The Merchants National Bank of
Defiance, Ohio
Assets
| Year | assets | loans | odraft | bonds_circ | bond_premiums | securities_and_mortgages | securities | securities_usgov | securities_other | due_from_ra | due_from_other_nb | due_from_other_nb_and_sb | due_from_sb | real_estate | oreo_and_mortgages | current_expenses | bills_nb | checks_and_other | currency | legal_tender | specie | cash_and_exchange | lawful_money | cash_exchange_and_reserve | redemption_fund | due_from_treasurer | frb_reserve | other_assets |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1881 | 316,000.33 | 137,510.89 | 598.40 | 50,000 | 468 | 22,000 | 0 | 0 | 68,575.14 | 1,430.40 | 872.90 | 4,650 | 31.87 | 91.63 | 8,400 | 19,121.10 | 2,250 | 0 | ||||||||||
| 1882 | 359,219.60 | 208,340.30 | 4,555.05 | 100,000 | 0 | 0 | 0 | 1,386.37 | 6,160.29 | 1,622.40 | 1,032.37 | 3,660 | 278.77 | 45.05 | 10,000 | 17,639 | 4,500 | 0 | ||||||||||
| 1883 | 316,781.48 | 155,325.33 | 2,539.42 | 100,000 | 0 | 0 | 0 | 0 | 14,537.58 | 1,600 | 978.87 | 7,300 | 141.41 | 90.87 | 14,325 | 15,443 | 4,500 | 0 | ||||||||||
| 1884 | 266,464.10 | 120,901.11 | 967.88 | 100,000 | 0 | 0 | 0 | 6,600.42 | 7,792.51 | 1,600 | 1,012.96 | 4,165 | 57.37 | 76.95 | 7,026 | 11,763.90 | 4,500 | 0 | ||||||||||
| 1885 | 297,423.03 | 133,483.46 | 347.93 | 100,000 | 0 | 0 | 0 | 6,374.68 | 25,344.81 | 1,600 | 981.68 | 1,700 | 223 | 71.57 | 9,311 | 13,484.90 | 4,500 | 0 | ||||||||||
| 1886 | 243,400.20 | 163,106.73 | 2,357.76 | 25,000 | 2,968.75 | 15,000 | 0 | 0 | 9,068.25 | 1,600 | 981.78 | 1,640 | 337.26 | 22.67 | 1,602 | 18,590 | 1,125 | 0 | 0 | |||||||||
| 1887 | 257,555.45 | 189,952.62 | 3,048.34 | 25,000 | 2,000 | 0 | 0 | 0 | 9,737.67 | 1,600 | 1,103.28 | 875 | 223.10 | 7.94 | 1,550 | 21,332.50 | 1,125 | 0 | 0 | |||||||||
| 1888 | 270,009.64 | 193,661.19 | 2,184.02 | 25,000 | 1,750 | 3,000 | 0 | 1,352.17 | 23,897.27 | 1,625 | 1,165.78 | 489 | 140.44 | 29.77 | 5,777 | 8,813 | 0 | 1,125 | 0 | |||||||||
| 1889 | 218,968.31 | 141,895.30 | 3,084.73 | 25,000 | 1,500 | 8,800 | 4,192.66 | 8,195.90 | 477.43 | 1,625 | 16,000 | 1,092.76 | 575 | 761.49 | 48.54 | 2,282 | 2,312.50 | 1,125 | 0 | 0 | ||||||||
| 1890 | 243,599.16 | 167,818.88 | 6,055.01 | 25,000 | 0 | 3,000 | 5,710.46 | 5,734.25 | 0 | 1,625 | 16,000 | 1,011.97 | 500 | 863.07 | 17.52 | 5,168 | 3,970 | 1,125 | 0 | 0 | ||||||||
| 1891 | 232,233.82 | 156,185.40 | 6,013.26 | 25,000 | 0 | 3,000 | 68.12 | 9,341.85 | 0 | 1,000 | 16,000 | 761.91 | 870 | 623.95 | 7.33 | 8,157 | 4,080 | 1,125 | 0 | 0 | ||||||||
| 1892 | 252,783.89 | 159,307.73 | 4,134.52 | 25,000 | 0 | 3,000 | 18,798.22 | 4,570.23 | 0 | 1,000 | 18,900 | 1,223.39 | 2,060 | 687 | 85.80 | 9,766 | 3,126 | 1,125 | 0 | 0 | ||||||||
| 1893 | 225,794.15 | 160,088.20 | 1,062.68 | 25,000 | 0 | 20,000 | 5,028.88 | 2,911.96 | 0 | 1,000 | 2,900 | 1,246.38 | 840 | 411.40 | 45.65 | 2,018 | 2,116 | 1,125 | 0 | 0 | ||||||||
| 1894 | 214,929.45 | 142,145.74 | 763.95 | 25,000 | 0 | 20,000 | 5,258.79 | 4,730.76 | 0 | 1,000 | 2,900 | 1,600 | 197.68 | 78.53 | 5,083 | 5,046 | 1,125 | 0 | 0 | |||||||||
| 1895 | 207,511.71 | 133,633.89 | 1,628.30 | 25,000 | 0 | 20,000 | 9,605.54 | 933.14 | 0 | 2,000 | 4,180 | 853 | 50.78 | 153.46 | 6,600 | 1,748.60 | 1,125 | 0 | 0 | |||||||||
| 1896 | 184,990.54 | 125,163.64 | 2,977.47 | 25,000 | 0 | 18,000 | 4.02 | 968.77 | 0 | 2,000 | 4,180 | 244 | 297.66 | 139.98 | 1,000 | 3,890 | 1,125 | 0 | 0 | |||||||||
| 1897 | 218,823.67 | 125,704.63 | 2,278.97 | 25,000 | 0 | 16,000 | 15,406.86 | 8,530.19 | 0 | 2,000 | 4,180 | 975 | 477.59 | 300.43 | 8,000 | 8,845 | 1,125 | 0 | 0 | |||||||||
| 1898 | 234,349.01 | 132,654.93 | 945.69 | 25,000 | 0 | 16,000 | 15,324.74 | 1,913.26 | 0 | 2,000 | 18,923 | 981 | 2,347.70 | 333.84 | 10,000 | 6,799.85 | 1,125 | 0 | 0 | |||||||||
| 1899 | 263,911 | 149,787.15 | 6,847.82 | 25,000 | 0 | 14,000 | 25,288.36 | 2,711.74 | 0 | 2,000 | 17,383 | 980 | 845.44 | 25.49 | 7,303 | 10,614 | 1,125 | 0 | 0 | |||||||||
| 1900 | 259,575.81 | 147,114.35 | 2,169.19 | 25,000 | 992.38 | 11,750 | 10,699.52 | 9,968.60 | 15,000 | 2,000 | 21,100.34 | 733 | 1,426.86 | 11.57 | 3,000 | 7,360 | 1,250 | 0 | 0 | |||||||||
| 1901 | 260,915.69 | 144,977.44 | 2,855.89 | 25,000 | 992.38 | 21,200 | 9,708.10 | 5,048.44 | 15,250 | 2,000 | 21,169.29 | 992 | 700.81 | 12.34 | 4,000 | 5,759 | 1,250 | 0 | 0 | |||||||||
| 1902 | 288,334.40 | 180,655.22 | 4,487.26 | 25,000 | 992.38 | 11,625 | 9,874.24 | 3,897.98 | 25,000 | 2,150 | 8,788.40 | 490 | 1,816.89 | 6.03 | 7,200 | 5,101 | 1,250 | 0 | 0 | |||||||||
| 1903 | 297,387.36 | 195,369.45 | 7,340 | 25,000 | 1,000 | 6,500 | 31,596.78 | 3,330.65 | 0 | 4,000 | 8,288.14 | 1,030 | 2,769.09 | 62.25 | 4,800 | 5,051 | 1,250 | 0 | 0 | |||||||||
| 1904 | 387,534.75 | 204,997.17 | 7,752.38 | 100,000 | 5,000 | 10,600 | 8,712.72 | 3,809.32 | 0 | 4,000 | 31,212.61 | 0 | 150 | 425.91 | 49.64 | 2,000 | 3,825 | 5,000 | 0 | 0 | ||||||||
| 1905 | 417,824 | 199,597 | 100,000 | 14,259 | 18,605 | |||||||||||||||||||||||
| 1906 | 410,358 | 209,173 | 104,000 | 32,259 | 42,570 | 22,346 | ||||||||||||||||||||||
| 1907 | 487,268 | 274,021 | 104,000 | 43,500 | 42,326 | 23,421 | ||||||||||||||||||||||
| 1908 | 555,222 | 302,070 | 104,000 | 62,337 | 69,295 | 17,520 | ||||||||||||||||||||||
| 1909 | 598,158 | 332,311 | 104,000 | 65,237 | 68,833 | 27,777 | ||||||||||||||||||||||
| 1910 | 550,309 | 310,651 | 104,000 | 63,737 | 48,434 | 23,485 | ||||||||||||||||||||||
| 1911 | 562,407 | 324,095 | 104,000 | 62,137 | 48,235 | 23,940 | ||||||||||||||||||||||
| 1912 | 595,299 | 341,908 | 103,000 | 63,500 | 54,585 | 32,306 | ||||||||||||||||||||||
| 1913 | 658,806 | 380,257 | 102,000 | 61,900 | 74,994 | 27,655 | ||||||||||||||||||||||
| 1914 | 700,542 | 449,470 | 100,000 | 43,750 | 70,929 | 36,393 | ||||||||||||||||||||||
| 1915 | 820,220 | 499,000 | 100,000 | 59,150 | 126,745 | 35,225 | ||||||||||||||||||||||
| 1916 | 893,536 | 574,752 | 100,000 | 60,200 | 101,579 | 47,964 | ||||||||||||||||||||||
| 1917 | 1,201,633 | 703,825 | 117,574 | 102,681 | 81,341 | 196,212 | ||||||||||||||||||||||
| 1918 | 1,340,148 | 671,420 | 222,700 | 155,069 | 145,482 | 70,244 | 75,232 | |||||||||||||||||||||
| 1919 | 1,682,774 | 754,207 | 485,262 | 298,040 | 77,002 | 65,588 | 2,675 | |||||||||||||||||||||
| 1920 | 1,974,290 | 801,997 | 564,800 | 438,795 | 57,840 | 80,258 | 5,000 | |||||||||||||||||||||
| 1921 | 1,684,377 | 605,562 | 504,300 | 440,380 | 84,702 | 47,193 | 2,240 | |||||||||||||||||||||
| 1922 | 1,371,699 | 674,076 | 250,050 | 332,212 | 60,234 | 50,053 | 5,074 | |||||||||||||||||||||
| 1923 | 1,343,899 | 590,130 | 250,000 | 332,604 | 99,859 | 44,623 | 5,083 | |||||||||||||||||||||
| 1924 | 1,400,959 | 650,737 | 260,000 | 363,623 | 75,619 | 43,470 | 5,500 | |||||||||||||||||||||
| 1925 | 1,372,892 | 614,053 | 250,000 | 397,230 | 64,345 | 42,264 | 5,000 | |||||||||||||||||||||
| 1926 | 1,300,283 | 581,639 | 154,000 | 329,130 | 162,961 | 72,550 | ||||||||||||||||||||||
| 1927 | 1,170,406 | 692,754 | 113,000 | 236,590 | 105,512 | 22,550 | ||||||||||||||||||||||
| 1928 | 1,188,553 | 620,801 | 113,000 | 263,739 | 181,398 | 9,615 | ||||||||||||||||||||||
| 1929 | 1,634,737 | 1,021,638 | 119,992 | 233,759 | 132,987 | 126,361 | ||||||||||||||||||||||
| 1930‡ |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.
Liabilities & Capital
| Year | capital | surplus | undivided_profits | surplus_and_undivided_profits | notes_nb | deposits | us_deposits | individual_deposits | demand_deposits | time_deposits | due_to_nb | due_to_other_nb | due_to_sb | due_to_banks | due_to_banks_and_other_liabs | bills_payable | rediscounts | unpaid_dividends | other_liabs |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1881 | 100,000 | 255 | 4,839.64 | 45,000 | 164,603.37 | 0 | 880.10 | 422.22 | 0 | 0 | 0 | 0 | |||||||
| 1882 | 100,000 | 3,000 | 6,156.62 | 90,000 | 159,493.67 | 0 | 235.22 | 334.09 | 0 | 0 | 0 | 0 | |||||||
| 1883 | 100,000 | 6,000 | 5,581.51 | 90,000 | 114,352.30 | 0 | 847.67 | 0 | 0 | 0 | 0 | 0 | |||||||
| 1884 | 100,000 | 7,500 | 3,962.92 | 90,000 | 64,963.85 | 0 | 37.33 | 0 | 0 | 0 | 0 | 0 | |||||||
| 1885 | 100,000 | 8,500 | 4,833.39 | 90,000 | 93,882.79 | 0 | 206.85 | 0 | 0 | 0 | 0 | 0 | |||||||
| 1886 | 100,000 | 10,500 | 5,671.61 | 22,500 | 99,738.51 | 0 | 4,990.08 | 0 | 0 | 0 | 0 | 0 | |||||||
| 1887 | 100,000 | 11,500 | 5,699.87 | 22,500 | 112,401.19 | 0 | 5,454.39 | 0 | 0 | 0 | 0 | 0 | |||||||
| 1888 | 100,000 | 11,500 | 13,916.58 | 22,500 | 121,595.37 | 0 | 497.69 | 0 | 0 | 0 | 0 | 0 | |||||||
| 1889 | 100,000 | 12,300 | 3,649.29 | 22,500 | 70,519.02 | 0 | 0 | 0 | 0 | 10,000 | 0 | 0 | |||||||
| 1890 | 100,000 | 13,500 | 4,150.86 | 22,500 | 91,228.51 | 0 | 114.21 | 505.58 | 0 | 11,600 | 0 | 0 | |||||||
| 1891 | 100,000 | 14,600 | 4,424.28 | 22,500 | 87,591.51 | 0 | 0 | 618.03 | 0 | 2,500 | 0 | 0 | |||||||
| 1892 | 100,000 | 16,000 | 4,445.28 | 22,500 | 104,794.53 | 0 | 0 | 44.08 | 5,000 | 0 | 0 | 0 | |||||||
| 1893 | 100,000 | 17,000 | 3,393.78 | 22,500 | 63,634.17 | 0 | 0 | 16.20 | 10,000 | 6,250 | 3,000 | 0 | |||||||
| 1894 | 100,000 | 18,000 | 1,759.94 | 22,500 | 70,669.51 | 0 | 0 | 0 | 0 | 2,000 | 0 | 0 | |||||||
| 1895 | 100,000 | 500 | 4,308.44 | 22,500 | 75,368.25 | 0 | 58.96 | 0 | 0 | 3,000 | 0 | 1,776.06 | |||||||
| 1896 | 100,000 | 1,000 | 3,082.47 | 22,500 | 53,152.22 | 0 | 1,479.79 | 0 | 0 | 2,000 | 0 | 1,776.06 | |||||||
| 1897 | 100,000 | 1,000 | 3,054.44 | 22,500 | 88,648.08 | 0 | 0 | 0 | 0 | 0 | 0 | 3,621.15 | |||||||
| 1898 | 100,000 | 1,000 | 3,605.78 | 22,500 | 107,243.23 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||
| 1899 | 100,000 | 0 | 2,160.63 | 22,500 | 137,678.82 | 0 | 0 | 0 | 0 | 0 | 0 | 1,571.55 | |||||||
| 1900 | 100,000 | 0 | 1,408.99 | 25,000 | 133,161.49 | 0 | 0 | 0 | 0 | 0 | 0 | 5.33 | |||||||
| 1901 | 100,000 | 0 | 2,823.34 | 25,000 | 133,092.35 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||
| 1902 | 100,000 | 200 | 4,345.09 | 25,000 | 158,428.68 | 0 | 360.63 | 0 | 0 | 0 | 0 | 0 | |||||||
| 1903 | 100,000 | 700 | 2,781.51 | 25,000 | 168,905.85 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||
| 1904 | 100,000 | 1,300 | 3,262.26 | 100,000 | 170,363.22 | 0 | 0 | 0 | 0 | 12,500 | 0 | 109.27 | |||||||
| 1905 | 100,000 | 3,795 | 100,000 | 210,030 | |||||||||||||||
| 1906 | 100,000 | 5,880 | 100,000 | 0 | 204,478 | 0 | |||||||||||||
| 1907 | 100,000 | 6,919 | 100,000 | 0 | 269,849 | 10,500 | |||||||||||||
| 1908 | 100,000 | 4,500 | 4,801 | 100,000 | 0 | 345,921 | 0 | ||||||||||||
| 1909 | 100,000 | 5,500 | 6,856 | 100,000 | 0 | 385,802 | 0 | ||||||||||||
| 1910 | 100,000 | 6,500 | 3,490 | 100,000 | 0 | 340,319 | 0 | ||||||||||||
| 1911 | 100,000 | 7,500 | 2,668 | 100,000 | 0 | 331,717 | 20,522 | ||||||||||||
| 1912 | 100,000 | 8,500 | 2,313 | 100,000 | 5,458 | 378,506 | 522 | ||||||||||||
| 1913 | 100,000 | 10,000 | 2,717 | 100,000 | 5,732 | 437,835 | 522 | ||||||||||||
| 1914 | 100,000 | 11,000 | 4,793 | 100,000 | 5,218 | 479,531 | 0 | ||||||||||||
| 1915 | 100,000 | 12,500 | 3,932 | 100,000 | 593,788 | 0 | 10,000 | ||||||||||||
| 1916 | 100,000 | 15,000 | 3,308 | 100,000 | 630,228 | 0 | 0 | ||||||||||||
| 1917 | 100,000 | 16,500 | 6,514 | 100,000 | 977,089 | 0 | 0 | ||||||||||||
| 1918 | 100,000 | 21,864 | 100,000 | 1,047,284 | 0 | 71,000 | |||||||||||||
| 1919 | 100,000 | 29,626 | 100,000 | 972,392 | 198,036 | 282,720 | |||||||||||||
| 1920 | 100,000 | 38,759 | 100,000 | 1,005,122 | 305,965 | 424,443 | |||||||||||||
| 1921 | 100,000 | 40,629 | 100,000 | 632,321 | 328,227 | 4,125 | 479,075 | ||||||||||||
| 1922 | 100,000 | 41,787 | 100,000 | 620,145 | 278,043 | 1,128 | |||||||||||||
| 1923 | 100,000 | 41,440 | 100,000 | 451,196 | 359,563 | 5,517 | |||||||||||||
| 1924 | 100,000 | 42,460 | 100,000 | 470,030 | 353,949 | 693 | |||||||||||||
| 1925 | 100,000 | 39,008 | 100,000 | 446,178 | 358,888 | 611 | |||||||||||||
| 1926 | 100,000 | 39,713 | 99,000 | 541,823 | 356,218 | 1,148 | 162,381 | ||||||||||||
| 1927 | 100,000 | 42,409 | 100,000 | 561,880 | 348,197 | 370 | 17,550 | ||||||||||||
| 1928 | 100,000 | 35,271 | 100,000 | 623,712 | 323,454 | 1,349 | 4,767 | ||||||||||||
| 1929 | 100,000 | 30,000 | 19,619 | 100,000 | 1,261,664 | 79,540 | 43,914 | ||||||||||||
| 1930‡ |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.