← The Empire National Bank of West Virginia The Traders National Bank of →

The Merchants National Bank of West Virginia at

Clarksburg, West Virginia

Charter
#1530
Bank ID
1530
Years
1865–1941
Observations
77

Assets

Year assets loans odraft bonds_circ bonds_dep bonds_hand bond_premiums securities_and_mortgages securities securities_usgov securities_other due_from_nb due_from_ra due_from_other_nb due_from_other_nb_and_sb due_from_sb real_estate oreo_and_mortgages current_expenses internal_stamps bills_nb bills_sb checks_and_other currency legal_tender specie cash_and_exchange lawful_money cash_exchange_and_reserve us_debt redemption_fund due_from_treasurer trade_dollars frb_reserve other_assets
1865 64,235.50 60,000 4,200 35.50 0
1866 267,219.22 72,862 349.24 100,000 13,000 5,116.22 33,066.72 9,708.93 75 1,406.75
1867 290,177.90 92,592 185.13 100,000 0 13,000 4,000 0 31,909.61 0 75 1,200.29 4,360 826 1,307.77 68.80 30,903 170.30 9,580 0
1868 307,938.01 110,069.65 99.76 100,000 0 13,000 2,500 0 35,920.93 0 0 75 1,341.50 1,295 406 1,769.77 470.60 32,298 191.80 8,500 0
1869 298,699.15 112,967.75 2.32 100,000 0 13,000 500 0 42,234.53 5,741.83 0 75 1,391.70 475 115 1,026.62 636.20 15,433 100.20 5,000 0
1870 289,326.06 126,991.88 0 100,000 0 13,000 0 0 22,914.12 2,080.54 210 1,048 1,604.10 3,479 2,337.54 482.10 10,084 94.78 5,000 0
1871 305,760.38 137,186.06 266.34 100,000 0 0 0 0 18,895.66 5,068.35 0 1,048 1,557.45 8,294 1,337.92 337.70 31,604 164.90 0 0
1872 313,841.59 142,426.66 101.10 100,000 0 0 0 0 37,243.77 5,961.40 0 1,048 964.63 5,412 1,778.14 378.44 18,013 514.45 0 0
1873 286,351.23 145,353.94 279.27 100,000 0 0 0 0 15,145.84 5,107.35 0 1,048 1,461.92 2,812 996.95 927.16 12,836 382.80 0 0
1874 324,328.19 139,708.44 541.50 100,000 0 0 0 0 45,439.76 4,069.19 1,048 1,634.71 570 3,767.20 515.06 17,066 468.33 0 9,500 0
1875 309,477.68 144,525.96 253.06 100,000 0 0 0 0 0 8,112.67 28,218.84 1,048 1,653.12 13,180 570.80 231.96 7,020 163.27 0 4,500 0
1876 293,192.61 143,207.30 260.81 100,000 0 0 0 0 0 14,870.27 3,959.16 1,048 1,575.01 9,365 3,176.79 356.62 9,385 788.65 0 5,200 0
1877 308,400.21 147,591.97 25.98 100,000 0 0 0 0 0 16,563.66 4,672.86 4,582.29 1,710.58 8,578 1,173.63 497.69 15,314 2,189.55 0 5,500 0
1878 330,754.32 144,402.55 93.25 100,000 0 0 0 0 0 38,100.31 13,382.58 5,922.74 1,529.37 7,790 1,132.34 426.93 10,039 2,940.25 0 4,995 0
1879 373,753.28 137,201.62 587.48 100,000 0 0 0 0 0 49,981.38 20,610.34 5,945.74 1,542.81 16,280 1,122.16 345.33 32,064 2,572.42 0 5,500 0
1880 342,101.82 159,695.63 362.15 100,000 0 0 0 0 0 29,701.74 3,613.54 5,965.74 1,711.45 11,281 658.93 145.65 21,882 1,883.99 0 5,200 0
1881 378,771.28 174,292.48 204.60 100,000 0 0 0 0 0 41,150.78 6,129.69 6,170.74 1,610.90 16,431 1,237 108.69 19,491 5,844.90 0 6,099.50 0
1882 411,767.34 177,499.50 265.23 100,000 0 0 1,692.85 0 0 58,844.46 15,859.08 6,188.31 0 4,772 1,859.07 66.21 28,272 11,570.70 0 4,877.93 0
1883 459,437.79 179,494.32 192.80 100,000 0 0 0 0 0 91,401.12 15,557.91 6,273.56 1,598.52 4,410 1,121.82 92.63 41,375 12,373.80 0 5,546.31 0
1884 484,508.68 177,777.05 1,232.90 100,000 0 0 0 0 0 119,717.04 23,318.33 6,273.56 1,616.71 17,450 1,718.19 108.90 21,859 7,923.26 0 5,513.74 0
1885 414,370.92 183,924.27 434.30 100,000 0 0 0 0 0 40,858.30 18,189.30 6,273.56 1,005.58 17,071 845.96 193 30,595 7,890.26 0 6,574.39 516 0
1886 379,607.10 182,729.72 66.70 100,000 0 0 0 0 0 29,998.18 12,850.68 6,273.56 1,405.62 4,811 2,190.84 266.20 24,083 7,906.45 0 4,500 1,994.15 531 0
1887 360,664.20 189,362.73 143.22 25,000 0 0 3,000 0 0 50,445.76 23,314.45 6,273.56 698.91 6,202 6,540.96 190.91 42,239 5,602.75 0 1,125 524.95 0 0
1888 367,342.19 173,867.25 1,180.20 25,000 0 0 0 7,300 0 69,063.05 29,541.13 6,273.56 661.92 11,060 2,533.64 43.69 30,472 6,834.30 0 1,125 2,383.45 3 0
1889 376,188.95 186,989.11 102.65 25,000 0 0 6,664.06 14,200 50,842.20 28,027.23 142.80 6,289.97 0 1,090.67 8,242 2,651.20 89.23 33,124 10,806.25 0 1,125 802.58 0
1890 415,443.54 176,898.30 123.19 25,000 0 0 5,000 14,200 97,394.36 27,764.84 0 6,779.34 0 764.25 10,372 7,147.03 90.35 32,094 9,239 0 1,125 1,451.88 0
1891 456,510.36 200,682.22 299.03 25,000 0 0 4,000 13,200 95,785.38 31,509.78 2,225.11 8,059.54 0 1,051.54 5,077 2,143.85 53.93 58,691 6,955.25 0 1,125 651.73 0
1892 422,055.80 197,143.13 327.59 25,000 0 0 4,000 22,200 56,050.82 45,978.75 5,376.26 8,068.04 0 1,325.12 6,716 461.11 176.80 36,147 11,228.45 0 1,125 731.73 0
1893 444,028.43 219,317.46 482.42 25,000 0 0 2,500 29,200 54,010.03 39,611.63 597.59 8,068.04 8,500 1,352.10 7,539 414.21 279.87 32,317 12,502.35 0 1,125 1,211.73 0
1894 412,682.06 196,727.50 1,291.22 25,000 0 0 2,500 27,700 61,147.76 24,210.09 2,207.93 7,018.67 30,977.56 1,900 1,511.44 295.96 14,952 14,065.95 0 1,125 50.98 0
1895 405,797.17 164,083.91 2,602.86 25,000 0 0 2,500 27,700 71,686.55 24,548.05 4,176.51 42,293.53 5,018.67 1,075 2,603.33 230.67 14,749 15,750.55 0 1,125 653.54 0
1896 334,935.98 179,183.64 1,677.04 25,000 0 0 2,000 26,900 4,511.50 10,316.90 12,110.72 42,728.36 0 1,410 2,081.58 203.19 11,864 13,814.15 0 1,125 9.90 0
1897 361,046.30 160,002.47 1,176.24 25,000 0 0 2,000 25,500 53,587.18 16,673.09 9,969.94 42,784.55 0 55 942.57 145.31 12,160 9,785.70 0 1,125 139.25 0
1898 373,449.92 160,734.68 1,047.69 25,000 0 0 2,000 25,000 31,527.36 4,684.30 6,459.44 42,784.55 0 120 934.34 357.76 6,907 11,578.75 0 1,064.05 53,250 0
1899 550,987.42 168,490.30 1,453.11 100,000 50,000 0 8,375 25,000 51,051.94 27,028.69 9,133.94 43,109.55 0 380 1,156.69 377.95 46,483 15,943.95 0 2,250 753.30 0
1900 885,946.01 162,342.43 2,604.70 100,000 100,000 0 5,000 24,700 135,544.82 139,045.45 118,719.38 42,000 0 400 3,520 3,761.01 270.82 26,005 16,114.10 0 5,000 918.30 0
1901 1,042,694.33 192,577.48 3,205.36 100,000 100,000 1,900 5,000 24,700 117,688.35 273,453.30 132,607.08 30,000 0 295 3,040 12,814.25 383.31 25,506 14,524.20 0 5,000 0 0
1902 1,060,385.20 372,404.50 3,012.15 100,000 100,000 1,900 0 20,220 57,316.51 158,990.61 145,863.41 22,500 0 169.88 4,730 9,969.77 1,324.87 33,617 23,366.50 5,000 0 0
1903 992,727.33 472,142.85 2,899.09 100,000 200,000 0 0 20,220 44,232.04 29,970.87 16,199.54 25,044.45 0 0 1,305 17,164.59 201 11,134 47,213.90 5,000 0 0
1904 841,135.55 314,462.03 4,262.70 100,000 120,000 80,000 0 20,220 72,755.22 13,283.13 48,989.44 27,096.22 0 0 0 120 2,418.21 44.90 9,579 22,904.70 5,000 0 0
1905 873,254 304,892 240,000 20,220 28,724
1906 898,231 512,816 145,000 60,677 149,165 30,573
1907 966,588 554,033 150,000 77,850 140,932 43,743
1908 1,083,109 514,567 150,000 85,399 277,277 55,866
1909 1,042,618 548,752 150,000 96,351 190,010 57,505
1910 1,224,843 720,876 150,000 132,472 160,427 61,068
1911 1,241,443 645,759 150,000 157,472 230,938 57,274
1912 1,356,427 711,346 150,000 137,434 297,613 60,034
1913 1,490,265 953,005 150,000 139,434 174,349 73,477
1914 1,672,898 935,973 150,000 142,084 332,547 112,294
1915 1,456,939 894,429 150,000 170,584 184,873 57,053
1916 1,618,457 874,118 150,000 196,534 333,962 63,843
1917 1,653,287 872,804 136,000 251,367 85,347 307,769
1918 1,446,187 859,977 140,500 211,592 169,785 54,468 9,865
1919 1,536,751 807,694 195,244 213,092 248,810 62,097 9,814
1920 1,760,494 998,926 146,100 206,611 319,861 80,076 8,920
1921 1,527,879 873,189 134,950 178,298 270,480 64,741 6,221
1922 1,461,188 849,105 112,000 162,798 258,842 66,726 11,717
1923 1,570,309 911,730 112,500 164,298 305,657 67,255 8,869
1924 1,669,490 875,896 112,500 174,365 419,182 69,700 17,847
1925 1,572,845 907,262 112,500 155,365 325,437 62,286 9,995
1926 1,643,100 1,049,624 113,000 178,665 295,504 6,307
1927 1,647,029 980,992 113,000 192,280 346,452 14,305
1928 1,556,923 960,507 112,500 190,980 274,068 18,868
1929 1,506,585 857,656 150,500 104,338 293,523 100,568
1930 1,612,662 881,670 150,550 170,987 283,795 125,660
1931 1,673,267 870,070 135,741 286,757 255,161 125,538
1932 1,493,581 750,519 136,890 269,364 169,092 167,716
1933 1,714,636 704,928 266,116 260,920 304,526 178,146
1934 2,699,640 776,364 607,055 624,233 519,920 172,068
1935 3,037,765 741,970 503,991 714,258 917,761 159,785
1936 3,134,528 806,383 495,634 584,420 1,106,842 141,249
1937 3,429,647 887,318 623,319 720,906 1,060,162 137,942
1938 3,186,970 842,187 619,935 840,015 754,184 130,649
1939 3,418,519 759,861 478,152 937,123 1,115,626 127,757
1940 3,553,675 795,373 478,152 1,260,538 891,461 128,151
1941‡

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.

Liabilities & Capital

Year capital surplus undivided_profits surplus_and_undivided_profits notes_nb deposits us_deposits individual_deposits demand_deposits time_deposits due_to_nb due_to_other_nb due_to_ra due_to_sb due_to_banks due_to_banks_and_other_liabs bills_payable unpaid_dividends other_liabs
1865 60,000 0 4,235.50
1866 100,000 3,852.94 2,378.61 89,900 70,105.67 982
1867 100,000 4,893.64 2,175.84 89,530 89,620.35 0 2,722.91 1,235.16 0 0
1868 100,000 6,470.02 2,341.69 88,965 104,631.82 0 3,425.42 2,104.06 0
1869 100,000 8,231.24 3,357.08 88,350 91,422.60 0 3,406.22 3,932.01 0 0
1870 100,000 10,382.08 3,625.82 89,340 77,423.09 0 3,786.29 3,414.78 0 1,354 0
1871 100,000 15,851.61 3,573.80 88,805 90,624.93 0 2,048.90 2,888.14 0 1,968 0
1872 100,000 20,211.59 4,944.37 87,465 91,096.62 0 6,133.62 2,572.39 0 1,418 0
1873 100,000 24,856.18 4,228.26 88,950 64,057.81 0 915.92 2,930.06 0 413 0
1874 100,000 28,807.17 4,208.12 89,978 92,234.27 0 3,878.81 4,823.82 0 398 0
1875 100,000 31,082.87 3,929.94 89,973 76,717.17 0 4,486.02 2,564.68 0 724 0
1876 100,000 34,470.75 4,169.42 89,973 58,744.81 0 2,955.44 2,508.19 0 371 0
1877 100,000 35,910.69 3,986.34 89,973 73,465.14 0 1,325.52 3,278.52 0 461 0
1878 100,000 37,053.10 3,832.86 89,963 93,875.10 0 1,993.49 3,567.77 0 469 0
1879 100,000 38,191.76 3,736.65 89,980 133,724.90 0 3,547.19 3,788.78 0 784 0
1880 100,000 39,730.66 4,081.41 89,980 95,692.16 0 6,241.66 5,176.93 0 1,199 0
1881 100,000 40,637.29 3,533.30 89,380 135,810.27 0 3,599.03 5,127.39 0 684 0
1882 100,000 41,082.77 4,017.42 90,000 156,043.53 0 10,702.71 8,479.41 0 1,441.50 0
1883 100,000 41,295.77 3,633.11 87,000 221,601.98 0 2,091.83 3,146.10 0 669 0
1884 100,000 41,936.77 3,625.75 87,300 238,564.79 0 4,124.80 7,262.57 0 1,694 0
1885 100,000 42,812.79 3,629.35 81,510 175,307.04 0 4,950.20 4,919.54 0 1,242 0
1886 100,000 42,609.22 3,436.11 80,480 145,971.57 0 1,229.31 4,470.89 0 1,410 0
1887 100,000 43,213.81 4,806.49 21,900 180,089.78 0 4,995.85 4,396.27 0 1,262 0
1888 100,000 23,261.52 2,704.31 21,220 214,594.62 0 2,920.35 899.39 0 1,742 0
1889 100,000 26,614.15 2,762.21 16,670 218,959.55 0 3,937.96 5,431.08 0 1,814 0
1890 100,000 26,926.14 2,962.55 20,400 253,266.91 0 4,072.45 5,721.49 0 2,094 0
1891 100,000 28,056.21 3,194.07 21,300 296,815.42 0 3,361.88 2,272.78 0 1,510 0
1892 100,000 28,771.91 3,380.43 22,500 262,692.92 0 1,568.16 1,172.38 0 1,970 0
1893 100,000 29,172.88 4,337.25 22,500 284,558.31 0 1,279.24 1,348.75 0 832 0
1894 100,000 27,538.22 2,889.08 21,500 253,425.24 0 219.16 5,718.36 0 1,392 0
1895 100,000 20,171.68 1,063.28 22,500 254,843.52 0 2,952.46 2,638.23 0 1,628 0
1896 100,000 20,122.27 2,003.96 21,680 175,511.70 0 4,219.46 8,652.59 0 2,746 0
1897 100,000 20,122.27 1,393.04 21,430 204,696.59 0 2,309.98 9,060.42 0 2,034 0
1898 100,000 20,122.27 1,578.17 21,680 213,190.50 0 3,875.78 10,425.20 0 2,578 0
1899 100,000 20,122.27 2,264.66 41,480 299,043.09 47,500 19,653.57 18,459.83 0 2,464 0
1900 100,000 20,122.27 4,302.29 92,280 562,792.58 77,000 9,647.45 0 16,941.42 0 2,860 0
1901 100,000 20,122.27 4,448.09 100,000 673,753.25 100,000 4,319.91 0 37,413.81 0 2,637 0
1902 100,000 25,000 6,330.02 100,000 708,478.88 100,000 2,304.21 0 16,211.09 0 2,061 0
1903 100,000 35,000 6,356.94 98,600 536,634.86 200,000 2,142.74 0 12,301.79 0 1,691 0
1904 100,000 45,000 4,403.45 96,700 440,084.74 120,000 1,000.68 1,474.82 31,366.86 0 1,105 0
1905 100,000 60,347 96,650 616,257
1906 100,000 74,759 98,500 45,000 554,812 25,160
1907 100,000 85,083 96,100 50,000 606,868 28,537
1908 100,000 85,000 9,672 100,000 50,000 694,429 44,008
1909 100,000 95,000 6,424 97,900 1,000 721,939 20,355
1910 100,000 100,000 8,347 93,000 1,000 900,235 22,261
1911 100,000 100,000 12,858 93,500 1,000 911,189 22,896
1912 100,000 100,000 23,093 100,000 1,000 989,589 42,745
1913 100,000 100,000 31,862 91,100 1,000 1,142,397 23,906
1914 100,000 100,000 39,246 100,000 16,431 1,311,570 5,651
1915 100,000 100,000 37,049 100,000 1,110,721 0 9,170
1916 100,000 100,000 9,568 100,000 1,270,825 0 38,064
1917 100,000 100,000 0 98,600 847,724 477,973 28,990
1918 100,000 103,899 97,000 553,598 512,373 79,317
1919 100,000 108,897 100,000 658,040 472,041 97,773
1920 100,000 125,598 97,200 856,470 479,220 102,006
1921 100,000 158,087 76,200 656,466 521,710 15,416 0
1922 100,000 156,983 92,800 582,716 485,454 43,275
1923 100,000 159,857 92,500 686,966 501,614 29,372
1924 100,000 169,268 84,000 700,155 559,049 57,018
1925 100,000 144,664 88,000 592,291 568,016 54,861
1926 100,000 140,723 98,800 633,682 607,249 37,646 25,000
1927 100,000 147,996 76,700 660,634 601,838 34,861 25,000
1928 100,000 146,369 97,500 561,976 581,794 36,784 32,500
1929 100,000 100,000 51,474 100,000 1,130,111 0 25,000
1930 100,000 100,000 50,352 100,000 1,241,310 0 21,000
1931 100,000 100,000 69,871 100,000 1,255,147 47,000 1,249
1932 100,000 100,000 91,467 100,000 1,009,733 86,114 6,267
1933 100,000 100,000 69,914 100,000 1,344,387 0 335
1934 100,000 75,000 14,074 100,000 2,410,134 0 432
1935 190,000 75,000 27,674 2,644,291 0 100,800
1936 190,000 91,100 17,344 2,777,131 0 58,953
1937 190,000 92,600 35,150 3,026,586 0 85,311
1938 190,000 102,000 62,435 2,831,482 0 1,053
1939 190,000 104,200 68,252 3,055,014 0 1,053
1940 155,000 139,350 46,431 3,212,773 0 121
1941‡

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.