 0 0 270 0
1871 150,000 30,000 32,501.12 134,170 41,577.90 0 1,283.69 5.70 0 0 0
1872 150,000 50,000 22,259.21 134,060 41,234.04 0 2,500.60 0 0 150 0
1873 150,000 50,000 35,179.71 133,815 51,295.03 0 2,192.22 28.35 0 0 0
1874 150,000 50,000 37,096.94 133,450 67,370.36 0 1,263.93 0 0 0 0
1875 150,000 50,000 34,448.91 131,915 52,816.58 0 1,431.06 5.80 0 10 0
1876 150,000 50,000 25,068.10 134,925 53,312.74 0 3,903.25 0 0 0 0
1877 150,000 50,000 29,311.63 134,030 78,782.81 0 3,182.58 15.45 0 0 0
1878 150,000 50,000 22,738.69 133,915 96,076.58 0 2,410.01 0 0 80 0
1879 100,000 50,000 24,956.81 89,995 90,386.62 0 938.06 0 0 120 0
1880 100,000 50,000 27,190.45 90,000 106,832.36 0 1,255.86 0 14,320 295 0
1881 100,000 50,000 25,831.76 90,000 150,644.31 0 2,045.85 0 10,728.50 372 0
1882 100,000 50,000 28,335.70 89,945 148,081.61 0 1,493.84 0 0 1,206 0
1883 100,000 50,000 34,620.39 89,970 160,766.77 0 703.28 0 0 126 0
1884 100,000 50,000 37,618.86 89,910 165,755.39 0 643.66 24.50 0 375 0
1885 100,000 50,000 32,049.60 89,040 148,993.80 0 1,750.49 9.80 0 410 0
1886 100,000 50,000 32,478.50 89,450 160,366.11 0 1,918.87 0 0 200 0
1887 100,000 50,000 33,393.61 90,000 159,757.91 0 2,089.38 0 0 510 0
1888 100,000 50,000 40,942.73 66,550 161,493.26 0 1,377.42 21.90 0 140 0
1889 100,000 50,000 47,468.47 45,000 151,883.20 0 619.25 0 0 0 0
1890 100,000 50,000 43,114.66 43,700 165,749.59 0 1,659.78 0 0 0 0
1891 100,000 50,000 44,781.98 45,000 186,445.11 0 2,407.42 290.97 0 0 0
1892 100,000 50,000 48,970.66 45,000 202,253.60 0 1,743.36 1,321.69 0 0 0
1893 100,000 50,000 50,256.23 89,980 196,332.18 0 874.51 263.21 0 0 0
1894 100,000 50,000 47,224.54 90,000 233,239.30 0 537.91 224.91 0 0 0
1895 100,000 50,000 47,631.94 88,820 216,061.16 0 1,155.86 0 0 56 0
1896 100,000 50,000 43,789.56 88,500 222,615.01 0 726.72 0 0 0 0
1897 100,000 50,000 47,358.58 90,000 248,611.80 0 303.10 0 0 0 0
1898 100,000 50,000 49,401.71 90,000 267,422.72 0 1,207.78 0 0 0 0
1899 100,000 50,000 52,213.99 89,070 295,639.66 0 1,233.14 0 0 0 0
1900 100,000 50,000 54,042.94 99,940 293,716.71 0 232.28 0 0 0 0
1901 100,000 50,000 65,615.23 99,950 322,593.82 0 16.10 0 0 0 0
1902 100,000 50,000 74,421.32 100,000 320,031.03 0 0 0 0 0 0
1903 100,000 50,000 84,965.86 98,440 274,160.68 0 49 0 0 0 1,200
1904 100,000 100,000 47,590.07 99,920 304,125.93 0 0 0 0 0 1,200
1905 100,000 153,325 98,500 276,474
1906 100,000 167,247 99,040 0 273,161 1,350
1907 100,000 178,424 98,470 0 272,847 3,400
1908 100,000 125,000 59,303 97,585 0 387,003 1,450
1909 100,000 125,000 62,311 97,935 0 498,379 1,500
1910 100,000 150,000 40,522 98,405 0 522,401 1,500
1911 100,000 150,000 45,505 98,505 0 571,258 1,500
1912 100,000 150,000 50,256 96,445 5,457 595,047 1,500
1913 100,000 150,000 55,650 98,940 8,503 670,287 1,500
1914 100,000 150,000 54,150 97,865 8,189 724,577 0
1915 100,000 150,000 57,270 97,645 188,200 532,752 0
1916 100,000 50,000 46,730 97,080 235,956 586,582 1,000
1917 100,000 50,000 55,559 100,000 283,614 624,926 1,000
1918 100,000 87,122 98,285 278,332 543,023 121,000
1919 100,000 89,152 97,000 410,999 530,108 142,000
1920 100,000 78,676 99,040 337,961 616,510 41,000
1921 100,000 67,507 98,070 348,665 666,402 25,000
1922 100,000 72,569 98,500 382,965 666,904
1923 100,000 87,058 98,210 336,975 706,272
1924 100,000 94,056 99,250 330,485 681,542
1925 100,000 94,503 100,000 384,130 724,356
1926 100,000 105,583 100,000 375,025 773,331 0
1927 100,000 137,315 100,000 373,137 786,432 55,000
1928 100,000 150,179 100,000 390,665 808,646 47,000
1929 100,000 100,000 69,053 100,000 1,105,456 147,884 0
1930 100,000 100,000 67,436 100,000 1,103,754 40,000 0
1931 100,000 40,000 16,822 100,000 1,021,823 0 0
1932 100,000 30,000 341 100,000 860,505 57,000 140
1933‡

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.