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The Second National Bank of

Cooperstown, New York

Charter
#223
Bank ID
223
Years
1864–1941
Observations
78

Assets

Year assets loans odraft bonds_circ bonds_dep bonds_hand bond_premiums securities_and_mortgages securities securities_usgov securities_other due_from_nb due_from_ra due_from_other_nb due_from_other_nb_and_sb due_from_sb real_estate oreo_and_mortgages current_expenses internal_stamps bills_nb bills_sb checks_and_other currency legal_tender specie cash_and_exchange lawful_money cash_exchange_and_reserve us_debt redemption_fund due_from_treasurer frb_reserve other_assets
1864 254,861.01 88,650.24 90,000 59,403.39 15,307.38 1,500
1865 610,269.24 286,340.85 3,203.60 141,000 55,500 46,467.80 11,885.21 1,439.60 64,432.18
1866 828,384.10 386,340.23 7,945.90 146,000 64,850 37 82,358.14 12,074.32 6,000 4,844.95
1867 871,777.49 424,487.19 1,924.26 225,000 50,000 20,050 6,480.53 0 61,224.61 3,442.69 19,500 5,535.26 4,009 1,721 10,506.13 2,317.89 23,780 1,798.93 10,000 0
1868 890,598.68 345,690.59 2,387.17 225,000 50,000 26,500 5,000 0 98,465.15 0 58,895.16 16,150 8,244.70 1,231 546 2,890.65 3,205.01 43,950 2,233.25 210 0
1869 880,088.98 414,623.93 1,810.49 225,000 0 47,900 3,000 44,800 40,469.65 991.27 37,733.50 14,995 6,171.76 458 0 2,454.61 1,558.77 35,660 2,462 0 0
1870 889,664.10 455,897.36 4,527.90 225,000 0 12,000 0 44,800 54,417.06 860.78 30,153.03 14,995 6,625.75 78 2,014.03 1,254 36,782 259.19 0 0
1871 879,272.29 467,927.67 3,541.18 225,000 0 300 0 49,800 33,664.31 3,155.97 40,198.56 13,745 5,340.29 219 1,886.95 870.36 33,387 236 0 0
1872 960,918.80 484,311.43 2,450.25 225,000 0 4,800 0 24,800 111,484.39 2,760.69 30,647.84 22,452.33 4,362.52 1,303 4,619.35 2,436 39,236 255 0 0
1873 927,575.27 457,470.31 2,897.63 225,000 0 2,500 0 23,800 123,511.18 3,511.20 23,197.98 19,775.88 4,386.23 1,650 1,843.75 676 37,000 355.11 0 0
1874 983,588.13 543,944.29 3,323.18 225,000 0 10,000 1,000 23,550 93,193.91 25,780.64 15,707.33 5,386.78 631 2,341.27 598.73 23,000 131 10,000 0 0
1875 947,169.69 517,103.39 3,320.19 225,000 0 15,200 1,650 29,700 0 68,271.74 27,313.53 17,507.33 4,693.37 500 1,280.14 350 20,000 280 0 15,000 0
1876 1,029,935 660,909.77 3,052.54 225,000 0 8,000 3,185.34 17,800 0 22,092.27 26,745.88 17,857.33 4,610.61 27 1,154.26 440 28,000 935 0 10,125 0
1877 906,806.88 493,321.01 1,256.61 225,000 0 2,400 3,638.54 31,770.67 0 41,717.15 19,940.79 20,423.08 4,241.64 14,995 3,540.39 43 15,000 891 10,000 18,628 0
1878 865,609.19 406,429.78 2,068.45 225,000 0 40,000 4,441.75 35,686 0 62,021.15 16,885.44 20,423.08 3,778.65 6,856 2,221.89 122 15,000 4,550 10,000 10,125 0
1879 865,058.63 371,541.48 2,904.70 225,000 0 37,900 0 28,600 0 101,213.43 17,093.71 24,515.75 3,476.45 5,075 950.11 147 20,000 15,616 0 11,025 0
1880 933,354.17 388,637.26 1,744.27 225,000 0 37,700 0 17,480.28 0 114,131.84 15,962.03 32,415.75 3,427.08 3,998 2,262.66 180 35,500 44,790 0 10,125 0
1881 971,096.47 490,331.84 1,110.37 200,000 0 55,000 0 16,615 0 107,025.31 13,762.96 19,865.75 3,879.17 7,120 2,600.07 71 15,000 29,715 0 9,000 0
1882 1,065,992.76 648,271.45 1,384.94 200,000 0 55,000 0 15,704.58 0 37,797.52 6,516.45 15,500 4,568.86 16,120 3,397.96 70 10,000 42,661 0 9,000 0
1883 1,192,230.10 698,112.78 1,485.95 200,000 0 25,500 0 11,174.58 0 171,343.57 6,139.34 10,000 2,876.25 2,070 2,857.63 180 5,000 44,990 0 10,500 0
1884 1,074,995.91 655,351.04 1,337.66 180,000 0 0 14,575 10,733.33 0 118,707 7,600.65 6,900 2,894.45 799 5,389.78 225 10,000 51,783 0 8,700 0
1885 1,017,419.27 589,738.09 6,850.51 180,000 0 0 13,600 8,335 0 141,898.83 2,798.02 6,900 3,559.76 7,728 1,966.06 90 2,000 43,355 0 8,600 0
1886 1,044,909.31 593,216.78 484.93 180,000 0 0 12,800 16,600 0 156,389.42 3,301 6,900 3,505 2,520 1,787.18 95 8,000 51,050 0 8,100 160 0
1887 912,061.48 579,193.67 138.62 100,000 0 0 0 22,800 0 136,074.89 2,781.36 6,000 3,111.58 8,105 2,783.36 82 8,000 38,491 0 4,500 0 0
1888 961,518.12 579,587.80 936.20 100,000 0 0 0 32,000 0 167,705.07 6,058.47 15,890 2,963.31 10,045 2,507.27 227 8,000 31,098 0 4,500 0 0
1889 976,542.02 661,880.03 539.01 100,000 0 0 0 3,100 116,108.65 2,785.34 2,230.46 6,000 32,018.04 3,100.94 4,519 1,396.55 130 3,000 35,234 0 4,500 0 0
1890 1,150,044.10 706,916.30 2,514.03 100,000 0 0 0 72,493.75 165,572.15 7,431.31 3,025.64 6,000 12,900 3,564.51 10,315 3,595.41 70 5,000 46,146 0 4,500 0 0
1891 1,260,245.74 702,483.02 1,037 100,000 0 0 0 110,043.75 210,595.68 7,190.88 3,824.68 8,200 8,500 3,339.11 10,717 4,383.62 40 2,000 83,391 0 4,500 0 0
1892 1,219,152.78 646,114.25 7,622.23 100,000 0 0 0 229,704.41 115,627.60 6,944.24 1,788.45 13,300 3,515.67 0 5,528 1,063.93 100 10,000 73,344 0 4,500 0 0
1893 1,318,430.61 666,238.25 920.75 130,000 0 0 0 300,280 62,004.77 5,497.69 720.85 21,200 0 4,002.18 8,003 1,391.12 45 18,000 92,967 0 5,850 1,310 0
1894 1,216,344.29 516,008.94 2,477.48 100,000 0 0 0 442,056.01 37,699.41 2,830.49 538.70 21,000 0 1,538 277.26 28 6,000 81,390 0 4,500 0 0
1895 1,223,059.11 468,581.08 4,611.73 100,000 0 0 0 521,713.51 21,122.34 2,260.04 488.92 21,000 0 3,386 170.49 22 0 75,203 0 4,500 0 0
1896 1,214,243.30 452,104.43 3,140.03 100,000 0 0 5,800 478,028.83 57,521.97 2,735.01 461.31 21,000 10,885 6,796 209.72 56 12,000 57,885 0 4,500 1,120 0
1897 1,262,533.61 407,432.02 3,636.80 100,000 0 0 5,800 548,057.77 63,914.43 4,861.32 432.99 22,100 23,554.81 7,577 60.47 41 11,000 59,565 0 4,500 0 0
1898 1,291,089.64 338,371.07 4,746.11 100,000 0 0 5,800 648,022.23 43,873.77 1,709.86 165.83 22,100 29,417.14 7,435 58.63 70 14,000 70,820 0 4,500 0 0
1899 1,464,990.54 231,893.85 690.22 100,000 0 0 5,800 864,250.23 100,399.06 1,590.17 612.73 22,100 29,029.46 5,471 498.82 495 19,000 78,660 0 4,500 0 0
1900 1,552,565.25 229,375.44 923.11 100,000 0 0 0 967,540.82 75,741.95 907.51 36.76 22,000 29,029.46 271.99 14,999 56.21 315 17,000 89,368 0 5,000 0 0
1901 1,634,040.67 228,608.43 907.61 100,000 0 0 0 1,079,900.96 68,895.61 471.80 53.27 22,000 13,437.13 125.19 8,560 125.67 140 17,000 7,415 80,000 5,000 1,400 0
1902 1,701,252.08 207,500.33 337.22 100,000 0 0 0 1,159,097.52 96,713.74 104.55 0 22,000 0 108.80 8,885 189.92 185 11,000 87,830 5,000 2,300 0
1903 1,652,399.41 255,178.43 1,302.76 100,000 0 0 0 1,070,952.04 78,918.79 0 0 22,000 0 0 13,038 39.39 280 13,500 89,540 5,000 2,650 0
1904 1,719,432.48 226,968.81 482.50 100,000 0 0 0 1,137,014.73 97,679 61.24 0 22,000 2,562.40 0 0 17,102 543.80 213 5,000 104,805 5,000 0 0
1905 1,841,105 163,101 100,000 1,289,296 120,174
1906 1,869,232 253,140 100,000 1,255,075 143,673 117,344
1907 1,853,983 316,589 100,000 1,188,120 130,121 119,153
1908 1,854,431 342,967 100,000 1,185,912 116,813 108,739
1909 1,892,675 318,527 100,000 1,202,683 151,360 120,105
1910 1,897,634 360,565 100,000 1,204,357 111,657 121,055
1911 1,865,590 437,805 100,000 1,110,153 113,595 104,037
1912 1,874,796 454,275 100,000 1,096,935 111,573 111,993
1913 1,878,482 528,453 100,000 1,029,925 123,754 96,350
1914 1,894,844 565,257 100,000 989,680 139,987 99,920
1915 1,859,572 590,054 100,000 1,007,962 94,951 66,605
1916 1,912,631 641,746 100,000 1,034,888 94,037 41,960
1917 2,285,287 667,626 121,800 1,359,345 74,254 62,262
1918 2,569,889 671,460 404,700 1,371,236 41,103 68,368 13,022
1919 2,768,812 763,584 397,901 1,457,168 66,638 72,156 11,365
1920 2,871,062 1,028,016 235,263 1,424,533 78,695 90,390 14,105
1921 2,944,255 1,049,905 208,013 1,511,339 71,794 87,112 16,092
1922 2,987,526 889,226 133,498 1,811,536 49,365 89,343 14,558
1923 3,113,426 925,665 188,450 1,858,329 48,929 86,226 5,827
1924 3,317,434 896,532 163,450 2,061,590 92,700 97,778 5,378
1925 3,414,264 947,488 163,450 2,111,251 84,893 100,998 6,184
1926 3,547,320 843,545 163,450 2,315,283 219,512 5,530
1927 3,728,987 832,106 155,000 2,570,219 164,657 7,005
1928 3,812,222 1,048,053 192,500 2,353,590 209,780 8,299
1929 3,734,294 1,099,921 182,000 2,107,909 240,137 104,327
1930 3,811,648 1,043,158 155,000 2,264,497 218,636 130,357
1931 3,663,442 1,083,792 350,000 1,837,883 261,043 130,724
1932 3,546,895 946,366 412,902 1,799,417 257,854 130,356
1933 3,348,158 802,968 557,992 1,455,525 393,406 138,267
1934 3,673,849 680,229 922,679 1,595,005 329,260 146,676
1935 3,517,792 573,736 998,599 1,511,502 287,777 146,178
1936 3,657,237 548,387 1,247,744 1,389,171 339,808 132,127
1937 3,329,056 485,649 1,256,920 1,016,184 439,444 130,859
1938 3,429,499 399,236 1,834,503 695,904 375,943 123,913
1939 3,344,942 368,145 1,907,654 519,513 434,109 115,521
1940 3,439,545 471,812 1,643,260 310,439 889,863 124,171
1941 3,228,165 493,990 1,945,905 222,096 456,093 110,081

Liabilities & Capital

Year capital surplus undivided_profits surplus_and_undivided_profits notes_nb deposits us_deposits individual_deposits demand_deposits time_deposits due_to_nb due_to_other_nb due_to_ra due_to_sb due_to_tc_and_sb due_to_banks due_to_banks_and_other_liabs bills_payable rediscounts certified_checks unpaid_dividends other_liabs
1864 100,000 2,470.11 36,000 116,390.90
1865 300,000 15,248.30 126,000 133,281.87 21,305.15 12,810.23 1,623.69
1866 300,000 39,715.81 16,360.39 129,000 308,885.59 22,578.39 7,732.18 4,111.74
1867 300,000 43,684.63 24,638.22 200,000 280,855.12 19,013.23 3,188.29 398 0 0
1868 300,000 47,500 27,566.05 200,000 301,699.27 11,962.87 1,870.49 0 0
1869 300,000 51,500 30,136.16 200,000 292,341.87 0 6,059 51.95 0 0 0
1870 300,000 60,000 34,149.54 200,000 291,203.22 0 3,968.91 342.43 0 0 0 0
1871 300,000 60,000 28,166.94 200,000 274,432.11 0 5,720.23 10,953.01 0 0 0 0
1872 300,000 60,000 34,693.28 200,000 337,061.72 0 11,278.70 17,885.10 0 0 0 0
1873 300,000 60,000 22,830.90 200,000 323,423.11 0 12,797.70 8,523.56 0 0 0 0
1874 300,000 60,000 32,571.28 200,000 374,140.79 0 10,232.64 6,643.42 0 0 0 0
1875 300,000 60,000 32,051.78 194,000 352,434.27 0 5,770.72 2,760.92 0 0 152 0
1876 300,000 60,000 29,878.64 200,000 389,807.69 0 4,033.93 3,357.99 0 42,696.75 160 0
1877 300,000 60,000 20,062.35 197,500 325,486.45 0 1,476.93 2,281.15 0 0 0 0
1878 300,000 34,500 19,233.93 199,500 308,254.25 0 2,080.75 1,960.26 0 0 80 0
1879 250,000 2,000 24,624.58 201,500 381,710.91 0 4,516.57 706.57 0 0 0 0
1880 250,000 22,000 21,608.11 199,000 433,072.24 0 5,247.86 2,425.96 0 0 0 0
1881 200,000 40,000 30,589.89 180,000 510,677.73 0 7,172.66 2,656.19 0 0 0 0
1882 200,000 40,000 43,280.47 180,000 598,204.67 0 3,514.51 765.11 0 0 0 228 0
1883 200,000 40,000 47,676.45 178,000 722,166.88 0 3,650.35 451.42 0 0 0 285 0
1884 200,000 40,000 47,679.26 162,000 607,022.39 0 17,665.05 239.21 0 0 0 390 0
1885 200,000 40,000 63,401.39 160,800 545,439.13 0 6,552.74 881.01 0 0 0 345 0
1886 200,000 40,000 76,488.09 158,570 564,111.13 0 5,192.04 548.05 0 0 0 0 0
1887 200,000 40,000 91,304.59 90,000 488,138.44 0 2,300.15 318.30 0 0 0 0 0
1888 200,000 40,000 90,005.01 87,840 536,965.63 0 6,576.74 130.74 0 0 0 0 0
1889 200,000 100,000 57,310.71 88,720 528,797.40 0 872.29 841.62 0 0 0 0 0
1890 200,000 100,000 59,720.89 90,000 687,561.09 0 11,511.26 1,142.86 0 0 108 0 0
1891 200,000 100,000 66,132.48 85,200 789,917.06 0 18,337.07 240.43 0 0 418.70 0 0
1892 200,000 100,000 63,347.96 87,500 744,514.67 0 23,137.39 552.76 0 0 100 0 0
1893 200,000 100,000 62,892.22 117,000 828,956.72 0 6,519.83 3,061.84 0 0 0 0 0
1894 200,000 100,000 60,870.22 88,690 759,287.77 0 7,449.92 46.38 0 0 0 0 0
1895 200,000 100,000 55,198.03 90,000 777,072.58 0 788.50 0 0 0 0 0 0
1896 200,000 100,000 47,187.01 90,000 770,436.91 0 6,438.50 180.88 0 0 0 0 0
1897 200,000 100,000 39,288.02 88,700 830,887.77 0 3,717.82 0 0 0 0 0 0
1898 200,000 100,000 32,028.79 90,000 861,068.18 0 7,950.34 42.33 0 0 0 0 0
1899 200,000 100,000 34,998.85 90,000 1,032,905.61 0 6,921.29 164.79 0 0 0 0 0
1900 200,000 100,000 61,197.05 100,000 1,089,272.87 0 1,176.46 765.35 153.52 0 0 0 0 0 0
1901 200,000 100,000 57,079.57 100,000 1,175,296.80 0 515.98 289.38 858.94 0 0 0 0 0 0
1902 200,000 100,000 61,426.33 100,000 1,239,624.91 0 0 0 34.55 166.29 0 0 0 0 0
1903 150,000 125,000 49,089.96 100,000 1,224,081.80 0 1,662.80 1,767.28 0 797.57 0 0 0 0 0
1904 150,000 150,000 38,261.22 100,000 1,280,785.26 0 0 0 0 386 0 0 0 0 0
1905 150,000 192,972 97,100 1,401,033
1906 150,000 200,605 99,100 0 1,419,248 279
1907 150,000 200,788 98,500 0 1,404,695 0
1908 150,000 150,000 58,382 96,100 0 1,399,939 10
1909 150,000 150,000 64,968 99,650 0 1,427,923 133
1910 150,000 160,000 62,336 96,800 0 1,428,498 0
1911 150,000 170,000 61,215 96,938 0 1,387,437 0
1912 150,000 175,000 60,306 96,897 0 1,392,505 88
1913 150,000 175,000 55,672 96,628 0 1,400,967 215
1914 150,000 175,000 65,111 97,790 0 1,406,757 186
1915 150,000 175,000 62,842 98,220 782,506 590,916 88
1916 150,000 175,000 73,524 98,500 305,670 1,109,932 5
1917 150,000 175,000 78,304 98,500 311,484 1,471,999 0
1918 150,000 249,045 98,800 305,832 1,623,751 142,461
1919 150,000 253,811 95,000 372,461 1,894,974 2,566
1920 150,000 193,211 97,100 213,916 2,204,206 12,629
1921 150,000 181,637 95,685 257,429 2,255,546 343 3,615
1922 150,000 198,853 100,000 242,412 2,294,758 301
1923 150,000 235,507 98,900 249,210 2,377,356 2,443
1924 150,000 280,014 98,600 312,631 2,470,582 5,607
1925 150,000 331,674 100,000 316,515 2,515,738 337
1926 150,000 351,961 98,300 313,292 2,632,237 1,530 0
1927 150,000 409,608 98,600 292,495 2,747,722 562 30,000
1928 150,000 448,490 97,850 365,598 2,678,557 6,727 65,000
1929 150,000 300,000 173,838 100,000 2,955,456 55,000 0
1930 150,000 300,000 160,365 100,000 3,101,283 0 0
1931 150,000 200,000 77,193 100,000 3,136,249 0 0
1932 150,000 200,000 65,599 100,000 3,031,126 0 170
1933 150,000 100,000 54,967 99,400 2,943,622 0 169
1934 450,000 50,000 113,000 99,100 2,961,528 0 221
1935 450,000 50,000 97,107 2,920,683 0 2
1936 300,000 100,000 124,129 3,133,100 0 8
1937 275,000 150,000 25,311 2,878,741 0 4
1938 275,000 150,000 69,135 2,935,363 0 1
1939 225,000 200,000 37,244 2,882,691 0 7
1940 225,000 225,000 33,928 2,955,559 0 58
1941 225,000 225,000 36,825 2,741,282 0 58