The Richford National Bank
Richford, Vermont
Assets
| Year | assets | loans | securities_usgov | securities_other | cash_and_exchange | cash_exchange_and_reserve | frb_reserve | other_assets |
|---|---|---|---|---|---|---|---|---|
| 1920 | 118,359 | 77,666 | 0 | 14,337 | 15,233 | 1,877 | 9,246 | |
| 1921 | 250,938 | 59,105 | 50,000 | 99,269 | 25,333 | 4,209 | 13,022 | |
| 1922 | 375,885 | 75,509 | 50,000 | 183,601 | 46,869 | 10,608 | 9,298 | |
| 1923 | 437,206 | 118,648 | 53,000 | 233,764 | 11,474 | 10,808 | 9,512 | |
| 1924 | 453,664 | 161,457 | 50,000 | 208,421 | 11,007 | 11,991 | 10,788 | |
| 1925 | 445,121 | 232,914 | 50,000 | 125,214 | 13,297 | 10,387 | 13,309 | |
| 1926 | 397,885 | 269,754 | 50,000 | 45,486 | 21,484 | 11,161 | ||
| 1927 | 434,525 | 286,475 | 50,000 | 80,167 | 11,365 | 6,518 | ||
| 1928 | 463,096 | 307,205 | 50,000 | 76,165 | 17,762 | 11,964 | ||
| 1929 | 481,252 | 299,815 | 50,000 | 86,225 | 27,874 | 17,338 | ||
| 1930 | 469,392 | 298,970 | 50,000 | 82,740 | 21,251 | 16,431 | ||
| 1931 | 419,079 | 248,635 | 50,000 | 74,492 | 21,237 | 24,715 | ||
| 1932 | 401,177 | 224,099 | 50,000 | 71,316 | 27,157 | 28,605 | ||
| 1933 | 442,291 | 217,343 | 59,944 | 88,433 | 43,731 | 32,840 | ||
| 1934 | 566,052 | 192,134 | 101,591 | 173,045 | 49,674 | 49,608 | ||
| 1935 | 515,580 | 180,079 | 52,800 | 121,414 | 109,168 | 52,119 | ||
| 1936 | 534,801 | 185,019 | 41,769 | 190,458 | 70,804 | 46,751 | ||
| 1937 | 539,091 | 206,460 | 52,288 | 187,997 | 54,659 | 37,687 | ||
| 1938 | 536,513 | 185,231 | 87,934 | 162,463 | 73,536 | 27,349 | ||
| 1939‡ | ||||||||
| 1940‡ | ||||||||
| 1941 | 504,971 | 233,939 | 106,111 | 55,712 | 88,802 | 20,407 |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.
Liabilities & Capital
| Year | capital | surplus | undivided_profits | surplus_and_undivided_profits | notes_nb | deposits | demand_deposits | time_deposits | due_to_banks | due_to_banks_and_other_liabs | bills_payable | other_liabs |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1920 | 50,000 | 10,102 | 0 | 22,699 | 34,562 | 996 | ||||||
| 1921 | 50,000 | 10,000 | 48,700 | 11,497 | 130,223 | 15 | 503 | |||||
| 1922 | 50,000 | 15,772 | 50,000 | 45,786 | 213,727 | 316 | ||||||
| 1923 | 50,000 | 14,156 | 48,900 | 32,718 | 290,539 | 547 | ||||||
| 1924 | 50,000 | 15,507 | 50,000 | 24,481 | 312,053 | 1,247 | ||||||
| 1925 | 50,000 | 13,959 | 50,000 | 34,771 | 242,069 | 606 | ||||||
| 1926 | 50,000 | 13,290 | 48,600 | 41,853 | 240,559 | 583 | 3,000 | |||||
| 1927 | 50,000 | 13,006 | 47,000 | 33,588 | 282,654 | 5,277 | 3,000 | |||||
| 1928 | 50,000 | 15,000 | 50,000 | 41,285 | 274,996 | 1,046 | 30,769 | |||||
| 1929 | 50,000 | 10,000 | 6,000 | 50,000 | 351,911 | 10,189 | 3,152 | |||||
| 1930 | 50,000 | 10,000 | 6,465 | 50,000 | 312,886 | 39,648 | 393 | |||||
| 1931 | 50,000 | 10,000 | 3,075 | 50,000 | 272,432 | 33,169 | 403 | |||||
| 1932 | 50,000 | 10,000 | 3,099 | 50,000 | 269,542 | 18,500 | 36 | |||||
| 1933 | 50,000 | 10,000 | 2,547 | 50,000 | 329,712 | 0 | 32 | |||||
| 1934 | 85,000 | 10,000 | 7,901 | 50,000 | 412,576 | 0 | 575 | |||||
| 1935 | 85,000 | 5,000 | 4,213 | 420,742 | 625 | 0 | ||||||
| 1936 | 85,000 | 5,000 | 9,228 | 434,969 | 0 | 604 | ||||||
| 1937 | 85,000 | 5,000 | 4,537 | 443,789 | 0 | 765 | ||||||
| 1938 | 85,000 | 7,486 | 458,480 | 519 | ||||||||
| 1939‡ | ||||||||||||
| 1940‡ | ||||||||||||
| 1941 | 50,000 | 0 | 23,326 | 430,547 | 0 | 1,098 |
‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.