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The National Phenix Bank of

Westerly, Rhode Island

Charter
#1169
Bank ID
1169
Years
1865–1900
Observations
36

Assets

Year assets loans odraft bonds_circ bonds_hand bond_premiums securities_and_mortgages securities due_from_nb due_from_ra due_from_other_nb due_from_other_nb_and_sb due_from_sb real_estate oreo_and_mortgages current_expenses internal_stamps bills_nb bills_sb checks_and_other currency legal_tender specie lawful_money us_debt redemption_fund due_from_treasurer
1865 242,602.39 83,247.07 1,515.09 100,000 2,200 32,648.42 2,000 612.62 20,379.19
1866 301,193.24 123,580.41 743.34 120,000 33,910.55 1,000 2,000 558.60
1867 298,452.76 125,416.05 47.96 120,000 50 0 1,000 26,354.54 1,600 3,500 59.30 622 18 287.71 307.05 8,266 924.15 10,000
1868 294,638.32 124,085.15 360.56 120,000 0 0 1,000 29,695.37 0 0 3,500 94.34 190 0 330.53 358.37 14,124 900 0
1869 302,327.99 140,474.75 181.87 120,000 0 0 800 22,919.18 0 0 3,500 639.99 245 0 2,325.22 182.98 10,159 900 0
1870 335,207.73 143,691.94 0 120,000 0 0 550 43,697.72 8,488.24 0 3,500 713.99 685 1,484.74 75.10 11,421 900 0
1871 319,290.64 142,368.26 15 120,000 0 0 1,000 32,705.93 0 0 3,500 219.61 100 7,134.88 114.96 11,232 900 0
1872 340,114.01 134,563.67 0 150,000 0 1,749 1,000 32,301.95 484.42 0 3,500 717.81 850 1,371.48 279.68 12,413 883 0
1873 342,708.80 148,693.31 0 150,000 0 0 1,000 19,487.28 92.39 0 3,500 146.24 110 8,490.79 330.79 9,996 862 0
1874 348,575.90 156,168.47 0 150,000 0 0 1,000 14,108.34 470.25 3,500 815.27 190 1,977.91 198.66 5,922 725 0 13,500
1875 356,974.57 152,046.38 0 150,000 0 0 4,000 0 27,243.08 1,642.03 3,500 561.66 1,922 3,246.34 248.08 5,090 725 0 6,750
1876 349,452.31 141,495.90 14.57 150,000 10,000 1,787.50 367.68 0 18,205.09 2,162.39 3,500 865.21 3,794 3,948.45 61.52 5,060 1,440 0 6,750
1877 375,778.97 163,864.36 0.97 150,000 0 0 0 0 31,425.70 0 8,263.40 1,265.01 4,441 2,913.36 100.17 5,335 1,420 0 6,750
1878 361,644.81 150,207.61 431.30 150,000 0 0 0 0 32,751.79 0 8,500 98.40 1,220 3,287.67 3.04 2,655 4,740 0 7,750
1879 361,045.59 137,636.05 430.92 150,000 10,000 425 6,000 0 33,012.21 0 6,300 845.92 202 1,178.96 64.53 3,800 4,400 0 6,750
1880 371,810.76 140,325.02 455.60 150,000 0 0 8,000 0 39,810.12 589.82 6,300 289.65 2,016 2,813.69 20.86 9,280 5,160 0 6,750
1881 378,087.32 154,854.66 430.92 150,000 0 0 18,000 0 27,711.59 0 6,300 146.08 4,758 2,453.98 37.09 845 5,800 0 6,750
1882 378,765.09 150,627.52 631.29 150,000 0 0 33,000 0 18,025.53 1,295.32 6,300 139.94 4,372 2,793.21 25.28 2,105 2,700 0 6,750
1883 383,301.96 135,356.17 442.65 150,000 0 0 49,000 0 21,857.79 0 6,300 850.19 3,100 3,388.89 56.27 1,100 3,100 0 8,750
1884 370,308.55 119,710.50 149.09 150,000 0 0 49,000 0 25,569.19 1,057.35 6,300 276.58 5,934 3,316.95 44.89 600 1,600 0 6,750
1885 370,288.35 119,489.56 2,993.15 150,000 0 0 54,000 0 22,127.52 0 6,000 809.41 3,352 1,413.41 153.30 0 3,200 0 6,750
1886 377,719.02 126,394.61 8.11 150,000 0 0 49,000 0 26,579.74 0 6,000 769.26 5,864 2,211.88 100.42 100 3,941 0 6,750 0
1887 283,443.29 173,354.61 7.35 38,000 0 0 35,250 0 18,117.39 0 6,000 849.33 3,081 3,612.61 71 1,100 2,290 0 1,710 0
1888 280,182.33 157,649 107.26 38,000 0 0 47,800 0 17,878.47 0 6,000 875.89 3,080 2,340.85 99.26 700 3,941.60 0 1,710 0
1889 293,675.67 161,603.52 808.13 38,000 0 2,000 29,800 44,494.88 0 0 6,000 0 155.09 2,363 3,019.12 120.93 300 3,301 0 1,710 0
1890 286,076.77 187,529.60 0 38,000 0 4,000 13,200 26,104.49 0 0 6,000 0 44.75 3,164 2,510.40 45.53 300 3,468 0 1,710 0
1891 281,836.06 190,044.97 1,516.85 38,000 0 4,000 13,200 18,803.18 0 0 6,000 331 230.24 2,475 1,276.65 39.17 800 3,409 0 1,710 0
1892 303,832.65 186,844.58 22.88 38,000 0 4,000 22,600 21,318.93 6,742.84 0 6,000 4,400 611.66 3,574 1,709.22 85.89 1,000 5,212.65 0 1,710 0
1893 300,531.46 156,982.36 462.77 65,000 0 6,000 22,600 7,033.21 11,933.02 0 6,000 4,400 779.60 4,380 996.25 160.75 1,000 9,878.50 0 2,925 0
1894 324,444.22 178,043.23 525.89 65,000 0 6,000 22,600 29,548.12 0 0 6,000 0 2,417 2,754.16 102.37 0 8,528.45 0 2,925 0
1895 311,910.04 178,036.40 377.14 65,000 0 6,000 32,475 3,033.72 463.47 0 6,000 0 4,259 494.61 99.25 5,000 7,746.45 0 2,925 0
1896 394,333.26 146,954.71 237.12 150,000 0 15,775 32,475 25,622.74 518.26 0 6,000 0 3,323 243.34 138.54 1,765 4,530.55 0 6,750 0
1897 394,555.47 140,642.38 351.11 150,000 0 15,775 31,875 28,383.10 640.74 0 6,000 0 6,207 2,077.50 34.29 3,000 2,819.35 0 6,750 0
1898 343,125.64 180,707.16 117.65 100,000 9,500 7,000 21,000 7,636.24 345.41 0 5,000 0 2,050 611.17 130.61 1,500 4,152.40 0 3,375 0
1899 368,613.15 151,358.44 117.48 110,000 0 7,000 46,500 23,965.51 2,230.44 0 5,000 0 8,651 2,165.49 40.09 0 7,084.70 0 4,500 0
1900 340,793.99 180,521.22 1,131.48 40,000 0 0 66,200 31,285.14 170.70 0 5,000 0 220 5,028 1,784.39 105.36 0 7,347.70 0 2,000 0

Liabilities & Capital

Year capital surplus undivided_profits notes_nb notes_sb deposits due_to_nb due_to_other_nb due_to_sb unpaid_dividends
1865 150,000 1,673.18 17,360 46,100 25,899.96 166.25 1,403
1866 150,000 1,440 2,874.98 106,000 35,445.45 933.81 4,499
1867 150,000 0 3,377.83 106,768 2,089 36,217.93 0 0
1868 150,000 3,156.64 3,060.38 105,924 1,670 30,789.19 38.11 0
1869 150,000 7,031.19 3,598.92 106,211 1,589 33,892.38 5.50 0
1870 150,000 9,500 3,789.21 106,268 1,556 53,687.45 8,839.07 0 1,568
1871 150,000 11,670 3,854.84 103,171 1,546 47,463.11 379.69 0 1,206
1872 150,000 14,000 5,413.96 132,932 0 37,152.05 0 0 616
1873 150,000 20,000 3,476.79 133,734 0 34,302.89 11.12 0 1,184
1874 150,000 24,000 4,815.94 134,807 0 34,044.96 0 0 908
1875 150,000 31,000 4,526.39 135,000 0 35,722.18 0 0 726
1876 150,000 34,000 3,897.62 133,500 0 27,234.69 0 0 820
1877 150,000 34,000 6,627.69 133,533 0 49,470.68 973.60 0 1,174
1878 150,000 34,000 4,267.91 130,157 0 38,445.58 4,240.32 0 534
1879 150,000 30,000 2,805.18 134,375 0 42,995.80 207.86 0 661.75
1880 150,000 30,000 5,741.54 133,800 0 51,453.47 0 0 815.75
1881 150,000 30,000 7,219.83 132,900 0 56,158.48 904.26 0 904.75
1882 150,000 30,000 15,646.88 135,000 0 47,069.96 0 0 1,048.25
1883 150,000 30,000 14,188.64 135,000 0 50,739.81 2,733.01 0 640.50
1884 150,000 30,000 15,293.08 132,500 0 41,743.72 0 0 771.75
1885 150,000 30,000 14,687.53 134,000 0 36,887.89 3,633.18 0 1,079.75
1886 150,000 30,000 9,487.86 133,790 0 52,746.93 1,062.48 0 631.75
1887 150,000 30,000 12,232.37 34,200 0 53,168.13 3,050.04 0 792.75
1888 150,000 30,000 7,054.17 34,200 0 54,999.71 2,593.20 0 1,335.25
1889 150,000 30,000 3,377.35 34,200 0 74,703.68 290.64 0 1,104
1890 150,000 30,000 4,830.85 34,200 0 64,600.02 1,894.06 0 551.84
1891 150,000 30,000 6,364.52 33,360 0 58,789.67 2,193.57 0 1,128.30
1892 150,000 30,000 5,369.88 34,200 0 82,835.17 0 0 1,427.60
1893 150,000 30,000 5,970.14 51,500 0 62,189.16 0 0 872.16
1894 150,000 30,000 8,232.63 58,500 0 75,957.63 107.62 0 1,646.34
1895 150,000 30,000 7,224.29 58,500 0 65,928.15 0 0 257.60
1896 150,000 30,000 8,836.38 135,000 0 70,444.74 0 0 52.14
1897 150,000 30,000 10,418.47 133,740 0 68,951.76 1,335.12 0 110.12
1898 150,000 30,000 19,211.63 67,500 0 75,990.67 107.11 0 316.23
1899 150,000 30,000 18,726.72 99,000 0 70,592.92 0 0 293.51
1900 150,000 30,000 20,732.45 40,000 0 99,772.81 169.20 0 119.53