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The First National Bank of

Owego, New York

Charter
#1019
Bank ID
1019
Years
1865–1941
Observations
77

Assets

Year assets loans odraft bonds_circ bonds_hand bond_premiums securities_and_mortgages securities securities_usgov securities_other due_from_nb due_from_ra due_from_other_nb due_from_other_nb_and_sb due_from_sb real_estate current_expenses exchanges bills_nb checks_and_other currency legal_tender specie cash_and_exchange lawful_money cash_exchange_and_reserve us_debt redemption_fund due_from_treasurer trade_dollars frb_reserve other_assets
1865 142,000 50,000 50,000 35,000 7,000
1866 321,978.88 159,668.40 701.02 100,000 4,300 1,855 22,391.17 196.36 600 2,276.52
1867 361,512.20 190,867.45 798.41 100,000 950 1,855 0 26,852.51 1,385.76 600 1,240.77 209 4,124.05 229.25 18,780 0 13,620 0
1868 354,423.21 206,581.30 660.15 100,000 650 1,855 2,000 8,062.05 0 0 600 2,338.21 384 1,574.14 264.36 19,314 0 10,140 0
1869 410,417.07 258,230.34 3,751.80 100,000 200 0 1,000 21,346.42 2,906.94 0 600 2,470.13 246 329.56 493.88 18,842 0 0 0
1870 450,403.46 274,454.58 1,580.36 100,000 0 0 9,816.80 20,776.32 7,878.81 0 7,910.97 2,754.91 0 647 137.11 342.60 24,104 0 0 0
1871 459,635.53 283,020.57 1,908.30 100,000 2,350 0 1,000 29,856.68 6,318.29 0 9,062.71 3,012.21 0 358 2,623.39 93.38 20,032 0 0 0
1872 446,870.05 279,590.01 3,491.09 100,000 0 0 1,000 22,961.68 1,110.46 0 9,500 2,436.10 0 3,209 1,932.11 142.60 21,497 0 0 0
1873 436,270.26 264,912.66 2,276.21 100,000 0 0 13,756.25 20,675.83 1,676.63 10 9,500 1,442.76 0 1,904 564.13 340.79 19,211 0 0 0
1874 428,862.25 269,331.04 4,587.45 100,000 0 0 1,500 23,395.39 2,291.49 9,500 2,619.23 0 1,487 863.22 444.43 7,843 0 0 5,000 0
1875 406,340.48 301,090.17 3,021.52 50,000 0 0 2,300 0 20,301.35 4,298.94 9,500 1,571.59 0 456 513.80 423.11 10,609 0 0 2,255 0
1876 415,283.73 308,939.18 2,046.12 50,000 0 0 3,900 0 23,257.58 3,959.59 9,500 2,800.15 0 993 1,947.96 206.15 5,184 300 0 2,250 0
1877 425,761.95 305,238.38 2,597.40 50,000 0 0 7,300 0 27,663.27 2,430.60 9,500 2,484.16 0 2,646 638.09 223.05 11,191 1,600 0 2,250 0
1878 438,962.95 316,908.19 2,558.62 50,000 0 0 2,600 0 30,839.13 6,996.01 9,500 2,500.96 0 809 198.25 59.39 12,499 344.40 0 3,150 0
1879 466,108.27 277,577.95 3,013.35 50,000 40,600 229.87 0 0 58,919.57 4,172.41 9,500 2,928.29 0 310 625.09 30.29 12,371 3,580.45 0 2,250 0
1880 446,866.49 268,179.11 2,477.57 50,000 27,750 583.33 2,200 0 53,276.97 4,135.37 9,500 3,058.06 0 3,388 1,414.24 8.24 9,996 8,149.60 0 2,750 0
1881 513,866.14 211,896.58 3,122.41 50,000 103,400 2,674.33 6,400 0 88,867.13 2,019.83 9,500 2,717.87 0 613 4,300.82 10.52 17,173 8,920.65 0 2,250 0
1882 506,936.97 266,239.54 3,010.01 50,000 82,400 2,474.33 6,400 0 48,864.13 9,544.38 9,500 3,383.81 0 393 1,123.15 22.37 12,079 9,253.25 0 2,250 0
1883 405,408.56 264,688.59 1,881.58 50,000 22,400 761.83 6,400 0 3,738.36 11,648.93 7,000 1,700.20 0 6,040 2,003.75 187.87 10,154 14,553.45 0 2,250 0
1884 376,033.05 244,210.16 1,235.17 50,000 0 55.69 1,900 0 21,381.58 16,861.69 7,000 2,335.49 0 1,254 1,203.01 104.81 8,721 17,520.45 0 2,250 0
1885 423,642.78 247,697.26 1,758.39 50,000 0 48.69 1,700 0 68,500.53 16,923.84 7,000 2,418.41 0 539 1,336.33 7.03 4,052 18,850.35 0 2,250 560.95 0
1886 372,625.28 230,817.43 2,262.51 50,000 0 42.69 1,400 0 25,807 14,401.80 8,088.67 2,252.63 0 960 7,047.18 98.08 4,514 22,028.65 0 2,250 0 654.64 0
1887 406,694.29 240,540.37 952.46 50,000 0 0 800 0 52,542.26 22,341.65 7,000 2,184.38 0 670 6,441.86 118.16 1,695 19,157.40 0 2,250 0 0.75 0
1888 452,476.40 307,091.26 1,080.89 50,000 0 0 700 0 50,876.85 10,230.25 5,000 2,213.31 0 376 1,137.51 70 1,100 20,348.23 0 2,250 0 2.10 0
1889 386,582.38 259,112.65 32,335.02 50,000 600 0 0 9,757.50 1,997.91 6,074.89 5,000 2,514.96 0 646 834.07 97.38 1,682 13,680 0 2,250 0 0
1890 502,624.85 336,093.55 17,104 50,000 0 0 600 53,306.74 3,593.16 10,804.34 5,000 2,497.12 0 1,087 1,725.88 108.06 2,600 15,855 0 2,250 0 0
1891 452,322.19 298,132.72 11,445.25 50,000 0 0 10,100 46,958.35 513.50 112.01 5,000 1,480.88 0 410 902.62 91.01 1,900 23,025.85 0 2,250 0 0
1892 463,460.20 254,240.77 37,521.21 50,000 0 0 34,100 55,189.41 2,262.20 66.48 5,000 2,712.08 0 3,160 1,564.27 62.03 1,400 13,931.75 0 2,250 0 0
1893 432,278.87 257,202.07 22,416.66 50,000 0 0 33,000 12,200.94 7,244.75 2,306.26 5,000 3,028.42 0 1,879 2,508.82 31.20 10,900 23,210.75 0 1,350 0 0
1894 444,529.01 248,825.92 3,592 50,000 0 0 35,500 44,730.46 21,954.38 855.98 5,000 0 1,601 2,645.09 52.73 950 26,571.45 0 2,250 0 0
1895 453,147.29 229,064.89 10,801 50,000 0 0 30,000 83,643.90 17,254.79 25 5,000 0 274 397.54 60.17 1,700 22,676 0 2,250 0 0
1896 404,691.87 253,932.78 15,053.61 50,000 0 0 15,500 22,821.23 5,625.93 428.55 6,000 0 562 309.62 46.90 7,700 24,461.25 0 2,250 0 0
1897 481,901.14 226,664.85 6,448.36 50,000 0 0 19,500 84,276.26 52,368.17 1,861.78 6,000 0 1,010 1,556.04 39.38 1,350 28,576.30 0 2,250 0 0
1898 435,792.37 235,803.63 12,026.61 50,000 0 0 7,000 59,871.16 28,731.83 988.45 6,000 0 700 385.33 39.36 1,300 30,696 0 2,250 0 0
1899 553,486.18 263,821.87 7,118.46 50,000 25,760 0 4,000 71,552.74 76,579.81 206.95 6,000 6,093.37 1,933 0 64.98 8,800 29,305 0 2,250 0 0
1900 541,982.87 328,909.06 7,935.33 50,000 260 0 0 54,916.49 56,935.98 193.42 6,000 0 986 5,337.19 76.40 4,800 23,133 0 2,500 0 0
1901 570,838.03 363,004 5,857.82 50,000 260 0 0 67,100.29 39,644.28 3,805.09 6,000 0 2,560 1,724.16 48.14 650 27,684.25 0 2,500 0 0
1902 530,432.71 336,068.12 6,305.35 50,000 160 0 0 57,356.71 39,907.90 14.30 6,000 0 841 1,280.94 129.14 5,400 24,469.25 2,500 0 0
1903 570,237.08 373,006.29 2,328.55 50,000 160 0 0 58,947.31 37,734.92 50 6,000 0 1,811 8,388.09 86.92 1,950 27,274 2,500 0 0
1904 523,190.95 321,568.05 2,988.44 50,000 0 0 0 80,224.62 24,939.30 298.74 6,000 0 0 785 5,241.37 100.63 450 28,094.80 2,500 0 0
1905 600,318 229,709 50,000 118,438 29,748
1906 634,362 252,113 50,000 147,546 158,167 26,536
1907 632,320 313,533 50,000 177,088 65,604 26,095
1908 779,390 321,799 50,000 212,409 156,397 38,785
1909 926,417 350,069 52,100 283,012 200,191 41,045
1910 1,014,679 368,345 52,100 363,026 185,295 45,913
1911 1,069,424 344,974 50,000 465,369 156,069 53,012
1912 1,133,255 369,407 50,000 504,134 154,512 55,202
1913 1,099,297 378,466 30,000 527,044 90,150 53,637
1914 1,044,402 367,315 50,000 491,274 77,318 58,495
1915 1,051,708 359,441 50,000 497,705 101,229 43,333
1916 1,104,876 307,490 50,000 579,464 134,653 33,269
1917 1,328,192 346,974 152,612 632,156 53,256 143,194
1918 1,186,609 263,796 149,900 610,204 108,130 40,331 14,248
1919 1,325,953 285,117 204,983 610,355 145,872 71,271 8,355
1920 1,504,174 462,676 226,376 610,392 139,627 54,560 10,543
1921 1,541,278 499,583 295,681 622,657 54,175 58,695 10,487
1922 1,591,709 486,811 281,869 691,197 54,063 69,843 7,923
1923 1,810,148 703,570 795,610 631,815 80,061 91,470 7,622
1924 1,829,785 599,519 318,246 746,192 75,178 74,327 16,323
1925 1,946,196 755,145 188,708 824,743 70,656 79,977 26,967
1926 1,975,470 842,038 162,078 839,046 116,076 16,232
1927 2,121,444 903,720 177,239 856,540 160,098 23,847
1928 2,148,141 876,025 174,348 946,806 133,629 17,333
1929 2,156,074 941,600 172,433 842,590 128,436 71,015
1930 1,861,690 819,796 174,401 663,591 132,731 71,171
1931 1,866,346 726,878 347,016 603,467 119,953 69,032
1932 1,896,746 653,512 361,725 644,664 155,029 81,816
1933 1,794,776 550,942 321,704 690,952 143,557 87,621
1934 1,889,488 435,223 355,932 784,423 223,152 90,758
1935 1,935,928 354,901 501,722 766,247 242,946 70,112
1936 1,929,496 307,241 526,689 817,010 217,866 60,690
1937 1,836,920 278,418 571,189 633,601 296,698 57,014
1938 1,895,829 334,222 513,417 541,236 450,666 56,288
1939 1,813,754 355,732 541,898 576,167 284,448 55,509
1940 1,794,233 333,236 608,523 362,795 437,470 52,209
1941 1,841,823 341,629 715,536 434,198 302,841 47,619

Liabilities & Capital

Year capital surplus undivided_profits surplus_and_undivided_profits notes_nb deposits individual_deposits demand_deposits time_deposits due_to_nb due_to_other_nb due_to_sb due_to_tc_and_sb due_to_banks due_to_banks_and_other_liabs bills_payable unpaid_dividends other_liabs
1865 100,000 42,000
1866 100,000 1,500 7,487.57 88,475 119,240.67 5,275.64
1867 100,000 10,000 10,767.91 88,871 151,434.52 0 438.77 0 0
1868 100,000 15,000 15,558.57 89,900 133,681.01 0 283.63 0
1869 100,000 20,000 20,157.91 89,820 175,843.61 2,351.31 2,244.24 0 0
1870 100,000 20,000 31,159.90 90,000 200,442.05 1,801.51 7,000 0 0 0
1871 100,000 20,000 44,115.58 89,100 205,124.61 350.79 944.55 0 0 0
1872 100,000 20,000 47,777.97 89,200 188,360.29 1,435.38 96.41 0 0 0
1873 100,000 20,000 57,311.95 89,500 167,059.72 2,117.21 281.38 0 0 0
1874 100,000 20,000 54,083.67 88,500 163,945.99 2,332.59 0 0 0 0
1875 100,000 20,000 64,681.25 45,000 172,840.15 819.08 0 0 3,000 0
1876 100,000 20,000 70,141.94 45,000 179,900.26 241.53 0 0 0 0
1877 100,000 20,000 70,240.66 45,000 190,508.48 12.81 0 0 0 0
1878 100,000 20,000 68,706.05 45,000 205,208.66 48.24 0 0 0 0
1879 100,000 20,000 67,156.68 45,000 233,503.67 447.92 0 0 0 0
1880 100,000 20,000 41,226.62 45,000 240,617.01 22.86 0 0 0 0
1881 100,000 20,000 12,736.29 45,000 336,129.85 0 0 0 0 0
1882 100,000 20,000 16,623.04 45,000 325,029.27 198.41 86.25 0 0 0
1883 100,000 20,000 19,570.62 45,000 220,108.14 494.62 235.18 0 0 0
1884 100,000 20,000 19,316.23 45,000 185,056.74 5,920.68 739.40 0 0 0
1885 100,000 20,000 12,694 45,000 245,565.28 292.59 90.91 0 0 0
1886 100,000 20,000 16,939.11 45,000 190,106.24 579.93 0 0 0 0
1887 100,000 20,000 27,394.91 45,000 213,941.24 100.15 257.99 0 0 0
1888 100,000 20,000 29,173.52 45,000 251,385.35 197.07 6,720.46 0 0 0
1889 100,000 20,000 28,710.21 45,000 192,130.07 173.74 568.36 0 0 0
1890 100,000 20,000 33,840.30 45,000 298,873.38 2,156.25 2,754.92 0 0 0
1891 100,000 20,000 17,145.13 45,000 263,659.51 5,670.30 847.25 0 0 0
1892 100,000 20,000 10,356.61 45,000 281,271.57 4,974.86 1,857.16 0 0 0
1893 100,000 20,000 18,673.14 45,000 243,853.20 4,476.08 276.45 0 0 0
1894 100,000 20,000 15,816.16 39,450 268,520.17 742.68 0 0 0 0
1895 100,000 20,000 14,795.66 45,000 271,092.34 1,219.26 1,040.03 0 0 0
1896 100,000 20,000 9,726.19 45,000 228,813.77 602.64 549.27 0 0 0
1897 100,000 20,000 4,605.80 43,200 312,553.31 1,071.49 470.54 0 0 0
1898 100,000 20,000 6,357.69 43,150 265,718.30 483.24 83.14 0 0 0
1899 100,000 20,000 6,041.21 44,500 381,485.10 882.09 577.78 0 0 0
1900 100,000 20,000 10,145.72 50,000 358,374.74 2,970.07 492.34 0 0 0 0
1901 100,000 20,000 15,639.44 49,000 385,693.13 101.70 0 403.76 0 0 0
1902 100,000 20,000 16,135.01 49,500 344,591.72 140.16 0 65.82 0 0 0
1903 100,000 20,000 14,018.71 50,000 385,414.91 777.39 0 26.07 0 0 0
1904 100,000 20,000 13,956.21 45,300 343,685.34 249.40 0 0 0 0 0
1905 100,000 32,443 47,300 420,575
1906 100,000 34,556 47,300 452,486 20
1907 100,000 36,872 49,400 445,716 332
1908 100,000 30,000 12,198 50,000 586,874 318
1909 100,000 35,000 13,243 50,000 727,728 446
1910 100,000 35,000 10,116 50,000 812,563 7,000
1911 100,000 35,000 11,552 50,000 859,854 13,018
1912 100,000 35,000 7,983 50,000 931,745 8,528
1913 100,000 35,000 10,842 50,000 895,454 8,000
1914 100,000 35,000 6,151 50,000 853,024 227
1915 100,000 20,000 7,870 50,000 348,632 524,749 467
1916 100,000 20,000 8,308 50,000 242,383 670,085 14,100
1917 100,000 25,000 4,822 50,000 330,761 774,700 42,910
1918 100,000 47,679 49,600 322,846 666,484 29
1919 100,000 55,359 48,500 396,182 719,562 6,349
1920 100,000 55,913 50,000 448,133 846,595 3,533
1921 100,000 52,510 50,000 433,052 880,478 238 25,000
1922 100,000 62,160 50,000 515,912 865,636 0
1923 100,000 78,123 50,000 673,137 908,775 113
1924 100,000 94,625 50,000 626,919 958,216 25
1925 100,000 113,559 50,000 623,875 1,058,244 518
1926 100,000 130,196 50,000 517,939 1,175,978 1,357 0
1927 100,000 147,407 50,000 669,521 1,154,516 0 0
1928 100,000 171,334 50,000 558,773 1,266,416 1,618 0
1929 100,000 100,000 85,598 50,000 1,595,476 225,000 0
1930 100,000 100,000 110,028 50,000 1,501,662 0 0
1931 100,000 100,000 111,197 50,000 1,470,149 35,000 0
1932 100,000 100,000 88,079 50,000 1,533,494 25,000 173
1933 100,000 100,000 74,963 50,000 1,469,669 0 144
1934 150,000 100,000 28,635 50,000 1,559,997 0 856
1935 150,000 100,000 47,148 1,637,879 0 901
1936 150,000 100,000 61,550 1,617,046 0 900
1937 100,000 100,000 71,546 1,565,374 0 0
1938 100,000 100,000 81,414 1,614,415 0 0
1939 100,000 100,000 70,511 1,543,243 0 0
1940 100,000 100,000 80,554 1,513,679 0 0
1941 100,000 100,000 82,911 1,558,912 0 0