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The Coldwater National Bank

Coldwater, Michigan

Charter
#1235
Bank ID
1235
Years
1865–1933
Observations
69

Assets

Year assets loans odraft bonds_circ bonds_hand bond_premiums securities_and_mortgages securities securities_usgov securities_other due_from_nb due_from_ra due_from_other_nb due_from_other_nb_and_sb due_from_sb real_estate oreo_and_mortgages current_expenses internal_stamps bills_nb bills_sb checks_and_other currency legal_tender specie cash_and_exchange lawful_money cash_exchange_and_reserve us_debt redemption_fund due_from_treasurer trade_dollars frb_reserve other_assets
1865 199,874.57 76,751.75 7,293.82 49,000 11,650 3,330.97 2,253.45 1,000 4,705.80 43,466.54 422.24
1866 264,635.26 109,771.37 2,411.33 100,000 486.99 8,522.34 1,341 1,353.99
1867 274,400.44 114,663.34 1,205.49 100,000 50 69.73 0 7,641.25 0 1,360 2,007.70 3,000 17 6,383.67 146.88 17,420 25.38 20,410 0
1868 281,323.98 142,880.04 1,776.31 100,000 0 0 0 3,489.32 0 244.95 1,360 845.12 6,613 0 7,047.53 15.13 16,860 192.58 0 0
1869 282,673.64 147,046.29 2,150 100,000 0 0 0 12,066.99 923.26 1,059.12 1,360 1,138.92 85 0 1,398.76 200 14,900 345.30 0 0
1870 308,078.13 166,900.14 2,178.42 100,000 0 0 0 12,881.42 313.94 264.81 1,360 2,167.19 2,326 1,299.63 149.10 18,000 237.48 0 0
1871 408,207.70 252,465.21 2,374.33 100,000 0 0 0 25,280.24 5,530.24 1,639.04 1,800 968.32 14 622.47 537.85 16,850 126 0 0
1872 348,549.14 203,223.92 3,793.84 100,000 0 0 0 15,723.10 303.05 1,164.49 1,800 1,255.27 1,782 1,395.22 46.50 18,000 61.75 0 0
1873 344,023.18 203,194.18 2,984.76 100,000 0 0 0 15,244.08 101.56 2,880.96 1,800 1,047.08 728 585.06 432.50 15,000 25 0 0
1874 356,160.95 197,868.14 3,976.84 100,000 0 0 0 22,420.87 3,658.58 1,800 1,940.46 1,041 1,455.83 462.80 17,000 36.43 0 4,500 0
1875 300,333.52 216,713.68 1,500.57 50,000 0 0 0 0 9,877.91 2,249.62 2,945.78 2,218.33 499 949.93 37.20 11,000 82.50 0 2,259 0
1876 302,431.46 199,791.72 6,260.91 50,000 0 0 13,000 0 2,257.47 341.79 4,800 1,847.39 6,226 289.90 239.60 14,000 626.68 0 2,750 0
1877 278,480.30 177,290.39 2,764.87 50,000 0 0 13,000 0 6,253.09 0 6,343.80 2,014.98 4,584 1,002.42 65 13,000 911.75 0 1,250 0
1878 287,676.56 173,527.55 3,097.83 50,000 0 0 13,720 0 14,913.43 790.21 7,743.80 1,718.89 3,206 1,015.96 43 12,000 1,386.31 0 4,513.58 0
1879 302,881.45 162,581.98 5,278.96 50,000 0 0 10,300 0 35,524.02 563.48 8,368.68 1,777.74 6,853 700.38 10 13,000 5,173.21 0 2,750 0
1880 311,362.77 196,801.15 5,905.66 50,000 0 0 1,400 0 22,756.43 564.44 7,768.68 1,954.56 3,568 3,500.11 14 10,000 4,879.74 0 2,250 0
1881 323,053.16 204,718.31 13,482.67 50,000 0 0 575 0 4,763.93 20,000 8,543.68 1,538.18 2,000 521.99 60.83 11,000 2,899.37 0 2,949.20 0
1882 379,061.61 286,918.78 4,658.01 50,000 0 0 2,950 0 3,931.72 766.38 1,800 2,787.44 1,000 405.48 22 19,000 2,571.80 0 2,250 0
1883 335,340.42 273,332.62 3,387.98 25,000 0 0 2,850 0 5,954 97.07 1,800 1,366.51 434 633.07 51.97 16,000 3,308.20 0 1,125 0
1884 300,321.37 218,108.29 5,425.55 25,000 0 0 2,800 0 23,769.85 315.56 1,800 539.03 1,085 121.51 21.33 16,000 4,210.25 0 1,125 0
1885 296,179.29 217,431.83 1,732.24 25,000 0 0 750 0 21,802.49 1,742.04 1,800 1,509.10 2,225 884.44 39.86 15,000 4,636.79 0 1,625.50 0 0
1886 317,738.98 250,859.26 4,459.98 25,000 0 0 0 0 16,114.55 195.02 1,800 1,533.53 955 164.70 14.44 10,000 5,323.50 0 1,125 0 194 0
1887 342,988.62 268,681.18 2,898.42 25,000 0 0 0 0 18,069.85 1,949.40 1,800 1,864.75 2,108 1,623.02 29.90 12,000 5,829.10 0 1,125 0 10 0
1888 335,212.54 268,246.18 2,476.52 25,000 0 0 0 0 14,956.59 1,924.24 1,800 1,552.99 2,127 591.55 64.86 12,000 3,347.61 0 1,125 0 0 0
1889 334,787.13 264,641.95 4,007.57 25,000 0 0 0 15,081.57 2,240.55 0 1,800 0 1,304.83 4,202 225.05 120.81 12,000 3,037.80 0 1,125 0 0
1890 363,528.03 289,888.09 1,917.55 25,000 0 0 0 16,194.07 4,995.15 0 1,800 1,200 1,466.82 5,150 384.37 29.13 11,000 3,377.85 0 1,125 0 0
1891 369,919.79 294,218.57 1,600.71 25,000 0 0 3,000 17,636.65 124 0 1,800 0 532.03 5,857 668.30 104.08 14,000 4,253.45 0 1,125 0 0
1892 405,062.28 326,498.58 2,447.48 25,000 0 0 4,000 17,146.12 571 0 1,890 0 1,465.39 4,849 951.58 479.45 14,000 4,638.68 0 1,125 0 0
1893 333,961.35 242,283.33 3,338.02 25,000 0 0 14,152.84 18,478.33 0 43 1,890 0 1,357.03 4,457 4,627.48 289.11 10,000 6,920.21 0 1,125 0 0
1894 354,355.25 219,413.26 2,316.82 25,000 0 0 22,467 25,984.72 26.25 0 1,890 32,176.20 2,881 1,642.26 132.94 5,043 14,256.80 0 1,125 0 0
1895 338,505.02 221,791.75 3,497.49 25,000 0 0 27,704.31 4,813.65 75 0 1,890 34,002.51 1,341 105 28.36 2,415 14,715.95 0 1,125 0 0
1896 294,927.89 189,943.13 1,858.98 25,000 0 0 16,104.31 7,674.18 0 0 1,890 31,202.54 2,357 602.24 155.86 2,299 14,715.65 0 1,125 0 0
1897 336,363.30 205,642.99 1,401.48 25,000 0 0 16,104.31 28,498.76 967.57 0 1,890 33,870.12 3,104 278.45 105.72 3,503 14,871.90 0 1,125 0 0
1898 343,187.33 217,770.21 6,821.34 25,000 0 0 16,104.31 18,790.16 0 0 1,890 36,736.23 1,575 898.44 25.44 985 15,466.20 0 1,125 0 0
1899 348,775.71 235,362.33 2,833.91 25,000 0 0 10,102 11,822.87 0 0 1,890 40,763.13 2,650 475.38 34.39 1,657 15,059.70 0 1,125 0 0
1900 351,782.44 221,585.25 7,453.98 25,000 0 0 7,102 29,726.42 411.28 0 1,970 38,546.97 180.60 2,076 368.23 112.91 1,297 14,701.80 0 1,250 0 0
1901 326,490.20 200,651.65 1,925.52 25,000 0 0 7,102 27,991.61 0 45.50 1,970 40,769.60 204.03 2,673 729.97 144.42 1,671 14,361.90 0 1,250 0 0
1902 342,894 205,775 2,293.36 25,000 0 0 3,402 46,367.31 328.87 0 1,970 36,544.12 109.46 2,246 270 154.38 1,403 15,780.50 1,250 0 0
1903 395,119.62 273,770.17 1,794.88 25,000 0 0 1,800 34,245.85 0 25 1,970 32,554.75 0 2,250 1,429.37 156.25 1,408 16,465.35 1,250 1,000 0
1904 341,152.56 223,700.43 1,923.87 25,000 0 0 2,300 32,357.54 0 0 2,470 32,513.75 0 0 2,205 651.30 139.67 1,378 15,263 1,250 0 0
1905 0 247,877 25,000 1,800 16,015
1906 418,500 288,818 25,000 15,289 72,416 16,977
1907 417,474 329,112 25,000 8,865 38,102 16,395
1908 393,791 269,169 25,000 22,865 57,743 19,014
1909 383,751 271,869 25,000 32,599 34,921 19,362
1910 369,430 276,637 25,000 31,190 18,099 18,504
1911 399,015 286,362 25,000 13,978 56,672 17,003
1912 433,598 335,443 25,000 27,377 25,525 20,253
1913 482,966 316,590 25,000 37,377 87,424 16,575
1914 420,093 305,304 25,000 40,877 32,621 16,291
1915 468,091 317,258 25,000 46,927 61,056 17,850
1916 543,757 309,202 25,000 45,415 144,036 20,104
1917 559,773 415,940 25,000 36,915 23,136 58,782
1918 594,173 333,683 76,000 55,740 105,000 22,500 1,250
1919 660,840 421,748 51,300 49,640 106,664 23,000 8,488
1920 949,037 624,231 50,000 37,453 183,226 45,000 9,127
1921 939,544 695,290 104,820 33,102 45,871 37,832 22,629
1922 965,504 641,324 119,050 39,325 112,864 36,654 16,287
1923 1,103,575 673,472 115,600 81,306 172,332 45,500 15,365
1924 1,246,829 689,115 113,800 238,947 132,745 55,398 16,824
1925 1,282,134 652,206 113,100 309,062 149,582 40,088 18,096
1926 1,396,157 606,587 111,100 426,302 232,124 20,044
1927 1,494,782 627,247 111,100 525,566 205,468 25,401
1928 1,524,002 768,574 105,300 444,790 177,216 28,122
1929 1,484,734 725,935 108,300 381,482 197,462 71,555
1930 1,537,852 721,892 108,300 387,975 247,291 72,394
1931 1,212,373 555,891 142,500 315,561 126,017 72,404
1932 962,729 386,529 173,767 273,491 49,770 79,172
1933‡

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.

Liabilities & Capital

Year capital surplus undivided_profits surplus_and_undivided_profits notes_nb deposits us_deposits individual_deposits demand_deposits time_deposits due_to_nb due_to_sb due_to_banks due_to_banks_and_other_liabs bills_payable rediscounts other_liabs
1865 80,000 7,862.06 40,000 69,493.41 2,519.10
1866 100,000 6,088.44 6,475 86,250 64,410.80 1,411.02
1867 100,000 11,551.95 6,889.54 86,250 69,416.54 0 0 292.41 0 0
1868 100,000 20,129.72 8,901.98 86,250 66,042.28 0 0 0 0
1869 100,000 29,254.52 8,747.20 86,245 51,730.92 0 6,487.47 208.53 0 0 0
1870 100,000 33,195.57 6,788.79 86,250 77,897.12 0 3,946.65 0 0 0 0
1871 100,000 36,864.76 9,478.48 90,000 171,864.46 0 0 0 0 0 0
1872 100,000 40,000 11,959.84 90,000 103,874.91 0 2,714.39 0 0 0 0
1873 100,000 50,000 8,914.93 90,000 95,108.25 0 0 0 0 0 0
1874 100,000 50,000 12,242.13 90,000 103,918.82 0 0 0 0 0 0
1875 100,000 50,000 24,348.23 45,000 80,985.29 0 0 0 0 0 0
1876 100,000 50,000 20,021.88 45,000 85,583.09 0 1,826.49 0 0 0 0
1877 100,000 50,000 20,797.15 45,000 61,058.98 0 1,624.17 0 0 0 0
1878 100,000 50,000 11,373.79 45,000 81,302.77 0 0 0 0 0 0
1879 100,000 50,000 6,836.91 45,000 101,044.54 0 0 0 0 0 0
1880 100,000 50,000 12,053.05 45,000 104,309.72 0 0 0 0 0 0
1881 100,000 35,000 8,178.97 45,000 133,806.98 0 1,067.21 0 0 0 0
1882 100,000 35,000 13,792.95 45,000 181,945.05 0 3,323.61 0 0 0 0
1883 100,000 35,000 18,766 22,500 158,456.19 0 618.23 0 0 0 0
1884 100,000 35,000 21,627.22 22,500 121,194.15 0 0 0 0 0 0
1885 100,000 35,000 17,657.57 22,500 121,021.72 0 0 0 0 0 0
1886 100,000 35,000 22,745.57 22,500 135,242.13 0 2,251.28 0 0 0 0
1887 100,000 35,000 29,227.53 22,500 153,016.73 0 3,244.36 0 0 0 0
1888 100,000 35,000 33,130.55 22,500 140,332.67 0 4,249.32 0 0 0 0
1889 100,000 35,000 38,211.57 22,500 139,075.56 0 0 0 0 0 0
1890 100,000 35,000 45,754.54 22,500 160,273.49 0 0 0 0 0 0
1891 100,000 35,000 42,540.41 22,500 169,879.38 0 0 0 0 0 0
1892 100,000 35,000 20,190.15 22,500 227,372.13 0 0 0 0 0 0
1893 100,000 35,000 19,007.79 22,500 157,453.56 0 0 0 0 0 0
1894 100,000 35,000 17,538.59 22,500 179,316.66 0 0 0 0 0 0
1895 100,000 35,000 17,992.15 22,500 163,012.87 0 0 0 0 0 0
1896 100,000 35,000 5,935.17 22,500 121,492.72 0 0 0 0 10,000 0
1897 100,000 35,000 1,931.67 22,500 176,931.63 0 0 0 0 0 0
1898 100,000 35,000 3,958.60 22,500 181,728.73 0 0 0 0 0 0
1899 100,000 35,000 4,771.47 22,500 186,504.24 0 0 0 0 0 0
1900 100,000 35,000 7,031.31 25,000 184,751.13 0 0 0 0 0
1901 100,000 35,000 8,623.94 25,000 157,866.26 0 0 0 0 0
1902 100,000 35,000 9,037.97 25,000 173,856.03 0 0 0 0 0
1903 100,000 35,000 13,212.69 25,000 221,906.93 0 0 0 0 0
1904 100,000 35,000 12,214.40 25,000 158,938.16 0 0 10,000 0 0
1905 100,000 39,716 25,000 206,072
1906 100,000 44,684 25,000 0 248,816 0
1907 100,000 44,920 25,000 0 247,554 0
1908 100,000 35,000 11,917 25,000 0 221,874 0
1909 100,000 35,000 13,488 25,000 0 210,264 0
1910 100,000 35,000 15,455 25,000 0 178,975 15,000
1911 100,000 35,000 16,811 25,000 0 222,204 0
1912 100,000 35,000 18,493 25,000 2,359 252,746 0
1913 100,000 35,000 19,927 25,000 3,789 299,250 0
1914 100,000 35,000 21,993 24,395 3,946 218,559 16,200
1915 100,000 35,000 22,405 24,995 285,691 0 0
1916 100,000 35,000 25,164 24,500 303,340 55,753 0
1917 100,000 35,000 28,621 24,600 215,172 156,380 0
1918 100,000 64,877 24,700 211,982 176,614 16,000
1919 100,000 74,672 24,200 241,264 209,555 11,149
1920 100,000 79,613 24,600 559,495 183,808 1,521
1921 100,000 79,939 89,800 401,171 263,953 3,848 833
1922 100,000 81,606 98,600 384,196 289,140 1,220
1923 100,000 85,322 98,900 505,281 305,552 711
1924 100,000 93,088 98,500 555,431 391,570 110
1925 100,000 108,621 98,600 470,715 497,129 186
1926 100,000 116,168 100,000 529,273 483,803 30,406 36,507
1927 100,000 137,434 98,500 549,388 583,192 7,497 18,771
1928 100,000 129,404 98,500 546,222 607,435 34,479 7,962
1929 100,000 50,000 78,754 100,000 1,112,705 32,250 11,025
1930 100,000 50,000 87,968 100,000 1,199,012 0 872
1931 100,000 50,000 25,956 100,000 777,757 113,569 45,091
1932 100,000 50,000 6,586 99,460 578,892 127,235 556
1933‡

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.