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The Spencer National Bank

Spencer, Massachusetts

Charter
#2288
Bank ID
2288
Years
1875–1928
Observations
54

Assets

Year assets loans odraft bonds_circ bonds_dep bonds_hand bond_premiums securities_and_mortgages securities securities_usgov securities_other due_from_ra due_from_other_nb due_from_other_nb_and_sb due_from_sb real_estate current_expenses internal_stamps bills_nb checks_and_other currency legal_tender specie cash_and_exchange lawful_money cash_exchange_and_reserve redemption_fund due_from_treasurer frb_reserve other_assets
1875 196,260.52 108,471.84 0 50,000 0 0 11,437.50 0 0 19,150.79 0 125 738.27 3,657 170 260.12 0 0 2,250 0
1876 369,043.97 145,204.38 0 125,000 0 0 25,000 0 0 50,031.01 0 2,248.21 175 8,068 1,431.97 15.40 6,000 245 5,625 0
1877 366,363.75 188,651.47 0 125,000 0 0 10,000 0 0 10,360.18 38.52 2,300 0 9,873 10,002.57 4.06 4,000 508.95 5,625 0
1878 372,837.98 190,092.41 0 125,000 0 0 5,000 0 0 19,558 1,757.48 2,300 180.41 14,001 3,116.95 59.08 3,300 1,847.65 6,625 0
1879 390,202.58 207,262 0 125,000 0 0 3,500 0 0 25,143.39 1,318.11 2,300 175.83 11,053 3,921.79 81.51 4,000 821.95 5,625 0
1880 438,600.90 239,561.08 0 125,000 0 0 1,800 3,500 0 50,834.42 790.86 2,300 0 1,476 213.92 117.22 4,000 3,382.40 5,625 0
1881 543,445.50 255,376.61 0 125,000 0 0 0 2,500 0 135,372.08 527.24 1,000 179.98 1,162 265.83 32.66 3,000 12,504.10 6,525 0
1882 461,964.69 283,244.34 0 125,000 0 0 0 1,000 0 31,970.46 351.49 1,000 0 1,352 569.87 23.53 1,800 7,328 8,325 0
1883 453,747.66 303,122.74 0 125,000 0 0 0 1,000 0 0 0 1,000 0 5,321 486.66 58.51 4,500 7,633.75 5,625 0
1884 459,121.94 268,076.49 0 125,000 0 0 0 1,000 0 46,018.16 0 1,000 1,890.80 222 1,489.49 495.20 4,500 3,804.80 5,625 0
1885 479,327.30 246,013.31 0 125,000 0 0 0 1,000 0 88,138.26 0 1,000 205.06 2,634 688.03 41.34 3,050 5,332.30 6,225 0
1886 470,561.13 291,606.55 0 37,500 0 0 9,671.87 4,000 0 107,911.63 0 1,000 156.28 844 367.37 89.58 10,000 5,726.35 1,687.50 0 0
1887 449,130.21 319,598.82 0 37,500 0 100 8,696.24 4,000 0 49,233.93 8,303.30 1,000 243.44 1,694 928.65 757.18 3,250 12,137.15 1,687.50 0 0
1888 459,158.20 319,250.86 0 37,500 0 0 7,000 4,500 0 72,209.11 0 1,000 307.10 853 186.23 579.95 10,000 4,084.45 1,687.50 0 0
1889 445,427.07 323,612.92 0 37,500 0 0 6,500 0 54,500.71 0 0 1,000 0 1,226 274.96 434.73 16,000 2,690.25 1,687.50 0 0
1890 484,665.77 367,805.41 1,334.29 37,500 0 0 6,000 0 54,656.56 0 0 1,000 188.90 792 148.33 215.98 10,000 2,686.80 1,687.50 650 0
1891 441,999.22 341,300.32 5,288.49 37,500 0 0 3,000 0 40,812.72 0 0 1,000 1,768.98 460 52 89.96 6,000 3,039.25 1,687.50 0 0
1892 444,710.50 344,055.96 18.74 37,500 0 0 2,000 0 42,283.85 0 0 1,000 0 1,946 149.08 851.12 4,000 9,218.25 1,687.50 0 0
1893 548,902.60 278,760.93 0 150,000 0 0 13,572.97 3,000 68,553.92 0 0 1,000 117.41 6,825 707.34 438.03 9,000 10,177 6,750 0 0
1894 605,026.67 200,285.20 30.68 150,000 0 0 13,572.97 125,245.27 80,017.94 0 0 1,000 7,750 133.75 201.96 5,000 15,038.90 6,750 0 0
1895 483,325.99 252,887.86 561.03 80,000 0 0 8,800 78,210 48,977.38 0 0 1,000 210 230 36.22 2,000 6,813.50 3,600 0 0
1896 563,692.83 230,179.65 87.72 150,000 0 10,000 17,604.15 30,650 18,044.17 0 78,916.09 1,000 3,854 140 460.45 3,000 11,186.60 6,750 1,820 0
1897 530,566.19 276,751.05 413.15 130,000 0 0 10,000 21,650 44,085.02 0 31,609.07 1,000 1,580 371.20 252.05 2,000 5,004.65 5,850 0 0
1898 472,601.66 259,992.97 186.14 110,000 0 0 7,400 14,150 13,057.66 0 48,155.42 1,000 1,693 65.83 82.84 3,000 8,867.80 4,950 0 0
1899 402,364.62 243,328.78 712.08 100,000 0 0 4,700 17,725 3,340.93 0 14,380.30 1,000 1,820 221.22 191.06 2,000 8,445.25 4,500 0 0
1900 424,068.07 261,527.82 17.32 100,000 0 0 0 16,475 13,562.53 106.24 7,839.99 0 365 3,038 148.23 251.64 5,000 10,736.30 5,000 0 0
1901 510,490.41 280,128.57 1,284.72 100,000 0 0 0 34,550 78,425.25 0 1,992.35 0 245 1,089 107.22 6 3,000 4,662.30 5,000 0 0
1902 449,786.02 247,342.68 1.71 100,000 0 0 0 31,750 52,467.27 0 0 0 200 2,427 789.60 42.91 3,000 6,764.85 5,000 0 0
1903 616,443.69 271,144.46 14.21 100,000 100,000 0 0 71,376.25 50,714.06 0 4,493.18 0 0 1,082 227.50 89.63 2,500 9,802 5,000 0 0
1904 616,762.42 188,686.46 221.90 100,000 70,000 10,000 0 162,645 70,460.54 0 0 0 0 0 1,075 125.50 116.22 1,400 7,031.80 5,000 0 0
1905 563,205 203,087 173,000 142,956 10,020
1906 561,867 194,240 105,000 179,375 69,884 13,368
1907 644,923 261,930 105,000 165,955 93,682 18,356
1908 634,981 262,222 105,000 165,209 87,809 14,741
1909 585,670 287,449 101,000 133,992 45,067 18,162
1910 549,227 200,597 101,000 179,438 46,981 21,211
1911 562,296 182,994 101,000 197,501 60,092 20,709
1912 528,990 177,737 101,000 158,627 63,470 28,156
1913 533,595 210,783 101,000 149,555 50,576 21,681
1914 507,851 206,739 101,000 145,411 32,516 22,185
1915 500,124 203,361 101,000 143,566 27,333 24,864
1916 561,040 206,640 101,000 185,085 42,164 26,151
1917 524,666 180,822 101,000 178,973 34,245 29,626
1918 575,625 183,188 153,250 171,365 39,948 15,875 11,999
1919 692,126 255,582 168,300 166,729 66,442 22,221 12,852
1920 658,937 266,591 122,300 173,973 63,269 23,604 5,464
1921 696,801 284,553 122,300 199,415 63,127 22,813 4,593
1922 872,139 316,139 102,250 334,915 83,093 29,742 6,000
1923 909,949 382,830 102,250 344,945 40,099 33,798 6,027
1924 994,923 401,899 122,198 340,775 71,932 52,090 6,028
1925 1,057,461 502,961 122,250 350,922 43,287 32,844 5,197
1926 1,098,296 417,852 122,250 406,878 141,927 9,389
1927 1,193,469 431,555 110,000 497,839 148,391 5,684
1928 1,126,053 339,433 110,000 530,816 140,804 5,000

Liabilities & Capital

Year capital surplus undivided_profits surplus_and_undivided_profits notes_nb deposits us_deposits individual_deposits demand_deposits time_deposits due_to_nb due_to_other_nb due_to_sb due_to_tc_and_sb due_to_banks due_to_banks_and_other_liabs bills_payable rediscounts unpaid_dividends us_bond_account other_liabs
1875 150,000 0 2,281.38 0 43,979.14 0 0 0 0 0 0 0 0
1876 150,000 3,000 1,329.97 112,500 92,200.32 0 3,893.68 0 0 0 6,120 0 0
1877 150,000 6,000 945.22 112,500 90,361.19 0 17.34 0 0 0 6,540 0 0
1878 150,000 7,800 344.13 112,500 91,546.14 0 5,016.71 0 0 0 5,631 0 0
1879 150,000 9,300 1,297.47 112,500 109,524.99 0 2,367.12 0 0 0 5,213 0 0
1880 150,000 11,000 337.58 111,500 136,268.99 0 22,744.33 0 0 0 6,750 0 0
1881 150,000 13,000 1,452.65 112,500 197,478.68 0 62,978.17 0 0 0 6,036 0 0
1882 150,000 15,000 4,857.19 112,500 162,278.85 0 12,477.65 0 0 0 4,851 0 0
1883 150,000 17,000 8,712.33 112,500 145,771.42 0 14,216.91 0 0 0 5,547 0 0
1884 150,000 18,000 12,829.97 110,500 151,780.54 0 16,011.43 0 0 0 0 0 0
1885 150,000 21,000 530.97 112,500 167,740.29 0 22,793.54 0 0 0 4,762.50 0 0
1886 150,000 22,500 2,178.47 33,750 230,114.38 0 29,528.28 0 0 0 2,490 0 0
1887 150,000 24,500 3,613.33 33,750 198,530.31 0 37,023.57 0 0 0 1,713 0 0
1888 150,000 26,500 6,275.83 33,750 208,229.63 0 32,749.74 0 0 0 1,653 0 0
1889 150,000 28,500 8,513.64 33,750 191,016.78 0 29,146.65 0 0 0 4,500 0 0
1890 150,000 30,000 12,288.19 33,750 213,515.47 0 10,724.77 0 0 31,933.34 2,454 0 0
1891 150,000 30,000 20,220.69 33,750 171,646.33 0 25,595.48 0 0 10,786.72 0 0 0
1892 150,000 30,000 9,923.19 33,750 192,529.72 0 16,381.12 0 0 7,626.47 4,500 0 0
1893 150,000 30,000 7,473.31 135,000 198,003.79 0 21,454.50 0 5,000 0 1,971 0 0
1894 150,000 30,000 5,524.11 128,490 274,180.02 0 12,019.54 0 2,500 0 2,313 0 0
1895 150,000 30,000 10,742.92 72,000 197,245.41 0 23,322.66 0 0 0 15 0 0
1896 150,000 30,000 7,515.77 135,000 189,658.32 0 16,391.49 0 12,000 20,500 936 0 1,691.25
1897 150,000 30,000 11,118.91 117,000 186,047.31 0 25,553.77 0 0 7,280.97 1,860 0 1,705.23
1898 150,000 30,000 14,837.78 97,380 140,780.22 0 39,003.66 0 0 0 0 0 600
1899 100,000 30,000 12,118.75 90,000 141,541.96 0 8,810.19 0 10,000 9,893.72 0 0 0
1900 100,000 40,000 16,220.39 100,000 157,661.72 0 3,330.68 6,851.28 0 0 0 4 0 0
1901 100,000 40,000 15,586.39 98,650 220,371.96 0 3,006.64 0 8,859.42 20,000 0 4,016 0 0
1902 100,000 40,000 22,121.32 98,200 173,841.52 0 5,606.44 0 9,944.74 0 0 72 0 0
1903 100,000 50,000 13,610.25 97,650 177,627.44 100,000 0 0 0 0 0 56 0 77,500
1904 100,000 50,000 7,696.04 100,000 206,298.81 70,000 0 0 5,267.57 0 0 0 77,500 0
1905 100,000 58,658 100,000 202,047
1906 100,000 65,388 55,000 50,000 202,097 89,382
1907 100,000 63,164 98,200 50,000 186,772 146,787
1908 100,000 50,000 17,879 97,700 50,000 217,517 101,885
1909 100,000 50,000 17,077 100,000 1,000 223,699 93,894
1910 100,000 50,000 17,321 99,000 1,000 187,603 94,303
1911 100,000 50,000 21,185 98,100 1,000 207,977 84,034
1912 100,000 50,000 21,516 100,000 1,000 204,594 51,880
1913 100,000 50,000 21,586 94,200 1,000 203,102 63,707
1914 100,000 50,000 22,385 97,500 1,000 181,117 55,549
1915 100,000 50,000 16,627 98,700 180,621 0 54,176
1916 100,000 50,000 20,381 97,250 217,248 17,592 58,569
1917 100,000 50,000 20,836 98,900 176,027 26,061 52,842
1918 100,000 69,334 100,000 211,158 15,749 79,384
1919 100,000 68,320 100,000 310,851 17,554 95,401
1920 100,000 67,789 83,500 282,070 90,727 34,851
1921 100,000 67,184 83,500 269,761 148,283 17,072 11,000
1922 100,000 73,078 85,000 327,530 233,222 42,309
1923 100,000 84,657 84,200 319,642 298,036 12,414
1924 100,000 102,419 100,000 357,542 329,734 5,227
1925 100,000 122,642 100,000 365,949 346,585 15,749
1926 100,000 120,644 98,600 354,625 367,051 51,097 6,279
1927 100,000 139,340 100,000 369,140 460,448 20,600 3,941
1928 100,000 131,532 100,000 329,099 391,906 49,038 24,478