The Citizens National Bank of
Saginaw, Michigan
Assets
| Year | assets | loans | odraft | bonds_circ | bonds_hand | bond_premiums | securities_and_mortgages | due_from_ra | due_from_other_nb_and_sb | real_estate | current_expenses | bills_nb | checks_and_other | currency | legal_tender | specie | redemption_fund | due_from_treasurer | trade_dollars |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1880‡ | |||||||||||||||||||
| 1881 | 401,125.33 | 245,753.73 | 113.18 | 50,000 | 0 | 4,500 | 0 | 42,666.40 | 8,042.90 | 8,328.05 | 2,870.28 | 5,225 | 1,534.80 | 82.92 | 14,000 | 15,758.07 | 2,250 | ||
| 1882 | 534,064.46 | 395,884.61 | 453.65 | 50,000 | 0 | 4,500 | 0 | 16,007.15 | 5,511.19 | 8,260.44 | 2,894.37 | 9,745 | 2,033.62 | 70.95 | 18,300 | 18,153.48 | 2,250 | ||
| 1883 | 597,268.57 | 456,089.23 | 840.71 | 50,000 | 0 | 4,500 | 0 | 28,574.11 | 2,908.03 | 8,260.44 | 2,722.09 | 3,254 | 1,917.92 | 34.96 | 16,550 | 19,367.08 | 2,250 | ||
| 1884 | 596,713.01 | 436,408.71 | 913.93 | 50,000 | 300 | 4,560 | 0 | 46,653.46 | 7,027.87 | 8,000 | 2,729.35 | 3,017 | 1,300.58 | 69.51 | 11,350 | 22,132.60 | 2,250 | ||
| 1885 | 618,325.59 | 418,358.47 | 9.95 | 50,000 | 0 | 4,500 | 2,915.06 | 82,397.98 | 9,547.21 | 8,000 | 2,721.08 | 3,435 | 1,619.24 | 41.53 | 11,000 | 21,421.32 | 2,250 | 108.75 | |
| 1886 | 693,172.94 | 489,338.42 | 666.30 | 50,000 | 0 | 4,500 | 1,843.38 | 67,964.53 | 13,722.09 | 8,000 | 3,165.24 | 4,031 | 7,566.04 | 152.63 | 15,550 | 21,610.21 | 2,250 | 2,693.10 | 120 |
| 1887 | 655,669.96 | 484,585.07 | 5,981.10 | 50,000 | 0 | 4,500 | 771.69 | 40,092.22 | 14,406.56 | 8,000 | 3,125.47 | 2,411 | 3,303.36 | 128.61 | 17,000 | 17,903.70 | 2,250 | 1,211.18 | 0 |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.
Liabilities & Capital
| Year | capital | surplus | undivided_profits | notes_nb | deposits | due_to_nb | due_to_sb | rediscounts | unpaid_dividends |
|---|---|---|---|---|---|---|---|---|---|
| 1880‡ | |||||||||
| 1881 | 100,000 | 1,500 | 7,634.18 | 45,000 | 243,861.57 | 1,653.14 | 1,476.44 | 0 | 0 |
| 1882 | 100,000 | 4,000 | 12,192.48 | 45,000 | 372,291.54 | 177.24 | 403.20 | 0 | 0 |
| 1883 | 100,000 | 9,000 | 13,601.60 | 44,200 | 414,074.95 | 0 | 1,252.93 | 15,139.09 | 0 |
| 1884 | 100,000 | 12,500 | 16,455.78 | 44,200 | 423,136.27 | 257.49 | 163.47 | 0 | 0 |
| 1885 | 100,000 | 15,000 | 20,225.06 | 44,400 | 434,221.02 | 0 | 4,479.51 | 0 | 0 |
| 1886 | 100,000 | 20,000 | 27,425.81 | 45,000 | 494,123.13 | 767.71 | 5,731.29 | 0 | 125 |
| 1887 | 100,000 | 25,000 | 34,292.52 | 43,750 | 384,893.56 | 964.98 | 23,221.30 | 43,147.60 | 400 |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.