The Berkshire National Bank of
North Adams, Massachusetts
Assets
| Year | assets | loans | odraft | bonds_circ | bonds_dep | bonds_hand | bond_premiums | securities_and_mortgages | securities | due_from_ra | due_from_other_nb | due_from_other_nb_and_sb | due_from_sb | real_estate | oreo_and_mortgages | current_expenses | internal_stamps | bills_nb | checks_and_other | currency | legal_tender | specie | redemption_fund | due_from_treasurer | trade_dollars |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1878‡ | |||||||||||||||||||||||||
| 1879 | 306,868.43 | 133,928.53 | 328.56 | 100,000 | 0 | 21,300 | 4,117.12 | 5,000 | 0 | 16,625.14 | 168.96 | 2,237.93 | 775.72 | 2,616 | 5,489.24 | 45.23 | 1,000 | 8,736 | 4,500 | ||||||
| 1880 | 549,680.42 | 235,675.83 | 348.75 | 200,000 | 0 | 700 | 7,053.43 | 0 | 0 | 65,325.20 | 3,778.09 | 2,664.31 | 3,621.63 | 5,354 | 4,198.64 | 160.54 | 0 | 11,800 | 9,000 | ||||||
| 1881 | 656,883.26 | 370,590.04 | 548.20 | 200,000 | 0 | 0 | 2,447.75 | 5,500 | 0 | 25,283.98 | 7,353.22 | 3,009.73 | 4,749.58 | 4,607 | 5,557.49 | 336.27 | 4,000 | 13,900 | 9,000 | ||||||
| 1882 | 651,653.52 | 352,336.49 | 3,625.60 | 200,000 | 0 | 0 | 3,447.75 | 5,500 | 0 | 27,225.84 | 12,810.95 | 3,000 | 6,271.61 | 10,392 | 3,351.17 | 82.11 | 7,990 | 6,620 | 9,000 | ||||||
| 1883 | 633,126.11 | 344,789.92 | 1,512.80 | 200,000 | 0 | 0 | 3,447.75 | 8,000 | 0 | 30,206.90 | 2,069.15 | 4,064.07 | 2,410.07 | 7,416 | 1,611.39 | 198.06 | 9,000 | 9,400 | 9,000 | ||||||
| 1884 | 585,897.97 | 309,794.80 | 1,912.74 | 200,000 | 0 | 0 | 3,447.75 | 8,000 | 0 | 7,025.77 | 13,143.91 | 4,366.75 | 2,927.02 | 2,376 | 3,319.84 | 88.39 | 12,595 | 7,900 | 9,000 | ||||||
| 1885 | 552,750.22 | 236,490.78 | 850.87 | 200,000 | 0 | 0 | 3,447.75 | 10,000 | 0 | 37,782.33 | 6,552.11 | 4,366.75 | 1,436.76 | 10,456 | 5,168.35 | 333.52 | 18,365 | 7,500 | 9,000 | 1,000 | |||||
| 1886 | 570,080.13 | 264,467.75 | 297.46 | 200,000 | 0 | 0 | 3,447.75 | 5,000 | 0 | 41,518.54 | 2,552.67 | 4,366.75 | 5,344.39 | 10,704 | 3,638.37 | 135.15 | 8,835 | 9,772.30 | 9,000 | 0 | 1,000 | ||||
| 1887 | 457,392.77 | 311,823.86 | 842.53 | 50,000 | 0 | 0 | 4,687.50 | 5,000 | 0 | 33,884.60 | 4,963.25 | 3,000 | 5,211.98 | 6,073 | 3,704.01 | 262.04 | 16,690 | 9,000 | 2,250 | 0 | 0 | ||||
| 1888 | 479,448.22 | 310,681.15 | 811.55 | 50,000 | 0 | 0 | 3,000 | 4,500 | 0 | 49,322.81 | 7,588.31 | 3,000 | 5,232.67 | 9,546 | 15,353.59 | 52.14 | 9,710 | 8,400 | 2,250 | 0 | 0 | ||||
| 1889 | 421,055.04 | 313,064.42 | 666.14 | 50,000 | 0 | 0 | 3,000 | 2,500 | 17,953.53 | 5,924.15 | 0 | 3,000 | 0 | 1,542.87 | 2,666 | 2,696.77 | 40.16 | 7,650 | 8,101 | 2,250 | 0 | ||||
| 1890 | 461,928.56 | 318,806.25 | 636.01 | 50,000 | 0 | 0 | 10,000 | 0 | 48,945.90 | 1,533.88 | 0 | 3,000 | 0 | 4,797.62 | 4,014 | 46.45 | 123.45 | 6,555 | 11,220 | 2,250 | 0 | ||||
| 1891 | 453,973.29 | 318,604.85 | 367.17 | 50,000 | 0 | 0 | 8,500 | 7,500 | 12,135.55 | 7,207.65 | 0 | 3,000 | 13,528.50 | 1,719.90 | 7,771 | 1,369.88 | 222.29 | 9,684 | 10,112.50 | 2,250 | 0 | ||||
| 1892 | 507,405.56 | 369,348.55 | 316.27 | 50,000 | 0 | 0 | 5,000 | 21,232 | 25,965.58 | 7,969.09 | 0 | 3,000 | 0 | 4,788.58 | 969 | 969.87 | 102.12 | 3,679 | 11,815.50 | 2,250 | 0 | ||||
| 1893 | 474,840.72 | 318,694.34 | 69.67 | 50,000 | 0 | 0 | 0 | 21,232 | 32,583.45 | 3,101.64 | 0 | 0 | 0 | 4,726.05 | 4,879 | 645.61 | 196.46 | 22,519 | 13,948.50 | 2,250 | 0 | ||||
| 1894 | 495,023.84 | 359,113.19 | 28.13 | 50,000 | 0 | 0 | 0 | 22,232 | 27,415.28 | 4,478.24 | 0 | 669.68 | 0 | 6,297 | 1,519.02 | 106.50 | 5,306 | 15,608.80 | 2,250 | 0 | |||||
| 1895 | 520,695.58 | 396,321.69 | 0.55 | 50,000 | 0 | 0 | 0 | 22,232 | 6,729.26 | 6,624.38 | 0 | 667.68 | 0 | 3,444 | 12,191.92 | 70.10 | 9,693 | 10,471 | 2,250 | 0 | |||||
| 1896 | 537,876.01 | 379,591.60 | 6.37 | 50,000 | 0 | 0 | 0 | 22,232 | 33,274 | 6,616.55 | 0 | 0 | 0 | 7,966 | 489.09 | 141.15 | 25,625 | 9,684.25 | 2,250 | 0 | |||||
| 1897 | 526,194.34 | 379,653.83 | 89.02 | 50,000 | 0 | 0 | 0 | 22,232 | 30,474.32 | 3,785.79 | 0 | 0 | 0 | 11,044 | 1,956.04 | 207.09 | 15,201 | 9,301.25 | 2,250 | 0 | |||||
| 1898 | 509,799.54 | 346,679.35 | 70.86 | 50,000 | 0 | 0 | 0 | 22,232 | 29,086.10 | 6,269.35 | 0 | 0 | 10,000 | 2,636 | 986.78 | 123.10 | 21,490 | 17,976 | 2,250 | 0 | |||||
| 1899 | 493,314.97 | 337,034.20 | 13.53 | 50,000 | 0 | 0 | 0 | 32,232 | 35,969.58 | 3,272.65 | 0 | 10,000 | 0 | 5,382 | 3,180.02 | 117.74 | 4,261 | 9,602.25 | 2,250 | 0 | |||||
| 1900 | 534,060.25 | 378,352.11 | 8.51 | 50,000 | 0 | 0 | 0 | 21,200 | 43,181.37 | 1,455.23 | 1,558.19 | 0 | 16,418.98 | 81.62 | 4,336 | 18.12 | 102.12 | 7,590 | 7,258 | 2,500 | 0 | ||||
| 1901 | 569,311.80 | 417,903.81 | 0 | 50,000 | 0 | 0 | 0 | 10,700 | 37,268.67 | 3,722.19 | 0 | 0 | 16,248.39 | 169.08 | 5,280 | 1,549.22 | 120.44 | 16,340 | 7,510 | 2,500 | 0 | ||||
| 1902 | 534,921.96 | 394,581.05 | 0 | 50,000 | 0 | 0 | 0 | 23,812.50 | 10,102.23 | 1,960.44 | 0 | 0 | 16,237.13 | 169.08 | 5,849 | 2,176.49 | 104.04 | 18,430 | 9,000 | 2,500 | 0 | ||||
| 1903 | 772,601.42 | 417,073.69 | 0 | 100,000 | 100,000 | 0 | 14,000 | 23,812.50 | 68,224.56 | 2,885.91 | 0 | 0 | 0 | 0 | 4,136 | 2,564.31 | 202.45 | 26,296 | 8,406 | 5,000 | 0 | ||||
| 1904 | 659,587.47 | 336,084.09 | 0 | 130,000 | 70,000 | 0 | 14,000 | 35,312.50 | 28,589.87 | 3,441.15 | 0 | 0 | 0 | 0 | 0 | 3,600 | 3,110.09 | 135.27 | 13,612 | 15,202.50 | 6,500 | 0 |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.
Liabilities & Capital
| Year | capital | surplus | undivided_profits | notes_nb | deposits | us_deposits | due_to_nb | due_to_other_nb | due_to_ra | due_to_sb | due_to_tc_and_sb | rediscounts | unpaid_dividends | other_liabs |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1878‡ | ||||||||||||||
| 1879 | 100,000 | 600 | 4,442.88 | 90,000 | 108,820.63 | 0 | 2,731.92 | 0 | 0 | 273 | 0 | |||
| 1880 | 200,000 | 1,800 | 5,509.90 | 179,200 | 155,189.17 | 0 | 7,805.85 | 0 | 0 | 175.50 | 0 | |||
| 1881 | 200,000 | 4,000 | 7,511.30 | 180,000 | 264,450.04 | 0 | 0 | 749.42 | 0 | 172.50 | 0 | |||
| 1882 | 200,000 | 6,000 | 6,570.41 | 176,000 | 233,198.07 | 0 | 25,254.38 | 4,488.16 | 0 | 142.50 | 0 | |||
| 1883 | 200,000 | 7,300 | 4,600.14 | 177,100 | 212,738.60 | 0 | 17,074.82 | 4,963.05 | 9,000 | 349.50 | 0 | |||
| 1884 | 200,000 | 8,500 | 3,043.43 | 179,000 | 152,259.41 | 0 | 32,091.78 | 784.35 | 10,000 | 219 | 0 | |||
| 1885 | 200,000 | 1,000 | 13,684.31 | 178,300 | 155,650.21 | 0 | 3,954.20 | 0 | 0 | 161.50 | 0 | |||
| 1886 | 200,000 | 1,000 | 16,591.54 | 180,000 | 164,036.23 | 0 | 8,320.86 | 0 | 0 | 131.50 | 0 | |||
| 1887 | 200,000 | 1,000 | 15,947.65 | 45,000 | 183,987.14 | 0 | 11,326.48 | 0 | 0 | 131.50 | 0 | |||
| 1888 | 200,000 | 3,000 | 12,912.43 | 45,000 | 210,367.23 | 0 | 8,115.56 | 0 | 0 | 53 | 0 | |||
| 1889 | 200,000 | 3,000 | 12,195.94 | 45,000 | 155,593.31 | 0 | 5,237.79 | 0 | 0 | 28 | 0 | |||
| 1890 | 200,000 | 3,000 | 19,098.84 | 43,100 | 190,324.59 | 0 | 6,365.13 | 0 | 0 | 40 | 0 | |||
| 1891 | 200,000 | 3,000 | 24,893.11 | 42,460 | 168,263.73 | 0 | 15,356.45 | 0 | 0 | 0 | 0 | |||
| 1892 | 200,000 | 3,000 | 25,108.86 | 45,000 | 203,153.04 | 0 | 31,143.66 | 0 | 0 | 0 | 0 | |||
| 1893 | 200,000 | 3,000 | 30,282.20 | 45,000 | 179,701.22 | 0 | 6,857.30 | 0 | 10,000 | 0 | 0 | |||
| 1894 | 200,000 | 5,000 | 26,712.57 | 44,000 | 213,577.71 | 0 | 5,725.56 | 0 | 0 | 8 | 0 | |||
| 1895 | 200,000 | 7,000 | 28,107.89 | 43,310 | 221,934.60 | 0 | 18,943.09 | 0 | 0 | 0 | 1,400 | |||
| 1896 | 200,000 | 12,000 | 26,678.03 | 44,500 | 239,370.92 | 0 | 15,293.06 | 0 | 0 | 34 | 0 | |||
| 1897 | 200,000 | 20,000 | 21,360.52 | 44,000 | 230,920.06 | 0 | 9,705.25 | 208.51 | 0 | 0 | 0 | |||
| 1898 | 200,000 | 22,000 | 22,749.89 | 45,000 | 176,151.77 | 0 | 20,742.16 | 21,147.72 | 0 | 8 | 2,000 | |||
| 1899 | 200,000 | 26,000 | 19,079.74 | 45,000 | 173,653.22 | 0 | 3,761.43 | 23,782.58 | 0 | 38 | 2,000 | |||
| 1900 | 200,000 | 28,000 | 25,040.47 | 50,000 | 206,715.25 | 0 | 3,076.08 | 0 | 0 | 19,210.45 | 0 | 18 | 2,000 | |
| 1901 | 200,000 | 30,000 | 15,343.97 | 50,000 | 259,919.35 | 0 | 910.56 | 0 | 0 | 13,137.92 | 0 | 0 | 0 | |
| 1902 | 200,000 | 32,000 | 10,574.27 | 49,500 | 232,493.20 | 0 | 1,140.03 | 0 | 0 | 7,136.46 | 0 | 78 | 2,000 | |
| 1903 | 200,000 | 33,700 | 11,851.54 | 100,000 | 301,519.83 | 100,000 | 15,549.99 | 0 | 0 | 9,936.06 | 0 | 44 | 0 | |
| 1904 | 200,000 | 35,450 | 6,134.44 | 130,000 | 201,495.27 | 70,000 | 0 | 1,057.46 | 0 | 13,450.30 | 0 | 0 | 2,000 |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.