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The First National Bank of

St. Clair, Michigan

Charter
#1789
Bank ID
1789
Years
1871–1886
Observations
16

Assets

Year assets loans odraft bonds_circ bond_premiums securities_and_mortgages due_from_ra due_from_other_nb due_from_other_nb_and_sb due_from_sb real_estate current_expenses bills_nb checks_and_other currency legal_tender specie redemption_fund due_from_treasurer
1871 139,935.37 71,773.97 526.14 50,000 1,461.53 0 8,168.54 54 0 1,219.18 781.27 603 395.23 90.07 4,650 212.44
1872 152,611.55 74,166.16 54.25 50,000 564.18 0 12,486.87 416.73 4,184.65 1,795.60 1,877.58 873 412.29 71.08 4,200 1,509.16
1873 157,429.60 77,809.58 20.33 50,000 87.88 0 13,473.93 0 4,750.92 1,839.23 1,278.69 1,374 55.15 41.73 6,585 113.16
1874 139,673.33 79,738.43 0 50,000 498.81 0 1,870.15 453.22 1,839.23 999.45 363 334.28 38.29 1,050 238.47 2,250
1875 144,627.54 80,963.13 233.60 50,000 375.03 0 2,398.08 272.27 1,839.23 994.67 2,313 955.47 82.89 1,700 250.17 2,250
1876 151,312.29 83,569.76 152.87 50,000 414.16 5,517.14 216.88 1,075.70 2,189.23 1,135.82 2,507 556.12 12.01 1,200 515.60 2,250
1877 145,424.21 76,322.98 1,006.09 50,000 396.39 6,350.62 1,831.36 320.78 2,189.23 1,030.95 973 1,259.82 38.40 1,000 454.59 2,250
1878 141,499.26 72,261.57 2,046.08 50,000 331.56 7,029.86 1,086.07 0 2,189.23 771.39 711 465.41 0 1,400 957.09 2,250
1879 151,693.06 72,020.53 2,457.84 50,000 600.35 7,216.04 6,874.90 716.95 1,787.80 834.45 514 782.61 9.59 3,650 1,478 2,750
1880 169,427.01 76,221.75 1,670.84 50,000 300 0 12,632.79 3,403.27 9,335.87 941.33 3,040 1,491.86 2.85 6,439 1,097.45 2,850
1881 182,438.96 91,775.20 2,245.97 50,000 322.20 0 12,256.51 4,854.57 9,757.47 1,156.15 217 2,203.06 10.83 300 4,290 3,050
1882 177,326.84 92,955.86 1,045.50 50,000 0 0 6,825.68 1,256.38 10,540 1,006.93 974 1,864.99 4.50 2,200 5,403 3,250
1883 167,940.32 86,946.43 5,603.46 50,000 1,000 0 1,805.43 419.42 2,100 1,205 746 2,214.76 42.32 700 12,307.50 2,850
1884 174,042.54 93,881.53 7,822.09 50,000 1,000 0 3,338.97 750 2,100 1,132.65 1,070 275.75 47.55 1,302 9,072 2,250
1885 179,036.81 96,313.13 0.14 50,000 0 0 21,629.54 1,974.60 1,000 837.30 1,664 514.47 7.63 1,090 1,756 2,250
1886‡

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.

Liabilities & Capital

Year capital surplus undivided_profits notes_nb deposits due_to_nb due_to_sb bills_payable rediscounts
1871 50,000 1,919.36 3,934.46 45,000 38,482.28 11.50 587.77 0 0
1872 50,000 3,544.02 2,467.94 45,000 51,413.82 0 185.77 0 0
1873 50,000 4,469.63 3,358.73 44,500 53,685.88 1,356.74 58.62 0 0
1874 50,000 5,170.87 3,587.17 45,000 29,915.29 0 0 6,000 0
1875 50,000 6,190.89 3,417.68 45,000 29,958.34 961.16 0 3,000 6,099.47
1876 50,000 7,039.11 3,231.75 45,000 33,536.29 922.22 2,146.75 8,000 1,436.17
1877 50,000 7,810.65 3,064.98 45,000 30,384.08 804.49 0 8,360.01 0
1878 50,000 6,562.11 2,742.86 44,200 25,511.75 2,156.32 0 10,326.22 0
1879 50,000 7,804.27 2,958.51 45,000 44,135.72 22.40 1,772.16 0 0
1880 50,000 8,488.86 2,082.09 45,000 63,646.80 209.26 0 0 0
1881 50,000 9,040.92 2,390.76 45,000 74,250.12 1,757.16 0 0 0
1882 50,000 10,492.50 2,637.74 45,000 68,495.69 123.73 577.18 0 0
1883 50,000 2,287.48 2,028.62 45,000 64,239.36 880.25 3,504.61 0 0
1884 50,000 8,146.19 2,105.43 45,000 60,498.71 0 3,292.21 5,000 0
1885 50,000 5,787.17 2,140.08 45,000 76,109.56 0 0 0 0
1886‡

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.