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The First National Bank of

Spencer, West Virginia

Charter
#10127
Bank ID
10127
Years
1912–1941
Observations
30

Assets

Year assets loans securities_usgov securities_other cash_and_exchange lawful_money cash_exchange_and_reserve frb_reserve other_assets
1912 183,713 84,509 40,239 15,786 32,437 10,742
1913 422,976 278,499 50,000 25,469 49,596 19,412
1914 477,860 312,683 50,000 25,921 61,498 27,758
1915 421,373 287,979 50,000 30,599 36,275 16,520
1916 566,936 308,481 50,000 30,486 161,131 16,838
1917 664,447 391,253 53,953 37,434 40,461 141,316
1918 648,224 378,887 119,257 36,251 60,370 32,035 21,424
1919 778,801 473,700 98,140 57,427 107,632 37,814 4,088
1920 929,016 629,978 83,600 76,746 86,957 47,148 4,587
1921 891,320 611,683 81,450 79,105 72,208 42,132 4,742
1922 862,450 587,717 70,000 73,606 90,969 36,497 3,665
1923 987,237 686,035 60,700 84,515 103,010 48,859 4,118
1924 1,004,780 676,519 60,700 93,682 125,735 45,242 2,902
1925 1,123,840 735,678 50,000 94,411 201,256 38,475 4,020
1926 1,138,653 800,143 50,000 121,308 163,839 3,363
1927 1,215,473 802,089 50,000 122,352 238,232 2,800
1928 1,201,627 728,428 50,000 227,304 192,952 2,943
1929 1,129,593 656,143 50,000 200,209 191,637 31,604
1930 1,101,914 684,921 50,000 200,940 129,813 36,240
1931 986,012 544,497 51,000 176,503 159,369 54,643
1932 889,767 472,709 59,830 184,591 119,569 53,068
1933 865,080 400,026 80,330 167,939 163,748 53,037
1934 935,592 369,438 114,740 180,908 212,666 57,840
1935 930,792 413,716 77,140 177,601 225,663 36,672
1936 1,026,977 399,007 99,640 177,534 311,799 38,997
1937 1,068,421 451,194 119,140 183,226 273,062 41,799
1938 996,503 457,554 104,140 158,717 235,933 40,159
1939 1,026,060 492,295 71,740 149,675 282,632 29,718
1940‡
1941 1,174,801 478,126 81,725 113,744 473,157 28,049

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.

Liabilities & Capital

Year capital surplus undivided_profits surplus_and_undivided_profits notes_nb deposits individual_deposits demand_deposits time_deposits due_to_banks due_to_banks_and_other_liabs bills_payable other_liabs
1912 50,000 0 0 39,955 93,758 0
1913 50,000 7,000 956 50,000 312,398 2,622
1914 50,000 14,000 1,814 50,000 361,838 208
1915 50,000 14,000 3,499 48,800 202,196 98,529 4,349
1916 50,000 14,000 2,894 50,000 315,888 125,017 9,137
1917 50,000 14,000 4,280 50,000 383,962 153,265 8,940
1918 50,000 18,342 49,200 372,684 154,813 3,185
1919 50,000 24,823 50,000 409,331 222,179 22,468
1920 50,000 34,362 49,200 421,895 350,479 23,080
1921 50,000 54,448 49,400 337,863 389,689 9,920 0
1922 50,000 50,000 49,400 325,201 359,372 15,617
1923 50,000 74,392 50,000 362,650 438,907 11,288
1924 50,000 78,010 49,400 354,748 456,822 15,800
1925 50,000 87,732 50,000 430,990 491,916 13,202
1926 50,000 86,484 50,000 386,905 540,272 22,992 2,000
1927 50,000 94,303 49,200 439,212 563,674 17,084 2,000
1928 50,000 93,611 50,000 385,151 609,966 10,899 2,000
1929 50,000 70,000 23,221 50,000 930,372 0 6,000
1930 50,000 70,000 25,828 50,000 900,086 0 6,000
1931 50,000 50,000 29,380 50,000 783,557 16,075 7,000
1932 50,000 50,000 28,476 50,000 687,972 23,319 0
1933 50,000 25,000 32,526 50,000 707,554 0 0
1934 50,000 25,000 27,554 50,000 783,038 0 0
1935 50,000 26,000 27,931 826,862 0 0
1936 50,000 35,000 24,748 917,229 0 0
1937 50,000 40,000 22,984 955,437 0 0
1938 50,000 50,000 20,495 876,008 0 0
1939 50,000 50,000 30,622 895,438 0 0
1940‡
1941 50,000 50,000 38,690 1,036,111 0 0

‡ Gray rows indicate years where the bank appears in the Historical NIC panel but no balance sheet was reported.