The First National Bank of
Gouverneur, New York
Assets
| Year | assets | loans | odraft | bonds_circ | bonds_hand | bond_premiums | securities | securities_usgov | securities_other | due_from_ra | due_from_other_nb | due_from_other_nb_and_sb | due_from_sb | real_estate | oreo_and_mortgages | current_expenses | bills_nb | checks_and_other | currency | legal_tender | specie | cash_and_exchange | lawful_money | cash_exchange_and_reserve | us_debt | redemption_fund | due_from_treasurer | frb_reserve | other_assets |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1881 | 194,822.60 | 105,158.30 | 0 | 30,000 | 0 | 0 | 0 | 39,142.64 | 1,566.71 | 8,000 | 616.92 | 1,500 | 209.82 | 18.16 | 1,602 | 5,658.05 | 0 | 1,350 | 0 | ||||||||||
| 1882 | 222,713.31 | 118,372.24 | 413.24 | 40,000 | 0 | 0 | 0 | 36,276.96 | 475.19 | 8,000 | 497.50 | 3,875 | 1,540.07 | 35.21 | 2,947 | 8,480.90 | 0 | 1,800 | 0 | ||||||||||
| 1883 | 223,405.13 | 129,304.46 | 690.39 | 30,000 | 0 | 0 | 0 | 30,893.60 | 1,922.84 | 8,000 | 483 | 5,326 | 114.72 | 4.27 | 7,050 | 8,265.85 | 0 | 1,350 | 0 | ||||||||||
| 1884 | 208,014.87 | 136,237.66 | 506.02 | 15,000 | 0 | 1,875 | 0 | 29,764.44 | 1,013.27 | 8,000 | 465 | 4,014 | 338.49 | 70.49 | 1,500 | 8,555.50 | 0 | 675 | 0 | ||||||||||
| 1885 | 202,136.26 | 127,330.48 | 164.09 | 15,000 | 0 | 1,550 | 0 | 34,372.18 | 4,485.46 | 8,000 | 500.50 | 2,715 | 135.65 | 16.10 | 500 | 6,691.80 | 0 | 675 | 0 | ||||||||||
| 1886 | 208,907.31 | 132,180.57 | 0 | 15,000 | 0 | 1,250 | 0 | 39,491.19 | 261.55 | 8,000 | 598 | 660 | 242.79 | 60.06 | 1,500 | 8,988.15 | 0 | 675 | 0 | 0 | |||||||||
| 1887 | 219,700.27 | 145,418.63 | 9.85 | 15,000 | 0 | 1,000 | 0 | 37,229.92 | 1,067.48 | 8,000 | 611.61 | 1,163 | 29.75 | 57.88 | 3,000 | 6,437.15 | 0 | 675 | 0 | 0 | |||||||||
| 1888 | 210,452.30 | 127,868.60 | 116.21 | 15,000 | 0 | 750 | 0 | 42,915.96 | 183.44 | 8,000 | 660.50 | 2,605 | 563.80 | 120.49 | 4,000 | 6,993.30 | 0 | 675 | 0 | 0 | |||||||||
| 1889 | 242,265.55 | 127,831.57 | 0 | 15,000 | 0 | 500 | 0 | 68,357.70 | 3,510.53 | 0 | 8,000 | 6,859.42 | 698 | 940 | 808.57 | 145.26 | 2,500 | 6,439.50 | 0 | 675 | 0 | 0 | |||||||
| 1890 | 251,187.59 | 141,030.47 | 0 | 15,000 | 0 | 2,250 | 0 | 60,773.06 | 940.89 | 1,282.18 | 8,000 | 7,610 | 710 | 611 | 503.34 | 119.40 | 2,000 | 9,682.25 | 0 | 675 | 0 | 0 | |||||||
| 1891 | 242,915.23 | 151,954.42 | 0 | 15,000 | 0 | 2,250 | 0 | 44,543.64 | 3.50 | 147.50 | 8,000 | 4,110 | 464.90 | 3,275 | 58.12 | 77.10 | 2,000 | 10,356.05 | 0 | 675 | 0 | 0 | |||||||
| 1892 | 303,204.16 | 167,804.29 | 23.07 | 15,000 | 0 | 1,650 | 5,000 | 80,668.33 | 461.42 | 213.84 | 8,500 | 1,275 | 812.33 | 4,735 | 708.74 | 88.49 | 5,000 | 10,588.65 | 0 | 675 | 0 | 0 | |||||||
| 1893 | 355,869.60 | 210,516.53 | 0 | 25,000 | 0 | 1,900 | 1,500 | 67,224.59 | 2,299.87 | 670.48 | 8,500 | 250 | 745 | 2,779 | 400.60 | 63.28 | 18,000 | 14,895.25 | 0 | 1,125 | 0 | 0 | |||||||
| 1894 | 347,183.62 | 194,874.96 | 5.22 | 25,000 | 0 | 1,500 | 0 | 88,629.50 | 929.77 | 0 | 8,500 | 0 | 6,545 | 998.59 | 100.48 | 5,000 | 13,975.10 | 0 | 1,125 | 0 | 0 | ||||||||
| 1895 | 298,499.79 | 173,601.97 | 31.38 | 25,000 | 0 | 750 | 4,800 | 59,807.08 | 448.44 | 180.92 | 9,000 | 0 | 3,475 | 90.44 | 56.66 | 5,000 | 15,132.90 | 1,125 | 0 | 0 | 0 | ||||||||
| 1896 | 273,837.32 | 148,904.98 | 25.22 | 25,000 | 0 | 250 | 5,500 | 50,470.83 | 463.49 | 0 | 9,000 | 5,000 | 5,832 | 182.47 | 165.48 | 5,000 | 16,917.85 | 0 | 1,125 | 0 | 0 | ||||||||
| 1897 | 294,231.25 | 149,381.05 | 6.69 | 15,000 | 0 | 0 | 5,500 | 85,035.45 | 694 | 788.33 | 9,000 | 5,000 | 2,186 | 543.38 | 20.35 | 4,000 | 16,401 | 0 | 675 | 0 | 0 | ||||||||
| 1898 | 271,348.16 | 126,435.27 | 26.33 | 14,000 | 4,000 | 1,450 | 8,000 | 71,164.40 | 7,070.98 | 1,364.85 | 9,000 | 5,000 | 3,042 | 436.75 | 122.08 | 2,000 | 17,605.50 | 0 | 630 | 0 | 0 | ||||||||
| 1899 | 311,473.27 | 105,817.13 | 0 | 14,000 | 0 | 1,400 | 61,400 | 89,391.18 | 453.82 | 107.41 | 9,000 | 5,000 | 3,325 | 541.49 | 109.49 | 2,000 | 18,297.75 | 0 | 630 | 0 | 0 | ||||||||
| 1900 | 391,661.04 | 133,347.58 | 38.18 | 14,000 | 0 | 0 | 57,900 | 135,912.89 | 6,271.23 | 229.93 | 9,000 | 5,000 | 3,220 | 649.09 | 290.14 | 5,350 | 19,752 | 0 | 700 | 0 | 0 | ||||||||
| 1901 | 409,657.44 | 127,577.34 | 10.27 | 14,000 | 0 | 0 | 98,687.50 | 116,132.82 | 9,576.64 | 28.82 | 9,000 | 4,000 | 3,429 | 1,321.61 | 118.59 | 4,000 | 21,074.85 | 0 | 700 | 0 | 0 | ||||||||
| 1902 | 444,238.65 | 212,552.45 | 32.98 | 14,000 | 0 | 0 | 88,587.50 | 84,174.62 | 6,220.29 | 213.75 | 9,000 | 4,000 | 3,910 | 634.65 | 443.26 | 3,000 | 16,769.15 | 700 | 0 | 0 | |||||||||
| 1903 | 446,296.39 | 221,578.68 | 31.24 | 14,000 | 0 | 0 | 86,017.50 | 68,723.82 | 6,858.78 | 1,778.40 | 9,000 | 3,200 | 2,719 | 1,821.65 | 235.67 | 2,500 | 27,131.65 | 700 | 0 | 0 | |||||||||
| 1904 | 471,399.88 | 241,115.11 | 622.20 | 14,000 | 0 | 0 | 74,975 | 95,764.06 | 3,193.74 | 730.15 | 9,000 | 2,850 | 0 | 3,153 | 509.67 | 585 | 2,500 | 21,701.95 | 700 | 0 | 0 | ||||||||
| 1905 | 474,550 | 234,284 | 14,000 | 83,850 | 22,136 | ||||||||||||||||||||||||
| 1906 | 531,074 | 281,825 | 14,000 | 85,450 | 121,583 | 28,216 | |||||||||||||||||||||||
| 1907 | 528,221 | 321,938 | 14,000 | 82,450 | 85,763 | 24,070 | |||||||||||||||||||||||
| 1908 | 470,642 | 231,046 | 24,000 | 104,950 | 85,784 | 24,862 | |||||||||||||||||||||||
| 1909 | 493,669 | 264,589 | 24,000 | 103,450 | 75,379 | 26,251 | |||||||||||||||||||||||
| 1910 | 585,398 | 365,698 | 25,000 | 96,950 | 75,604 | 22,146 | |||||||||||||||||||||||
| 1911 | 730,372 | 502,178 | 25,000 | 99,377 | 70,079 | 33,738 | |||||||||||||||||||||||
| 1912 | 857,002 | 583,131 | 25,000 | 99,502 | 116,715 | 32,654 | |||||||||||||||||||||||
| 1913 | 889,328 | 647,344 | 25,000 | 93,312 | 79,752 | 43,920 | |||||||||||||||||||||||
| 1914 | 1,117,197 | 832,448 | 25,000 | 118,349 | 85,836 | 55,564 | |||||||||||||||||||||||
| 1915 | 1,093,767 | 851,512 | 25,000 | 109,851 | 74,906 | 32,498 | |||||||||||||||||||||||
| 1916 | 1,430,908 | 1,133,416 | 25,000 | 130,293 | 101,985 | 40,214 | |||||||||||||||||||||||
| 1917 | 2,374,467 | 1,422,139 | 429,148 | 340,790 | 86,621 | 95,769 | |||||||||||||||||||||||
| 1918 | 2,245,998 | 1,433,514 | 359,384 | 263,223 | 109,932 | 73,285 | 6,660 | ||||||||||||||||||||||
| 1919 | 2,118,790 | 1,120,895 | 585,065 | 280,413 | 115,681 | 11,036 | 5,700 | ||||||||||||||||||||||
| 1920 | 2,358,834 | 1,287,686 | 604,505 | 227,611 | 175,055 | 53,977 | 10,000 | ||||||||||||||||||||||
| 1921 | 2,093,385 | 1,157,296 | 591,469 | 201,991 | 83,839 | 42,702 | 13,088 | ||||||||||||||||||||||
| 1922 | 2,204,950 | 1,323,020 | 542,040 | 140,278 | 78,444 | 109,496 | 11,672 | ||||||||||||||||||||||
| 1923 | 2,416,277 | 1,388,239 | 722,524 | 148,483 | 64,213 | 81,472 | 11,346 | ||||||||||||||||||||||
| 1924 | 2,740,219 | 1,162,351 | 756,011 | 476,618 | 249,936 | 83,973 | 11,330 | ||||||||||||||||||||||
| 1925 | 2,799,230 | 1,085,258 | 728,262 | 603,006 | 283,594 | 84,828 | 14,282 | ||||||||||||||||||||||
| 1926 | 2,881,013 | 986,356 | 714,998 | 790,132 | 377,042 | 12,485 | |||||||||||||||||||||||
| 1927 | 2,804,575 | 904,013 | 369,164 | 1,164,881 | 351,813 | 14,704 | |||||||||||||||||||||||
| 1928 | 3,158,459 | 1,153,690 | 459,163 | 1,271,141 | 261,149 | 13,316 | |||||||||||||||||||||||
| 1929 | 2,872,601 | 1,168,498 | 200,000 | 1,233,270 | 241,443 | 29,390 | |||||||||||||||||||||||
| 1930 | 3,066,281 | 1,054,797 | 200,000 | 1,354,998 | 409,406 | 47,080 | |||||||||||||||||||||||
| 1931 | 3,089,786 | 1,027,723 | 320,000 | 1,363,366 | 333,824 | 44,873 | |||||||||||||||||||||||
| 1932 | 2,763,640 | 987,644 | 321,959 | 1,297,576 | 111,549 | 44,912 | |||||||||||||||||||||||
| 1933‡ |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.
Liabilities & Capital
| Year | capital | surplus | undivided_profits | surplus_and_undivided_profits | notes_nb | deposits | us_deposits | individual_deposits | demand_deposits | time_deposits | due_to_nb | due_to_sb | due_to_banks | due_to_banks_and_other_liabs | bills_payable | unpaid_dividends | other_liabs |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1881 | 55,000 | 0 | 4,590.02 | 27,000 | 108,232.58 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| 1882 | 55,000 | 1,200 | 3,221.39 | 36,000 | 127,291.92 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| 1883 | 55,000 | 2,500 | 1,646.95 | 27,000 | 137,258.18 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| 1884 | 55,000 | 3,500 | 3,468.72 | 13,500 | 132,502.57 | 0 | 43.58 | 0 | 0 | 0 | 0 | ||||||
| 1885 | 55,000 | 4,500 | 3,071.60 | 13,500 | 126,064.66 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| 1886 | 55,000 | 5,500 | 2,892.01 | 13,500 | 132,015.30 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| 1887 | 55,000 | 6,500 | 4,205.76 | 13,500 | 140,494.51 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| 1888 | 55,000 | 8,000 | 3,080.75 | 13,500 | 130,736.68 | 0 | 134.87 | 0 | 0 | 0 | 0 | ||||||
| 1889 | 55,000 | 9,500 | 2,147.86 | 13,500 | 161,864.77 | 0 | 252.92 | 0 | 0 | 0 | 0 | ||||||
| 1890 | 55,000 | 10,500 | 3,712.81 | 13,500 | 167,492.97 | 0 | 461.29 | 520.52 | 0 | 0 | 0 | ||||||
| 1891 | 55,000 | 11,500 | 3,222.79 | 13,500 | 158,386.75 | 0 | 315.48 | 990.21 | 0 | 0 | 0 | ||||||
| 1892 | 55,000 | 12,500 | 3,510.94 | 13,500 | 216,496.84 | 0 | 1,289.59 | 906.79 | 0 | 0 | 0 | ||||||
| 1893 | 55,000 | 13,500 | 4,501.57 | 22,500 | 259,882.93 | 0 | 172.31 | 312.79 | 0 | 0 | 0 | ||||||
| 1894 | 55,000 | 16,000 | 4,235.01 | 22,500 | 249,193.86 | 0 | 99.60 | 155.15 | 0 | 0 | 0 | ||||||
| 1895 | 55,000 | 18,000 | 2,919.94 | 22,500 | 200,079.85 | 0 | 0 | 0 | 0 | 0 | 0 | ||||||
| 1896 | 55,000 | 18,000 | 3,332.72 | 22,500 | 174,202.09 | 0 | 706.28 | 96.23 | 0 | 0 | 0 | ||||||
| 1897 | 55,000 | 18,000 | 3,495.11 | 13,500 | 203,092.15 | 0 | 1,111.93 | 32.06 | 0 | 0 | 0 | ||||||
| 1898 | 55,000 | 11,000 | 6,018.75 | 12,600 | 186,656.95 | 0 | 72.46 | 0 | 0 | 0 | 0 | ||||||
| 1899 | 55,000 | 11,000 | 1,693.12 | 12,600 | 231,136.48 | 0 | 0 | 43.67 | 0 | 0 | 0 | ||||||
| 1900 | 55,000 | 11,000 | 2,003.15 | 14,000 | 309,457.89 | 0 | 0 | 0 | 200 | 0 | |||||||
| 1901 | 55,000 | 11,000 | 2,281.10 | 14,000 | 327,376.34 | 0 | 0 | 0 | 0 | 0 | |||||||
| 1902 | 55,000 | 13,000 | 5,882.74 | 14,000 | 356,355.91 | 0 | 0 | 0 | 0 | 0 | |||||||
| 1903 | 55,000 | 16,000 | 6,563.85 | 14,000 | 354,732.54 | 0 | 0 | 0 | 0 | 0 | |||||||
| 1904 | 55,000 | 18,000 | 7,554.79 | 14,000 | 374,845.09 | 0 | 0 | 0 | 0 | 2,000 | |||||||
| 1905 | 55,000 | 29,608 | 14,000 | 373,328 | |||||||||||||
| 1906 | 55,000 | 34,930 | 14,000 | 0 | 424,974 | 2,170 | |||||||||||
| 1907 | 55,000 | 43,821 | 14,000 | 0 | 412,901 | 2,499 | |||||||||||
| 1908 | 55,000 | 35,000 | 13,790 | 24,000 | 0 | 342,852 | 0 | ||||||||||
| 1909 | 55,000 | 37,000 | 15,589 | 24,000 | 0 | 358,627 | 3,453 | ||||||||||
| 1910 | 55,000 | 42,000 | 13,502 | 25,000 | 0 | 443,348 | 6,548 | ||||||||||
| 1911 | 100,000 | 90,000 | 20,091 | 25,000 | 0 | 479,902 | 15,379 | ||||||||||
| 1912 | 100,000 | 100,000 | 16,909 | 25,000 | 2,846 | 600,721 | 11,526 | ||||||||||
| 1913 | 100,000 | 100,000 | 27,128 | 25,000 | 3,537 | 633,663 | 0 | ||||||||||
| 1914 | 100,000 | 100,000 | 33,806 | 25,000 | 3,168 | 817,470 | 37,753 | ||||||||||
| 1915 | 100,000 | 100,000 | 40,541 | 25,000 | 803,376 | 5,550 | 19,300 | ||||||||||
| 1916 | 100,000 | 100,000 | 50,510 | 25,000 | 486,312 | 646,019 | 23,067 | ||||||||||
| 1917 | 200,000 | 100,000 | 15,640 | 125,000 | 566,187 | 1,346,930 | 20,710 | ||||||||||
| 1918 | 200,000 | 119,819 | 125,000 | 499,353 | 951,456 | 350,369 | |||||||||||
| 1919 | 200,000 | 77,564 | 114,000 | 580,750 | 1,033,478 | 112,997 | |||||||||||
| 1920 | 200,000 | 89,656 | 196,600 | 522,159 | 1,332,492 | 17,927 | |||||||||||
| 1921 | 200,000 | 85,975 | 190,700 | 413,836 | 1,197,457 | 2,067 | 3,350 | ||||||||||
| 1922 | 200,000 | 99,398 | 198,400 | 545,581 | 1,078,472 | 8,099 | |||||||||||
| 1923 | 200,000 | 88,481 | 195,800 | 527,887 | 1,161,504 | 43,261 | |||||||||||
| 1924 | 200,000 | 97,084 | 197,400 | 528,128 | 1,246,396 | 31,301 | |||||||||||
| 1925 | 200,000 | 112,070 | 193,800 | 676,378 | 1,430,531 | 36,451 | |||||||||||
| 1926 | 200,000 | 93,204 | 197,500 | 522,960 | 1,529,012 | 88,337 | 250,000 | ||||||||||
| 1927 | 200,000 | 103,840 | 196,900 | 601,051 | 1,583,293 | 119,491 | 0 | ||||||||||
| 1928 | 200,000 | 97,837 | 200,000 | 492,326 | 1,909,932 | 33,364 | 225,000 | ||||||||||
| 1929 | 200,000 | 40,000 | 64,847 | 200,000 | 2,367,754 | 0 | 0 | ||||||||||
| 1930 | 200,000 | 40,000 | 64,665 | 197,900 | 2,503,106 | 57,556 | 3,054 | ||||||||||
| 1931 | 200,000 | 40,000 | 51,480 | 198,440 | 2,319,862 | 279,865 | 139 | ||||||||||
| 1932 | 200,000 | 40,000 | 32,967 | 198,200 | 1,822,473 | 470,000 | 0 | ||||||||||
| 1933‡ |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.